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Spain Travel Insurance

A Quick Guide on Travel Insurance for Spain


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    Claim Settlement Ratio


    8350 +

    Network Hospitals


    400 Lacs+

    lives covered

    Travel Insurance for Spain

    Spain is a country with diversity, located in the Iberian Peninsula in Europe. The landscapes, The Pyrenees, Picos de Europa, and Sierra Nevada are the beautiful mountains that stir your soul. The small heritage villages, hilltops, valleys, and outposts of Old Spain hold the charm. Food and wine are a culinary feasts in Spain. The grand monuments with architectural creations speak about the great civilization of Spain’s history. It is a country of fiestas and flamenco that touches deep into your soul. Spain is also a part of the Schengen Zone. Thus, travelers should get a valid Spain Travel Insurance Policy to obtain a Schengen visa to enjoy the journey worry-free.

    Before visiting any country, you need to secure your trip against possible health and travel risks. While you are busy exploring the destination, there could be unforeseen events that may lead to unwanted medical or non-medical expenses. A hospital visit during your trip can cost you a lot of money and a loss of valuable time. Moreover, medical care could be expensive. But, with travel insurance for Spain, you will have control over such emergencies. 

    Additionally, the risks of trip delays due to bad weather and thefts can never be ignored. All these situations can ruin your travel budget and leave you worried! However, if you have the backing of a comprehensive Spain travel insurance cover, your travel experience will be all the more comfortable. 

    So, before you begin your next sojourn to Spain, get the best travel insurance cover with you.  

    Is Travel Insurance for Spain from India Mandatory?

    Yes, Spain travel insurance is mandatory for every foreign national including, Indians. Spain is one of the Schengen countries that follow Schengen travel rules and regulations. But, if you are an EEA or Swiss citizen holding a valid health insurance or even holding health insurance valid across the world, then you do not need to get another travel insurance to travel to Spain.

    Quick Facts About Spain

    Total Population

    49 million

    Land Area

    505,955 square kilometers

    Official Language


    Official Currency




    Driving Side

    Right-hand side

    Popular Cities

    Madrid, Barcelona, Seville, Granada

    World Heritage Sites

    47 sites declared by UNESCO

    Indian Embassy

    Avenida Pio XII, 30-3228016 Madrid, Spain

    Monday to Friday: 09:00 AM to 5:30 PM

    Explore - Spain Travel Insurance Plan

    Considering the diversity of Spain, it can be an overwhelming experience for first-time travelers. The problematic situation can occur anywhere at any time. So, if you are planning to visit this epic land, then you have to look out for Spain travel insurance Policy to get your Schengen visa process done. Spain travel insurance covers all types of medical and non-medical emergencies that you may encounter throughout your journey in Spain. Spain Travel Insurance is valid in all the Schengen countries. It is more like your backup plan for any emergency during your stay in Spain. Care Health Insurance offers comprehensive overseas travel insurance for Spain that covers all your travel risks. It gives you medical and non-medical coverage at affordable premiums. It’s easy to purchase our Spain travel insurance online. So, stay there in peace, enjoy every bit of your moment in Spain, and leave all your worries with us. We will take care of all your travel risk. Here you can explore our international travel insurance plan for Spain.

    Benefits of Spain Travel Insurance

    As you hope for a comfortable international trip, it is wise to prepare for any unforeseen event that might lead to financial stress. Opt for our international travel insurance plans, which would give you just the right financial cushion. We offer extended coverage against medical and non-medical emergencies that may occur during your visit to Spain. Our overseas travel policies are accepted by Spanish authorities worldwide. Take a look at the benefits of our Spain Travel Insurance plans.

