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Cambodia Travel Insurance

A Quick Guide on Travel Insurance for Cambodia


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    A tourist-friendly destination, Cambodia attracts travelers from every corner of the world. Located in Southeast Asia, the land has all that a tourist aspires for - serene locales, breath-taking landscapes, dense forests, beaches, temples and much more.

    Witness the perfect mix of the contemporary world and the by-gone era, experience the thrilling adventures and cherish the grandeur of the cities in Cambodia. Explore the enchanting travel insurance for Cambodia ng cities of Cambodia and the rich cultural heritage. However, before you do so, secure your trip with travel insurance for Cambodia. This will help you to stay financially prepared for any emergency and let you spend your travel budget on things that bring you joy.

    Officially called the Kingdom of Cambodia, the country has a thriving tourism industry and has some notable heritage sites. The country is bordered by Thailand, Laos, and Vietnam. With an efficient transport system, tourists find it easy to travel around the cities in Cambodia.

    From trekking and rock climbing in the mountainous terrains to leisure visits to the Ruins of Angkor, make every moment of your trip a memorable experience. Travel insurance is highly recommended if you are visiting this country, to ensure a secure journey without any worry of unexpected expenses due to any medical or non-medical exigencies. Care Health Insurance (Formerly Religare Health Insurance) offers a travel plan that will be your constant companion throughout the trip.

    Is Travel Insurance for Cambodia Mandatory?

    A Cambodia travel insurance plan is recommended for tourists traveling to the country. Although quality and affordable healthcare facilities are available, it takes one medical emergency to ruin your travel budget and make you spend on out-of-pocket costs. Hence, a travel plan is a must. Moreover, travel insurance plans are not just for medical exigencies, but they also provide financial protection in other unforeseen circumstances like delayed flights, lost baggage, etc.

    Quick Facts About Cambodia


    Phnom Penh

    Official Language



    Riel (KHR)

    Country calling code


    Modes of transportation

    Tuk-tuk, Taxicabs, Buses, public utility vans

    Time difference

    1 Hour and 30 Minutes ahead of India

    International Airports

    Phnom Penh International Airport, Siem Reap International Airport, and Sihanouk International Airport

    What is Covered in Travel Insurance for Cambodia?

    It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

    • Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Cambodia will provide you complete cover encompassing IPD and OPD expenses.
    • COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
    • Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depends on the injury.
    • Pre-existing diseases: Under Cambodia Travel Insurance Plan treatment for pre-existing diseases is also covered in case of life-threatening condition.
    • Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
    • Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
    • Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport.
    • Trip delay, cancellation, or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
    • Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy.
    • Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the Cambodia travel insurance policy.

    Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

    What is Not Covered in Travel Insurance Cambodia Plan?

    When buying a travel insurance policy, remember to thoroughly check the exclusions – the cases where you will not be able to make a claim under your insurance policy. They include Expenses incurred due to:

    • Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
    • Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
    • Any dental treatment or surgery unless necessitated due to an injury.
    • Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
    • Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
    • Hormone replacement therapy.
    • Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

    Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

    Eligibility for Travel Insurance Cambodia

    Check the below eligibility criteria according to the plans:

    Travel Insurance Plans

    Eligibility Criteria 

    Explore - International Travel Insurance

    The minimum entry age is one day.
    The entry age of a proposer is a minimum of 18 years or above.
    The maximum entry age for an adult is as specified in the plan.

    Student Explore – Student Travel Insurance

    The minimum entry age is 12 years. 
    The maximum entry age is 40 years.

    Please refer to the prospectus for more details on eligibility. 

    What is the Premium For Travel Insurance Cambodia?

    The premium amount required to obtain Travel Insurance for Cambodia depends on a set of factors encompassing the traveler’s age, the destination, the trip duration and the type of coverage selected.

    What Are the Types Of Cambodia visas?

    Visa on Arrival: Citizens of many countries including Indians can avail the Visa on Arrival facility, using which they can stay for a maximum period of 30 days.

    e-Visa: Indian passport holders can also get an online visa for Cambodia without any visit to the Cambodian Embassy. However, they are required to pay additional charges of 8 USD.

    The visas for Cambodia can also be classified into the following types:

    • Short-stay visa: Those traveling to the country for tourism purposes, business trips, getting medical treatment or meeting relatives/ friends can get a short-term visa. This type of visa can be extended for an additional period of 30 days by paying a specified fee.
    • Long-stay visa: This visa allows a tourist, traveling for studying, business or work purposes to stay in the country for 30 days or more. Such type of visa can be extended for a longer period, say 6 months or 12 months.

    Visa Procedure for Cambodia

    You can obtain the Visa on arrival from the visa counter located at the international airports in Cambodia. To avail an e-Visa, follow the steps given below:

    Step 1: Visit the official website of Kingdom of Cambodia e-Visa and create your account

    Step 2: Duly fill the application form with relevant details and submit supporting documents

    Step 3: Pay the required fees using credit/debit card

    After the visa is processed and approved, take a print.

    Some essential documents you will require are given below:

    • Passport with validity of a minimum of 6 months and 2 blank pages
    • Three recent passport-size photographs
    • Proofs supporting your purpose of visit (cover letter on your company’s letterhead specifying the purpose and trip duration)
    • Bank statement
    • Proof of accommodation in Cambodia
    • Return flight ticket

    A Guide for Your Cambodia Trip

    The country sees heavy rains for the most part of the year. The southwest monsoons last from May to October. The period from November to April has relatively lesser rains and this makes it an ideal time to visit the country.

    Cambodia is one of the affordable places to visit. To explore the cities, you can rely on public transports like tuk-tuk or buses as the fares are cheap. Petty thefts like bag snatching are common. So, keeping your belongings secure is advisable when visiting unfamiliar places.

    You should be aware of the local customs. For instance, make sure you dress appropriately with legs and shoulders completely covered when entering a temple. Do not encourage practices, which are prevalent in the country, such as children begging or selling souvenirs. Avoid buying items made from wildlife - insects, shells, etc.

    Top Places to Visit in Cambodia

    • Angkor Wat: Visit this Hindu-Buddhist temple site, also a World Heritage Site, to admire the architectural marvel and serene surroundings.
    • Virachey National Park: Get your chance to witness the rich wildlife of the country at this national park which is counted among the ASEAN Heritage Parks.
    • Battambang Caves: Take a trip to Battambang city nestled on the Sangkae River. Spend some time at these caves which are the dwelling for thousands of bats.
    • War Museum: Discover about the country’s deep history and the important battles that were fought by the brave soldiers. Mark a visit to the War Museum, located in Siem Reap, in your itinerary.
    • Phnom Penh Royal Palace: This is a noteworthy tourist spot in the capital city, Phnom Penh. Do not miss a visit to the Royal Palace and the Silver Pagoda in the vicinity
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