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Dubai Travel Insurance

Dubai being the perfect blend of architectural wonders and natural scenic beauty, attracts tourists throughout the world. While the destination is well known for its humble hospitality for tourists, there is always a possible risk of unforeseen events to happen. Here, travel insurance can be your companion to help you enjoy your trip without any financial discomfort. With Care Health Insurance Travel Plans, explore Dubai to the fullest, knowing you are covered.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Comprehensive Travel Insurance for Worry-Free Journeys

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Save up to 20% on securing your family trip^

Secure Your Trip to Dubai with the Right Travel Cover

Home to more than 200 nationalities apart from the native citizens, the United Arab Emirates (UAE) has one of the highest populations of immigrants in the world. A significant part of the people travelling to Dubai comprises Indian nationals. Visiting the land of skyscrapers, human-made islands, luxurious hotels, and shopping malls is full of thrills. Dubai has a lot to offer, and you will enjoy every bit of your stay in this city. Although it is a city with a big heart, yet high medical costs are a concern.

Any kind of emergency, be it medical or non-medical, can knock on your door at any time while travelling. Thus, it is always good to keep yourself secured with Dubai travel insurance from any mishap that you may face. Medical treatment is not at all free in Dubai. You have to pay heavy bills if you ever need to be hospitalised for a medical emergency during your travel.

Is It Mandatory to Get Travel Insurance while Travelling to Dubai?

Dubai travel insurance is mandatory for Indians as well as other foreign citizens. It provides you with much-needed coverage in case of unexpected medical and non-medical emergencies. You can buy dedicated COVID-19 insurance or a comprehensive travel cover to ensure financial and healthcare security during your trip.

Also, many countries have restricted their travel regulations mandating travel cover for all foreign visitors post-COVID. As a result, it is wise to take travel insurance ahead of time to avoid last-minute cancellations under the country's travel regulations.

Explore Asia - Travel Insurance for Dubai

We at Care Health Insurance offer a comprehensive travel cover for Dubai under Explore Asia - an exclusively designed policy that takes care of you while travelling either for vacation or business.

The explore Asia- travel insurance for Dubai comes with numerous benefits to help you deal with unexpected medical and non-medical expenses in an unknown nation such as:

  • Provides both single and multiple trip options.
  • It also covers the hospitalisation expenses like the in-patient care and the out-patient treatment up to the SI.
  • Up-gradation to business class can also be done up to US $1,000.
  • The explore Asia policy also covers you for the trip cancellation, interruption, and delay with some terms and conditions applied.

Features of Buying Dubai Travel Cover

There are multiple features of Dubai Travel Cover that you should explore while taking the travel insurance. Let us learn more about the key features of getting the Dubai Travel Cover:

  • Affordable Premium: The travel policy for Dubai fits your travel budget by offering an affordable premium without cutting down on other essentials.
  • Automatic Trip Extension: The policy automatically extends travel cover up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.
  • Cashless Claim Processing: Our wide network of professional healthcare providers helps you avail of a cashless in-patient care facility by simply calling us during emergencies.
  • All-inclusive Protection: Whether you need help or assistance during a loss of checked-in baggage, we have got your back at every step of your journey.
  • Useful Add-on Benefits: The policy helps you customise and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

*Please refer to the brochure for more details on product features.

Policy Details for Travelling to Dubai

Having the right travel insurance plan helps you to make the most out of your Dubai trip. Here are the major policy details that Dubai Travel Insurance from Care Health Insurance covers:

Description(Sum Insured) Explore Asia
Sum Insured US $ 10K, 25K, 50K & 100K (Vary according to the premium)
Trip Options Single Trip Multi-trip (Policy will be on an annual basis) Yes Yes
Entry Age (Single Trip) Minimum - 1 Day
Entry Age (Multi Trip) Minimum - 1 Day

 

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Travel Insurance for Dubai?

With Dubai Travel Insurance, we aim to take care of anything that may go wrong on your trip. Here is an overview of the coverage you will receive with Explore  International travel insurance for Dubai by our team.

Below mentioned are the inclusions under Dubai’s Travel Insurance coverage:

  • Emergency Hospitalisation: If you find yourself in a medical emergency that requires hospitalisation, the travel insurance plan will provide you with complete coverage encompassing IPD and OPD expenses.

