Save tax up to โ‚น75,000~ u/s 80D

Ultimate Care EMI

Reasons to Choose Care Health Insurance?

  • 21700+ CASHLESS HEALTHCARE PROVIDERS^^
  • 58 Lakh+ INSURANCE CLAIMS SETTLED^^
  • 24*7 CLAIM AND CUSTOMER SUPPORT

Get affordable health coverage with Senior Health Advantage Plan

Get a Free Quote

5% Digital Discount for Online Customers Exclusively**
+91
+91
๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan+93 AF
๐Ÿ‡ฆ๐Ÿ‡ฑ Albania+355 AL
๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria+213 DZ
๐Ÿ‡ฆ๐Ÿ‡ธ American Samoa+1684 AS
๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra+376 AD
๐Ÿ‡ฆ๐Ÿ‡ด Angola+244 AO
๐Ÿ‡ฆ๐Ÿ‡ฎ Anguilla+1264 AI
๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua and Barbuda+1268 AG
๐Ÿ‡ฆ๐Ÿ‡ท Argentina+54 AR
๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia+374 AM
๐Ÿ‡ฆ๐Ÿ‡ผ Aruba+297 AW
๐Ÿ‡ฆ๐Ÿ‡บ Australia+61 AU
๐Ÿ‡ฆ๐Ÿ‡น Austria+43 AT
๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan+994 AZ
๐Ÿ‡ง๐Ÿ‡ธ Bahamas+1242 BS
๐Ÿ‡ง๐Ÿ‡ญ Bahrain+973 BH
๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh+880 BD
๐Ÿ‡ง๐Ÿ‡ง Barbados+1246 BB
๐Ÿ‡ง๐Ÿ‡พ Belarus+375 BY
๐Ÿ‡ง๐Ÿ‡ช Belgium+32 BE
๐Ÿ‡ง๐Ÿ‡ฟ Belize+501 BZ
๐Ÿ‡ง๐Ÿ‡ฏ Benin+229 BJ
๐Ÿ‡ง๐Ÿ‡ฒ Bermuda+1441 BM
๐Ÿ‡ง๐Ÿ‡น Bhutan+975 BT
๐Ÿ‡ง๐Ÿ‡ด Bolivia+591 BO
๐Ÿ‡ง๐Ÿ‡ฆ Bosnia and Herzegovina+387 BA
๐Ÿ‡ง๐Ÿ‡ผ Botswana+267 BW
๐Ÿ‡ง๐Ÿ‡ท Brazil+55 BR
๐Ÿ‡ป๐Ÿ‡ฌ British Virgin Islands+1284 VG
๐Ÿ‡ง๐Ÿ‡ณ Brunei+673 BN
๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria+359 BG
