Coverage for life-threatening PED conditions##

UAE Travel Insurance

Experience the UAE's wonders worry-free with comprehensive travel insurance. Safeguard your trip against unexpected medical costs, trip cancellations, and other unforeseen events.

UAE Travel Insurance include:

UAE Travel Insurance
  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 CLAIM AND CUSTOMER SUPPORT

Trusted by People

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Served 45 Lakh+ travellers

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

 

What is Travel Insurance for the UAE?

The United Arab Emirates (UAE) is a popular travel destination known for its modern cities such as Dubai and Abu Dhabi, world-renowned skyscrapers, luxury shopping malls, and notable attractions such as palm-shaped islands. While the UAE promises a memorable travel experience, preparing for unexpected situations is essential. Travelling abroad can involve risks like medical emergencies, flight delays, or lost baggage. Even though the UAE has excellent healthcare services, treatment can be expensive for tourists. That’s where the UAE travel insurance policy comes in; it helps cover medical costs, trip cancellations, and other travel-related issues, giving you financial protection and peace of mind during your trip.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$10,000
  • Starting At₹16.23/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Features of UAE Travel Insurance

Care Health Insurance offers comprehensive UAE health insurance for visitors under the Explore Asia plan. This custom-designed plan takes care of your needs while you travel for work or leisure.

Let us discuss the features of the best travel insurance for the UAE from India:

Parameter Definition
Affordable Premium At Care Health Insurance, the premium for the UAE travel insurance for visitors starts from as low as INR 276~ for a week-long journey for an individual with no pre-existing disease.
Automatic Trip Extension Suppose you stay in the UAE for a prolonged duration due to a natural calamity, hospitalisation, or death. In that case, the travel health insurance for the UAE bought from Care Health Insurance automatically extends the duration of your policy for up to 7 consecutive days.
Cashless Claim Processing The cashless claims benefit in Care’s UAE travel insurance allows you to access emergency medical assistance through a vast network of healthcare providers.
All-inclusive Protection Whether you have lost your checked-in baggage or passport in a burglary in the UAE, Care travel insurance promises to help you retrieve your belongings.

Travelling with a Pre-Existing Medical Condition? We are here

Our UAE travel insurance covers pre-existing diseases, providing financial protection for medical expenses during your trip.

Types of Travel Insurance for the UAE

When planning a trip to the UAE, it is important to pick the right travel insurance that matches your needs. Different types of travel insurance offer different kinds of coverage, so consider the type of travel insurance you need.

What is Covered & Not Covered under Travel Insurance for UAE?

  • Inclusions
  • Exclusions

Whether you lose one of your checked-in bags or need medical assistance while stranded in an unknown land, a carefully bought travel insurance plan shall ensure you are covered. Below are the inclusions and exclusions under the UAE’s Travel Insurance coverage:

Emergency Hospitalisation

We cover expenses incurred for the treatment of illness, injury, and/or life-threatening conditions arising from pre-existing diseases.

Daily Allowance

If you're hospitalised, we’ll also help cover extra daily expenses for your companion, based on the policy terms.

Compassionate Visit

If you're hospitalised, we’ll cover the flight ticket (economy class) for a close family member to accompany you during the emergency.

Personal Accident

In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

Trip Delay & Cancellation

If your travel plans are disrupted by flight delays, cancellations, or sudden changes, we will help you recover your costs.

Delay & Loss of Checked-in Baggage

We will reimburse you for the essentials in case of a delay in receiving the Checked-In Baggage.

Loss of Passport & International DL

We may not get your passport or luggage back, but we sure can cover the loss under this benefit, subject to terms and conditions. Under international travel insurance, you are also eligible for personal liability cover and repatriation of mortal remains.

Drug Misuse

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip are not covered.

World War

Any medical or non-medical expenses arising out of national or international war, or nuclear perils or consequences, will not be covered.

Self-inflicted Injury

Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalisation or death is not covered in our policy.

Hazardous Activities

Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents, won’t be covered.

Breach of Law

Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country are not covered.

Dental Treatment

The travel health insurance under UAE travel insurance does not cover expenses for planned dental treatment or surgery unless necessitated by acute pain.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Benefits of UAE Travel Insurance

Whether it is a lost suitcase or an unexpected hospital visit, travel insurance ensures that your dream trip to the UAE stays stress-free. Here are some key benefits of having travel insurance before you go:

Documents Required to Travel from India to the UAE

Whether you're going to Dubai, Abu Dhabi, Sharjah, or any other part of the UAE, it is essential to carry the right documents. The UAE travel insurance requirements may vary depending on the purpose of travel, visa type, and your personal circumstances.

