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Cambodia Travel Insurance

A Quick Guide on Travel Insurance for Cambodia


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    A tourist-friendly destination, Cambodia attracts travelers from every corner of the world. Located in Southeast Asia, the land has all that a tourist aspires for - serene locales, breath-taking landscapes, dense forests, beaches, temples and much more.

    Witness the perfect mix of the contemporary world and the by-gone era, experience the thrilling adventures and cherish the grandeur of the cities in Cambodia. Explore the enchanting travel insurance for Cambodia ng cities of Cambodia and the rich cultural heritage. However, before you do so, secure your trip with travel insurance for Cambodia. This will help you to stay financially prepared for any emergency and let you spend your travel budget on things that bring you joy.

    Officially called the Kingdom of Cambodia, the country has a thriving tourism industry and has some notable heritage sites. The country is bordered by Thailand, Laos, and Vietnam. With an efficient transport system, tourists find it easy to travel around the cities in Cambodia.

    From trekking and rock climbing in the mountainous terrains to leisure visits to the Ruins of Angkor, make every moment of your trip a memorable experience. Travel insurance is highly recommended if you are visiting this country, to ensure a secure journey without any worry of unexpected expenses due to any medical or non-medical exigencies. Care Health Insurance (Formerly Religare Health Insurance) offers a travel plan that will be your constant companion throughout the trip.

    Is Travel Insurance for Cambodia Mandatory?

    A Cambodia travel insurance plan is recommended for tourists traveling to the country. Although quality and affordable healthcare facilities are available, it takes one medical emergency to ruin your travel budget and make you spend on out-of-pocket costs. Hence, a travel plan is a must. Moreover, travel insurance plans are not just for medical exigencies, but they also provide financial protection in other unforeseen circumstances like delayed flights, lost baggage, etc.

    Quick Facts About Cambodia


    Phnom Penh

    Official Language



    Riel (KHR)

    Country calling code


    Modes of transportation

    Tuk-tuk, Taxicabs, Buses, public utility vans

    Time difference

    1 Hour and 30 Minutes ahead of India

    International Airports

    Phnom Penh International Airport, Siem Reap International Airport, and Sihanouk International Airport

    What is Covered in Travel Insurance for Cambodia?

    Medical Benefits Covered under Cambodia Travel Insurance Plan

    • Emergency Hospitalization: Cover for all expenses in emergency hospitalization including IPD & OPD costs
    • Accidental Hospitalization: Double sum insured in case of accidental hospitalization
    • Cover for pre-existing ailment: Coverage for treatment expenses for pre-existing diseases

    The policy also provides coverage for various other medical expenses such as medical evacuation, treatment in one’s home country, in-patient and out-patient care, injury-related dental expenses and personal accident.

    Non-Medical Benefits Covered under Cambodia Travel Insurance Plan

    • Loss of passport: Defined coverage amount for loss of passport
    • Loss of checked-in baggage: Defined coverage for loss or delay of checked-in baggage
    • Trip delays/cancellation/interruption: Cover for expenses due to trip delay, cancellation or interruption

    Cover for other expenses such as up-gradation to business class, personal liability and return of the minor child.

    What Is Not Covered in Travel Insurance Cambodia Plan?

    When buying a travel insurance policy, remember to thoroughly check the exclusions – the cases where you will not be able to make a claim under your insurance policy. They include Expenses incurred due to:

    • Treatment for HIV/AIDS or any other transmitted disease
    • Self-inflicted injury attempted suicide or suicide
    • Hazardous activity, the influence of drugs or alcohol, consequences arising due to war or nuclear perils, ionizing radiation or contamination due to the same
    • Professional services offered by the insured
    • Engaging in business activities, ownership of any aircraft, watercraft, motor vehicle or other vehicles
    • Wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations
    • Encroachment of intellectual property rights like patent, copyright, and trademark
    • Possession of animals, insects, bird, and reptiles and they’re by-products
    • Involvement in Breach of Law
    • Personal liability towards another individual, whether personal, official or commercial

    Who Is Eligible for Travel Insurance Cambodia?

    All international tourists who are visiting Cambodia can obtain travel insurance. As per the eligibility criteria to buy the travel insurance for Cambodia, the minimum entry age of the insured person is 1 day for a single trip. There is no maximum age limit.

    What Is the Premium For Travel Insurance Cambodia?

    The premium amount required to obtain Travel Insurance for Cambodia depends on a set of factors encompassing the traveler’s age, the destination, the trip duration and the type of coverage selected.

    What Are the Types Of Cambodia visas?

    Visa on Arrival: Citizens of many countries including Indians can avail the Visa on Arrival facility, using which they can stay for a maximum period of 30 days.

    e-Visa: Indian passport holders can also get an online visa for Cambodia without any visit to the Cambodian Embassy. However, they are required to pay additional charges of 8 USD.

    The visas for Cambodia can also be classified into the following types:

    • Short-stay visa: Those traveling to the country for tourism purposes, business trips, getting medical treatment or meeting relatives/ friends can get a short-term visa. This type of visa can be extended for an additional period of 30 days by paying a specified fee.
    • Long-stay visa: This visa allows a tourist, traveling for studying, business or work purposes to stay in the country for 30 days or more. Such type of visa can be extended for a longer period, say 6 months or 12 months.

    Visa Procedure for Cambodia

    You can obtain the Visa on arrival from the visa counter located at the international airports in Cambodia. To avail an e-Visa, follow the steps given below:

    Step 1: Visit the official website of Kingdom of Cambodia e-Visa and create your account

    Step 2: Duly fill the application form with relevant details and submit supporting documents

    Step 3: Pay the required fees using credit/debit card

    After the visa is processed and approved, take a print.

    Some essential documents you will require are given below:

    • Passport with validity of a minimum of 6 months and 2 blank pages
    • Three recent passport-size photographs
    • Proofs supporting your purpose of visit (cover letter on your company’s letterhead specifying the purpose and trip duration)
    • Bank statement
    • Proof of accommodation in Cambodia
    • Return flight ticket

    A Guide for Your Cambodia Trip

    The country sees heavy rains for the most part of the year. The southwest monsoons last from May to October. The period from November to April has relatively lesser rains and this makes it an ideal time to visit the country.

    Cambodia is one of the affordable places to visit. To explore the cities, you can rely on public transports like tuk-tuk or buses as the fares are cheap. Petty thefts like bag snatching are common. So, keeping your belongings secure is advisable when visiting unfamiliar places.

    You should be aware of the local customs. For instance, make sure you dress appropriately with legs and shoulders completely covered when entering a temple. Do not encourage practices, which are prevalent in the country, such as children begging or selling souvenirs. Avoid buying items made from wildlife - insects, shells, etc.

    Top Places to Visit in Cambodia

    • Angkor Wat: Visit this Hindu-Buddhist temple site, also a World Heritage Site, to admire the architectural marvel and serene surroundings.
    • Virachey National Park: Get your chance to witness the rich wildlife of the country at this national park which is counted among the ASEAN Heritage Parks.
    • Battambang Caves: Take a trip to Battambang city nestled on the Sangkae River. Spend some time at these caves which are the dwelling for thousands of bats.
    • War Museum: Discover about the country’s deep history and the important battles that were fought by the brave soldiers. Mark a visit to the War Museum, located in Siem Reap, in your itinerary.
    • Phnom Penh Royal Palace: This is a noteworthy tourist spot in the capital city, Phnom Penh. Do not miss a visit to the Royal Palace and the Silver Pagoda in the vicinity.


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