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UAE Travel Insurance

A Quick Guide on Travel Insurance for UAE


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    Your premium is Rs.

    Above Premium includes 18% GST



    Claim Settlement Ratio (OND 2018)


    7800 +

    Network Hospitals across 500 cities


    400 Lacs+

    lives covered

    About UAE Travel Insurance

    Travel Insurance for UAE: Your visit to the United Arab Emirates, an enchanting and enigmatic location, is sure to take your travel experience to a whole new level. You will find the world’s most iconic skyscrapers, the remarkable palm-shaped islands and luxurious shopping hubs in this magical land of the vast Arabian Desert. Witness the towering Burj Khalifa in Dubai, explore the heritage centers in Sharjah and experience delightful adventures in the sand dunes of Abu Dhabi.

    Before you indulge in countless travel escapades in the UAE, make the right choice to secure your plans with UAE travel insurance that will give you the financial comfort in any emergency.

    Is UAE Travel Insurance Mandatory?

    The United Arab Emirates is one of the countries in Asia that has made travel insurance a mandatory requirement for foreign visitors and tourists. As per the regulations of the Government of UAE, foreign visitors must have UAE travel insurance policy in order to obtain a visit visa.

    Besides an obligation, getting a travel insurance policy is advantageous for travelers. The costs of medical treatment in the country can be expensive. The insurance policy plays the crucial role of providing a financial cushion during times when you may incur any unexpected medical expenses. Even during a non-medical exigency like flight delays, your travel policy offers you defined coverage.

    Quick Facts About UAE


    Abu Dhabi

    Official Languages



    UAE Dirham (AED)

    Country calling code


    Modes of transportation

    Taxis, Buses, Metro and Tram

    Time difference

    1 Hour and 30 Minutes behind Indian Standard Time

    International Airports

    Dubai International Airport, Al Maktoum International Airport, Al Ain International Airport, Fujairah International Airport, Ras Al Khaimah International Airport, Sharjah Airport

    What is Covered in UAE Travel Insurance?

    Here we have listed all the major Medical and Non-medical benefits covered in UAE Travel insurance policy.

    Medical Benefits of UAE Travel Insurance Plan

    • Emergency Hospitalization Cover: UAE travel insurance covers complete hospitalization including IPD & OPD expenses, in an emergency
    • Accidental Hospitalization: Double sum insured in case of accidental hospitalization
    • Cover for pre-existing ailment: Cover for treatment of pre-existing diseases

    UAE travel insurance will also provide coverage for other medical expenses entailing medical evacuation, treatment in one’s home country, in-patient and out-patient care, injury-related dental expenses, and personal accident.

    Non-Medical Benefits of UAE Travel Insurance Plan

    • Loss of passport: Specified sum as coverage for loss of vital documents like passport
    • Loss of checked-in baggage: Specified sum as coverage for loss or delay of checked-in baggage
    • Trip delays/cancellation/interruption: UAE travel insurance cover expenses incurred for delay, cancellation or interruption of your international trip

    Other non-medical expenses that UAE travel insurance cover include up-gradation to business class, personal liability cover, and coverage for the return of the minor child.

    What is Not Covered in UAE Travel Insurance Plan?

    Your insurance company has listed some cases where you will not be eligible to make a claim on your travel policy. They include scenarios where you incur expenses as a result of:

    • Treatment for HIV/AIDS or any other transmitted disease
    • Self-inflicted injury attempted suicide or suicide
    • Undertaking hazardous activity, the influence of drugs or alcohol, consequences arising due to war or nuclear perils, ionizing radiation or contamination due to the same
    • Professional services offered by the insured
    • Involvement in business activities, ownership of any aircraft, watercraft, motor vehicle or other vehicles
    • Wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations
    • Encroachment of intellectual property rights like patent, copyright, and trademark
    • Possession of animals, insects, bird, and reptiles and their byproducts
    • Involvement in Breach of Law
    • Personal liability towards another individual, whether personal, official or commercial

    Eligibility for UAE Travel Insurance

    Anyone who plans to visit the country is required to obtain UAE Travel Insurance. The minimum age of a person insured under a single trip plan is 1 day whereas there is no maximum age limit.