  • COVID-19 Coverage: We offer COVID-19 coverage so that you can enjoy your trip without the pandemic fear.

  • Trip Delay, Cancellation, or Interruption: You will get compensation for the trip delayed, cancelled, or interrupted up to the sum insured.

  • Compassionate Visit: We help you support insured family members abroad during their treatment with a reimbursement facility for flight ticket costs.

  • Personal Accident: Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention.

  • Trip delay, cancellation, or interruption: You will get compensation for the trip delay, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.

  • Loss of Passport and Checked-in Baggage: Get coverage up to the sum insured for loss of passport and checked-in baggage or delay of checked-in baggage.

  • New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is Not Covered under Travel Insurance for Dubai?

While Care Explore covers almost all of your travel needs, there are some exclusions in your Dubai travel insurance. It is always wise to check your policy documents to understand the exclusions and be informed. Following are a few general exclusions for your information. 

  • Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip shall not be covered.

  • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.

  • Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country will be excluded.

  • World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof are not covered.

  • Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents will be excluded.

  • Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Premium for Dubai Health Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected.

The travel insurance plans for Dubai offered by Care Health Insurance are pretty affordable and budget-friendly. The Care Health Insurance's travel healthcare insurance premium for the Dubai zone starts from as low as around Rs. 582* for a single traveller on a 15-day-long visit.

For instance, if you are travelling from India to Dubai on a 15 day, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 35 years No $50,000 15 Days Rs. 582

 

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Dubai Travel Insurance Premium with Us?

You can calculate your Dubai travel insurance premium cost in these five easy steps:

  • Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

  • Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

  • Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

  • Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: $50k and $100k.

  • Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The exact premium cost for Dubai travel insurance is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Keep in Mind Before Buying Dubai Travel Insurance

When selecting travel insurance for Dubai or any southeast Asian destination of your choice, you must ensure that the plan suits your requirements. Here are the factors to be considered.

  • Nature of the Trip: Frequent fliers should go for annual plans; others should go for a single trip insurance plan.

  • Trip Duration: The premium will depend on the number of days you stay in Dubai. The shorter the trip, the lower will be the premium.

  • Medical History: If you have any serious ailment, ensure that the policy covers it.

  • Check the Coverage: Take a close look at the inclusions to know what is covered in the Policy. The overseas Dubai travel insurance plan offers maximum benefits at  an affordable premium.

  • Review the Exclusions: While on a trip, you might not want to get a hiccup by knowing  that your travel plan does not cover certain expenses you assumed it would. Hence, read the exclusion and buy a plan accordingly.

Claim Procedure

claim procedure why choose dubai travel insurance

What are the Types of Visas for Dubai?

If you plan to visit Dubai, you should be aware of the various types of UAE visas available so that you are well informed which one to apply for. Here are some of the basic types of UAE visas discussed below:

  • Tourist Visa: As the name indicates, the tourist visa is for visitors who wish to visit any of the United Arab Emirates' countries as tourists. This visa is valid for 30 days, and there are penalties if the visa holder does not exit the country within that time frame.

  • Visit Visa: A visit visa is for people who are visiting someone in the UAE, such as a friend or relative. The GDRFA (General Directorate of Residency and Foreigners Affairs Dubai) office provides this visa. Once the application is approved, a copy of the permit is mailed to the applicant. The applicant must have the permit before leaving the country of origin.

  • Transit Visa: If the applicant has connecting flights with a wait time of more than 8 hours, this visa is required. In the case of a transit visa, the applicant must leave the country within 96 hours.

  • Employment Visa: This is a work permit issued by the Ministry of Human Resources and Emiratisation. This visa is valid for two months from the date of issuance. This visa allows foreign workers to work in the UAE and is considered necessary.

  • Residence Visa: After you have received an employment visa, the next step is to obtain a residence visa. This visa allows you to get an Emirates ID and makes you a legal resident of the UAE. The Emirates ID allows you to bring family members into the country.