๐Ÿ‡ง๐Ÿ‡ซ Burkina Faso+226 BF
๐Ÿ‡ง๐Ÿ‡ฎ Burundi+257 BI
๐Ÿ‡จ๐Ÿ‡ป Cabo Verde+238 CV
๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia+855 KH
๐Ÿ‡จ๐Ÿ‡ฒ Cameroon+237 CM
๐Ÿ‡จ๐Ÿ‡ฆ Canada+1 CA
๐Ÿ‡ฐ๐Ÿ‡พ Cayman Islands+1345 KY
๐Ÿ‡จ๐Ÿ‡ซ Central African Republic+236 CF
๐Ÿ‡น๐Ÿ‡ฉ Chad+235 TD
๐Ÿ‡จ๐Ÿ‡ฑ Chile+56 CL
๐Ÿ‡จ๐Ÿ‡ณ China+86 CN
๐Ÿ‡จ๐Ÿ‡ด Colombia+57 CO
๐Ÿ‡ฐ๐Ÿ‡ฒ Comoros+269 KM
๐Ÿ‡จ๐Ÿ‡ฌ Congo+242 CG
๐Ÿ‡จ๐Ÿ‡ฐ Cook Islands+682 CK
๐Ÿ‡จ๐Ÿ‡ท Costa Rica+506 CR
๐Ÿ‡จ๐Ÿ‡ฎ Cรดte d'Ivoire+225 CI
๐Ÿ‡ญ๐Ÿ‡ท Croatia+385 HR
๐Ÿ‡จ๐Ÿ‡บ Cuba+53 CU
๐Ÿ‡จ๐Ÿ‡ผ Curaรงao+599 CW
๐Ÿ‡จ๐Ÿ‡พ Cyprus+357 CY
๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic (Czechia)+420 CZ
๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark+45 DK
๐Ÿ‡ฉ๐Ÿ‡ฏ Djibouti+253 DJ
๐Ÿ‡ฉ๐Ÿ‡ฒ Dominica+1767 DM
๐Ÿ‡ฉ๐Ÿ‡ด Dominican Republic+1849 DO
๐Ÿ‡จ๐Ÿ‡ฉ DR Congo+243 CD
๐Ÿ‡ช๐Ÿ‡จ Ecuador+593 EC
๐Ÿ‡ช๐Ÿ‡ฌ Egypt+20 EG
๐Ÿ‡ธ๐Ÿ‡ป El Salvador+503 SV
๐Ÿ‡ฌ๐Ÿ‡ถ Equatorial Guinea+240 GQ
๐Ÿ‡ช๐Ÿ‡ท Eritrea+291 ER
๐Ÿ‡ช๐Ÿ‡ช Estonia+372 EE
๐Ÿ‡ธ๐Ÿ‡ฟ Eswatini+268 SZ
๐Ÿ‡ช๐Ÿ‡น Ethiopia+251 ET
๐Ÿ‡ซ๐Ÿ‡ด Faeroe Islands+298 FO
๐Ÿ‡ซ๐Ÿ‡ฐ Falkland Islands+500 FK
๐Ÿ‡ซ๐Ÿ‡ฏ Fiji+679 FJ
๐Ÿ‡ซ๐Ÿ‡ฎ Finland+358 FI
๐Ÿ‡ซ๐Ÿ‡ท France+33 FR
๐Ÿ‡ต๐Ÿ‡ซ French Polynesia+689 PF
๐Ÿ‡ฌ๐Ÿ‡ฆ Gabon+241 GA
๐Ÿ‡ฌ๐Ÿ‡ฒ Gambia+220 GM
๐Ÿ‡ฌ๐Ÿ‡ช Georgia+995 GE
๐Ÿ‡ฉ๐Ÿ‡ช Germany+49 DE
๐Ÿ‡ฌ๐Ÿ‡ญ Ghana+233 GH
๐Ÿ‡ฌ๐Ÿ‡ฎ Gibraltar+350 GI
๐Ÿ‡ฌ๐Ÿ‡ท Greece+30 GR
๐Ÿ‡ฌ๐Ÿ‡ฑ Greenland+299 GL
๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada+1473 GD