    >>Check: International Travel Insurance

    Insurance Premium for UAE Travel Insurance

    The premium for UAE Travel Insurance will be based on your destination country as a major factor. It will also depend on other factors such as your age, duration of your trip and type of coverage selected.

    What are the Types of UAE Visas?

    Based on the purpose of your visit, you can avail the following visas for your UAE trip:

    • Tourist visa: International tourists are required to obtain this visa if they are not eligible to get visa-free entry or visa on arrival. This visa can be issued for 30 days or 90 days and for single entry or multiple entries. A refundable security deposit must be paid.
    • Student Visa: Foreign international students planning to study in the UAE must avail the student visa. It is valid for a duration of one year and can be renewed basis the official proof from the relevant higher educational institute.
    • eVisa for GCC residents: Residents of GCC (Gulf Cooperation Council) countries and those accompanying them may obtain a visa online before arriving in the country.
    • Employment Visa: In order to obtain a work permit, you must be sponsored by your employer who will be responsible for sending the work permit to you. The Embassy will not provide any assistance.
    • Transit Visa: Tourists traveling to another country via the UAE can get a transit visa. There are two types of transit visas - one gives free access for 48 hours and another visa with validity of 90 hours and cost of AED 50.

    Visa Procedure for UAE

    The UAE Embassy does not issue tourist visas on ordinary passports. Indian Nationals, except those holding Diplomatic and Official Passports, must approach the Emirates Airlines/Air Arabia Office, a hotel in the UAE at the time of booking or a travel agency in India.

    The documents required for visa application include:

    • Colour photograph of the applicant
    • Colour copy of passport with a validity of at least three months
    • Original application form
    • A copy of the Emirates ticket

    There is also a visa fee that must be paid. It takes around 3 to 4 working days for processing the visa. Click to check Visa Free Countries for Indians

    A Guide For Your UAE Travel

    The UAE is home to one of the most expensive cities in the world viz. Dubai and Abu Dhabi. Plan accordingly for high expenses on food, accommodation and leisure activities.

    The country has a subtropical-arid climate with hot temperatures in summers and warm winters. The ideal time to visit the country is between November and March.

    Traveling around the city will be smooth as there is efficient connectivity through Buses, Taxis, Metro, Monorail, and Tram. The fares of public transport services are reasonable, with a minimum of 6 to 8 AED per trip.

    The local people are known to be hospitable. Yet, there are social etiquette and customs you may have to know about. So, familiarise yourself with the traditions and religious beliefs.

    >> Also Read: 5 Things to Know Before and After Arrival in Dubai

    Top Places to Visit in UAE

    • Burj Khalifa: Feel on top of the world; visit the Burj Khalifa in Dubai - an engineering marvel. An enormous structure with shimmering facades, it has been aesthetically designed to offer mesmerizing city views and stunning ambiance for visitors.
    • Dubai Mall: Recognised as one of the largest malls in the world, visit the Dubai Mall for an ultimate shopping experience. It encloses over 1200 high-end stores and dozens of restaurants, cafes and cinema theatres.
    • Al-Bidyah Mosque: Situated in Fujairah, this is the oldest existing mosque. A major attraction for tourists, visit this place to discover the charm and enigma of the city.
    • Palm Islands: The noteworthy artificial islands of the UAE, visit the palm-tree shaped island - Palm Jumeirah - that is known for its luxury resorts, plush restaurants, waterparks, and beach clubs.
    • Ras al-Khaimah: If you seek to know more about the country’s deep history, then visit Ras al-Khaimah to watch the spectacular landscapes, beaches, and centuries-old structures.

    The UAE is a federal state comprising of seven emirates namely Abu Dhabi, Dubai, Sharjah, Ajman, Ras Al Khaimah, Umm Al Quwain, and Fujairah. It shares its boundaries with three other Middle East countries namely Oman, Qatar, and Saudi Arabia. The country’s sun-scorched deserts, mountains, valleys, oases, and impressive beaches reflect the unique biodiversity of the land. The UAE is home to world-class cities that are regarded for their great hospitality and fascinating culture. Experience extravagance in its truest sense and enjoy your international trip to the UAE that will redefine the luxury holiday.

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