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Malaysia Travel Insurance

A Quick Guide on Travel Insurance for Malaysia

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    Your premium is Rs.

    Above Premium includes 18% GST

    I

    95.2%

    Claim Settlement Ratio

    II

    8350

    Network Hospitals

    III

    400

    Lives covered

    Malaysia Travel Insurance

    Behold the beauty of Malaysia in its entirety - from the iconic twin towers to the sandy beaches, from the skyscrapers of the busiest financial districts in the world to the rich and calm environs of the rainforests. This Southeast Asian country gives you ample reasons for a perfect vacation. Nestled on the Malay Peninsula, Malaysia is one of the popular destinations for travelers and never lets you down if you are seeking an enchanting travel experience.

    Find the best opportunities for adventures in this peninsular country. Remember to secure yourself from travel-related risks with the best Malaysia Travel Insurance plan.

    Is Malaysia Travel Insurance Mandatory?

    Making a travel plan without considering the exigencies that can arise during your trip is not advisable. From situations like flight delays to incidents that lead to illness and hospitalization, emergencies can happen at the most unexpected times and this could also result in undesired expenditures that can hamper your travel budget. Buying Malaysia Travel Insurance will safeguard you during such adverse situations and give you the required financial protection.

    Quick Facts About Malaysia

    Capital

    Kuala Lumpur

    Official Languages

    Malay

    Currency

    Malaysian Ringgit

    Country calling code

    +60

    Modes of transportation

    Buses, Trains, and Cars

    Time difference

    2 Hours and 30 Minutes Ahead of India

    International Airports

    Kuala Lumpur International Airport, Penang International Airport, Malacca International Airport, Kota Kinabalu International Airport and Langkawi International Airport

    What is Covered in Malaysia Travel Insurance Plan?

    We offer comprehensive travel insurance policies. Below is what all we covered under Malaysia travel insurance:

    • Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Malaysia will provide you complete cover encompassing IPD and OPD expenses.
    • COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
    • Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depends on the injury.
    • Pre-existing diseases: Under Malaysia Travel Insurance Plan treatment for pre-existing diseases is also covered in case of life-threatening condition.
    • Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
    • Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
    • Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport.
    • Trip delay, cancellation, or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
    • Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy.
    • Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the Malaysia travel insurance policy.

    What is Not Covered in Malaysia Travel Insurance Plan?

    It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

    • Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
    • Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
    • Any dental treatment or surgery unless necessitated due to an injury.
    • Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
    • Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
    • Hormone replacement therapy.
    • Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

    Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

    Eligibility for Malaysia Travel Insurance

    Anyone visiting Malaysia, whether for business or vacation, should opt for Malaysia Travel Insurance. This is essential in order to avoid any financial burden as a result of unexpected expenditure arising due to any medical or non-medical exigency. The minimum age of a person insured under a single trip travel insurance plan is 1 day.

    Insurance Premium for Malasia Travel Insurance

    The destination one is heading to is a major factor that decides the premium amount payable by the insured person. Other factors include the age of the traveler, length of the trip and the type of coverage selected.

    >> Calculate Travel Insurance Premium

    Types of Malaysian Visa

    Indian tourists planning to visit Malaysia are required to obtain a visa before embarking on their trip as there is no visa-on-arrival option. Based on their requirement, Indian tourists can avail any of the following types of visas for their stay in Malaysia:

    • Single Entry Visa: This type of visa is valid for a single entry for a period of 3 months from the date of issue. Tourists should avail this visa if they are making a social visit to the country.
    • Multiple Entry Visa: The validity of the type of visa is 1 year from the date of the issue. Each entry is for 30 days only. Tourists can avail this visa if they are visiting for business or government-to-government matters. Indian and Chinese nationals can get this visa if they are traveling for a social visit. To avail this visa, Indian applicants must:
      • Provide proof of sufficient funds for their stay in the country
      • Have a confirmed return ticket
      • Pay a fee of RM 100
    • Transit Visa: This type of visa is issued for foreign nationals who are visiting other countries via Malaysia if they wish to leave the airport premises.

    Visa Procedure for Malaysia

    The Government of Malaysia offers a special online visa for Indian and Chinese Nationals. Applying through the I-Visa system is the faster mode of getting a Visa for Malaysia (visa without reference) that involves filling relevant details in the form and submission of the following documents:

    • Original Passport
    • Photocopies of passport and visa application form
    • Passport size photographs
    • Photocopies of confirmed and returned ticket within 30 days
    • Recent bank statement or traveler’s cheque
    • Invitation letter (If any)

    Applicants are also required to pay fees of a specified amount. In case, you are applying for a visa with reference, then you must provide the original approval letter by the Department of Immigration Malaysia or other concerned authorities.

    >> Check: Overseas Travel Insurance plans

    A Guide for your Malaysia Travel

    Malaysia is one of the affordable travel destinations for Indians. There is no dearth of budget-friendly accommodation options that are priced as low as USD 5 to USD 7. There are plenty of restaurants where you can head for an Indian meal, too.

    When it comes to packing for your overseas tour, make sure you carry comfortable clothes and shoes suitable for hot and humid weather conditions. The country witnesses heavy rainfall during November and December. The period from March to early October is the ideal time to visit this country.

    The best way to explore the cities is to use public transportation like buses and taxis. So, it is a good idea to learn a few phrases in the local language to make your interactions with the native people easier. Finally, do not miss the local events and festivals that happen regularly, where you will get to witness a lot about the country’s culture and traditions.

    Top Places to Visit in Malaysia

    • Petronas Towers: An architectural marvel, each of the twin towers is a sight to behold and reflects the opulence the capital city - Kuala Lumpur - is known for.
    • Batu Caves: Nestled on a limestone hill, these series of caves will take you back in time. A 100-year temple structure at the location is a major attraction for the Hindus. It is also a preferred rock climbing site.
    • Langkawi: Visit the Langkawi island if you are fond of beaches. Situated in the Andaman sea, the blue waters and exotic resorts create the perfect setting for a beach vacation.
    • Mount Kinabalu: For adventure lovers, Mount Kinabalu in Borneo is the ideal place for a trek. In the vicinity is the Kinabalu Park, one of the first national parks established in Malaysia, where you will get to see the rich flora and fauna of the country.
    • Sarawak Cultural Village: Discover about the different cultural groups in Malaysia by witnessing the cultural programs, performances, and artwork on display.

    Malaysia - the land where kingdoms flourished - is known for being multi-ethnic and multi-cultural, and welcomes visitors from all over the world. A member of the Commonwealth, the country is committed towards good governance and development. The country has a well-developed infrastructure and enjoys a strong road network. Its rich cultural heritage, delectable local cuisines, majestic temples and limestone caves, wildlife-rich national parks, breath-taking coastlines, and lavish shopping districts are the major attractions that will compel visitors to plan their next trip sooner.

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