Coverage for life-threatening PED conditions##

Dubai Travel Insurance

Planning a trip to Dubai is exciting, but unexpected costs can make it stressful. Dubai Travel Insurance protects you from medical, travel, and visa-related setbacks, so you can travel smart and confident.

Your Dubai Travel Insurance Plan Covers:

Dubai Travel Insurance
  • 45 Lakh+ Travellers Served Since Inception^^
  • 184 Crore+ Claim Amount Paid Since Inception**
  • 24*7 Claim and Customer Support

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Served 45 Lakh+ travellers

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

Dubai Travel Insurance from India

Home to more than 200 nationalities apart from the native citizens, the United Arab Emirates (UAE) has one of the highest populations of immigrants in the world. A significant number of people travelling to Dubai are Indian nationals. From iconic skyscrapers and man-made islands to world-class hotels and malls, the city offers a premium travel experience. However, it is a city with a big heart, but high medical costs are a concern.

While travelling, emergencies do not come with a warning, whether it is a sudden illness, an accident, baggage issues, or flight disruptions. That is why it is always a good idea to keep yourself protected with a comprehensive travel insurance plan. A Dubai travel insurance serves as a financial safety net by helping you handle unexpected medical expenses and other travel-related costs. This way, a sudden setback won’t become a major burden.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$10,000
  • Starting At₹16/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Key Benefits of Dubai Travel Insurance

Dubai travel insurance provides protection against medical emergencies, travel disruptions, and unexpected expenses. This ensures a safe and stress-free journey. With the right coverage, you can explore Dubai confidently, knowing you are financially protected at every step.

Why Do You Need Travel Insurance for Dubai?

Buying travel insurance for Dubai is important to protect yourself financially against unexpected situations while travelling. From medical emergencies to travel-related disruptions, a thorough travel insurance plan for Dubai gives you peace of mind during your trip.

Here are the key reasons to consider travel insurance for Dubai:

Note: Please refer to the brochure for more details on product features.

Dubai Travel Insurance: Plan at a Glance

Having the right travel insurance plan helps you to make the most out of your Dubai trip. Here are the major policy details that Dubai Travel Insurance from Care Health Insurance covers:

Parameters Explore Europe
Sum Insured US $ 10K, 25K, 50K, 100K, 250K and 500K (Vary according to the premium)

Trip Options

  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
  • Yes
  • Yes
Life-threatening Condition due to PED Up to 10%; Maximum up to $30,000
Trip Cancellation Up to US $ 1000
Trip Interruption Up to US $ 500
Loss of Passport/ International Driving License US $ 300; Max. US $ 100 in case of loss of IDL
Personal Accident Up to US $ 15,000

Note: Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

Not Sure How Much Coverage Costs?

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Types of Travel Insurance for Dubai

Dubai is all about big experiences, including stunning views, desert adventures, shopping trips, and busy itineraries. To enjoy it without stress, selecting the right Travel insurance for Dubai from India is essential. Below are the main types of travel insurance for Dubai to help you choose the one that works best for you.

What is Covered and Not Covered under Travel Insurance for Dubai?

  • Inclusions
  • Exclusions

With Dubai Travel Insurance, we aim to take care of anything that may go wrong on your trip. Here is an overview of the inclusions and exclusions offered by Explore International travel insurance for Dubai by our team.

Emergency Hospitalisation

If you find yourself in a medical emergency that requires hospitalisation, the travel insurance plan will provide you with complete coverage encompassing IPD and OPD expenses.

Compassionate Visit

We help you support insured family members abroad during their treatment with a reimbursement facility for flight ticket costs.

Personal Accident

Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention.

Trip cancellation

You will receive compensation for the trip delay, cancellation, or interruption, up to the sum insured, subject to the policy terms and conditions.

Loss of Passport & Checked-in Baggage

If your passport, checked-in baggage or international driving licence is lost, Care Health Insurance provides financial assistance to help you manage the situation without added stress.