๐Ÿ‡ฌ๐Ÿ‡บ Guam+1671 GU
๐Ÿ‡ฌ๐Ÿ‡น Guatemala+502 GT
๐Ÿ‡ฌ๐Ÿ‡ณ Guinea+224 GN
๐Ÿ‡ฌ๐Ÿ‡ผ Guinea-Bissau+245 GW
๐Ÿ‡ฌ๐Ÿ‡พ Guyana+592 GY
๐Ÿ‡ญ๐Ÿ‡น Haiti+509 HT
๐Ÿ‡ป๐Ÿ‡ฆ Holy See+379 VA
๐Ÿ‡ญ๐Ÿ‡ณ Honduras+504 HN
๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong+852 HK
๐Ÿ‡ญ๐Ÿ‡บ Hungary+36 HU
๐Ÿ‡ฎ๐Ÿ‡ธ Iceland+354 IS
๐Ÿ‡ฎ๐Ÿ‡ณ India+91 IN
๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia+62 ID
๐Ÿ‡ฎ๐Ÿ‡ท Iran+98 IR
๐Ÿ‡ฎ๐Ÿ‡ถ Iraq+964 IQ
๐Ÿ‡ฎ๐Ÿ‡ช Ireland+353 IE
๐Ÿ‡ฎ๐Ÿ‡ฒ Isle of Man+44 IM
๐Ÿ‡ฎ๐Ÿ‡ฑ Israel+972 IL
๐Ÿ‡ฎ๐Ÿ‡น Italy+39 IT
๐Ÿ‡ฏ๐Ÿ‡ฒ Jamaica+1876 JM
๐Ÿ‡ฏ๐Ÿ‡ต Japan+81 JP
๐Ÿ‡ฏ๐Ÿ‡ด Jordan+962 JO
๐Ÿ‡ฐ๐Ÿ‡ฟ Kazakhstan+7 KZ
๐Ÿ‡ฐ๐Ÿ‡ช Kenya+254 KE
๐Ÿ‡ฐ๐Ÿ‡ฎ Kiribati+686 KI
๐Ÿ‡ฐ๐Ÿ‡ผ Kuwait+965 KW
๐Ÿ‡ฐ๐Ÿ‡ฌ Kyrgyzstan+996 KG
๐Ÿ‡ฑ๐Ÿ‡ฆ Laos+856 LA
๐Ÿ‡ฑ๐Ÿ‡ป Latvia+371 LV
๐Ÿ‡ฑ๐Ÿ‡ง Lebanon+961 LB
๐Ÿ‡ฑ๐Ÿ‡ธ Lesotho+266 LS
๐Ÿ‡ฑ๐Ÿ‡ท Liberia+231 LR
๐Ÿ‡ฑ๐Ÿ‡พ Libya+218 LY
๐Ÿ‡ฑ๐Ÿ‡ฎ Liechtenstein+423 LI
๐Ÿ‡ฑ๐Ÿ‡น Lithuania+370 LT
๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg+352 LU
๐Ÿ‡ฒ๐Ÿ‡ด Macao+853 MO
๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar+261 MG
๐Ÿ‡ฒ๐Ÿ‡ผ Malawi+265 MW
๐Ÿ‡ฒ๐Ÿ‡พ Malaysia+60 MY
๐Ÿ‡ฒ๐Ÿ‡ป Maldives+960 MV
๐Ÿ‡ฒ๐Ÿ‡ฑ Mali+223 ML
๐Ÿ‡ฒ๐Ÿ‡น Malta+356 MT
๐Ÿ‡ฒ๐Ÿ‡ญ Marshall Islands+692 MH
๐Ÿ‡ฒ๐Ÿ‡ท Mauritania+222 MR
๐Ÿ‡ฒ๐Ÿ‡บ Mauritius+230 MU
๐Ÿ‡พ๐Ÿ‡น Mayotte+262 YT
๐Ÿ‡ฒ๐Ÿ‡ฝ Mexico+52 MX
๐Ÿ‡ซ๐Ÿ‡ฒ Micronesia+691 FM
๐Ÿ‡ฒ๐Ÿ‡ฉ Moldova+373 MD
๐Ÿ‡ฒ๐Ÿ‡จ Monaco+377 MC
๐Ÿ‡ฒ๐Ÿ‡ณ Mongolia+976 MN
