Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
An extensive health insurance plan with 6 Crore policy coverage to beat the ever-rising medical inflation in case of an emergency.
Reasons to Choose Care Health Insurance?
Care Advantage is an extensive health insurance policy offering wide-ranging sum insured options up to 6 Crores. The policy aims to lower the burden of expensive medical treatment by offering exhaustive sum insured options starting from 25 lakhs and going up to as high as 2, 3, and 6 crores. The vast sum insured coverage ensures that you and your loved ones can access quality medical care without worrying about financial crunches.
The coverage includes major medical expenses like pre-and-post hospitalisation costs, in-patient care, daycare treatments, ambulance cover, and AYUSH treatment. With customisable benefits and various optional covers, Care Advantage is a one-stop insurance solution for large and small families. Read on to learn about the policy features and how you can enhance its coverage with various optional benefits.
Cover Highlights
Organ Donor Cover
No claim bonus
emergency ambulance
Day care treatments
Pre & Post hospitalization
Expenses
| KEY FEATURES | ₹25L / 50L / 1Cr | ₹2/ 3/ 6Cr |
|---|---|---|
| In-Patient Hospitalization
info
Hospitalization for at least 24 hours
We pay for – room charges, nursing expenses and intensive care unit charges, surgeon's fee, doctor's fee, anesthesia, blood, oxygen, operation theater charges, etc.; If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours. Hospitalization less than 24 Hours We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more. As a matter of fact we cover over 540+ day care procedures. |
Up to SI | Up to SI |
| Daycare Treatment
info
We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more. As a matter of fact we cover over 540+ day care procedures.
|
Up to SI | Up to SI |
| Pre-hospitalization*
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We cover the relevant medical expenses such as investigative tests, routine medication, medications incurred by you up to 60 days before your hospitalization
|
60 Days | 60 Days |
| Post-hospitalization*
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We cover the relevant medical expenses such as doctor consultation, Diagnostic tests, medications etc. incurred up to 180 days post your hospitalization.
|
180 days | 180 days |
| Ambulance Cover
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In an emergency, we reimburse expenses incurred by you for availing a domestic road ambulance during your hospitalization.
|
Up to SI | Up to SI |
| Organ Donor Cover
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We reimburse you the medical expenses that are incurred by you on the organ donor for organ harvesting operation.
|
Up to SI | Up to SI |
| No Claims Bonus(NCB)
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We raise a cheer to good health for every year that you don't claim by increasing your Sum Insured by 10%, up to a maximum of 50% in 5 consecutive years.
|
||
| Automatic Recharge
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If you run out of your health coverage amount, we will reinstate the entire sum insured, including the case of the same person – same diseases, without waiting for 45 days.
|
Up to SI (Once in a Policy Year) | Up to SI (Once in a Policy Year) |
| Unlimited E-Consultations*
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Avail unlimited e-consultations from a general physician by booking an appointment through our mobile application. The benefit is available with the ‘Protect Plus’ add-on policy.
|
||
| AYUSH Treatment
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Get coverage for medical charges, ICU charges, diagnostics, etc., during hospitalisation up to the sum insured.
|
Up to SI | Up to SI |
| Global Coverage**
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With the add-on policy of ‘Protect Plus’, we offer coverage for medical treatment expenses outside India, including or excluding the USA. The benefit is mandatory for 2/3/6 crore SI options.
|
Optional Basis | Inclusive Basis |
No Claim Bonus Super
Care Shield Plus
Room Rent Modification
Air Ambulance Cover
Smart Select
Protect Plus
Annual Health Check-up
Reduction in PED Wait Period
Care OPD
No Claim Bonus Super
×For 5 consecutive claim free years by using No Claims Bonus (NCB) & No Claims Bonus – Super (Optional Cover).Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year, accrued NCB and NCB-Super will be reduced at the same rate at which it is accrued.
Look for hospitals around you
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the
Year*
58 Lakh+ Claims Settled**
21700+
CASHLESS HEALTHCARE PROVIDERS^^
The minimum entry age to opt for Care Advantage is:
There is no upper age limit for enrolment and no age limit for the exit.
Care Advantage by Care Health Insurance is a comprehensive health policy with a high sum insured of 1 Crore, 50L, and 25L. It is beneficial as it offers adequate coverage for various medical expenses, such as hospitalisation expenses, pre and post-hospitalisation medical expenses and daycare treatment. It also offers tax benefits for the policyholder.
As per the policy terms and conditions, No pre-policy medical check-up is required if no pre-existing conditions are declared for a person up to 50 years of age. There are specified medical tests for persons above the age of 51, and the policy will be issued.
Get the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
Live Chat
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of Dec 2024
~~10% discount is applicable for a 3-year policy
Terms & Conditions of Premium Quote Generation
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