Important Documents Required for Dubai Visa Application

Any person who wishes to travel to Dubai can get the visa after proper documentation and legal processes. Below discussed are the documents that  are required to avail a tourist visa for Dubai:

  • Filled Visa Application form

  • Visa Fee

  • Passport size photographs

  • Copy of flight ticket

  • Travel Insurance

  • Passport copy of the sponsor (for sponsored visa)

*All documents in Hindi language, including official notes, should be translated into the English language.

How to Apply for a Dubai Visa?

Applying for the visa might be a challenging and hectic process in some cases. Here at Care Health Insurance we guide you through the step-wise visa application process:

  • Category: Choose the right visa category depending on the purpose of your visit to Dubai and download the visa application form.

  • Fees: Payment of visa fees can be made through credit/debit card or net banking.

  • Documentation: The required documents need to be submitted online at selected destinations or the branch.

  • Receive visa: You will get updates on your visa status on a real-time basis, and on approval, receive your visa.

Know More About Dubai

Dubai being one of the most fancy cities in the United Arab Emirates, is a tourist hub. There are some important facts you should know about this place before getting started with your trip.

Total Population 3.3 million
Official Language Arabic
Official Currency UAE Dirham (AED) is the official currency
Country Code +971 is the country code
Famous Places to Visit Burj Khalifa, Burj Al Arab Hotel, Palm Islands, Gold Market, Desert Safari
Embassy of the UAE 12, Chandragupta Marg, Chanakyapuri, New Delhi/ 110021/+91(11)261111
Indian Embassy in Dubai 8th Street, Al Hamriya, P.O Box 737, Diplomatic Enclave, Dubai-UAE/3971222/3971333
Milestones Dubai has the longest automated metro in the world at 75 km long
Dubai is 100% income tax-free

Things To Do in Dubai

Dubai offers a wide variety of activities and adventures for the visitors. Read on to know a few things to do while you are on a venture to Dubai:

  • Burj Khalifa: Visit the world’s tallest building and enjoy the breathtaking views from the observation decks on the 124th floor.
  • Dubai Mall: Explore one of the largest shopping malls in the world. This mall features over 1,200 shops, an aquarium, and multiple dining options.
  • Dubai Marina: Get the experience of strolling along the waterfront promenade, and enjoy the vibrant nightlife, or you can also take a boat tour to enjoy the stunning skyline from the water.
  • Desert Safari: Experience the thrill of dune bashing, camel rides, and Bedouin style diners under the sky filled with stars.
  • The Palm Island: The palm island or famously known as palm Jumeirah is one of the top visited places in Dubai. It is the most iconic man made island, home to luxurious resorts and hotels. It is a place filled with natural beauty and architectural work.

Dubai Travel Insurance- FAQs

Q. Is a visa on arrival available in Dubai?

Yes, Indian nationals can get a 14 day visa upon arrival in Dubai (UAE). However, it can be extended just once for an extended time period of 14 or more days but it is only valid for Indian passport holders with a valid Us visa.

Q. How can travellers from India get a Dubai visa?

A pre-applied visa is required to enter Dubai. You are also provided with a 30 day renewable tourist visa with a single entry. It is usually advised to make sure you have the necessary travel insurance and a passport that is valid for at least six months before applying for a visa.

Q. What are the prohibited items you shouldn't carry while travelling to Dubai?

Some of the items like drugs, chemicals, organic fertilisers, poppy seeds, pornographic material, fireworks, weapons, ivory, laser pens, plants or endangered animals, radar jammers, or any other object that do not adhere to the religious and moral values of the UAE are prohibited. Severe punishment is given to the offender if they are caught travelling with the above mentioned things.

Q. Does Dubai Travel Insurance provide coverage for pre-existing diseases?

International Travel Insurance Policy by Care helps you customise and secure frequent and long-duration trips with some optional PED coverage. The policy would only provide coverage for pre-existing diseases in life-threatening medical conditions.

Q. How many days of Dubai travel insurance is valid?

Care International Travel Insurance for Dubai is valid for a maximum time frame of 365 days.

Q. What is the best time to go to Dubai?

The best time to visit Dubai is between November to March. At this time the weather is also a little moderate. Also, do remember that this is the peak time period so you expect little crowd.

Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
*72 Rs. per day for single person( up to 40 years) for 10,000USD SI for Asia.

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