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Care Advantage is a 1 Crore Health Insurance Plan designed by Care Health Insurance. It can be a good option to cover the extensive medical expenses incurred during a hospitalistaion. The policy comes with multiple sum insured options ranging from Rs 25 Lakh, Rs 50 Lakh and 1 Crore to safeguard you and your family as you can access the best medical treatment without stressing over hefty medical bills.
The first thing one sees while buying health insurance is the sum insured being offered by the insurer. It is always necessary that you opt for coverage that has comprehensive benefits along with affordability. When it comes to health, it is good to have the advantage of health insurance that offers coverage of up to 1 crore with expansive benefits. Hence, adequate coverage ensures you don’t fall short of money while you or your loved one is hospitalized and needs financial assistance.
Cover Highlights
KEY FEATURES | ₹25L / 50L | ₹1 Cr |
---|---|---|
In-Patient Hospitalization
Hospitalization for at least 24 hours
We pay for – room charges, nursing expenses and intensive care unit charges, surgeon's fee, doctor's fee, anesthesia, blood, oxygen, operation theater charges, etc.; If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours. Hospitalization less than 24 Hours We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more. As a matter of fact we cover over 540+ day care procedures. |
Upto SI | Upto SI |
Day Care Treatment
We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more. As a matter of fact we cover over 540+ day care procedures.
|
Upto SI | Upto SI |
Pre-hospitalization
We cover the relevant medical expenses such as investigative tests, routine medication, medications incurred by you up to 30 days before your hospitalization
|
30 Days | 30 Days |
Post-hospitalization
We cover the relevant medical expenses such as doctor consultation, Diagnostic tests, medications etc. incurred up to 60 days post your hospitalization.
|
60 days | 60 days |
Ambulance Cover
In an emergency, we reimburse expenses incurred by you for availing a domestic road ambulance during your hospitalization.
|
Up to SI | Up to SI |
Organ Donor Cover
We reimburse you the medical expenses that are incurred by you on the organ donor for organ harvesting operation.
|
Up to SI | Up to SI |
No Claims Bonus(NCB)
We raise a cheer to good health for every year that you don't claim by increasing your Sum Insured by 10%, up to a maximum of 50% in 5 consecutive years.
|
||
Automatic Recharge
If you ever run out of your health cover due to claims made, we will reinstate the entire Sum Insured amount of your policy.
|
Up to SI (Once in a Policy Year) | Up to SI (Once in a Policy Year) |
Download the Brochure for Care Advantage Complete Plan Details
Download Care Advantage complete plan details
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Most Frequently Asked Questions
The minimum entry age to opt for Care Advantage is:
There is no upper age limit for enrolment and no age limit for the exit.
Care Advantage by Care Health Insurance is a comprehensive health policy with a high sum insured of 1 Crore, 50L, and 25L. It is beneficial as it offers adequate coverage for various medical expenses, such as hospitalisation expenses, pre and post-hospitalisation medical expenses and daycare treatment. It also offers tax benefits for the policyholder.
As per the policy terms and conditions, No pre-policy medical check-up is required if no pre-existing conditions are declared for a person up to 50 years of age. There are specified medical tests for persons above the age of 51, and the policy will be issued.
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
*IBAI Claims Handbook for FY 19-20
^Annual premium for product 'Care Advantage' and 'Care Shield (add on)' is Rs. 7890/-(Incl. GST) for 1 adult falling under the age bracket 18-24 years.
^^Number of Cashless Healthcare Providers till 25th March 2022
**10% discount is applicable for a 3-year policy
Download the Brochure for Care Advantage Complete Plan Details
Download Care Advantage complete plan details
Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!
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