Dubai Travel Insurance

Dubai Travel Insurance

Visiting the land of skyscrapers, human-made islands, luxurious hotels, and shopping malls is full of thrills. But, every journey is full of risks and uncertainties. What if somebody steals your luggage, what will you do if you fall sick because of extreme humidity? An emergency can knock on your door at any time. Thus, it's always good to keep yourself secured with Dubai travel insurance from any mishap that you may face during your stay in the city of gold.

Dubai has a lot to offer, and you will enjoy every bit of your stay in this city. It's a city with a big heart and high medical costs too. Medical treatment is not at all free in Dubai. You have to pay heavy bills if you ever need to hospitalizes for a medical emergency during your travel. Dubai travel insurance is mandatory for Indians as well as other foreign citizens. It gives you medical coverage in case of unexpected medical and non-medical emergencies. There are high chances that your passport could be seized in case if you would not be able to pay your medical bill. So, you should buy travel insurance for Dubai from India to protect yourself from uncertainties that you may encounter during your journey in Dubai.

Home to 200 nationalities apart from the native citizens, the United Arab Emirates (the UAE) has one of the highest populations of immigrants in the world. The largest and most populous city of the UAE, Dubai is a well-known business hub and tourist spot. A significant part of the people traveling to Dubai comprises of Indian nationals.

Whether your trip to Dubai is work-related or just a casual trip, the one thing that must top your list is travel insurance.

Quick Facts about Dubai

Benefits of Dubai Travel Insurance

• Destination-specific cover: The policy provides adequate coverage for your trip to Dubai.
• Ease and convenience: A travel cover gives travellers, including students and elderly parents, the confidence in handling unforeseen events, ensuring convenience during an overseas trip.
• Multi-Trip Plan: Multi-trip travel insurance plans are beneficial, especially for frequent travellers.
• Protection in Medical Emergency: With travel insurance, your Dubai trip will be secured as emergency medical expenses will get covered.
• Secures against loss of belongings: Overseas travel plans offer coverage for loss of vital travel documents and baggage.
• Financial Protection in case of mishaps: International travel plan will cover personal accidents, including accidental death, disability, and repatriation in case of death.

Travel Essentials to Dubai

It is mandatory for foreigners, including Indians, to have a Dubai visa, to enter the Emirate of Dubai. People should obtain a visa before they commence their travel from their respective countries. Indians and other foreign nationals who have valid US visas except for work visa or are US Green Card Holders can get a Dubai visa on arrival.

Explore-International Travel Insurance Plan for Dubai

We offer the best travel insurance for Dubai from India. It covers a wide range of aspects beneficial to your traveling experience.

• Explore Asia travel insurance of up to 6 months can be availed by travelers irrespective of their age.
• The scheme offers daily premium rates. Therefore you will be paying only for the number of days you travel.
• Pre-existing ailments are covered up to 10% under life-threatening circumstances.
• For sickness and accident-related hospitalization, you can opt for cashless transactions.
• Reimbursement will be provided for outpatient or doctor visits, including prescription pharmacy bills.
• Coverage will be doubled if the person insured meets with a sudden accident.

What is Covered under the Dubai Travel Insurance Plan?

With Dubai travel insurance, we aim to take care of anything that may go wrong on your trip. Here is an overview of the coverage you will receive with Explore International travel insurance for Dubai.

• Trip Delay: If the departure of your flight is delayed by more than 12 consecutive hours for certain specified reasons, the expenses incurred are reimbursed, or a lump sum paid.
• Loss of Checked-in Baggage: You will be paid a lump sum if the carrier loses your luggage.
• Delay of Checked-in baggage: If your baggage is delayed by over 12 hours, Explore travel insurance provides for a lump sum to be paid.
• Loss of passport: The expenses of getting a duplicate will be reimbursed if you happen to lose your passport while traveling.
• Personal Liability: This clause protects you from liability If you accidentally cause injury to someone or damage to property while traveling.
• Hospitalization expenses: Any medical emergencies requiring hospitalization for inpatient and outpatient treatment in Canada are paid for with this feature.
• Daily Allowance: This ensures the payment of a specified amount per day if you are hospitalized for 5 days consecutively.
• Compassionate Visit: Enables one person from your immediate family to travel to the city you are hospitalized in for more than 5 days.
• Return of Minor child: Explore covers the expenses of sending a minor child back to the country of residence if you are hospitalized for more than 5 days.
• Upgradation to business class: If you are traveling back less than 20 days after being discharged from the hospital, you will be upgraded to business class.
• Dental expenses: With Explore, the costs incurred to treat any injury or damage to your sound natural teeth will be covered.
• Personal accident: Loss of life or any injuries which cause permanent disablement are compensated with 12 months of the date of the accident with a lump sum payment.
• Common Carrier Accidental Death: A lump sum is paid in case of loss of life or injuries which cause permanent disability while mounting and dismounting from the aircraft while carrying a valid ticket.
• Medical Evacuation: All the expenses of emergency medical evacuation and en-route care are covered under this clause.
• Repatriation of Mortal Remains: This clause covers the expense of transporting the mortal remains of the individual insured to the place of residence, or that of cremation or burying it at the place of death.

What is Not Covered in Dubai Travel Insurance Plan?

While Care Explore covers almost all of your travel needs, there are some exclusions in your Dubai travel insurance. Below is the list of things that the plan does not cover:

• Expenses incurred out of the use of drugs or alcohol
• War or warlike activity and nuclear hazards
• Consequences of ionising radiation or contamination
• Self-injuring, suicide, or attempted suicide
• Claim pertaining to indulging in hazardous sports activities
• Involvement in criminal activities or Breach of Law
• Sexually transmitted diseases, such as HIV/AIDS

Eligibility for Dubai Travel Insurance

The eligibility* criteria for an international travel insurance plan will depend on the type of plan you have chosen for your trip. Check the eligibility below:

*Please refer to the policy documents

Five things to keep in mind while traveling to Dubai

Learning about new cultures is the best part of a trip, but it is important to do some groundwork even before you start. Here are things to consider when you are planning a trip to Dubai.