    • Comfort: Travellers, especially senior citizens and students, can be free from the stress of travelling by opting for travel insurance for Russia. 
    • Saves you during a Medical Emergency: The policy provides coverage to help you get immediate medical attention, and it keeps you secured in case of accidental hospitalization. 
    • Compensation in case of Mishaps: The plan offers compensation to the nominee in case of uncertain death of the insured person. It provides coverage for mishaps like accidental death, disability, and repatriation to the home country.
    • Covers you in other Contingencies: Trip delays/ cancellations and loss of belongings and documentation will be taken care of under the Russia travel insurance plan. 
    • Multi-Trip Policy: Frequent flyers can now avail our multi-trip travel insurance plans when travelling to Russia.
    • Cashless Claim Settlement: The travel plan saves you from stress during an emergency as you can get the cashless claim facility. 
    • Region-specific Insurance Plans: Our region-specific customized international travel insurance plans give you adequate protection and let you be worry-free about all travel risks.

    What is covered in Spain Travel Insurance? 

    A country like Spain has a good healthcare system, but the costs of medical treatment can be unbearable for foreign travelers. Thus, it’s good to be prepared in advance. You can pick travel insurance protection for Spain at affordable cost directly from Spain Travel Insurance. Below are the types of coverage that our Spain Travel Insurance policy offers:

    • Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Spain will provide you complete cover encompassing IPD and OPD expenses.
    • COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
    • Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depends on the injury.
    • Pre-existing diseases: Under Spain Travel Insurance Plan treatment for pre-existing diseases is also covered in case of life-threatening condition.
    • Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
    • Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
    • Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport.
    • Trip delay, cancellation, or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
    • Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy.
    • Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the Spain travel insurance policy.

    What is Not Covered in Spain Travel Insurance?

    International travel insurance covers you against various travel risks. Yet, there are some scenarios under which you cannot get a claim. These are known as exclusions, where your policy will not provide coverage for expenses, such as:

    • Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
    • Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
    • Any dental treatment or surgery unless necessitated due to an injury.
    • Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
    • Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
    • Hormone replacement therapy.
    • Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

    Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

    Eligibility for Spain Travel Insurance

    The eligibility* criteria for an international travel insurance plan will depend on the type of plan you have chosen for your trip. Check the eligibility below: 

    Travel Insurance Plans Eligibility Criteria
    Explore - International Travel Insurance The minimum entry age is one day.
    The age of a proposer is minimum 18 years or above.
    The maximum entry age for an adult is as specified in the plan.
    Student Explore – Student Travel Insurance The minimum entry age is 12 years.
    The maximum entry age is 40 years.






    *Please refer to the policy documents

    Travel Insurance for Spain - Claim Process & Procedure

    Policyholders should know how to file an international travel insurance claim to ensure they face no hassle. Now, they can file a claim online, which is faster and convenient. 

    Before starting on the trip to Spain, check the travel insurance claim procedure, which involves these simple steps: 

    • Notification of Claim
    • Documents to be Submitted

    Notification of Claim                                       

    For claim, you should notify us immediately by calling on any of our toll-free numbers with the following details:

    1. Policy Number
    2. Policyholder's Name
    3. Name of the Insured Person in respect of whom the claim is being made
    4. Nature of illness or injury or contingency for which claim is being made
    5. Date of admission to Hospital or date of loss
    6. Name and address of the attending Medical Practitioner and Hospital(if applicable)
    7. Any other information, documentation, or details requested by the Company or the Assistance Service Provider

    Cashless Process

    If you want to avail of a cashless hospitalization facility, take care of the below points:

    • The cashless facility is available only at the network providers for in-patient care
    • For availing of the cashless facility, kindly call our customer support team
    • You need to request the cashless facility in a prescribed format
    • We may authorize your request, and after that, you do not need to pay for the hospital bills, except for the non-medical expenses.

     Reimbursement Process

    For reimbursement, you need to send us the required documents. Our claim management team examines the documents and will process your claim accordingly.

    Documents to be Submitted

    You need to submit the documents for reimbursement depends on the benefit. For hospitalization expenses below documents are required:

    • Claim form(filled and signed by the insured)
    • Release of Medical Information Form
    • Original Pathological and diagnostic reports, discharge summary, indoor case papers, and a prescription issued by the treating Medical Practitioner
    • Passport and Visa copy with Entry Stamp of the Country of Visit and exit Stamp from India
    • Original bills and receipts

    How to Get a Spanish Visa?