๐Ÿ‡ฒ๐Ÿ‡ช Montenegro+382 ME
๐Ÿ‡ฒ๐Ÿ‡ธ Montserrat+1664 MS
๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco+212 MA
๐Ÿ‡ฒ๐Ÿ‡ฟ Mozambique+258 MZ
๐Ÿ‡ฒ๐Ÿ‡ฒ Myanmar+95 MM
๐Ÿ‡ณ๐Ÿ‡ฆ Namibia+264 NA
๐Ÿ‡ณ๐Ÿ‡ท Nauru+674 NR
๐Ÿ‡ณ๐Ÿ‡ต Nepal+977 NP
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands+31 NL
๐Ÿ‡ณ๐Ÿ‡จ New Caledonia+687 NC
๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand+64 NZ
๐Ÿ‡ณ๐Ÿ‡ฎ Nicaragua+505 NI
๐Ÿ‡ณ๐Ÿ‡ช Niger+227 NE
๐Ÿ‡ณ๐Ÿ‡ฌ Nigeria+234 NG
๐Ÿ‡ณ๐Ÿ‡บ Niue+683 NU
๐Ÿ‡ฒ๐Ÿ‡ต Northern Mariana Islands+1670 MP
๐Ÿ‡ฐ๐Ÿ‡ต North Korea+850 KP
๐Ÿ‡ฒ๐Ÿ‡ฐ North Macedonia+389 MK
๐Ÿ‡ณ๐Ÿ‡ด Norway+47 NO
๐Ÿ‡ด๐Ÿ‡ฒ Oman+968 OM
๐Ÿ‡ต๐Ÿ‡ฐ Pakistan+92 PK
๐Ÿ‡ต๐Ÿ‡ผ Palau+680 PW
๐Ÿ‡ต๐Ÿ‡ฆ Panama+507 PA
๐Ÿ‡ต๐Ÿ‡ฌ Papua New Guinea+675 PG
๐Ÿ‡ต๐Ÿ‡พ Paraguay+595 PY
๐Ÿ‡ต๐Ÿ‡ช Peru+51 PE
๐Ÿ‡ต๐Ÿ‡ญ Philippines+63 PH
๐Ÿ‡ต๐Ÿ‡ฑ Poland+48 PL
๐Ÿ‡ต๐Ÿ‡น Portugal+351 PT
๐Ÿ‡ต๐Ÿ‡ท Puerto Rico+1939 PR
๐Ÿ‡ถ๐Ÿ‡ฆ Qatar+974 QA
๐Ÿ‡ท๐Ÿ‡ช Rรฉunion+262 RE
๐Ÿ‡ท๐Ÿ‡ด Romania+40 RO
๐Ÿ‡ท๐Ÿ‡บ Russia+7 RU
๐Ÿ‡ท๐Ÿ‡ผ Rwanda+250 RW
๐Ÿ‡ง๐Ÿ‡ฑ Saint Barthelemy+590 BL
๐Ÿ‡ธ๐Ÿ‡ญ Saint Helena+290 SH
๐Ÿ‡ฐ๐Ÿ‡ณ Saint Kitts & Nevis+1869 KN
๐Ÿ‡ฑ๐Ÿ‡จ Saint Lucia+1758 LC
๐Ÿ‡ฒ๐Ÿ‡ซ Saint Martin+590 MF
๐Ÿ‡ต๐Ÿ‡ฒ Saint Pierre & Miquelon+508 PM
๐Ÿ‡ผ๐Ÿ‡ธ Samoa+685 WS
๐Ÿ‡ธ๐Ÿ‡ฒ San Marino+378 SM
๐Ÿ‡ธ๐Ÿ‡น Sao Tome & Principe+239 ST
๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia+966 SA
๐Ÿ‡ธ๐Ÿ‡ณ Senegal+221 SN
๐Ÿ‡ท๐Ÿ‡ธ Serbia+381 RS
๐Ÿ‡ธ๐Ÿ‡จ Seychelles+248 SC
๐Ÿ‡ธ๐Ÿ‡ฑ Sierra Leone+232 SL