  1. Valid Indian Passport: It must be valid for at least 6 months from your entry into the UAE. It is also advised to keep it in good condition with at least two blank pages for visa stamps.
  2. Passport-Sized Photograph: You should carry a few recent passport-sized photos (4.3 x 5.5 cm, white background).
  3. Confirmed Return/Onward Flight Ticket: A copy of your booked return or onward flight must be submitted. This proves that you do not intend to overstay in the UAE.
  4. Proof of Accommodation: Include a hotel reservation confirmation or an invitation letter from the person you're staying with.
  5. Detailed Travel Itinerary: You can also prepare a day-by-day schedule of your trip, including flight details, hotel stays, and planned activities.

How Much Does UAE Travel Insurance Cost?

The premium an insured person must pay is based on factors such as the traveller's age, the destination country, trip duration, and the coverage selected. Care Health Insurance offers affordable travel health insurance for the UAE, with premiums starting at approximately ₹276~ for a single traveller on a 7-day trip.

For example, if you are travelling from India to the UAE for a one-time 7-day visit, the estimated premium for a travel insurance plan with a coverage amount of $10,000 would be as follows:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No $ 10,000 7 Days ₹276~

*The above-mentioned best travel insurance UAE premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or undergone any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has previously claimed under any travel policy.

Factors Affecting the Premium of Travel Insurance for the UAE

Travel insurance premiums are calculated based on personal, travel, and policy-specific criteria. Understanding these can help you choose the right plan and avoid overpaying:

  1. Trip Duration: Insurance costs increase with the number of travel days because the risk exposure (especially to medical or travel issues) grows over time.
  2. Traveller’s Age: Older travellers (usually above 60 years) pay higher premiums due to increased health risks, whereas children and young adults usually fall into lower premium brackets.
  3. Coverage Amount (Sum Insured): The higher the medical and travel coverage limit, the more expensive the premium.
  4. Type of Coverage Chosen: Comprehensive plans with coverage for trip cancellation, baggage loss, liability, etc., can be more expensive than basic medical-only plans. Optional add-ons like adventure sports coverage can also increase the cost.
  5. Number of Travellers: A family or group policy can offer some savings over buying individual policies, but more travellers mean a higher total premium.

Medical Emergency in the UAE?

From finding network hospitals to understanding coverage, we help you manage emergency hospitalisation smoothly.

Check Premium

How to Buy UAE Travel Insurance Online?

Buying travel medical insurance for the UAE can be done in just a few simple steps. Let's see how:

Note: The premium charged under the policy depends on the sum insured, trip duration in days, the scope of covered geographies, the trip type, the cover type, the individual's health status, and the plan opted for by the customer.

How Does Claim Support Work under UAE Travel Insurance?

Filing a claim for UK travel insurance online is usually a quick and straightforward process if you have the right documents ready. Understanding the steps involved can help you submit your claim smoothly and receive reimbursement without unnecessary delays.

How to File a Claim Under Travel Insurance for the UAE?

Filing a travel insurance claim for the UAE is a simple process if you follow the required steps and submit the necessary documents on time. Acting quickly and keeping all receipts and reports will help ensure a smooth claim settlement.

Why Buy UAE Travel Insurance from Care Health Insurance?

There are many reasons that attract travellers to buy travel insurance in the UAE from Care Health Insurance. Give it a glance:

  1. Medical and non-medical coverages: UAE Travel Insurance from India covers both medical emergencies and common travel hassles. So, you are insured in case any unexpected treatment arise or you lose your baggage.
  2. Affordable Premiums & Flexible Choices: Holiday insurance in the UAE from Care Health Insurance offers affordable plans designed for your trip duration and budget.
  3. Automatic Benefits Like Trip Extension: Sometimes trips don’t go as planned, and that’s okay. If your stay is extended due to unavoidable circumstances, the policy will automatically extend your coverage for a few extra days.
  4. Designed for Different Traveller Needs: Every traveller is different, and the coverage reflects that. Whether you are going solo, with family, or heading abroad for studies, there’s an option tailored for you, like student travel insurance for the UAE.
  5. Trusted Brand with Large Customer Base: Care Health Insurance has supported millions of customers over the years, building confidence through reliable service and claims support.