    Since Spain is one of the member countries of the Schengen zone. Thus, it’s necessary for foreign travelers to obtain a Schengen visa to get the entry. Below are the steps to get a Schengen visa for Spain.

    Buy Overseas Travel Insurance: As a pre-requisite, you have to buy valid overseas travel insurance to get the visa.

    Fill an Application Form: Once you get the travel insurance for Spain, you have to fill the get an online application form and have to give all your required details.

    Cover Letter: Attach a cover letter and mention your purpose of the visit along with your travel itinerary.

    Collate the Documents: You have to collate and submit the documents such as bank statement showing a minimum balance of €30,000 for the last six months, proof of civil status (birth certificates), employment contract, and income tax proof online with the application form.

    Book an Appointment: Once you have submitted the document you have to book an appointment at least a month back for an interview to ensure the timely process of your visa for Spain.

    Visa Fee: You have to pay a non-refundable visa fee around INR 6000 as well.

    Visa Interview: You have to appear for a visa interview at an embassy with the required documents and reach the venue on time.

    Know the Status: Your application can be accepted or rejected depends on the discretion of the embassy.

    Documents Required for Spanish Visa

    For obtaining a Spanish visa, you have to produce the following documents to get your visa formalities done under Schengen travel policies.

    • Application Form
    • Proof Of Date Of Birth
    • Address Proof
    • Employment Contract
    • A Valid Passport
    • Travel Itinerary
    • Proof Of Accommodation
    • Bank Account Statement
    • Income Tax Proof
    • Overseas Travel Insurance

    Spain Quick Travel Tips

    Spain is a culturally fragmented country. The glorious sunshine, culture, and food add excitement to your visit. But, if you are going there for the first time, then you should read these quick Spain travel tips to enjoy your holidays.

    Vaccination: Specific countries’ nationals are required to be vaccinated against illnesses such as Hepatitis A, Hepatitis B, and rabies.

    Food Safety: You should be careful enough to taste raw food, street food, water, and unwashed fruits in Spain so as not to get infected by food poison.

    Emergency Assistance: If you stuck in an emergency in Spain, immediately dial 112 for ambulance or police help.

    Travel Risks: You should be cautious enough while traveling in public transportation, as there are high chances of pickpocketing, theft, and loss of baggage.

    Learn Some Spanish: People hardly speak English in Spain. It’s better to learn some common Spanish words to interact with locals.

    Plan the Visit in Winters: Spain is extremely hot in summers. It’s better to plan your visit during winters, spring, or rainy season to enjoy your stay.

    Places to Visit in Spain

    If you are looking for places in Spain to include in your travel itinerary, then here is the list:

    • Madrid: With, 237 balconies the Plaza Mayor was a place for public executions, trials, and bullfights. You can also visit the Royal Palace of Madrid, El Retiro Park, and Museo Nacional del Prado during your stay in the capital.
    • Barcelona: La Sagrada Familia is an unfinished church way back to 1882 that you must see in Barcelona. Park Guell, Casa Mila, Casa Batllo are several modern pieces of art that you should see in the cosmopolitan capital of Spain.
    • Seville: From Moorish to Catholic monuments, to giant wooden mushrooms all attract every traveler in Seville. Real Alcázar, Catedral de Sevilla, Barrio Santa Cruz are the places that you must visit.
    • Ronda: It is a mountaintop city in Spain. El Tajo Gorge splits the city into two parts, the Moorish-Era and the modern quarter. Puente Nuevo, Royal Cavalry of Ronda, Guadalevín River is the best attractions in the city.
    • Santiago: Plaza de Armas, the Royal Court Palace, the Central Post Office, the Metropolitan Cathedral, the National Zoo, and a Japanese style garden are famous tourist destinations in Santiago.

    Spain is truly an exciting country to visit. The beautiful Mediterranean coast, mountainous region, and the green provide ample stomping ground for you to explore this stunning epic land. No matter whether you are a first-time traveler or visiting the tenth time, Spain always finds to impress and surprise you. Therefore, it's better to travel safe and protected with comprehensive overseas travel insurance to enjoy your gallivant to Spain.

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