Covid Banner

Buy Online to Avail 5% Digital Discount


Time left to Save TaxSave Tax u/s 80D

  • days
  • Hours
  • Min
  • Sec
phone_in_talk Buy Policy : 1800-102-4499

We thank you for your interest in Care Health Insurance. Our expert will call you soon to assist you

Let us help you find
a Perfect Plan

Buy Now
Get a call back from us


Or call us on our toll free number

Thank You

Thank you!

We thank you for your interest in Care Health Insurance Limited . Our expert will call you soon to assist you.

Message Welcome to Live Chat Call

Start Chat


Heart Health Insurance

Buy Health Insurance for Heart Patients

Care Heart health insurance has got you covered if you are diagnosed with a cardiac ailment or have undergone surgery in the past. Acquiring heart insurance beforehand saves you from paying hefty hospital bills in an emergency.

  • Pre & Post Hospitalization
  • Lifelong Renewability
  • Cardiac Annual Health Check-up
  • Only 2 years waiting period for pre-existing ailments
Cashless Healthcare Providers^^
38 Lakh+
Insurance Claims Settled**
Claim and Customer Support
Discount Sticker

Get quote in 1 minute Discount Sticker


+91 Verified
  • Please Select Product
By clicking, you agree to ourT & C

What is Care Heart Insurance?

Care Health Insurance offers a health insurance for heart patients that offers comprehensive coverage to people with cardiac ailments or someone who has undergone a Cardiac surgery or medical procedure related to the heart. Care Heart reflects our commitment to offering access to Quality Healthcare to people suffering from pre-existing cardiac ailments/disorders and who have undergone cardiac surgery/procedures. So, the best mediclaim for heart patients, like Care Heart will help you in the long run and provide lifelong renewability.

Features & Benefits of Care Heart: The Health Insurance for Your Heart

benefits of securing family health insurance benefits of securing family health insurance

Cashless Hospitalisation- Protect your health & finances across our 22900+ cashless healthcare providers’ network.

Cardiac Health Checkup- Keep track of your heart health by getting cardiac health checkups yearly under the care heart plan.

Lifelong Coverage- The lifelong renewability feature allows you to continue the policy through regular policy renewals.

Coverage for Alternate Treatments- A combination of conventional and alternative treatments, such as AYUSH, is covered for a speedy recovery.

Domiciliary Hospitalisation Coverage- We pay medical expenses incurred during your treatment at home for a period exceeding 3 consecutive days.

Why Should You Buy a Care Heart Health Insurance Policy?

Alarmingly, cardiovascular diseases are increasing in our country, affecting the young and elderly alike. An unforeseen event like emergency hospitalisation can severely impact a family’s finances. In most cases, heart and blood vessel abnormalities, such as high blood pressure, diabetes, and other blood sugar issues, cause a surge in cardiovascular diseases. Thus, Care Health Insurance offers Care Heart, a specific heart care insurance policy designed to cover prolonged medical treatment expenses, thus helping you lead a healthy and stress-free life.

Types of Heart Covers by Care Health Insurance

Man Illustration

Look for best health plan that suits your need!

Product Image
Heart Health Insurance

Health Insurance that Covers Pre-existing Heart Ailments

  • 541+ Day Care Treatments
  • AYUSH Coverage
Product Image
Heart Mediclaim

Health Insurance Covering 16 Major Health Aliments

  • Cashless & Reimbursement Facility
  • Annual Cardiac health check-up
Product Image
Operation Insurance

Coverage for wide array of defined surgeries

  • In-Patient Care
  • Day Care Treatment

What is Covered under Care Heart Health Insurance?

With the surge in cardiac ailments in India and rising medical costs, it is necessary to have the best mediclaim policy for a heart patient. We at Care offer Care Heart aiming to provide financial protection to your loved ones undergoing pre-existing heart illness. Below are the coverage benefits of our heart insurance-


In-patient Care

We will support you during the entire hospitalisation period with in-patient coverage for room charges, doctor’s consultation, oxygen, etc., up to the sum insured.


