Spain Travel Insurance

Secure your Travel to Spain with the Right Travel Cover

Before visiting any country, you should take precautions to protect yourself from any health and travel concerns. Unexpected incidents may occur while you are busy exploring the place, resulting in unwelcome medical or non-medical bills. A visit to the hospital while on vacation might cost you a fortune. You will, however, have control over such emergencies if you get travel insurance for Spain.

Furthermore, delays due to severe weather and theft should never be overlooked. All of these circumstances can wreak havoc on your trip budget and cause you to be concerned! However, having the support of a comprehensive Spain travel insurance policy will make your trip more enjoyable.

Is Travel Insurance for Spain Mandatory?

Yes, Spain travel insurance is mandatory for every foreign national including Indians. Spain is one of the Schengen countries that follow Schengen travel rules and regulations. Besides the obligation, a travel care policy has an important role in providing a financial cushion when you have unexpected medical expenses. Even during non-medical emergencies like trip delays, your travel policy offers you defined coverage.

Explore Europe- Comprehensive Travel Insurance Plan for Spain

Care Health Insurance’s Explore Europe Travel Insurance plan gives complete coverage while you are traveling to Spain and it is a specially customized plan that takes care of your needs while you are on vacation or business trip.

However, getting travel insurance before you leave for the destination, is a wise choice. You can even buy it without having to deal with agents by buying it online. It comes with various features to assist you to deal with unanticipated medical and non-medical costs in a foreign country.

If you are traveling for further studies then getting student travel insurance also assists you in times of crisis and saves you money.

Important Features of Spain Travel Insurance

• Affordable premium: With Explore Europe, the premium gets easily affordable, meeting your medical and non-medical needs while you are traveling to a foreign land.
• Compensation for Mishaps: The right travel cover compensates the nominee in case of an insured person’s death during the travel.
• Cashless Claim Settlement: You may access a cashless hospitalization facility in our network hospitals by calling us on our 24*7 customer care whenever an emergency strikes.
• Complete Security: The insurance is there for you, from flight onboarding to flight return, whether it's a medical or non-medical emergency.
• Easy policy extension: You may simply extend your Spain travel insurance coverage online for up to 365 days or the maximum trip duration mentioned in the policy terms.

Policy Details for Europe Travel Insurance

What is Covered Under Spain Travel Insurance?

A country like Spain has a good healthcare system, but the costs of medical treatment can be unbearable for foreign travelers. Thus, it’s wise to be prepared in advance. You can pick travel insurance protection for Spain at an affordable cost. Below are the coverage benefits that our Spain Travel Insurance policy offers:

• Hospitalization Expenses: In case you find yourself in a medical emergency that requires hospitalization, the travel insurance plan for Spain will provide you complete cover encompassing In-patient and Out-patient expenses.
• COVID-19 Coverage: We will help you cover the expenses incurred due to the hospitalization for covid. There won't be any compensation for quarantining at home, hotel, or any other facility.
• Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depending on the injury.
• Trip delay, cancellation, or interruption: It is disappointing when the trip gets disturbed due to unavoidable circumstances. In that case, we got you covered!
• Compassionate Visit: Compensation is given in case of insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the tenure of Insurance.
• Loss of passport and checked-in Baggage: We may not find you your passport or luggage back, but we sure can help to cover the loss under this benefit subject to T&C.
• Delay of checked-in baggage: It gets irritating when you don’t receive your luggage on time. We reimburse you for the delay in checked-in luggage beyond 12 hours.
• Daily Allowance: We pay for a specified amount per day for each day of hospitalization as In-patient Care for up to 5 consecutive days per claim.

Under international travel insurance, you are also eligible for personal liability cover and Repatriation of mortal remains.

*Refer to the policy documents for more detailed information regarding the coverage benefits.

What is Not Covered under Spain Travel Insurance?

These are known as exclusions, where your policy will not provide coverage for expenses, such as:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.
• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
• Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Premium of Spain Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveler, the country they are traveling to, trip duration, and the type of coverage selected. Travel Insurance offered by Care Health Insurance is affordable and budget-friendly. Our travel healthcare insurance premium for Spain starts from as low as Rs. 555* for a single traveler on a 9-day long trip.

For instance, if you are traveling from India to Spain for 9 Days, a one-time visit, the approximate premium cost of your travel insurance with a sum insured of €100K is calculated as below:

*The above-mentioned travel insurance premium is calculated that the insured members have not been diagnosed, hospitalized, or undergone any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Spain Travel Insurance Premium with Us?

You can calculate Spain’s travel insurance premium cost in five easy steps mentioned below:

• Step 1: Visit the official website of CHIL, go to the travel insurance section and click on ‘Get Quote’ option. Fill in your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
• Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
• Step 3: Mention if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured according to your need.
• Step 5: Check your calculated premium and click "Buy Now" to proceed.

Please note: The premium charged under the Policy depends upon the sum insured. Trip duration in days, the scope of geographies covered, type of trip, cover type, the individual's health status, and plan opted by the customer.

Insurance Claim Process

Quick Travel Tips for Spain

Spain is a culturally fragmented country. The glorious sunshine, culture, and food add excitement to your visit. But, if you are going there for the first time, then you should read these quick Spain travel tips to enjoy your holidays.

Vaccination: Specific countries’ nationals are required to be vaccinated against illnesses such as Hepatitis A, Hepatitis B, and rabies.

Food Safety: You should be careful enough to taste raw food, street food, water, and unwashed fruits in Spain so as not to get infected by food poison.

Emergency Assistance: If you are stuck in an emergency in Spain, immediately dial 112 for ambulance or police help.

Travel Risks: You should be cautious enough while traveling in public transportation, as there are high chances of pickpocketing, theft, and loss of baggage.

Learn Some Spanish: People hardly speak English in Spain. It’s better to learn some common Spanish words to interact with locals.

Plan the Visit in Winters: Spain is extremely hot in the summers. It’s better to plan your visit during the winter, spring, or rainy seasons to enjoy your stay.

Places to Visit in Spain

If you are looking for places in Spain to include in your travel itinerary, then here is the list:

• Madrid: With 237 balconies the Plaza Mayor was a place for public executions, trials, and bullfights. You can also visit the Royal Palace of Madrid, El Retiro Park, and Museo Nacional del Prado during your stay in the capital.
• Barcelona: La Sagrada Familia is an unfinished church way back to 1882 that you must see in Barcelona. Park Guell, Casa Mila, and Casa Batllo are several modern pieces of art that you should see in the cosmopolitan capital of Spain.
• Seville: From Moorish to Catholic monuments, to giant wooden mushrooms all attract every traveler in Seville. Real Alcázar, Catedral de Sevilla, Barrio Santa Cruz are the places that you must visit.
• Ronda: It is a mountaintop city in Spain. El Tajo Gorge splits the city into two parts, the Moorish Era and the modern quarter. Puente Nuevo, Royal Cavalry of Ronda, and Guadalevín River are the best attractions in the city.
• Santiago: Plaza de Armas, the Royal Court Palace, the Central Post Office, the Metropolitan Cathedral, the National Zoo, and a Japanese-style garden are famous tourist destinations in Santiago.

Spain is truly an exciting country to visit. The beautiful Mediterranean coast, mountainous region, and green provide ample stomping ground for you to explore this stunning epic land. No matter whether you are a first-time traveler or visiting for the tenth time, Spain always finds to impress and surprise you. Therefore, it's better to travel safely and be protected with comprehensive overseas travel insurance to enjoy your gallivant to Spain