How to Extend UAE Travel Insurance While in the UAE?

If you are already in the UAE and need to extend your insurance for tourist visa in the UAE, Care Health Insurance makes it quick and convenient. Follow these simple steps to ensure your coverage continues without interruption:

How to Apply for a UAE Visa from India?

Applying for a UAE visa from India involves several steps, and the process may vary slightly by visa type (tourist, business, transit, etc.).

Here’s a general guide to help you through the process:

Documents Required for UAE Visa

The exact requirements of the documents may vary slightly depending on the type of visa (tourist, visit, transit, business, or work), but these are the commonly required documents:

  1. Coloured scanned copy of the passport's first and last pages. The applicant’s passport should be valid for at least six months from the date of entry into the UAE and have two blank pages.
  2. Coloured passport-sized photograph with a white background in JPG/JPEG format.
  3. Coloured scanned copy of PAN Card.
  4. Confirmed return flight tickets.

UAE Travel: Safety & Precautions

The UAE is one of the safest destinations in the world. By following local laws and customs, your trip is sure to go smoothly with these helpful tips:

  1. Since the UAE can get very hot, it is best to avoid visiting during the peak summer months when temperatures exceed 48°C.
  2. If you're in Dubai, keep emergency numbers handy, including ambulance services, the Coast Guard services, and the police.
  3. Although crime rates are low, it is wise to safeguard your valuables when using public transport or exploring crowded areas, particularly in busy markets.
  4. Refrain from taking part in public demonstrations or political events.
  5. Photography is allowed in most places, but be respectful and avoid taking photos of Muslim women, government buildings, or military sites.

Local Law And Etiquette In the UAE

Every country has its own local laws and customs that visitors are expected to respect, and the UAE is no exception. Being mindful of these regulations will help ensure a respectful and enjoyable trip. Here are some key guidelines to keep in mind:

  1. Avoid littering: The UAE values cleanliness and environmental responsibility. Littering in public areas can result in hefty fines. To keep the environment clean, dispose of waste properly in designated trash bins.
  2. Respect dress codes: Dress codes can vary from one emirate to another, but modesty is generally valued across the UAE.
  3. Learn a few essential Arabic phrases or use a translation app: While English is widely spoken, especially in major cities like Dubai and Abu Dhabi, learning a few basic Arabic phrases can greatly show respect to the local culture.

The Indian Embassy in the UAE

In case of an emergency during your stay in the UAE, you can contact the Indian Embassy in the UAE.

Embassy/ Consulate Contact Details Website
Embassy of India, Abu Dhabi +971 2 4492 700 indembassyuae.gov.in
Consulate General of India, Dubai +971 4 3971 222/ 333 cgidubai.gov.in

Best Time to Visit the UAE

The best time to visit the UAE depends on the season, as the country experiences extreme heat in summer and pleasant weather in winter. Choosing the right season helps you enjoy outdoor activities and sightseeing comfortably.

Season Months Weather Why Visit
Winter November – March Cool and pleasant (17°C–30°C) Best time for sightseeing and outdoor fun
Spring April – May Warm and slightly humid Good for travel, fewer crowds
Summer June – September Very hot and humid (40°C+) Not ideal; mostly indoor activities
Autumn October Transition to cooler weather Decent time, less crowded than winter

List of International Airports in the UAE

The United Arab Emirates (UAE) is a major global air travel hub, strategically located between Europe, Asia, and Africa. It features several world-class international airports that connect the region to destinations worldwide.

Airport City
Abu Dhabi International Airport Abu Dhabi
Dubai International Airport Dubai
Fujairah International Airport Al-Fujairah
Sharjah International Airport Sharjah
Ras Al Khaimah International Airport Ras Al Khaimah

Things to Do in the UAE

The UAE offers a range of experiences to suit all types of travellers, from shopping and sightseeing to relaxation and adventure. Here are some of the top attractions and activities you shouldn't miss:

Best Places to Visit in the UAE

The United Arab Emirates (UAE) is a modern and culturally rich country, known for its luxurious cities, vast deserts, and beautiful coastline. Some of the best places to visit in the UAE are mentioned below:

  1. Burj Khalifa (Dubai): The tallest building in the world, it is a must-see when visiting Dubai. From its observation decks, you can enjoy an incredible view of the entire city.
  2. Sheikh Zayed Grand Mosque (Abu Dhabi): One of the most beautiful mosques in the world, the Sheikh Zayed Grand Mosque is a symbol of peace and unity.
  3. Palm Jumeirah (Dubai): Palm Jumeirah is a man-made island shaped like a palm tree, home to luxury hotels and beachfront resorts. It is ideal for travellers who enjoy high-end experiences, beach relaxation, and waterfront dining.
  4. Jebel Jais (Ras Al Khaimah): Jebel Jais is the highest mountain in the UAE and a great destination for adventure seekers. You can hike, enjoy scenic drives, or try the world’s longest zipline.
  5. Louvre Abu Dhabi (Abu Dhabi): This museum combines art, culture, and innovation under a unique dome-shaped roof. Louvre Abu Dhabi features exhibits from around the world and is known for bridging the gap between Eastern and Western art.
  6. Desert Safari (Dubai): A desert safari is one of the most popular activities in the UAE. Visitors can enjoy dune bashing, camel riding, sandboarding, and traditional BBQ dinners in the desert. It is a fun way to experience Emirati culture and the natural beauty of the Arabian desert.

UAE Visa Rules & Travel Insurance Requirements

When planning travel to the UAE, it’s essential to understand both visa regulations and travel insurance requirements to ensure a smooth entry and stay.

  1. Valid Passport: Your passport must be valid for at least six months from the date of entry into the UAE.
  2. Appropriate Visa Type: Apply for the correct visa (tourist, visit, transit, etc.) based on your travel purpose and duration.
  3. Travel Insurance Mandate: Most travellers entering the UAE must have travel insurance that covers their entire stay.
  4. Minimum Coverage: Insurance should include medical and emergency evacuation coverage for the complete duration of your visa.
  5. Policy Validity Alignment: Ensure your travel insurance matches your visa validity to avoid issues at entry or during your stay.
  6. Proof of Insurance: Carry a print/digital copy of your valid travel insurance policy when entering the UAE.

OverseasTravel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

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FAQs on UAE Travel Insurance

  • General
  • Travel Insurance

Q. Can I get an arrival visa for the UAE?

Yes, Indian passport holders are eligible for an on-arrival visa for the UAE.

Q. What is the required entry information for Indian citizens travelling to the UAE?

Indian citizens need a visa to enter the UAE, unless they qualify for visa-free access or are eligible for on arrival visa for the UAE. Required documents include a valid passport (minimum 6 months' validity), a completed visa application, passport-size photos, travel tickets, and, in some cases, travel insurance.

Q. Can I drive in the UAE with my Indian license?

No, you cannot use your Indian driving license to drive in the United Arab Emirates (UAE). However, if you have an international Indian driving license, you can drive anywhere in the UAE.

Q. If I already have a UAE visa, do I still need to apply for a separate Dubai tourist visa?

No. If you have a valid UAE visa, you can travel to Dubai without a separate Dubai tourist visa, as Dubai is one of the UAE's emirates. However, ensure your UAE visa is valid and allows entry into Dubai.

Q. What are the common travel risks in the UAE?

Common risks include medical emergencies, heat-related illness, flight delays, and lost baggage. Accidents, sudden hospitalisation, and unexpected trip disruptions are also possible.

Q. Is it mandatory to get travel insurance while travelling to the UAE?

Travel insurance is not mandatory for visiting the UAE, but it is strongly recommended. Health insurance for the UAE helps cover medical or non-medical emergency costs during your trip.

Q. Does it cover pre-existing diseases?

Yes, travel insurance can cover pre-existing diseases if you choose and add the specific add-on for pre-existing condition coverage. By opting for this add-on and paying an additional premium, you can get coverage for medical emergencies arising due to your pre-existing illness during the trip.

Q. Can I buy UAE travel insurance after visa approval?

Yes, you can purchase travel insurance even after your visa is approved. Just ensure you buy it before your trip start date for full benefits.

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🇺🇦 Ukraine+380 UA
🇦🇪 United Arab Emirates+971 AE
🇬🇧 United Kingdom+44 GB
🇺🇸 United States+1 US
🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

#The premium of ₹16 per day has been calculated for an individual aged 24 yrs. For a 90-day-long trip to the UAE, with a coverage of $10,000.