๐Ÿ‡ธ๐Ÿ‡ฌ Singapore+65 SG
๐Ÿ‡ธ๐Ÿ‡ฝ Sint Maarten+1721 SX
๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia+421 SK
๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia+386 SI
๐Ÿ‡ธ๐Ÿ‡ง Solomon Islands+677 SB
๐Ÿ‡ธ๐Ÿ‡ด Somalia+252 SO
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa+27 ZA
๐Ÿ‡ฐ๐Ÿ‡ท South Korea+82 KR
๐Ÿ‡ธ๐Ÿ‡ธ South Sudan+211 SS
๐Ÿ‡ช๐Ÿ‡ธ Spain+34 ES
๐Ÿ‡ฑ๐Ÿ‡ฐ Sri Lanka+94 LK
๐Ÿ‡ต๐Ÿ‡ธ State of Palestine+970 PS
๐Ÿ‡ป๐Ÿ‡จ St. Vincent & Grenadines+1784 VC
๐Ÿ‡ธ๐Ÿ‡ฉ Sudan+249 SD
๐Ÿ‡ธ๐Ÿ‡ท Suriname+597 SR
๐Ÿ‡ธ๐Ÿ‡ช Sweden+46 SE
๐Ÿ‡จ๐Ÿ‡ญ Switzerland+41 CH
๐Ÿ‡ธ๐Ÿ‡พ Syria+963 SY
๐Ÿ‡น๐Ÿ‡ผ Taiwan+886 TW
๐Ÿ‡น๐Ÿ‡ฏ Tajikistan+992 TJ
๐Ÿ‡น๐Ÿ‡ฟ Tanzania+255 TZ
๐Ÿ‡น๐Ÿ‡ญ Thailand+66 TH
๐Ÿ‡น๐Ÿ‡ฑ Timor-Leste+670 TL
๐Ÿ‡น๐Ÿ‡ฌ Togo+228 TG
๐Ÿ‡น๐Ÿ‡ฐ Tokelau+690 TK
๐Ÿ‡น๐Ÿ‡ด Tonga+676 TO
๐Ÿ‡น๐Ÿ‡น Trinidad and Tobago+1868 TT
๐Ÿ‡น๐Ÿ‡ณ Tunisia+216 TN
๐Ÿ‡น๐Ÿ‡ท Turkey+90 TR
๐Ÿ‡น๐Ÿ‡ฒ Turkmenistan+993 TM
๐Ÿ‡น๐Ÿ‡จ Turks and Caicos+1649 TC
๐Ÿ‡น๐Ÿ‡ป Tuvalu+688 TV
๐Ÿ‡บ๐Ÿ‡ฌ Uganda+256 UG
๐Ÿ‡บ๐Ÿ‡ฆ Ukraine+380 UA
๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates+971 AE
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom+44 GB
๐Ÿ‡บ๐Ÿ‡ธ United States+1 US
๐Ÿ‡บ๐Ÿ‡พ Uruguay+598 UY
๐Ÿ‡ป๐Ÿ‡ฎ U.S. Virgin Islands+1340 VI
๐Ÿ‡บ๐Ÿ‡ฟ Uzbekistan+998 UZ
๐Ÿ‡ป๐Ÿ‡บ Vanuatu+678 VU
๐Ÿ‡ป๐Ÿ‡ช Venezuela+58 VE
๐Ÿ‡ป๐Ÿ‡ณ Vietnam+84 VN
๐Ÿ‡ผ๐Ÿ‡ซ Wallis & Futuna+681 WF
๐Ÿ‡ช๐Ÿ‡ญ Western Sahara+212 EH
๐Ÿ‡พ๐Ÿ‡ช Yemen+967 YE
๐Ÿ‡ฟ๐Ÿ‡ฒ Zambia+260 ZM
๐Ÿ‡ฟ๐Ÿ‡ผ Zimbabwe+263 ZW

