Dubai Travel Insurance

Secure Your Trip to Dubai with the Right Travel Cover

Home to 200 nationalities apart from the native citizens, the United Arab Emirates (the UAE) has one of the highest populations of immigrants in the world. A significant part of the people travelling to Dubai comprises Indian nationals. Visiting the land of skyscrapers, human-made islands, luxurious hotels, and shopping malls is full of thrills. Dubai has a lot to offer, and you will enjoy every bit of your stay in this city. Although it's a city with a big heart,  high medical costs can be a concern.

An emergency, be it medical or non-medical, can knock on your door at any time while travelling. Thus, it's always good to keep yourself secured with Dubai travel insurance from any mishap that you may face. Medical treatment is not at all free in Dubai. You have to pay heavy bills if you ever need to be hospitalised for a medical emergency during your travel.

Is It Mandatory to Get Travel Insurance while Travelling to Dubai?

Dubai travel insurance is mandatory for Indians as well as other foreign citizens. It provides you with much-needed  coverage in case of unexpected medical and non-medical emergencies. You can buy dedicated COVID-19 insurance or a comprehensive travel cover to ensure financial and healthcare security during your trip. Also, many countries have tightened their travel regulations—mandating travel cover for all foreign visitors post-COVID. As a result, it is wise to take travel insurance ahead of time to avoid last-minute cancellations under the country's travel regulations.

Explore Asia - Travel Insurance for Dubai

Care Health Insurance offers a comprehensive travel cover for Dubai under Explore Asia- an exclusively designed policy that takes care of you while travelling either for vacation or business.

Getting travel insurance is a wise option if you are looking for Dubai Travel Insurance, and you can even get it online without any hassle of approaching the agents. It comes with numerous benefits to help you deal with unexpected medical and non-medical expenses in an unknown nation.

Features of Buying Dubai Travel Cover

• Affordable Premium

  The travel policy for Dubai fits your travel budget by offering an affordable premium without cutting down on other essentials. 

• Automatic Trip Extension

  The policy automatically extends travel cover up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.

• Cashless Claim Processing

  Our wide network of healthcare providers helps you avail of a cashless in-patient care facility by simply calling us during emergencies.

• All-inclusive Protection

  Whether you need healthcare services or assistance during a loss of checked-in baggage, we have got your back at every step of your journey.

• Useful Add-on Benefits

  The policy helps you customise and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

*Please refer to the brochure for more details on product features.

Policy Details for Travelling to Dubai

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Travel Insurance for Dubai?

With Dubai travel insurance, we aim to take care of anything that may go wrong on your trip. Here is an overview of the coverage you will receive with Explore International travel insurance for Dubai.

Below mentioned are the inclusions under Dubai’s Travel Insurance coverage:

• Emergency Hospitalisation: If you find yourself in a medical emergency that requires hospitalisation, the travel insurance plan will provide you with complete coverage encompassing IPD and OPD expenses.

• COVID-19 Coverage: We offer COVID-19 coverage so that you can enjoy your trip without the pandemic fear.

• Trip Delay, Cancellation, or Interruption: You will get compensation for the trip delayed, cancelled, or interrupted up to the sum insured.

• Compassionate Visit: We help you support insured family members abroad during their treatment with a reimbursement facility for flight ticket costs.

• Personal Accident: Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention.

• Trip delay, cancellation, or interruption: You will get compensation for the trip delay, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.

• Loss of Passport and Checked-in Baggage: Get coverage up to the sum insured for loss of passport and checked-in baggage or delay of checked-in baggage.

• New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is Not Covered under Travel Insurance for Dubai?

While Care Explore covers almost all of your travel needs, there are some exclusions in your Dubai travel insurance. It is always wise to check your policy documents to understand the exclusions and be informed. Following are a few general exclusions for your information. 

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip shall not be covered.

• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.

• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country will be excluded.

• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof are not covered.

• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents will be excluded.

• Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Premium for Dubai Health Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected.

The travel insurance plans for Dubai offered by Care Health Insurance are pretty affordable and budget-friendly. CHI's travel healthcare insurance premium for the Dubai zone starts from as low as around Rs. 582*for a single traveller on a 15-day-long visit.

For instance, if you are travelling from India to Dubai on a 15 day, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Dubai Travel Insurance Premium with Us?

You can calculate your Dubai travel insurance premium cost in these five easy steps:

• Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

• Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

• Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

• Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: $50k and $100k.

• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The exact premium cost for Dubai travel insurance is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Keep in Mind Before Buying Dubai Travel Insurance

When selecting travel insurance for Dubai or any southeast Asian destination of your choice, you must ensure that the plan suits your requirements. Here are the factors to be considered.

• Nature of the Trip: Frequent fliers should go for annual plans; others should go for a single trip insurance plan.

• Trip Duration: The premium will depend  on the number of days you stay  in Dubai. The shorter the trip, the lower the premium.

• Medical History: If you have any serious ailment, ensure that the policy covers it.

• Check the Coverage: Take a close look at the inclusions to know what is covered in the Policy. The overseas Dubai travel insurance plan offers maximum benefits at  an affordable premium.

• Review the Exclusions: While on a trip, you might not want to get a hiccup by knowing  that your travel plan does not cover certain expenses you assumed it would. Hence, read the exclusion and buy a plan accordingly.

Claim Procedure

What are the Types of Visas for Dubai?

If you plan to visit Dubai, you should be aware of the various types of UAE visas available so that you know which one to apply for. The following are the basic types of UAE visas:

• Tourist Visa: As the name indicates, the tourist visa is for visitors who wish to visit any of the United Arab Emirates' countries as tourists. This visa is valid for 30 days, and there are penalties if the visa holder does not exit the country within that time frame.

• Visit Visa: A visit visa is for people who are visiting someone in the UAE, such as a friend or relative. The GDRFA office provides this visa. Once the application is approved, a copy of the permit is mailed to the applicant. The applicant must have the permit before leaving the country of origin.

• Transit Visa: If the applicant has connecting flights with a wait time of more than 8 hours, this visa is required. In the case of a transit visa, the applicant must leave the country within 96 hours.

• Employment Visa: This is a work permit issued by the Ministry of Human Resources and Emiratisation. This visa is valid for two months from the date of issuance. This visa allows foreign workers to work in the UAE and is considered necessary.

• Residence Visa: After you have received an employment visa, the next step is to obtain a residence visa. This visa allows you to get an Emirates ID and makes you a legal resident of the UAE. The Emirates ID allows you to bring family members into the country.

Important Documents Required for Dubai Visa Application

The following documents are required to avail a tourist visa for Dubai:

• Filled Visa Application form

• Visa Fee

• Passport size photographs

• Copy of flight ticket

• Travel Insurance

• Passport copy of the sponsor (for sponsored visa)

*All documents in Hindi, including official notes, should be translated into the English language.

How to Apply for Dubai Visa?

Here is the step-wise visa application process:

• Category: Choose the right visa category depending on the purpose of your visit to Dubai and download the visa application form.

• Fees: Payment of visa fees can be made through credit/debit card or net banking.

• Documentation: The required documents need to be submitted online at selected destinations or the branch.

• Receive visa: You will get updates on your visa status on a real-time basis, and on approval, receive your visa.

Dubai Facts

If you are planning a trip to Dubai then don’t forget to get yourself a comprehensive travel insurance plan at an affordable premium and make your trip to Dubai fully proof.