Travel Insurance Vietnam

Secure Your Trip to Vietnam with the Travel Insurance Vietnam

Vietnam is the most beautiful Southeast Asian country located in the South Vietnam Sea. Insanely diverse landscapes, crystal clear beaches, and UNESCO heritages invite all kinds of travellers worldwide to explore this offbeat destination. Its sumptuous cuisine and vibrant nightlife impress the most and add more fun to your trip. Excelling every day towards a better future, Vietnam has no shortage of excitement for visitors from across the world.

However, with this excitement for the visitors comes unforeseen events. No matter how well you plan your trip, even a single eventuality can affect your budget. Hence having travel insurance for Vietnam is always recommended. Travel insurance for Vietnam from India can provide immediate cashless hospitalisation, reimbursement for lost checked-in baggage, trip delay/cancellation, assistance in the event of passport loss, and other benefits at an affordable premium.

Is It Mandatory to get Travel Insurance while travelling to Vietnam?

No, travel insurance is not compulsory for Vietnam. However, in order to secure your trip financially during a travel contingency you must purchase international travel insurance for Vietnam. Whether you are visiting Vietnam for tourism, business, or study, all-encompassing travel insurance for Vietnam will protect you against a wide range of scenarios that may arise during your trip.

Travel insurance is always recommended, regardless of which destination in the world you are travelling to. A travel insurance policy can keep you from facing unexpected financial liabilities due to medical or non-medical perils.

For example- travel insurance for Vietnam from India provides a payout in the event of emergency hospitalisation, baggage loss or the loss of necessary travel documents, such as a passport, etc.

What are the Features of Travel Insurance for Vietnam by Care Health Insurance?

Here are some of the features offered by Care Health Insurance’s International Travel Insurance Plan to safeguard your finances on your journey:

• Affordable Premium: The travel insurance for Vietnam from India fits your travel budget by offering an affordable premium without cutting down on other essentials.
• Automatic Trip Extension: The policy automatically extends travel cover for up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.
• Cashless Claim Process: Our wide network of healthcare providers helps you avail of a cashless in-patient care facility by simply calling us during emergencies.
• All-inclusive Protection: We have your back at every unprecedented hiccup of your journey, whether you need healthcare services or assistance during a loss of checked-in baggage.
• Useful Add-on Benefits: The policy helps you customise and secure frequent and long-duration trips with optional covers like Pre-existing diseases (PED) coverage, refund of visa fees, etc.

*Please refer to the brochure for more details on product features.

Travel Insurance for Vietnam: Plan at a Glance

While buying a travel insurance plan for Vietnam always pay special attention to details such as the sum Insured for Vietnam travel insurance, trip option and minimum and maximum entry age. Here is a table to help you decide whether Care Health Insurance’s travel insurance plan for Vietnam is affordable for you:

*Please make a note that Family options are only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Travel Insurance for Vietnam?

Choose the best travel insurance for Vietnam to ensure your safety while travelling in an unknown country. To help you recover in times of crisis, at Care we offer detailed coverage in our travel insurance policies.

Travel insurance for Vietnam is intended to cover the risks associated with your trip to vietnam. Check the plan coverage below:

• Emergency Hospitalisation: If you encounter a medical emergency that requires immediate hospitalisation in Vietnam, the travel insurance plan by CHIL will provide you with complete cover, including IPD and OPD expenses.
• COVID-19 Coverage: We offer financial coverage against COVID-19 for your trip to Vietnam so that you can enjoy your trip without the fear of the pandemic.
• Trip Delay, Cancellation, or Interruption: You will get compensation for the trip cancellation, delayed or interrupted up to the sum insured.
• Compassionate Visit: We understand the need of a family member when you are hospitalised. Thus, we help your family members reach out in such a case with a reimbursement facility for a flight ticket.
• Personal Accident: Travelling abroad can bring many uncertainties and accidents are the most common among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention in our travel insurance plan.
• Loss of Passport and Checked-in Baggage: Worry not if you lose your passport and checked-in baggage in Vietnam, as we offer coverage for it as per policy terms.
• New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.

*Please Refer to the policy documents for more detailed information regarding the Coverage.

What is not Covered under Travel Insurance for Vietnam?

It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions of Explore- Asia plan are given below:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• World War: As per policy terms, any injury incurred due to involvement in wars or riots shall be excluded from coverage.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalisation or death shall not be covered.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents are not covered
• Breach of Law: Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country.
• Dental Treatment: Expenses of any planned dental treatment or surgery unless necessary due to acute pain are excluded.

What is the Premium for Vietnam Health Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected.

The travel insurance plan for Vietnam offered by Care Health Insurance is quite affordable, starting from just Rs. 646* for a single traveller on a 15-day-long visit.