• Buy travel insurance with health coverage: Unforeseen medical emergencies can be taken care of, at ease when you have international travel insurance.
• Check your visa status: It is advisable to check with the Indian embassy for a visa before you plan your trip to Dubai.
• Read up on what to wear: Make sure you carry modest attire to wear to public places. Women are well-advised to carry a cover-up in their bags at all times.
• Read up on the culture: Dubai follows many traditions. So, ask for permission before you click photographs. Be aware of your surroundings and use that camera wisely as clicking pictures explicitly is allowed only in tourists spots.
• Carry the local currency: Don't exchange your money for local currency on the streets. It is always advisable to visit a bank, use the ATM, or ask at a reputed hotel for availing local currency. Exchanging currency on the street can land you in trouble. Hence, always ensure that you follow the Gulf laws and adhere to it.

Important points to Consider when Selecting an International Travel Insurance

While the question of the requirement of travel insurance is answered, the next question will be choosing the right plan for you. Insurance is customizable to individual needs. Before choosing or purchasing travel insurance for Dubai from India, here are a few factors to consider:

• The nature and frequency of your trip
• Destination
• The trip duration
• Medical history

Dubai travel insurance is essential, no matter the purpose of your trip. So, at Care Travel Insurance, we strive to make the process of availing insurance simple and convenient. For more information on our plans, click here.

Indian Embassy in Dubai

Whichever country you travel to, make sure that you have all the information pertaining to the home country's embassy or representatives in the host country.

Dubai has one Embassy of India/Consulate General of India located at 8th Street, Al Hamriya, P.O. BOX 737, Diplomatic Enclave - Dubai - United Arab Emirates. The embassy is open from Sunday to Thursday between 8 am and 4.30 pm.

You can contact the embassy at 3971222/ 3971333

Places to Visit in Dubai

The Gulf city of Dubai, which was only a desert originally, is a man-made wonder with buildings touching the sky. A business and shopping hub, the metropolitan city presents many activities like skydiving, which is sure to make your trip an unforgettable one.

Here is a list of the destinations that you cannot miss on your visit to Dubai:

• The world's tallest building Burj Khalifa: A 21st-century engineering phenomenon, millions of tourists head to level 124 - 125 for a breath-taking panoramic view of the city. This skyscraper with 162-stories is the tallest building in the world with a total height of 829.8 m.
• A Visit to the Dubai Mall, the world's largest mall, for unique shopping experience: It is sure to leave you spoilt for choices with over 1000 shops and 100 eateries. Other than these, you can visit the underwater Dubai aquarium, drive a real F1 car, taste 3D printed candies. The place is sure to keep you buzzing.
• A must-visit in Dubai is the iconic Atlantis Hotel: The Atlantis Hotel, Palm Island's luxury hotel resort The ‘Lost Chambers Aquarium', swimming with the dolphins, touching the sea lions are the things that must be on your list.
• Desert Safari: You can't say no to Desert Safari if you are an adventure enthusiast. You have the option to go on a Safari either during the day or the night. Mouth-watering BBQ food, camel rides, sand-skiing, dune bashing, belly dancing show are an addition to this memorable experience.
• Dubai Creek: A visit to Dubai is incomplete without a trip to the Dubai Creek. This saltwater creek divides the city into two halves; Bur Dubai and Deira. You can also spend an amazing evening on the traditionally designed Dhow cruise. Feast on the delicacies, enjoy the amazing gulf dances while you glide your way and view the beautiful Rolex towers and the souks.
• Dubai Museum Gold Souk: Experience the rich culture and heritage of this Gulf country when you visit the Gold Museum in the oldest building, old neighborhoods and extensive bazaars, Jumeirah mosque and the illustrious Burj Al Arab hotel. Don't forget to take a water taxi to cross the Dubai Creek and visit the spice market and the Gold Souk. There is no dearth of things to do when visiting this heritage corner of the city.

Whether you plan to travel for work or pleasure, Dubai travel insurance is something that you cannot do without! With Religare Travel Insurance, you are assured that you are protected every step of the way. All that you need to do is enjoy Dubai's rustic charm and hospitality. A visit between November to March can prove to be a good one; August being the warmest and January the coldest. Before you plan a trip to this idyllic destination, make sure you read up on the Dubai shopping festival to make the most of your trip.

FAQs

Are there more than one travel insurance Dubai plans?

Travel insurance Dubai are offered by different insurers online. You can select an insurer that offers you the best travel plan after considering several factors, such as coverage and policy benefits, claim settlement ratio, and premium. 

Why Do I need travel insurance for Dubai?

Having a travel insurance cover for Dubai will financially safeguard you and protect your travel budget against travel risks, for example, an emergency hospitalization or loss of luggage or passport. Healthcare expenses may be quite high overseas, so we recommended opting for overseas travel insurance whether you are going on vacation, a business trip, or pursuing education in a foreign country. 

Documents Required for Travel Insurance Dubai

The documents required to get Travel Insurance for Dubai include the proposal form and health declaration. 

Can you buy travel insurance after booking a flight?

Yes. You can get travel insurance after booking a flight. It is advisable to buy a travel plan in India before the trip starts.

Does travel insurance for Dubai cover Pre-existing Disease condition?

Travel insurance for Dubai will cover pre-existing disease illness in case of life-threatening conditions, subject to the policy T&C.