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Asia Travel Insurance

A Quick Guide on Travel Insurance for Asia

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I

93%

Claim Settlement Ratio (OND 2018)

II

7800 +

Network Hospitals across 500 cities

III

400 Lacs+

lives covered

About Asia Travel Insurance

Travel Insurance for Asia- Asia is home to 49 countries and is the largest continent in the world. It is the only continent that shares its borders with two more continents namely Africa and Europe. Exploring the vast land of Asia is sure to give you an experience of a lifetime. From the mighty Himalayas, that span Nepal, India, and China to the tropical rainforests extending across southern Asia; from the cold arctic climate in the north to the tropical climate in south India and Southeast Asia - take a pleasure trip to witness the sprawling landscapes and beauty of this continent.

Buy Asia Travel Insurance that will be your companion when it comes to ensuring a comfortable travel experience. Before you embark on your journey, pack all your essentials including your vital documents like Passport and Travel Visa so that you can effortlessly indulge in creating your best travel memories. Since the occurrence of the most unexpected things at the most unexpected places is a possibility, travel insurance for Asia is essential to protect you during your new adventures. Care Travel Insurance brings you a plan that gives you the best protection during any medical or non-medical exigency.

Is Travel Insurance For Asia Mandatory?

There are as many as 34 countries in the world where travel insurance is mandatory. With an aim to prevent unexpected expenditures owing to the unpaid medical bills by tourists, many countries have made travel insurance a mandatory requirement for tourists.

However, even in countries where travel insurance is not mandatory, it is wise to purchase one as unexpected emergencies can result in unwanted expenditures and spoil the fun during your international trip.

The countries in Asia where it is mandatory for foreign visitors and tourists to get travel insurance include Russia, UAE, Qatar, and Turkey. If you are planning to visit Southeast Asia, you should plan your trip with the best travel insurance. One of the Southeast Asian countries, Thailand is an attractive destination for many travelers. The country is planning to add a mandatory insurance fee for foreign tourists.

What is Covered in Travel Insurance For Asia?

Medical Benefits Covered Under Asia Travel Insurance

  • Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Asia will provide you complete cover encompassing IPD and OPD expenses.
  • Accidental hospitalisation: Get double sum insured during in case of accidental hospitalization.
  • Pre-existing diseases: Asia Travel Insurance Plan will provide a 10 percent sum insured for the treatment of a life-threatening condition for pre-existing diseases.
  • Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
  • Medical Evacuation: Get cover of up to USD 10,000 during an emergency when there is a need for medical evacuation to the home country.
  • Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in common carrier/ public transport.

In addition, Asia Travel Insurance plan also offers coverage for:

  • Dental expenses as a result of injury: Up to USD 300
  • Expenses of a personal accident: Up to USD 15,000
  • Repatriation of mortal remains: Up to USD 10,000
  • Expenses for out-patient care: Up to 20 percent of the Sum Insured
  • Daily Allowance: USD 25 per day, maximum 5 days
  • 2-way compassionate visit for an immediate family member
  • Accidental Death/Permanent Total Disability

Non-Medical Benefits Covered Under Asia Travel Insurance

  • Trip delay, cancellation or interruption: If your trip is delayed, then you will get cover of up to USD 500. In case of trip cancellation or interruption, the cover under the travel plan will be USD 1,000.
  • Loss of passport and checked-in baggage: Get cover of up to USD 100 for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers cover of up to USD 300.
  • Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage of USD 1,000 under Asia travel insurance policy.

Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

What is Not Covered in Asia Travel Insurance Plan?

Before you proceed to buy a travel insurance plan, it is highly essential that you check the exclusions provided by your insurer. This will be beneficial so that you can plan your expenses accordingly for any situation that is not listed under the policy details. Some of the exclusions are given below:

  • Expenses of treatment of HIV/AIDS/ other transmitted disease are not covered under Asia Travel Insurance Plan.
  • Expenses arising out of hazardous activity, influence of drugs or alcohol or consequences of war/nuclear perils.
  • Costs incurred due to exposure to ionizing radiation or contamination.
  • Expenses due to treatment of self-inflicted injury, suicide, etc.
  • Any liability related to any professional services offered by the insured.
  • Expenses incurred by engaging in business activities.
  • Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
  • Personal liability of the insured towards another individual (whether personal, official or commercial).
  • Expenses due to wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations.
  • Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
  • Liability related to possession of animals, insects, bird and reptiles and their byproducts.
  • Expenses arising as a result of an insured person engaging in Breach of Law.

Who is Eligible for Travel Insurance For Asia?

For a single trip, the minimum entry age of the insured person is 1 day. There is no maximum limit on the age to avail this plan. A Single Trip International Travel Insurance implies that the insured person will be covered only for a single trip and lapses the moment he/she returns home.

What Is The Premium For Travel Insurance For Asia?

The premium that an insured person must pay will be based on various factors including the age of the traveler, the country he/she is traveling to, trip duration and the type of coverage selected.

A Guide for Your Asia Travel

Central Asia comprises of countries like Uzbekistan, Kazakhstan, Tajikistan, Turkmenistan, Kyrgyzstan, and Afghanistan. To visit this part of the world, make sure you travel light as you could be charged a fee for excess luggage in some places, especially in public transport. The terrain ranges from high mountainous regions to deserts, pack the right clothes depending on the place you are going to. Get set for a unique cultural experience.

Towards the east are countries like China, Japan, Mongolia, North Korea, and South Korea. Some of the populous regions of the world are located here. For those traveling within budget, there are many affordable destinations to visit in Southeast Asia. Some options you can explore include Malaysia, the Philippines, Thailand, Vietnam, Indonesia, and Singapore. Southeast Asian countries are a hotspot for backpackers and there is a lot of adventures you can look forward to. When it comes to packing, you will require light cotton clothing as the weather generally remains hot and humid. However, November to February period is the best time for traveling to Southeast Asia.

South Asia encompasses the Indian subcontinent countries - India, Nepal, Pakistan, Sri Lanka, and Bangladesh. Explore these places that are known for their rich cultural heritage.

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