Thailand Travel Insurance

Secure Your Trip to Thailand with the Right Travel Cover

From verdant valleys and isolated tropical islands to glamorous coastlines and cities, Thailand is a wanderer’s dream. This  southeast Asian country has become an enigma for backpackers and luxury travellers alike, not just because of the attractions but also because of its modern tourist infrastructure and safe, friendly reputation. Having said that, Thailand travel will be a memorable, life-changing experience if you keep some basic tips in mind starting from prior arrangements for bookings and accommodation to buying travel insurance for Thailand.

No matter how well-planned your trip is, emergencies can hit anytime to ruin the travel excitement. That’s where travel insurance comes into play. . Care Health Insurance brings to you a travel insurance plan that offers  the much-needed  protection during any medical or non-medical exigency abroad. 

From immediate cashless hospitalisation to reimbursement for medical and non-medical emergencies such as loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, the policy will cover you for all.  . You can get the policy at an affordable premium to make your trip memorable

Is it Mandatory to Get Travel Insurance for  Thailand?

The Thai government has made it mandatory for foreign citizens entering Thailand to have medical insurance if they require it during their stay. For travelling to Thailand, a mandatory COVID-19 travel insurance policy explicitly states the traveller has coverage for medical care if they contract COVID-19. Travellers whose insurance plans do not specifically state this requirement may be denied entry into Thailand. Furthermore, travel insurance for Thailand must have a minimum coverage level of $10,000 USD (or approximately 3.5 million Thai Baht) to cover medical treatment availed by the applicant and be valid for the duration of the visit.

Explore Asia - Travel Insurance for Thailand

Care Health Insurance offers a comprehensive travel cover for Thailand under Explore Asia. It is an exclusively designed policy that takes care of your travel-related emergencies. 

Getting travel insurance is a wise option if you want to secure your trip. If you are looking for Thailand Travel Insurance, you can even get it online without any hassle of approaching the agents.

Features of Thailand Travel Cover

No matter what your travel purpose is, we've got you covered to make your journey joyous and stress-free. Summarising below the features of opting for the best travel insurance for Thailand:

• Affordable Premium: The travel policy for Thailand fits your travel budget by offering affordable premiums without cutting down on other essentials.

• Automatic Trip Extension: The policy automatically extends travel cover up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.

• Cashless Claim Processing: Our wide network of healthcare providers help you avail of cashless in-patient care in case of an emergency. This can be availed  by simply calling us during emergencies.

• All-inclusive Protection: Whether you need healthcare services or assistance during non- medical emergencies such as loss of checked-in baggage or loss of passport, we have your back at every step of your journey.

• Useful Add-on Benefits: The policy helps you customise and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

Thailand Travel Insurance Policy at a Glance

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Travel Insurance for Thailand?

We offer comprehensive travel insurance policies with below-mentioned coverage under Thailand travel insurance:

Emergency Hospitalisation: If you find yourself in a medical emergency that requires hospitalisation, the travel insurance plan will provide you with complete cover encompassing IPD and OPD expenses.

• COVID-19 Coverage: We offer COVID-19 coverage to keep you worry-free during a health emergency. 

• Trip Delay, Cancellation, or Interruption: You will get compensation for the trip delayed, cancelled, or interrupted up to the sum insured.

• Compassionate Visit: We offer h a reimbursement facility for flight ticket costs to an immediate family member in case the insured is hospitalised.

• Personal Accident: Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention.

• Daily Allowance: Meet your additional, everyday expenses during hospitalisation with our reimbursement benefit of up to a specified amount as per the policy terms.

• Loss of Passport and Checked-in Baggage: Get coverage up to the sum insured for loss of passport and checked-in baggage or delay of checked-in baggage.

• New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep the unnecessary stress at bay.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is Not Covered under Travel Insurance for Thailand?

It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.

• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.

• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.

• Dental Treatment:  Expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Premium for Thailand Health Travel Insurance?

The premium that  the insured  must pay will be based on various factors, including the age of the traveller, the country he/she is  travelling to, trip duration, and the type of coverage selected.

The travel insurance plans for Thailand offered by Care Health Insurance are pretty affordable and budget-friendly. CHI's travel healthcare insurance premium for the Thailand zone starts from as low as around Rs. 471* for a single traveller on a 10-day-long visit.

For instance, if you are travelling from India to Thailand on a 10 day, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

You can calculate your Thailand travel insurance premium cost in these five easy steps:

• Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

• Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

• Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

• Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: $50k and $100k.

• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The exact premium cost for Thailand travel insurance is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Keep in Mind Before Buying Thailand Travel Insurance

When selecting travel insurance for Thailand or any southeast Asian destination of your choice, you must ensure that the plan suits your requirements. Here are the factors to be considered.

• Nature of the Trip: Frequent fliers should go for annual plans; others should go for a single trip insurance plan.

• Trip Duration:  Based on the number of days spent in Thailand, the premium is decided. The shorter the trip, the lower the premium.

• Medical History: If you have any serious ailment, ensure that the policy covers it.

• Check the Coverage: Take a close look at the inclusions to know what is covered in the Policy. The overseas Thailand travel insurance plan has maximum benefits and an affordable premium.

• Review the Exclusions: While on a trip, you might not want to be surprised and know  that your travel plan does not cover certain expenses you assumed it would. Hence, read the policy exclusion and plan your trip.

Claim Procedure

What are the Types of Visas for Thailand?

There is an option of getting a visa on arrival for Indian passport holders in Thailand for tourism if they are staying for less than 15 days. They can obtain a visa from the Thailand Embassy or at any immigration checkpoint located at an International airport in Thailand.

Based on the purpose of your visit, there are different types of Visas that can be availed of. Below are the types of visas you can avail:

• Tourist Visa: This type of Visa is issued either for single or multiple entries. The tourist can stay in Thailand for up to a period of 60 days. It can further be extended to an additional 30 days.

• Non-immigrant Visa: This type of visa allows travellers to stay up to 90 days in the country. It is assigned for a single entry.

• Non-immigrant B-Visa: This type of Visa is applicable to travellers visiting Thailand for business purposes.

• Non-immigrant Ed-Visa: Those who are visiting the country for education or pursuing vocational courses should apply for this Visa. It will be available with the help of a recommendation letter from the authorised body.

• Non-immigrant O-Visa: If you are planning to retire in Thailand, start work or settle in the country after getting married to a Thai national, you will need to apply for a Non-immigrant O-Visa or Marriage visa. To avail of the retirement visa, you must be above 50 years of age.

• Permanent Resident Visa: You must avail of this type of Visa if you are residing in Thailand for 3 years in a row.

Important Documents Required for Thailand Visa Application

The following documents are required to avail a tourist visa for Thailand:

• Passport or travel document valid for at least 6 months.

• Form for requesting a visa (filled out).

• One (1) recent 4x6cm photo of the applicant.

• Round-trip air ticket or digital ticket (paid in full).

• Financial evidence (20,000 baht per person/40,000 baht per family).

• Proof of hotel or private lodging.

How to Apply for a Thailand Visa?

Here are the visa application process steps:

• Category: Choose the right visa category depending on the purpose of your visit to Thailand and download the visa application form.

• Fees: Payment of visa fees can be made through credit/debit card or net banking.

• Documentation: The required documents need to be submitted online at selected destinations or the branch.

• Receive visa: You will get updates on your visa status on a real-time basis, and on approval, receive your visa.

Important Things to Know about Thailand

Get yourself a comprehensive travel insurance plan at an affordable premium and make your trip to Thailand fully secured.