Save tax up to ₹75,000~ u/s 80D
Care Classic- Zone Based Health Insurance Plan
Specialised Plan with IVF treatment Coverage!- Zone-based affordability
- No Claim Bonus up to 150% of SI
- Coverage for Assisted Reproductive Treatment
- Unlimited Automatic Recharge
Insured 7,00,00,000+ lives
Health Plan with IVF Support & PAN-India Zone Coverage
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By continuing, you agree to our T&C
Care Classic Plan Details
More About Product
Product Benefits
Brochure
Customer Information Sheet
Prospectus
Plan Highlights
- Get premiums based on your current city of residence.
- Earn a 25% No Claim Bonus each claim-free year, with a maximum of 150% of the Base sum insured.
- Get global coverage for planned treatments for illnesses diagnosed in India.
- Enjoy unlimited Automatic Recharge for hospitalisations due to related and unrelated illnesses.
- Get emergency air ambulance cover up to ₹5 lakh for medically necessary transfers during emergencies.
- Enjoy unlimited e-consultations with doctors and discount coupons for consultations, pharmacies, and labs via the Care Health app.
- Get coverage of up to ₹2 lakh for IVF and assisted reproductive treatments. Avail the benefit after a 3-year waiting period, once every 3 consecutive years.
- Get expert advice from domestic specialists on 15 critical illnesses, available once annually per condition.
Plan Details
- Policy Terms
- Exclusions
Claim Process
- Cashless
- Reimbursement
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- New Delhi
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22100+
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1400+
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FAQs on Care Classic
Q. Which is the best health insurance plan for Assisted Reproductive Treatment (ART)?
Care Classic is one of the best health insurance plans for ART expenses, covering up to ₹2 lakh annually for SI > ₹5 lakh, subject to a 3-year waiting period and conditions apply.
Q. What is the minimum entry age for the Care Classic Health Insurance Plan?
The minimum entry age for adults is 18 years, while children can be covered from 91 days old under a family floater policy with at least one adult insured.
Q. What is the maximum entry age under the Care Classic Health Insurance Policy?
The maximum entry age for Care Classic is 65 years for adults and 24 years for dependent children.
Q. Does Care Classic cover advanced technology treatments?
Yes, Care Classic includes coverage for eligible advanced technology treatments, subject to the applicable sub-limit specified in the policy terms and conditions.
Q. Who can buy Care Classic health insurance?
Care Classic is available as a family floater for families seeking comprehensive health coverage for insured members, subject to eligibility and underwriting.
Q. Does Care Classic include coverage for Cataract treatment?
Yes, cataract treatment is covered up to the sub-limit specified in the policy.
Q. How many cashless healthcare providers are available under Care Classic?
Care Classic provides access to over 22,100 cashless healthcare providers across India for convenient treatment and hospitalisation.
Q. What is the waiting period under the Care Classic Health Insurance Plan?
The policy includes an initial waiting period of 30 days, a 24-month waiting period for specified ailments, and a 36-month waiting period for pre-existing diseases and Assisted Reproductive Treatment (ART), subject to policy terms and conditions.
Q. Can I avail cashless hospitalisation under the Care Classic Zone-based Health Insurance Plan?
Yes, cashless hospitalisation is available at network hospitals associated with the insurer, subject to the policy terms and conditions.
Q. What optional benefits are available under the Care Classic Health Insurance Policy?
Optional benefits include OPD cover, Instant Cover, Air Ambulance, and Global cover, available as add-ons.
Secure Your Finances Now!
Get the best financial security with Care Health Insurance!
Reach out to us at
Sales:1800-102-4499
Services: 8860402452
Live Chat
Care Classic: UIN - CHIHLIP26048V022526
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
^The premium is calculated for two insured individual (18 each) who opts for a sum insured of 5 lakh in a zone 3 city.
**Number of Claims Settled as of Dec 2025
~~10% discount is applicable for a 3-year policy.
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