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What is Ultimate Care?

In an effort to offer superior health and financial security, we introduce Care Supremeโ€“ a complete health plan with extensive and unique benefits at the best value. Care Supreme is a newly launched health insurance cover for individuals and families. The primary aim of Care Supreme is to help families expand the healthcare safety net without paying hefty premium amounts. With expansive coverage, the policy takes care of major healthcare expenses, like hospitalisation, AYUSH treatment, day-care procedures, domiciliary care, and organ donor coverage up to the sum insured.

As a top-notch health plan, Care Supreme comes with noteworthy optional benefits, including the โ€˜Cumulative Bonus Superโ€™ that increases the sum insured by 5 times in just 5 consecutive claim-free years. Also, the policy offers a useful add-on benefit enabling insured members to avail of 30% discounts on renewal premium as a reward for achieving pre-specified fitness goals. That makes Care Supreme a special plan that sits at the centre ofโ€“ savings, healthcare security, and fitness โ€“ the three significant insurance concerns. Read more about the coverage and features of Care Supreme while checking the policy and eligibility details.

Cover Highlights

Cumulative Bonus

Cumulative Bonus

Infinity Bonus

Infinity Bonus

Premium Payback

Premium Payback

Loyalty Boost

Loyalty Boost

Medi Voucher

Medi Voucher

Tenure Multiplier

Tenure Multiplier

Advanced Technology Treatment

Advanced
Technology Treatment

Domiciliary hospitalisation

Domiciliary hospitalisation

Day Care Treatments

Day Care Treatments

Organ Donor Cover

Organ Donor Cover

Coverage Under Ultimate Care

See all Sum Insured Options east

KEY FEATURES
โ‚น 5L/7L/ 10L/15L/ 20L/ 25L/50L/1 Cr
Cumulative Bonus
info A 50% increase of SI is offered on every renewal, irrespective of claims made, max. Up to 100%
50% of SI per year, max up to 100%
Loyalty Boost
info For the first 7 claim-free years, the base SI of the first year is added. The waiting period is waived from this additional sum insured.
2X Sum Insured on 7 claim-free policy years
Tenure Multiplier
info You can make one big claim up to the limit of your remaining SI in a multi-year policy.
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New Born โ€“ Wait Period Benefit
info Add your newborn to your policy within 90 days of birth, and they'll be covered with the same waiting period as your existing plan.
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In-Patient Care
info The treatment expenses of the insured are covered if he/she stays hospitalised for more than 24 hours.
Up to SI
Day Care Treatment
info The treatment expenses of the insured are covered if he/she stays hospitalised for less than 24 hours.
All Day Care Procedures
Advance Technology Methods
info Advanced surgeries, Radical Diagnosis, EMR, and more advanced technological treatments are covered.
Up to SI
Pre-Hospitalisation Medical Expenses
info Doctor consultations, medication, diagnostic tests, and other pre-hospitalisation expenses that occur before 60 days of hospitalisation are covered.
Up to SI
Post Hospitalisation Medical Expenses
info Doctor consultation, medication, diagnostic tests, and other hospitalisation expenses are covered after 90 days of hospitalisation.
Up to SI
AYUSH Treatment
info Ayurvedic, Yoga, Unani, Siddha, and Homeopathy are covered if the insurer is hospitalised in an AYUSH-certified hospital.
Up to SI
Domiciliary Hospitalisation
info Treatment expenses are covered if the insurer is hospitalised or treated at home on a doctorโ€™s recommendation in case of an immovable condition.
Up to SI
Organ Donor Cover
info The surgical expense of the donor may be covered if the organ donation meets Govt of India guidelines.
Up to SI
Ambulance Cover
info Ambulance expenses are covered when the insured has to be shifted from one hospital to another, the mode of transport can be road/ air/ train/boat.
Up to SI
Unlimited Automatic Recharge
info In case of multiple hospitalisations in the same year, we wonโ€™t let your SI amount exhaust. We will recharge your SI amount automatically for unlimited times.
Available for unlimited times for unrelated or from subsequent claims.
Health Services
info Connect with your doctor on chat and receive health tips and diet reminders. Our network hospital offers discounts on services like consultations, diagnostics, maternity, etc.

Health Portal-Doctor on chat, healthy tips reminder, etc.


Discount Connect โ€“ Discounts on consultation diagnostics, maternity, etc., are available on our network.

Medi Voucher
info On the 1st policy renewal, you will get 2 pharmacy vouchers of Rs 250 per policy.
2 pharmacy vouchers of Rs. 250
ICU Charges
info No limit on per-day ICU charges during hospitalisation.
Up to SI
Room Eligibility
info No maximum limit on room rent.
Up to SI
Early Renewal Discount
info If you renew your policy between 31 and 60 days before the renewal date, you get a 5% discount on the renewal premium. If you renew your plan 30 days before the renewal date, you get a 2.5% discount on renewal.
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Grace Period
info Coverage benefits are offered during the grace period, i.e. 15 days after the policy expiry date.
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*Please read the policy terms and conditions carefully to verify the benefits and exclusions in detail.
Brochure

Download the Brochure for Ultimate Care Emi Complete Plan Details

Download Ultimate Care Emi complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Add-ons to Cover Your Specific Needs

Infinity Bonus

Infinity Bonus

Get a 100% boost in coverage upon consecutive renewal.
See Details
Annual Health Check-up

