Sri Lanka Travel Insurance

Secure your Travel to Sri Lanka with the Right Travel Cover

Traveling to a foreign land means a lot of experiences and adventures. A trip to Sri Lanka can make you fall in love with the country and its phenomenal beauty. The island country- naturally shaped as a raindrop on the globe - has many attractions consisting of mystic Buddha temples, serene beaches, stunning landscapes, lush tea plantations, and exotic wildlife.

As you plan for a comfortable vacation, buy the best Sri Lanka travel insurance plan to shield your travel budget from unnecessary spending during any emergency. It covers your expenses incurred due to medical emergencies like hospitalization as well as non-medical needs such as trip delays, delayed checked-in baggage, etc.

Is it mandatory to get Travel Insurance while traveling to Sri Lanka?

No, getting travel insurance is not required when visiting Sri Lanka. Besides an obligation, purchasing travel insurance is beneficial to travelers. Medical treatment in the country may be prohibitively expensive, and as a result, a travel care policy is essential for providing a financial cushion in unforeseen medical conditions. Your travel policy provides specific coverage even in non-medical situations such as trip delays, trip cancellation, loss of baggage and passport, etc.

Also, if you are traveling for further studies, then availing student travel insurance will save you from the unnecessary hassle of arranging funds in times of crisis.

Salient Features of Sri Lanka Travel Insurance

• Affordably Priced Premium: With Explore Asia, the premium becomes more affordable while still meeting region-specific healthcare needs.
• Compensation for Mishaps: In case of an insured person’s death during the travel, the travel cover compensates the nominee for a financial backup.
• Cashless Claim Settlement: By simply calling us whenever a health emergency strikes, you may access a cashless in-patient care facility throughout our network of hospitals.
• Complete Security: Whether it's a medical or non-medical emergency, the insurance is there for you, from flight onboarding to flight return.
• Easy Policy Extension: You may simply extend your Sri Lanka travel insurance coverage online for up to 365 days or the maximum trip duration stipulated in the policy terms.

Policy Details of Sri Lanka Travel Insurance Plan

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is covered under Travel Insurance for Sri Lanka?

Irrespective of your travel reason, we have covered you to make your trip stress-free. The following are some of the advantages of buying the best travel insurance for Sri Lanka:

• Emergency Hospitalization: We protect your cost for emergency hospitalization due to sickness or injury and the treatment of pre-existing diseases in life-threatening situations.
• Daily Allowance: We reimburse a specific amount each day of in-patient care for up to five consecutive days per claim.
• Personal Accident: We will indemnify in the event of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the Period of Insurance.
• Compassionate Visit: This benefit allows a family member to accompany you throughout your hospital stay in a foreign country.
• COVID-19 Coverage: We will indemnify the expenses incurred due to the hospitalization for covid. There will be no reimbursement for quarantining at home.
• Trip Delay & Cancellation: These disruptions are beyond your control, but with our compensation option, you may cover any necessary expenditures incurred due to the setback.
• Delay & Loss of Checked-in Baggage: We will reimburse you for the essentials in case of a delay in receiving the Checked-In Baggage beyond 12 consecutive hours.
• Loss of Passport & International DL: We may not get your passport or luggage back, but we sure can cover the loss under this benefit subject to terms and conditions.

Personal liability coverage and repatriation of mortal remains are also the coverage benefits of foreign travel insurance.

More extensive information about the coverage benefits can be found in the insurance document.

What is Not Covered under Sri Lanka Travel Insurance?

The following are some of the basic exclusions:

• Any trip that is planned in defiance of medical advice by your doctor.
• Any medical care that the insured individual is entitled to.
• Any act of self-destruction or self-inflicted damage, including suicide attempts, etc.

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.
• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
• Dental Treatment: The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

*Please carefully read the policy’s inclusions and exclusions to avoid any inconvenience.

What is the Premium of the Sri Lanka Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveler, the country they are traveling to, trip duration, and the type of coverage selected. Travel Insurance offered by Care Health Insurance is affordable and budget-friendly. Our travel healthcare insurance premium for the Sri Lanka starts from as low as Rs. 428* for a single traveler on a 10-day long trip.

For instance, if you are traveling from India to the Sri Lanka for 10 Days, a one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:

*The above-mentioned travel insurance premium is calculated that the insured members have not been diagnosed, hospitalized, or undergone any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Premium for Sri Lanka Travel Insurance with us?

You can calculate Sri Lanka's travel insurance premium cost in below five easy steps:

• Step 1: Fill in your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insure.
• Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
• Step 3: Mention if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured according to your need. Care Travel Health Insurance provides two sum insured options: $50k and $100k.
• Step 5: Check your calculated premium and click "Buy Now" to proceed.

Please note: The premium charged under the Policy depends upon the sum insured. Trip duration in days, the scope of geographies covered, type of trip, cover type, the individual's health status, and plan opted by the customer.

Things to Consider Before Purchasing Travel Insurance for Sri Lanka

Make every moment of your trip to Sri Lanka a memorable experience. As you spend time exploring this magnificent land and get to know the places – its rich culture and history, ensure you have a checklist that includes applying for a visa on time and getting a Sri Lanka Travel Insurance cover.

Below are a few things that you should consider before buying your travel insurance:

• Nature of the Trip: Frequent fliers should get yearly policies, while others should purchase single trip insurance.
• Vacation Duration: The smaller the premium depending on the number of days spent in Sri Lanka, the shorter the trip.
• Medical History: If you have a severe illness, be sure the insurance covers it.
• Examine the Coverage: Pay special attention to the inclusions to determine what is covered by the Policy. The overseas travel insurance plan provides optimum advantages at a low rate.
• Know the Claims Procedure: Make sure you understand the process for notifying your travel purpose; we've got you covered to make your journey joyous and stress-free.

Insurance Claim Process

Types of Sri Lanka Visas

• Tourist Visit Visa: International tourists visiting the country for various purposes like tourism, relaxation, meeting relatives, etc., must avail of the tourist visit visa. It can be availed for double entry and has a validity of 30 days. This type of visa can be renewed twice, with 30-day validity.
• Business Visa: Foreign nationals visiting the country for business purposes for a short time should avail of Business Visa. It can be availed for a single or double trip and has a validity of 30 days.
• Student Visa: Those traveling to the country to study in Sri Lanka can opt for a Student Visa, which has a validity of 5 years.
• Transit Visa: An entry permit is available for those traveling to another destination via Sri Lanka. It is valid for 2 days.

Steps to Apply for Visa for Sri Lanka

Applicants can easily avail of ETA for Sri Lanka by completing the ETA application online o6n www.eta.gov.lk. The online application saves you time and processes your visa while sitting at home. Following are the steps you have to follow while applying for ETA:

• Select the visa and purpose of your visit.
• Submit your application on www.eta.gov.lk and get the acknowledgment.
• You will receive ETA approval on your mail mentioned by you in the application form.
• Take a fine printout of the approval and submit it at the immigration counter at the Airport when required.

The visa processing time takes around 3 days after submitting your application online.

Important documents required for Sri Lanka Visa Application

The documents required include:

• Passport with validity of a minimum of 6 months.
• Scanned copy of the first and last pages of the passport.
• Confirmed return air ticket.
• Proof of confirmation of hotel.

Tourists can also apply for a visa from the Sri Lankan Embassy in the home nation.