Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
In an effort to offer superior health and financial security, we introduce Care Supreme– a complete health plan with extensive and unique benefits at the best value. Care Supreme is a newly launched health insurance cover for individuals and families. The primary aim of Care Supreme is to help families expand the healthcare safety net without paying hefty premium amounts. With expansive coverage, the policy takes care of major healthcare expenses, like hospitalisation, AYUSH treatment, day-care procedures, domiciliary care, and organ donor coverage up to the sum insured.
As a top-notch health plan, Care Supreme comes with noteworthy optional benefits, including the ‘Cumulative Bonus Super’ that increases the sum insured by 5 times in just 5 consecutive claim-free years. Also, the policy offers a useful add-on benefit enabling insured members to avail of 30% discounts on renewal premium as a reward for achieving pre-specified fitness goals. That makes Care Supreme a special plan that sits at the centre of– savings, healthcare security, and fitness – the three significant insurance concerns. Read more about the coverage and features of Care Supreme while checking the policy and eligibility details.
Cover Highlights
KEY FEATURES |
₹
5L/7L/ 10L/15L/ 20L/ 25L/50L/1 Cr
|
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Cumulative Bonus
info
A 50% increase of SI is offered on every renewal,
irrespective of claims made, max. Up to 100%
|
50% of SI per year, max up to 100% |
Loyalty Boost
info
For the first 7 claim-free years, the base SI of the first year
is added. The waiting period is waived from this additional
sum insured.
|
2X Sum Insured on 7 claim-free policy years |
Tenure Multiplier
info
You can make one big claim up to the limit of your
remaining SI in a multi-year policy.
|
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New Born – Wait Period Benefit
info
Add your newborn to your policy within 90 days of
birth, and they'll be covered with the same waiting
period as your existing plan.
|
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In-Patient Care
info
The treatment expenses of the insured are covered if
he/she stays hospitalised for more than 24 hours.
|
Up to SI |
Day Care Treatment
info
The treatment expenses of the insured are covered if
he/she stays hospitalised for less than 24 hours.
|
All Day Care Procedures |
Advance Technology Methods
info
Advanced surgeries, Radical Diagnosis, EMR, and more
advanced technological treatments are covered.
|
Up to SI |
Pre-Hospitalisation Medical Expenses
info
Doctor consultations, medication, diagnostic tests, and other
pre-hospitalisation expenses that occur before 60 days of
hospitalisation are covered.
|
Up to SI |
Post Hospitalisation Medical Expenses
info
Doctor consultation, medication, diagnostic tests, and other
hospitalisation expenses are covered after 90 days of
hospitalisation.
|
Up to SI |
AYUSH Treatment
info
Ayurvedic, Yoga, Unani, Siddha, and Homeopathy are
covered if the insurer is hospitalised in an AYUSH-certified
hospital.
|
Up to SI |
Domiciliary Hospitalisation
info
Treatment expenses are covered if the insurer is
hospitalised or treated at home on a doctor’s
recommendation in case of an immovable condition.
|
Up to SI |
Organ Donor Cover
info
The surgical expense of the donor may be covered if the
organ donation meets Govt of India guidelines.
|
Up to SI |
Ambulance Cover
info
Ambulance expenses are covered when the insured has to
be shifted from one hospital to another, the mode of transport
can be road/ air/ train/boat.
|
Up to SI |
Unlimited Automatic Recharge
info
In case of multiple hospitalisations in the same year,
we won’t let your SI amount exhaust. We will recharge
your SI amount automatically for unlimited times.
|
Available for unlimited times for unrelated or from subsequent claims. |
Health Services
info
Connect with your doctor on chat and receive health tips
and diet reminders. Our network hospital offers discounts on
services like consultations, diagnostics, maternity, etc.
|
Health Portal-Doctor on chat, healthy tips reminder, etc. Discount Connect – Discounts on consultation diagnostics, maternity, etc., are available on our network. |
Medi Voucher
info
On the 1st policy renewal, you will get 2 pharmacy vouchers
of Rs 250 per policy.
|
2 pharmacy vouchers of Rs. 250 |
ICU Charges
info
No limit on per-day ICU charges during hospitalisation.
|
Up to SI |
Room Eligibility
info
No maximum limit on room rent.
|
Up to SI |
Early Renewal Discount
info
If you renew your policy between 31 and 60 days before the renewal date, you get a 5% discount on the renewal premium. If you renew your plan 30 days before the renewal date, you get a 2.5% discount on renewal.
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Grace Period
info
Coverage benefits are offered during the grace period, i.e.
15 days after the policy expiry date.
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