Daycare Treatment

Care Heart covers 540+ daycare procedures involving less than 24 hours, including neurology, oncology, pediatric surgery, and others.


Pre-and-Post Hospitalisation

With Care Heart, we share your burden for 30 days of pre-hospitalization and 60 days of post-hospitalization expenses.


Coverage for Alternate Treatments

We pay up to a specified amount towards alternative treatments like AYUSH for your speedy recovery.


Ambulance Expenses

We make sure you reach the hospital without worrying much. The policy covers ambulance expenses up to specified amount per hospitalisation.


Domiciliary Hospitalisation Coverage

In some cases, the insured will be recommended domiciliary care. We cover domiciliary treatment expenses up to 100% of the sum insured covered after 3 days.


No Claim Bonus

We reward you for maintaining good health by offering a cumulative bonus of up to max 50% of SI every year for raising no claims as per policy terms.


Annual Cardiac Health Checkup

We care for you, and as a preventive measure, we cover comprehensive cardiac and other heart-related parameters once every year as per policy terms.

What is Not Covered Under Care Heart Health Insurance?

This mediclaim policy for a heart patient covers major medical treatment expenses. However, some expenses are not covered, as listed under exclusions. They include expenses related to:

  • Self-inflicted injury (resulting from suicide, attempted suicide)
  • Alcohol or drug use, misuse, or abuse
  • Pregnancy and childbirth, miscarriage, abortion, and its consequences
  • Infertility treatment and in vitro fertilisation
  • Hospitalization due to war, riot, strike, nuclear weapons
  • Congenital diseasem and Cancers
  • Disorders of the Brain and Spinal Cord and Meninges
  • Neuromuscular Disorders and Disorders of Immunity or Autoimmune Disorders
  • Disorders of the Pituitary, Adrenal, Parathyroid glands and blood
  • Chronic lung, kidney and liver diseases
  • AIDS/HIV positive or sexually transmitted diseases

Voice Of Customer

Rohan Kumar December 01, 2023
Care Heart

Thank you

Miss. Priyanka attended my call at 1am. Got cashless hospitalisation, and also recharge got easy during my patients bypass surgery.
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Best
Health Insurance Company of the year^


38 Lakh+ Claims Settled*



^India Insurance Summit & Awards 2023

FAQS on Heart Health Insurance

Q. Can I buy health insurance after a heart attack?

Yes. Yes, you can buy Care Heart Health Insurance after a heart attack. Please carefully review the policy’s terms and conditions to understand inclusions and exclusions.

Q. Is there any sub-limits in the coverage?

Yes, there are sub-limits applicable on room rent, ICU charges, cataract treatment, and Total Knee Replacement. Do refer to the policy T&C.

Q. Is there a co-payment clause in the policy?

Yes, we have a co-payment clause in the policy. The policyholders will have to bear a certain percentage of every claim amount from their pocket. Please refer to the policy T&C to know more.

Q. Is Care Heart health insurance for pre existing heart disease?

Yes, it is for those who already have pre-exisitng heart disease.

Q. What are the conditions when a person can opt for care heart?

  • Undergone first-time PTCA/CABG within 7 years period prior to commencement
  • Corrected Arterial Septal Defect(ASD) or Ventricular Septal Defect
  • Corrected Patent Ductus Arteriosous(PDA)
  • Cardiac conditions cured through RF Ablation
  • Angiogram but no medical intervention after test

Q. What is the waiting period for heart insurance?

Care Heart has a 30-day initial waiting period and a waiting period of 24 months for pre-existing diseases and specified ailments.

Q. Is there any eligibility criteria for purchasing a cardiac health insurance policy?

Individuals above 18 can opt for the Care Heart policy without restricting the maximum entry age. The policy offers lifelong coverage.

Disclaimer: The information above is just for reference. Kindly read the T & C of the policy thoroughly. Do refer to IRDAI guidelines for tax exemption conditions.

**Number of Claims Settled as of 31st May 2023

^10% discount is applicable for a 3-year policy

^^Number of Cashless Healthcare Providers as of 30th June 2023.

View All
Reach out to us
Whatsapp Chat 8860402452



Get Expert Advice


Chat with Us