For instance, if you are travelling from India to Vietnam on a 15 day, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $100k can be calculated by a travel insurance premium calculator as below:

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting Premium of Travel Insurance for Vietnam

When selecting travel insurance for Vietnam or any Asian destination of your choice, you must ensure that the plan suits your requirements and is available at an affordable premium. Here are the factors that affect your premium:

• Nature of the Trip: Whether you are a frequent traveller or are travelling just for once, defines the premium of your Vietnam travel insurance greatly. If you are a frequent flyeryou may buy a multi-trip travel insurance plan however, once-in-a-lifetime travellers may opt for a single-trip plan.
• Trip Duration: The shorter the trip, the lower the premium based on the number of days you are planning to spendin Vietnam.
• Medical History: Taking coverage for a pre-existing ailment is a necessary step to avoid any further hassles during the trip. However, this may also affect the cost of your premium.
• Check the Coverage: Higher the travel insurance plan coverage, the the higher the plan’s premium. Hence, take a close look at the inclusions to know what is covered under the Policy and customise your plan with the most important coverages that you’ll need during the trip.
• Review the Exclusions: To avoid any last minute surprises, about the coverage of your travel insurnce plan, always make sure to read out the policy’s exclusion. Make sure to cover certain expenses that may be incurred during the trip to avoid any last-minute cash shortage.

How to file Claim under Vietnam Travel Insurance

What are the Types of Visas for Vietnam?

When planning a trip to Vietnam, it is important to comprehend your legal requirements before leaving. If you need a visa to enter Vietnam, you should know the type of visa you require to avoid surprises and save time and money.

Based on the purpose of your visit, there are different types of Vietnam Visa for Indians that can be availed of. They are:

1) Tourist Visa (DL): The tourist visa is issued to visitors to Vietnam solely for the purpose of tourism and not for business purposes. A Vietnam tourist visa is classified into three types based on its validity and number of entries:

• One-month single entry visa
• One-month multiple entry visa
• Three-month single entry visa
• Three-month multiple entry visa

2) Business Visa (DN1, DN2): The second most common type of Vietnam visa is the business visa, which is further divided into:

• DN1 visa – To be given to foreigners who work with other legal businesses and organisations in accordance with Vietnamese laws.
• DN2 visa – To be granted to foreigners coming to Vietnam to offer services, establish a commercial presence, or engage in other activities permitted by international treaties to which Vietnam is a signatory.

3) Student/internship Visa (DH): A Vietnam student visa is issued to those who are studying at a university in Vietnam. This Vietnam visa type is usually procured after arriving in Vietnam. You can enter Vietnam on a tourist visa and then apply at the Immigration Office for a change in visa status after enlisting in the course.

4) Working Visa (LD1 – LD2): Foreigners who work full time in Vietnam, such as teachers, are granted a Vietnam Working Visa. It is classified as follows:

• LD1 – To be granted to foreigners with work permit exemption certificates who come to work in Vietnam, except otherwise given to international treaties to which Vietnam is a member with.
• LD2 – To be given to foreigners who require a work permit in Vietnam.

This category of visa for Vietnam is valid for a maximum of two years. If you intend to stay in Vietnam for an extended period, you must apply for an LD temporary residence card, valid for up to two years.

5) Investor Visa (DT1, DT2, DT3, DT4): An investor visa for Vietnam is a kind of visa that foreign investors can obtain in Vietnam.

6) Diplomatic visa (NG): A diplomatic visa to Vietnam is granted to:

• Representatives of a delegation entering Vietnam at the invitation of Vietnamese ministries or other high-ranking government officials.
• Consulate personnel in Vietnam.
• Those who go to work with consulate members or pay a brief visit to them.

Unless agreed upon by the Vietnamese embassy and the applicant's home country, there is no fee for a diplomatic visa to Vietnam.

Important Documents Required for Vietnam Visa Application

Along with your visa application, you must provide relevant documents containing the necessary information. The following documents are required for a Vietnam visa:

• A passport valid for six months.
• A copy of your signed and completed visa application form.
• Information about your itinerary.
• Proof of hotel and flight reservations.
• A copy of the return ticket a bank statement from the last three months
• Evidence that you have sufficient funds to fund your visit.

Quick Facts about Vietnam

Places to Visit in Vietnam

Vietnam is a beautiful country with beautiful scenery, humble people and a diverse culture. Everything from pristine beaches to the nightlife is a sight to behold. Thus, to ensure that you do not miss some of the most awestrucking places, here is a list of places to visit in Vietnam.

• Hanoi: It serves you with the vibrant colors of Vietnam's city life. It is a capital city famous for its Ho Chi Minh Museum, Hoan Kiem Lake, The One Pillar Pagoda, and The Imperial Citadel of Thang Long. A buzz of motorbikes, red-roofed tube houses, and delicious street food serve you Vietnamese delicacies.
• Ho Chi Minh City: A metropolis of Vietnam, Ho Chi Minh City has some famous tourist places like The Notre Dame Cathedral, The History Museum, The Jade Emperor Pagoda, and Chinatown. You can also go to Ben Thanh market to taste Vietnamese street food.
• Ha Long Bay: This place is well-known for its picturesque islands and fascinating caves. You can swim in the green water and can enjoy scuba diving, rock climbing, hiking, and capture the amazing natural beauty of Vietnam.
• Hoi An: This riverside city has its legacy. The Cham Museum, old merchants' houses, the Phuoc Kien assembly hall, Phung Hung House, Japanese covered bridge, and a Bang beach are some of the eye-catching places in Hội An.

Travelling is a fun experience, even if there are a few surprises along the way. Visiting a different country, being surrounded by people who speak another language, learning about their culture, and trying new foods can be exhilarating!

This is why you should get a travel insurance plan to assist you in a crisis in a foreign country. Get yourself a comprehensive travel insurance plan at an affordable premium and safeguard your trip to Vietnam.