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Japan Travel Insurance

A Quick Guide on Travel Insurance for Japan


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Claim Settlement Ratio (OND 2018)


7800 +

Network Hospitals across 500 cities


400 Lacs+

lives covered

About Japan Travel Insurance

Travel Insurance for Japan: The land of the rising sun, Japan is an archipelago and a highly-developed country in the world that has enticed millions of travelers worldwide. From beachside holidays to adventurous trips in the mountains, there are options galore for you to indulge in the best travel moments in Japan. The country attracts one and all with its rich culture, scenic landscapes, remarkable entertainment hubs, and charming historical cities.

Owing to the geographical location of Japan, earthquakes occur frequently in the country. Moreover, there are travel-related risks in terms of medical exigencies which should never be ignored. Choose Japan Travel Insurance as your financial support system when undertaking an international trip to a captivating destination like Japan.

Is Japan Travel Insurance Mandatory?

The standard of medical care in Japan is high. In case of any medical emergency, you may have to spend a lot on your treatment that can hamper your travel plans. Furthermore, the chances of unexpected situations like flight delays or loss of personal belongings can never be ruled out. Thus, travelers are advised to buy Japan Travel Insurance to safeguard their international trip.

Moreover, the number of non-Japanese citizens in the country is growing. The government aims to ensure that quality healthcare is available to them. Besides, Japanese citizens are covered under their National Health System. This is why, non-Japanese visitors are encouraged to get health insurance cards for their convenience and bring along an interpreter to the medical centers, owing to the language barrier.

Quick Facts About Japan



Official Languages




Country calling code


Modes of transportation

Buses, Taxis, Ferries and Bullet Trains

Time difference

3 Hours and 30 Minutes Ahead of India

International Airports

Narita International Airport, Haneda Airport Kansai International Airport and Chūbu Centrair International Airport

What is Covered in Japan Travel Insurance Plan?

Here we have listed all the major Medical and Non-medical benefits covered in Japan Travel insurance policy.

Medical Benefits of Japan Travel Insurance

  • Emergency Hospitalization: During emergency hospitalization, get all expenses including IPD & OPD expenses covered
  • Accidental Hospitalization: Double sum insured during accidental hospitalization
  • Cover for pre-existing ailment: Japan Travel Insurance covers expenses for treatment of pre-existing diseases will be covered

Japan’s travel insurance policy also covers other expenses during the medical evacuation, treatment in one’s home country, in-patient and out-patient care, injury-related dental expenses, and personal accident.

Non-Medical Benefits of Japan Travel Insurance

  • Loss of passport: Defined coverage amount for loss of passport
  • Loss of checked-in baggage: Specified coverage for loss or delay of checked-in baggage
  • Trip delays/cancellation/interruption: Cover for expenses due to trip delay, cancellation or interruption

Japan Travel Insurance covers non-medical expenses including cover for up-gradation to business class, personal liability and return of the minor child.

What is Not Covered in Japan Travel Insurance?

Specified below are instances when you cannot make a claim on the travel insurance policy:

Expenses incurred as a result of:

  • Medical treatment for HIV/AIDS or any other transmitted disease
  • Self-inflicted injury attempted suicide or suicide
  • Hazardous activity, influence of drugs or alcohol, consequences arising due to war or nuclear perils, ionizing radiation or contamination due to the same
  • Professional services offered by the insured
  • Engaging in business activities, ownership of any aircraft, watercraft, motor vehicle or other vehicles
  • Wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations
  • Encroachment of intellectual property rights like patent, copyright, and trademark
  • Possession of animals, insects, bird and reptiles and their byproducts
  • Involvement in Breach of Law
  • Personal liability towards another individual, whether personal, official or commercial

Eligibility for Japan Travel Insurance

All visitors can avail Japan Travel Insurance if they are traveling to the country whether for business purposes or pleasure trips. Under the single trip plan, the minimum age of an insured person is 1 day whereas there is no limit on the maximum age.

Insurance Premium for Japan Travel Insurance

The premium to obtain Japan Travel Insurance is based on factors like traveler’s age, destination, trip duration and type of coverage selected.

