Ultimate Care Senior

Avail 5% Digital Discount^
  • Infinity Bonus
  • Unlimited Care
  • Premium Payback*
  • No Zone-based Copayment

Insured 15,00,00,000+ lives

Because Your Golden Years Deserve Ultimate Health Coverage!

Select the members to be insured

By continuing, you agree to our T&C

Plan Features

More About Product

Product Benefits

Brochure

Customer Information Sheet

Prospectus

Plan Highlights

    • Infinity Bonus boosts coverage by 100% of Base Sl at every renewal, unlimited times. The claims do not affect the accrued amount.
    • The Premium Payback benefit allows customers to claim the first-year base premium upon every block of 5 claim-free years. 
    • Loyalty boost adds an extra sum insured equal to the first policy year’s base SI after seven claim-free years, once in a lifetime.
    • No sub-limits and caps on expenses for pre- and post-hospitalisation, AYUSH treatment, domiciliary hospitalisation, ambulance cover and organ donor cover.
    • Unlimited automatic recharge of the sum insured to ensure seniors do not run out of coverage during the policy year.
    • Wellness Benefit offers up to  30% discount on premiums to help you improve your fitness level.

Plan Details

  • Policy Terms
  • Exclusions

Claim Process

  • Cashless
  • Reimbursement

Locate Your Healthcare Providers

Hospital Locator

Hospital List
    No Hospital Found

    Our Extensive Network

    22100+

    Cashless Healthcare Providers^^

    1400+

    Cities Across India

    Hospital Network

    Voice of Customer

    • Reviews
    • Testimonials
    Overall Rating 5.0/5.0 Write a Review

    Frequently asked questions

    Q. Can I add my children to the Ultimate Care Senior health plan?

    Yes, you can add up to 2 children and 2 adults under the Ultimate Care Senior plan on a family floater basis.

    Q. Does the plan cover pre-existing conditions?

    Yes, the Ultimate Care Senior Plan covers pre-existing conditions after a 36-month waiting period.

    Q. Can I purchase the Ultimate Care Senior plan without any medical check-up?

    Yes, the Ultimate Care Senior Plan can be purchased without a pre-policy medical check-up. However, in some instances, the underwriter may request additional information or medical tests.

    Q. Is there a co-payment clause in the Ultimate Care Senior plan?

    Yes, a 20% Co-payment shall be applicable on all claims under the Ultimate Care Senior plan if opted by the insured member under the policy.

    Q. Does Ultimate Care Senior offer annual health check-ups?

    Yes, the policy provides the option of annual health check-ups as an addition to the base policy. This helps you monitor your health and take preventive measures promptly.

    Q. What is the maximum policy tenure for Ultimate Care Senior?

    The policy tenure for this plan is available up to 5 years.

    Q. Can I reduce the waiting period for pre-existing diseases under Ultimate Care Senior?

    With Instant Cover benefits, you can obtain coverage for PEDs like Diabetes, Hypertension, Hyperlipidemia, Asthma, Obesity, and Coronary Artery Disease (PTCA prior to the one year) after a 30-day waiting period. If you need coverage for a PED not listed, you can choose a PED wait period modification add-on, subject to policy terms.

    Secure Your Finances Now!

    Get the best financial security with Care Health Insurance!

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    Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

    ~Tax benefit is subject to changes in tax laws. Standard T&C Apply

    ^^Number of Cashless Healthcare Providers as of Feb 2025

    **Number of Claims Settled as of Dec 2024

    ^Get exclusive 5% off on Total premium on purchasing the plan from website

    *In a block of 5 claim-free years, you get your first year's base premium amount.

    #The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city with add-ons that impacts the premium reduction.