Daily Allowance

In case of hospitalisation, we will cover your daily incidental expenses by paying a fixed amount per day, for up to five days per claim.

Up-gradation to Business Class

The policy covers a business class upgrade during the trip when it is medically necessary and recommended by a doctor.

Drug Misuse

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip shall not be covered.

Self-inflicted Injury

Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalisation or death shall not be covered.

Breach of Law

Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country will be excluded.

World War

Any medical or non-medical expenses arising out of national or international war, or nuclear perils or consequences thereof, are not covered.

Hazardous Activities

Any claims relating to hazardous activities, such as fire stunts, will be excluded unless otherwise mentioned in the policy documents.

Dental Treatment

The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated by acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Additional Benefits Under Travel Insurance for Dubai

A Dubai travel insurance plan can provide more than basic medical and trip protection. It may also include valuable extras that assist you during unexpected medical issues, travel delays, and other emergencies. This support helps you manage costs and stay relaxed while travelling.

What is the Premium for Dubai Health Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, the trip duration, and the type of coverage selected.

The travel insurance plans for Dubai offered by Care Health Insurance are pretty affordable and budget-friendly.

For instance, Sohan Goyal is travelling from India to Dubai on a 7-day, one-time visit. The approximate premium cost of your travel insurance with a sum insured of $10k is calculated as follows, with the help of the Travel Insurance Premium Calculator for Dubai:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No $10,000 7 Days ₹276

The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Things to Keep in Mind Before Buying Dubai Travel Insurance

When selecting travel insurance for Dubai or any Southeast Asian destination of your choice, you must ensure that the plan suits your requirements. Here are the factors to be considered:

  1. Nature of the Trip: Frequent fliers should go for annual plans; others should go for a single trip insurance plan.
  2. Trip Duration: The premium will depend on the number of days you stay in Dubai. The shorter the trip, the lower the premium.
  3. Medical History: If you have any serious ailment, ensure that the policy covers it.
  4. Check the Coverage: Take a close look at the inclusions to know what is covered in the Policy. The overseas Dubai travel insurance plan offers maximum benefits at an affordable premium.
  5. Review the Exclusions: While on a trip, you might not want to get a hiccup by knowing that your travel plan does not cover certain expenses you assumed it would. Hence, read the exclusion and buy a plan accordingly.

How to Buy Dubai Travel Insurance Online?

Buying travel insurance for your Dubai trip online is quick and easy. Here’s a simple step-by-step guide to help you get covered in minutes:

Documents Required to Buy Dubai Travel Insurance

To buy Dubai travel insurance online, you should have a few basic documents and details ready. These help insurers review your profile, finish KYC formalities, and issue the policy without delays.

Document Requirement
Passport Valid passport of the traveller(s) with correct personal details.
Visa (if available) Dubai/UAE visa details, if already issued.
Travel Dates Confirmed trip start and end dates
Personal Details Basic information such as name, date of birth, contact number, and email ID
KYC Documents Government-approved ID proof as required for KYC verification
Medical History (if any) Details of pre-existing medical conditions, if applicable

Lost Travel Documents in Dubai?

Cover unexpected document loss & related expenses with Explore.

Check Plan

How to File a Travel Insurance Claim for Dubai?

At Care Health Insurance, we have a dedicated team of professionals who work with healthcare partners like Falck to streamline the claim process. Travellers can easily apply for a claim or reimbursement by contacting our team.

Steps for Filing a Claim While You are in Dubai Raising a travel insurance claim in Dubai is simple and convenient with Care Health Insurance. Follow these steps and keep all necessary documents ready:

How Can We Help You With Claim Support?

At Care Health Insurance, we partner with Falck to help you stay covered across the globe. In the USA and Canada, we are powered by the UnitedHealth Group (UHG) in partnership with Falck to ensure an easy claim process. Our claim team here in India ensures that filing a claim is no longer a cumbersome task.

