Asia Travel Insurance

Travel Insurance for Asia

Asia is home to 49 countries and is the largest continent in the world. It is the only continent that shares its borders with two more continents, namely Africa and Europe. Exploring the vast land of Asia is sure to give you the experience of a lifetime. From the mighty Himalayas that span Nepal, India, and China to the tropical rainforests extending across southern Asia; from the cold arctic climate in the north to the tropical climate in south India and Southeast Asia - take a pleasure trip to witness the sprawling landscapes and beauty of this continent.

Buy Asia Travel Insurance that will be your companion when it comes to ensuring a comfortable travel experience. Before you embark on your journey, pack all your essentials, including your vital documents like Passport and Travel Visa, so that you can effortlessly indulge in creating your best travel memories. Since the occurrence of the most unexpected things at the most unexpected places is a possibility, our travel insurance Asia plan is essential to protect you during your new adventures. Care Travel Insurance brings you a plan that gives you the best protection during any medical or non-medical exigency. From immediate cashless hospitalization to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., we offer these benefits under the policy coverage. You can get the policy at an affordable premium to enjoy your trip worry-free.

Is Travel Insurance For Asia Mandatory?

There are as many as 34 countries in the world where travel insurance is mandatory. With an aim to prevent unexpected expenditures owing to unpaid medical bills by tourists, many countries have made travel insurance a mandatory requirement for tourists.
However, even in countries where travel insurance is not mandatory, it is wise to purchase one as unexpected emergencies can result in unwanted expenditures and spoil the fun during your international trip.

Asian countries where it is mandatory for foreign visitors and tourists to get travel insurance include Russia, UAE, Qatar, and Turkey. If you are planning to visit Southeast Asia, you should plan your trip with the best travel insurance. One of the Southeast Asian countries, Thailand is an attractive destination for many travelers. The country is planning to add a mandatory insurance fee for foreign tourists.

Benefits of Travel Insurance for Asia

'No matter what your travel purpose is, we've got you covered to make your journey joyous and stress-free. Summarizing below the benefits of opting for the best travel insurance for Asia: 

• Comfort: Having a travel insurance cover for your Asia trip will save you, especially senior citizens and students, from the stress of traveling.
• Protection in Medical Emergency: The policy provides coverage to help you get immediate medical attention.
• Compensation in case of Mishaps: The plan offers compensation to the nominee in case of uncertain death of the insured person.
• Covers you in other Contingencies: Trip delays and loss of belongings and documentation will be taken care of under the travel plan. 
• Multi-Trip Policy: If you are a frequent flyer, you can avail of the multi-trip travel policy.
• Cashless Claim Settlement: You can apply for the cashless claim facility.
• Region-specific Plans: Our region-specific customized international travel insurance plans help you to relish your trip and leave all your travel worries with us.

What is Covered in Travel Insurance For Asia?

• Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Asia will provide you complete cover encompassing IPD and OPD expenses.
• COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
• Accidental hospitalisation: Get double sum insured in case of accidental hospitalization.
• Pre-existing diseases: Asia Travel Insurance Plan will provide a 10 percent sum insured for the treatment of a life-threatening condition for pre-existing diseases.
• Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
• Medical Evacuation: Get cover of up to USD 10,000 during an emergency when there is a need for medical evacuation to the home country.
• Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses the life while traveling in common carrier/ public transport.
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the Asia travel insurance policy
• Trip delay, cancellation or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy. In case of loss of passport, the plan offers a cover of up to USD 300/200 Euro with sub-limits.
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage of USD 1,000 under the Asia travel insurance policy.

Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

What is Not Covered in Asia Travel Insurance Plan?

Before you proceed to buy a travel insurance plan, it is highly essential that you check the exclusions provided by your insurer. This will be beneficial so that you can plan your expenses accordingly for any situation that is not listed under the policy details. Some of the exclusions are given below:

• Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
• Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
• Any dental treatment or surgery unless necessitated due to an injury.
• Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
• Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
• Hormone replacement therapy.
• Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

Eligibility for Asia Travel Insurance?

Check the below eligibility criteria according to the plans:

Please refer to the prospectus for more details on eligibility. 

Premium for Asia Health Travel Insurance

The premium that an insured person must pay will be based on various factors, including the age of the traveler, the country he/she is traveling to, trip duration, and the type of coverage selected.

A Guide for Your Asia Travel

Central Asia comprises countries like Uzbekistan, Kazakhstan, Tajikistan, Turkmenistan, Kyrgyzstan, and Afghanistan. To visit this part of the world, make sure you travel light as you could be charged a fee for excess luggage in some places, especially in public transport. The terrain ranges from high mountainous regions to deserts; pack the right clothes depending on the place you are going to. Get set for a unique cultural experience.

Towards the east countries like China, Japan, Mongolia, North Korea, and South Korea are located. Some of the populous regions of the world are found here. For those traveling within budget, there are many affordable destinations to visit in Southeast Asia. Some options you can explore areMalaysia, the Philippines, Thailand, Vietnam, Indonesia, and Singapore. Southeast Asian countries are a hotspot for backpackers, and there is a lot of adventures you can look forward to. When it comes to packing, you will require light cotton clothing as the weather generally remains hot and humid. However, November to February period is the best time for traveling to Southeast Asia.

South Asia encompasses the Indian subcontinent countries - India, Nepal, Pakistan, Sri Lanka, and Bangladesh. Explore these places that are known for their rich cultural heritage.

FAQs On Asia Travel Insurance

Q.What is the premium that I need to pay?

A.The premium for an Asia travel insurance plan is subject to your age, travel country, trip duration, trip frequency, coverage opted, add-on covers, and sum insured. 

Q.What is the type of cover available under Travel Insurance for Asia?

A.Cover under Travel Insurance is available on an individual basis and not on a family floater basis.

Q.Do I need to undergo any medical examination for coverage?

A.You are not required to undergo any medical examination for coverage. However, you should declare if you have any pre-existing medical conditions.

Q.When does the coverage start?

A.The coverage starts from the day you board the conveyance to leave for international travel or the contracted departure date as per the policy, whichever is later.

Q.What document will I get as Proof of Insurance?

A.You will get a soft copy of the travel insurance policy on your registered email id.

Q.What is the procedure to be followed for the extension of a policy?

A.The policy can be extended up to a maximum duration of 365 days or maximum trip duration as specified under the plan. The online extension of the travel insurance policy is available.

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