Care Classic- Zone-based Health Insurance Policy
India is a diverse nation, where everything from people's lifestyles to living conditions differs across the regions. Also, there's a significant difference between a metro city's health infrastructure and facilities compared to a smaller town’s infrastructure.
At Care Health Insurance, we introduce Care Classic—the most comprehensive zone-based health insurance for families residing across cities in India. Our city-based health insurance policy ensures that our customers get the right coverage at an affordable premium, irrespective of their city zones.Further, in order to meet the diverse demands of our customers, we provide this health insurance plan in both an individual basis and a family floater cover.
Our zone-based health cover helps families stay protected with budget-friendly medical insurance no matter where they live or avail of healthcare treatment. Choose zone-based pricing provision if you want to save more on your health insurance policy while expanding your coverage across India.
What is Care Classic Health Insurance?
Your age, gender, and pre-existing diseases are some of the factors that determine your health insurance premium. But do you know that the city you reside in also plays a vital role while calculating a premium? While healthcare expenses are lower in smaller towns, high-end infrastructure and modern facilities cause the treatment costs to shoot through the roof in metro cities.
In this plan, you have to pay the premium according to your city zones without bearing the high treatment cost of urban areas. This way, insured members from smaller towns can save up to 30% on premium amounts compared to metropolitan centres.
What is the Meaning of Zone in Health Insurance Policy?
It is common knowledge that healthcare in larger metropolitan cities costs more than in smaller towns. That is why insurance providers have curated zone-based health insurance policies to make seeking healthcare more affordable for those in smaller towns.
Zone in this respect means the cities that are classified as per their overall infrastructure and population are categorised into zones.
Types of Health Insurance Zones in India
Zones |
Zone Description |
Zone 1 |
Mumbai, Thane, Delhi, including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda, Surat. |
Zone 2 |
Bangalore, Pune, Nasik, Rest of Gujarat. |
Zone 3 |
Rest of India |
Health insurance zone list will help you identify your city zone based on the PIN Code of your city.
Also, we offer a multi-year policy discount on the premium to reduce your financial burden. As medical inflation is increasing rapidly, Care Classic is the perfect investment that provides financial protection to you and your family during a medical emergency anywhere, anytime. Therefore, this health insurance plan is essential for citizens from every walk of life staying in different parts of India.