Annual Health Check-up

Get a free annual health check-up for every insured member.
See Details
Instant Cover

Instant Cover

Waive off the long waiting periods for pre-existing conditions like Diabetes/ Hypertension/ Hyperlipidemia / Asthma / Obesity / Coronary Artery Disease (PTCA prior 1 year).
See Details
Claim Shield

Claim Shield

This add-on benefit provides coverage for 68 non-payable items.
See Details
PED Wait Period Modification

PED Wait Period Modification

By opting for this add-on, you can reduce your PED waiting period.
See Details
Physical Consultations with General Physicians

OPD Benefits

Physical Consultations with General Physicians
See Details
Unlimited E-consultation

Unlimited E-consultation

Get unlimited e-consultations with general physicians.
See Details

Ultimate Care Policy Details

  • Entry Age - Minimum

    • Adult: 18 years

    • Child: 91 Days in Floater policy; 5 years in Individual policy

  • Entry Age - Maximum

    • Adult: lifelong

    • Child: 24 Years

  • Exit Age

    • Adult: Lifelong

    • Child: 25 Years in Floater policy; no limit in Individual policy

  • Cover Type :

    • Individual : Max up to 6 persons

    • Floater : Max up to 2A2C

  • Tenure Options : 1/2/3/4/5 Years

  • Relationship Allowed : Self, Spouse, SonLive-in partner, Employer/Employee Daughter, Father, Mother, Mother-in-law, Father-in-law, Grandfather, Grandmother

  • Waiting Period

    • Initial Waiting Period: 30 days except for accidental expenses

    • Named Ailment Waiting Period: 24 months of continued coverage

    • Pre-existing Diseases Waiting Period: 36 months of continued coverage

Download Terms & Conditions
  • OPD treatments are not covered if the Care OPD add-on is not opted in the policy.

  • Expenses related to self-inflicted injuries, attempted suicide, etc

  • Expenses related to consumption of alcohol/tobacco or drug use/misuse/abuse

  • Cost of spectacles/contact lenses and dental treatment that does not require hospitalisation

  • Costs related to cosmetic surgeries

  • Situations related to pregnancy and childbirth, miscarriage, abortion, and its consequences

  • Any external congenital disease

  • Infertility-related tests, tests and infertility treatment, and in vitro fertilisation.

STEP 1

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization

STEP 2

Cashless

Request for pre-authorization

Reimbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval letter sent by the claim management team

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions

Approval

Approval letter sent by the claim management team

Query

Insured to response to the query raised by the claim management team

Rejected

We will communicate the reason in case of rejection

22100+ Healthcare providers offering cashless treatment across the country

Look for hospitals around you

Detailed Hospital List
22100+ Healthcare providers offering cashless treatment across the country
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Voice of Our Customer

Reviews and ratings are coming soon. Please visit again or read all product reviews here.
Rahul Sangwan

My appreciation for your prompt service

Recently, Iโ€™ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Careโ€™s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didnโ€™t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

74.5 Lakh+ Claims Settled**

Cashless Claim

22100+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of Dec 2024     *India Insurance Summit & Awards 2023

Brochure

Download the Brochure for Ultimate Care Emi Complete Plan Details

Download Ultimate Care Emi complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

+91
+91
๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan+93 AF
๐Ÿ‡ฆ๐Ÿ‡ฑ Albania+355 AL
๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria+213 DZ
๐Ÿ‡ฆ๐Ÿ‡ธ American Samoa+1684 AS
๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra+376 AD
๐Ÿ‡ฆ๐Ÿ‡ด Angola+244 AO
๐Ÿ‡ฆ๐Ÿ‡ฎ Anguilla+1264 AI
๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua and Barbuda+1268 AG
๐Ÿ‡ฆ๐Ÿ‡ท Argentina+54 AR
๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia+374 AM
๐Ÿ‡ฆ๐Ÿ‡ผ Aruba+297 AW
๐Ÿ‡ฆ๐Ÿ‡บ Australia+61 AU
๐Ÿ‡ฆ๐Ÿ‡น Austria+43 AT
๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan+994 AZ
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