Documents Required for Dubai Visa Application

Any person who wishes to travel to Dubai can get a visa after proper documentation and legal processes. Below are discussed the documents that are required to avail a tourist visa for Dubai:

  1. A passport valid for over 6 months.
  2. Filled Visa Application form.
  3. Passport-sized photographs.
  4. Confirmed hotel bookings.
  5. Copy of flight ticket.
  6. A comprehensive holiday insurance for Dubai (if mentioned).
  7. Financial proofs like bank statements.
  8. A passport copy of the sponsor (for sponsored visa).

Travel Safety Tips in Dubai

Dubai is a safe and well-regulated place to visit, but taking some basic precautions can help ensure a smooth, enjoyable trip.

  1. Carry Valid Documents: Always keep your passport, visa, and travel insurance details accessible.
  2. Follow Local Laws and Customs: Respect cultural norms, dress codes, and regulations to avoid penalties.
  3. Stay Hydrated: Dubai’s hot climate can cause dehydration, so drink plenty of water, especially when you are outdoors.
  4. Use Licensed Transport: Choose official taxis or authorised ride services for safe travel.
  5. Secure Your Belongings: Keep your valuables safe and stay aware in crowded areas.
  6. Drive Carefully: If you are using a rental car, follow traffic rules strictly and carry a valid international driving license.
  7. Keep Emergency Contacts Handy: Save local emergency numbers and your insurer’s helpline for quick assistance.

Indian Embassy in Dubai

The Indian Embassy in Dubai, officially called the Consulate General of India, is an important support centre for Indian citizens in Dubai or those visiting. It offers essential consular services, including passport and visa assistance, attestation, and emergency support. At the same time, it helps strengthen diplomatic, cultural, and economic ties between India and the UAE.

Details Information
Mission Name Consulate General of India
Type Indian Consulate General (Diplomatic Mission)
Address 4 8th St, Umm Hurair 1, Dubai, United Arab Emirates
Phone +971 4 397 1333
Email help.abudhabi@mea.gov.in
Working Hours 8:30 am to 4:30 pm
Working Days Monday to Friday
Website https://www.cgidubai.gov.in
Services Offered Visa & passport assistance, consular support for Indian citizens (attestation, registrations, emergency aid, etc.)

Major Dubai Airports: International & Domestic Terminals

Dubai has world-class airports that manage both international and some domestic flights. This provides easy connectivity for travellers from around the globe and within the UAE.

Airport Name Airport Code Location
Dubai International Airport DXB Al Garhoud, Dubai
Al Maktoum International Airport DWC Dubai South

When to Visit Dubai?

Dubai is a destination you can visit any time of the year. However, the best time to visit Dubai depends on the weather and the type of experience you want. Whether you are interested in sightseeing, shopping, the beach, or festivals, below is an overview that can help you to plan your trip.

Season Months Weather Why Visit
Peak Season (Best Time) November to March Pleasant and cool Ideal for sightseeing, adventure activities, desert safaris, outdoor attractions, shopping festivals, and beach activities
Shoulder Season April & October Warm but manageable Fewer crowds, better hotel deals, still suitable for outdoor activities
Off Season May to September Very hot and humid Best for budget travellers, indoor attractions, luxury hotel discounts, and shopping

Pro Tip: If you plan to visit Dubai between November and March and want to try adventure activities like desert safaris or water sports, make sure to choose the Adventure Sports Cover option in your travel insurance. It can protect you from medical emergencies related to these activities. Additionally, ensure that all adventure activities are done under expert supervision for your safety.

Top Attractions to Visit in Dubai

Dubai combines modern buildings, luxury experiences, and cultural sites. This makes it a must-visit place for travellers.

