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Cambodia Travel Insurance

  • Trip delays, passport & checked-in baggage loss covered
  • Emergency hospitalization & COVID-19 coverage
  • Wide-ranging destination-specific plans with no pre-policy medical check-ups
  • Hassle-free cashless claim settlement
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    Have a Peaceful Cambodian Vacation with the Right Travel Cover

    Officially called the Kingdom of Cambodia, the country has a thriving tourism industry and some notable heritage sites. Thailand, Laos, and Vietnam border the country. With an efficient transport system, tourists find it easy to travel around the cities in Cambodia. A tourist-friendly destination, Cambodia attracts travellers from every corner of the world. Located in Southeast Asia, the land has all that a tourist aspires for - serene locales, breathtaking landscapes, dense forests, beaches, temples, and more.

    Witness the perfect mix of the contemporary world and the bygone era, experience thrilling adventures, and cherish the grandeur of the cities in Cambodia. Explore the enchanting travel insurance for Cambodian cities and the rich cultural heritage. However, to ensure you make the most of Cambodia, secure your trip with the right Cambodian travel insurance. This will help you stay financially prepared for travel emergencies and let you spend your travel budget on things that bring you joy.

    Do Indians require Travel Insurance before Visiting Cambodia?

    No, travel insurance is not mandatory for tourists entering Cambodia. However, all visitors must have adequate coverage for COVID-19 treatment in Cambodia. Thus, given the unpredictable health effects of coronavirus, it is strongly recommended for Indian tourists to get comprehensive travel insurance before travelling to Cambodia. Moreover, travel insurance plans are not just for medical exigencies, but they also provide financial protection in other unforeseen circumstances like delayed flights, lost baggage, etc.

    Explore Asia: A Protective Travel Insurance for Cambodia from India

    At Care Health Insurance, we promise complete security for your Cambodia vacation with our comprehensive travel insurance- Explore Asia for Cambodia and other Asian countries. While covering health emergencies like hospitalization and illnesses, our travel health insurance for Cambodia compensates against travel contingencies like trip delays, loss of baggage, trip extensions, etc.

    With customizable sum insured options of US $10k, 25k, 50k, and 100k, the Explore Asia plan also provides single and multi-trip options. It helps you save your travel budget by taking care of any stressful expenses incurred at the hospital and at the airport.

    Unique Features of Cambodia Travel Cover by Care Health Insurance

    Read more about our travel cover for Cambodia from India as we elaborate on its features and coverage below:

    • Budget-friendly Premium: The travel plan for Cambodia is as economical as the trip itself. We promise optimum coverage at an affordable premium to secure your trip.

    • Automatic Trip Extension: Don’t panic during extended hospitalization, natural calamity, or unfortunate events, as we automatically extend coverage up to 7 consecutive days.

    • Cashless Claim Settlement: When in Cambodia, you can trust our wide hospital network as we provide a cashless claim settlement facility through a simple phone call.

    • Comprehensive Protection: The policy protects you right from the airport till you return back from Cambodia with extensive benefits of medical expenses, baggage cover, etc.

    • Valuable Add-on Benefits: What’s better than getting a customized travel plan with optional covers like PED coverage, refund of visa fees, etc. to level up the security.

    Policy Details of Cambodia Travel Health Insurance

    Description

    Explore Asia

    Sum Insured

    US $ 10K, 25K, 50K & 100K (Vary according to the premium)

    Trip Options

    • Single Trip
    • Multi-trip (Policy will be on an annual basis)
    Yes
    Yes

    Entry Age (Single Trip)

     

    Minimum
    Child- 1Day
    Adult- 18 Years

    Maximum
    Child- 24 Years
    Adult- Lifelong

    Entry Age (Multi-trip)

    Minimum
    Child- 1Day
    Adult- 18 Years

    Maximum
    Child- 24 Years
    Adult- Lifelong

    *Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility and plan details.

    What is Covered under our Travel Insurance for Cambodia?

    What makes the best travel cover is optimum coverage from hospitalization to travel contingencies. Take a look at how our Explore Asia travel insurance for Cambodia promises maximum security with these coverage benefits:

    • Emergency Hospitalization: Whenever any illness or injury strikes, we have your back with complete hospitalization cover, including in and out-patient expenses.

    • Daily Allowance: We cover additional expenses incurred every day at the hospital with a daily allowance for up to a specified amount per policy terms.

    • Compassionate Visit: If you fall ill abroad and need your family member, we support the transit by reimbursing flight ticket costs per policy terms.

    • Personal Accident: In the unfortunate event of the insured’s death or total disability, we extend help with a lump sum payout up to the sum insured.

    • COVID-19 Coverage: Don’t worry about COVID-19 treatment costs in Cambodia, as we cover the standard COVID treatment expenses for hospitalization.

    • Trip Delay & Cancellation: Common problems like trip delays, interruptions, and cancellations won’t bother you with our adequate coverage under the policy.

    • Delay & Loss of Checked-in Baggage: No more stress when facing delay in or loss of checked-in baggage with our respective coverage up to a specified amount under the policy.

    • Loss of Passport & Internation DL: Don’t panic if you lose your passport and international driving license in Cambodia, as we offer adequate coverage under the policy.

    Exclusions under the Cambodian Travel Insurance

    Cambodian travel policy does not offer coverage in the following scenarios:

    • Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

    • World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.

    • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.

    • Hazardous Activities:Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

    • Breach of Law:Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

    • Dental Treatment:The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

    Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

    How Much Does Cambodia Travel Cover Cost?

    At Care Health Insurance, we ensure your trip to Cambodia is as budget-friendly as possible. Our travel cover for Cambodia is not only affordable but also saves you from the unbearable expenses of hospital bills and airport issues.