Types of Japan Visas

  • Tourist Visa: This is a temporary visa that can be availed if you are visiting Japan for recreation/holiday. It is valid for a period of 90 days. Indians are required to pay a visa fee of INR 510 for either single or multiple trips. A service charge of INR 650 is also applicable.
  • Business Visa: People visiting Japan for business purposes are required to obtain the Business Visa which is valid for up to 90 days. For multiple entry visas for business, the visitors are required to meet certain criteria as specified under the law.
  • Medical Stay Visa: People visiting Japan for medical treatment or medical consultations should apply for this visa.
  • Transit Visa: This visa is available for citizens of non-visa exempt countries. People who are en route to another country and need to stop over in Japan must avail the transit visa.

>> Check: International Travel Insurance Plan

Indian Ordinary Passport Holders who are visiting Japan as a temporary visitor can apply for multiple entry visas. They can avail visa for various purposes like tourism, visiting friends/relatives and business affairs except for revenue-generating business operations.

Although there are various long-term visas for Japan namely Working Visa and General Visa, the above visas come under the category of short-term visas and are most suited for those traveling to Japan for a short duration.

Visa Procedure for Japan

The eVisa system makes it easy for travelers to apply for a visa for Japan through online mode. The traditional method of visa application will involve a visit to the Japanese Embassy/ Consulate or a visa application center.

Step 1: Fill the application form with relevant details like full name, date of birth, address, passport details, etc.

Step 2: Provide the supporting documents based on your purpose of visit, as per the checklist. It includes a valid passport, old passports, and recent photographs of the applicant.

Step 3: Submit your duly-filled and signed application form and pay the specified visa fee.

It takes at least 4 working days to process the visa application after it is submitted at the Embassy of Japan.

A Guide For Your Japan Travel

You need at least 15 days in order to explore the major tourist attractions in Japan. The country can be visited during any time of the year but the ideal time is the autumn season, that is, September to November. Although, some visitors prefer to come to the country in the winter months from December to February as it is much affordable.

Use public transport which is the most efficient way to explore the cities. For long-distance train travel, opt for the Japan Rail Pass to save on expenses. The Shinkansen or bullet train network is widely known for its efficiency and the fares are reasonably priced. While communicating with the locals, it is advised that you be familiar with common Japanese phrases like ‘Kon'nichiwa’ (Hello), Ikura (How much?) and Arigato (Thank you).

The country is prone to earthquakes that can be worrisome for some travelers. Always stay alert and keep an eye on the designated evacuation spots.

As regards food and accommodation, Japan can be a little expensive for budget travelers. Vending machines are quite popular in Japan, from where you can buy snacks, drinks, and other essentials while on the go. Do remember to check out the traditional Japanese cuisine at the Conveyor Belt Sushi or Rotation Sushi.

Top Places To Visit In Japan

  • Mount Fuji: Capture pristine views of one of the largest mountains in the country or go hiking for the perfect adventure at Mount Fuji.
  • Tokyo Disneyland: Spend a day at the Tokyo Disneyland - a theme park spread over 115 acres of land - for a fun-filled time with friends and family.
  • Kiyomizu-Dera: This is an ancient Buddhist temple in Kyoto. Nestled near Otowa Waterfall amidst the forested hills, visit this place that is listed in the UNESCO World Heritage Sites.
  • Hokkaido Island: Find serenity in the natural hot springs or head to the national parks in the vicinity. Hokkaido is also known for its volcanoes and popular ski areas.
  • Hiroshima: A city that has revived itself over the years, Hiroshima exudes peace and reflects the history of Japan. Take a trip to the Peace Memorial Park & Museum, Hiroshima Castle and Itsukushima Shrine.

Located in East Asia and surrounded by the Pacific Ocean, Japan is an island country. It ranks as the second-best in the world in the field of scientific and technological advancements and offers world-class infrastructure facilities. Japan is home to high-tech cities and serene towns that bring out the essence of Japanese culture. Situated in Japan, Tokyo and Osaka are known to be the busiest and most liveable cities in the world. Visit this land with distinctive culture and traditions for a unique and exciting experience.

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