Here are a few things to do while you are on a venture to Dubai:

  1. Burj Khalifa: Visit the world’s tallest building and enjoy the breathtaking views from the observation decks on the 124th floor.
  2. Dubai Mall: Explore one of the largest shopping malls in the world. This mall features over 1,200 shops, an aquarium, and multiple dining options.
  3. Dubai Marina: Get the experience of strolling along the waterfront promenade, and enjoy the vibrant nightlife, or you can also take a boat tour to enjoy the stunning skyline from the water.
  4. Desert Safari: Experience the thrill of dune bashing, camel rides, and Bedouin-style diners under the sky filled with stars.
  5. The Palm Island: The palm island or famously known as Palm Jumeirah, is one of the most visited places in Dubai. It is the most iconic man-made island, home to luxurious resorts and hotels. It is a place filled with natural beauty and architectural work.
  6. Jumeirah Beach: A popular beach destination with views of the Burj Al Arab and crystal-clear waters.

Quick Facts About Dubai

Dubai, being one of the most fancy cities in the United Arab Emirates, is a tourist hub. There are some important facts you should know about this place before getting started with your trip.

Category Details
Country United Arab Emirates (UAE)
Country Code +971
Total Population Over 4 million
Official Language Arabic
Official Currency UAE Dirham (AED)
Time Zone Gulf Standard Time (GST), UTC +4
Major Airport Dubai International Airport (DXB)
Famous Places to Visit Burj Khalifa, Burj Al Arab Hotel, Palm Islands, Gold Market, Desert Safari
Indian Embassy in Dubai 4 8th St - Umm Hurair First - Umm Hurair 1 - Dubai - United Arab Emirates

Must-Do Experiences in Dubai

Dubai offers more than just skyscrapers and mega malls. If you step off the tourist path, you can discover experiences revealing a different, more genuine side of the city.

  1. Overnight Desert Camping: Spend a night under the stars in a Bedouin-style camp for a magical desert experience.
  2. Abra Ride at Dubai Creek: Cross the creek on a traditional wooden boat and enjoy the charm of old Dubai.
  3. Kayaking at Hatta Dam: Paddle through turquoise waters surrounded by mountains, just a short drive from the city.
  4. Alserkal Avenue: Visit Dubai’s creative hub filled with art galleries, small cafés, and cultural events.
  5. Ras Al Khor Wildlife Sanctuary: Look for flamingos and other migratory birds with the city skyline in the background.
  6. Sheikh Mohammed Centre: Visit Sheikh Mohammed Centre for cultural understanding, share meals and conversations to learn about Emirati traditions.
  7. Al Qudra Lakes: Enjoy a peaceful desert spot perfect for cycling, picnics, and sunset views.

International Travel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

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Dubai Travel Insurance- FAQs

Q. Is a visa on arrival available in Dubai?

Yes, Indian nationals can get a 14 day visa upon arrival in Dubai (UAE). However, it can be extended just once for an extended time period of 14 or more days but it is only valid for Indian passport holders with a valid Us visa.

Q. How can travellers from India get a Dubai visa?

A pre-applied visa is required to enter Dubai. You are also provided with a 30 day renewable tourist visa with a single entry. It is usually advised to make sure you have the necessary travel insurance and a passport that is valid for at least six months before applying for a visa.

Q. What are the prohibited items you shouldn't carry while travelling to Dubai?

Some of the items like drugs, chemicals, organic fertilisers, poppy seeds, pornographic material, fireworks, weapons, ivory, laser pens, plants or endangered animals, radar jammers, or any other object that do not adhere to the religious and moral values of the UAE are prohibited. Severe punishment is given to the offender if they are caught travelling with the above mentioned things.

Q. Does Dubai Travel Insurance provide coverage for pre-existing diseases?

International Travel Insurance Policy by Care helps you customise and secure frequent and long-duration trips with some optional PED coverage. The policy would only provide coverage for pre-existing diseases in life-threatening medical conditions.

Q. How many days of Dubai travel insurance is valid?

Care International Travel Insurance for Dubai is valid for a maximum time frame of 365 days.

Q. What is the best time to go to Dubai?

The best time to visit Dubai is between November to March. At this time the weather is also a little moderate. Also, do remember that this is the peak time period so you expect little crowd.

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

*The premium for a 90-day trip to Dubai shall cost ₹16/ day for a single person( aged 24 years) at 10,000USD SI.