    The premium of our travel policy depends on various factors, including the traveler’s age, destination covered, trip duration, insured person’s health status, and the types of coverage. Our Cambodia travel plan’s premium rates start from as low as INR 460* for a single traveler on a week-long journey.

     

    Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
    1 35 years No $50,000 10 Days Rs. 464*

     

    *The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

    How to Calculate Combodia Travel Insurance Premium with Care Health Insurance?

    You can calculate the premium amount for Cambodia travel cover in these five easy steps:

    • Step 1: Visit the official website of CHIL, go to the travel section and click on ‘ Get Quote’ option. Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

    • Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

    • Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

    • Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: US $ 10K, 25K, 50K & 100K.

    • Step 5: Check your calculated premium and click ‘Buy Now’to proceed.

    Please note: The premium cost is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

    Factors to Consider Before Selecting the Right Travel Insurance Plan for Cambodia

    It is difficult to select the ideal cover for your Cambodia trip, especially when you are a first-time buyer. At Care Health Insurance, we help you in choosing the right one with the following tips:

    • Frequency of Trip: While a once-in-a-while trip needs single-trip insurance, frequent flyers should go with a multi-trip travel insurance plan.

    • Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in Cambodia. The shorter the trip, the lower the premium.

    • Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy covers the required treatment costs.

    • High-Risk Zones: Destinations that are listed in the high-risk zones have insurance plans with a higher premium requirement. Also, check if your policy covers adventure sports.

    • Review the Exclusion: Travel plans come with many conditions; make sure you read them carefully when comparing different travel covers.

    Claim Process under Cambodia Travel Policy

    claim process claim process

    Types of Visas Available for Cambodia

    Cambodia offers the below-mentioned visa types

    • Tourist or Type-T Visa
    • Business or Type-E Visa
    • Khmer or Type-K Visa for Cambodians holding valid foreign passport
    • Courtesy or Type-C Visa for registered NGOs with a valid MoU
    • Official or Type-B Visa
    • Diplomatic or Type-A Visa

    Cambodia’s Visa Process

    You can obtain the Visa on arrival from the visa counter located at the international airports in Cambodia. To avail of an e-Visa, follow the steps given below:

    • Step 1: Visit the official website of the Kingdom of Cambodia e-Visa and create your account.

    • Step 2: Duly fill out the application form with relevant details and submit supporting documents.

    • Step 3: Pay the required fees using credit/debit card.

    After the visa is processed and approved, take a print.

    Documents Required for Visa Application

    Some essential documents you will require are given below:

    • Passport with validity of a minimum of 6 months and 2 blank pages
    • Three recent passport-size photographs
    • Proofs supporting your purpose of visit (cover letter on your company’s letterhead specifying the purpose and trip duration)
    • Bank statement
    • Proof of accommodation in Cambodia
    • Return flight ticket

    Your Guide to Spend a Memorable Time in Cambodia

    Cambodia is one of the affordable places to visit. To explore the cities, you can rely on public transport like tuk-tuk or buses as the fares are cheap. Petty thefts like bag snatching are common. So, keeping your belongings secure is advisable when visiting unfamiliar places. You should be aware of the local customs. For instance, make sure you dress appropriately with legs and shoulders completely covered when entering a temple. Do not encourage practices that are prevalent in the country, such as children begging or selling souvenirs. Avoid buying items made from wildlife - insects, shells, etc.

    Quick Facts about Cambodia

     

    Capital

    Phnom Penh

    Official Language

    Khmer

    Currency

    Riel (KHR)

    Modes of transportation

    Tuk-tuk, Taxicabs, Buses, public utility vans

    International Airports

    Phnom Penh International Airport, Siem Reap International Airport, and Sihanouk International Airport

     

    Top Places to Visit in Cambodia

    • Angkor Wat: Visit this Hindu-Buddhist temple site, also a World Heritage Site, to admire the architectural marvel and serene surroundings.

    • Virachey National Park: Get your chance to witness the rich wildlife of the country at this national park which is counted among the ASEAN Heritage Parks.

    • Battambang Caves: Take a trip to Battambang city nestled on the Sangkae River. Spend some time at these caves which are the dwelling of thousands of bats.

    • War Museum: Discover the country’s deep history and the important battles that the brave soldiers fought. Mark a visit to the War Museum, located in Siem Reap, in your itinerary.

    • Phnom Penh Royal Palace: This is a noteworthy tourist spot in the capital city, Phnom Penh. Do not miss a visit to the Royal Palace and the Silver Pagoda in the vicinity.

    FAQs

    Q. How do I get a travel insurance policy for Cambodia Travel?

    You can purchase travel cover for Cambodia by visiting the Care Health Insurance website and selecting international travel insurance. In the ‘Get Quote’ Section, enter the relevant details of the members to be insured and select policy benefits as per need. You can make the final payment online through our secure payment modes.

    Q. How much coverage do I need for Cambodia trip?

    Choose the sum insured based on your country of visit, your age, health condition, and budget. While older individuals should go for a higher sum insured with added benefits, young travellers can opt for a lower sum insured as there are lesser chances of critical illnesses.

    Q. Does the policy cover pre-existing diseases?

    Pre-existing diseases are not covered under this policy. However, one can opt for an optional benefit of ‘Pre-existing Disease Coverage under Life Threatening Condition’ to ensure protection against medical expenses arising due to PED.

    Q. What exactly is an ASP?

    ASP is an abbreviation for Assistance Service Provider, that assists you with your travel insurance claim during an emergency abroad. The most important service they offer is cashless medical services. They also provide the necessary information to deal with other non-medical claim-related issues.

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