Request
A Call Back
1800-102-6655
1800-102-4488
Blog
Email
Tutorial
Self Help

South Africa Travel Insurance

A Quick Guide on Travel Insurance for South Africa

×

Get Quote Instantly

navigate

self

    calendar
    calendar

    Your premium is Rs.

    Above Premium includes 18% GST

    I

    93%

    Claim Settlement Ratio (OND 2018)

    II

    8350 +

    Network Hospitals across 500 cities

    III

    400 Lacs+

    lives covered

    South Africa Travel Insurance

    The Republic of South Africa is located on the African continent's outermost tip. The country is well-known for its Cricket team and wildlife. Moreover, the lively cities, incredible natural landscapes, snow-dusted mountains, and marine biodiversity thrill you to plan your next holiday trip to South Africa. It has a fusion of African and Colonial cultures. South Africa is a paradise for animal lovers, adventure, and food lovers. The fertile lands and seas offer a smorgasbord of fresh seafood, meat, fruits, and vegetables. So, from city life to mesmerizing scenery to sun-soaked coasts, South Africa is breath-taking and captivating. But, do not back seat the travel insurance if you want to enjoy your stay there. It acts as your safeguard if you are stuck in any untoward event during a foreign trip. Opt for a comprehensive travel insurance plan for South Africa that covers your medical and non-medical emergency expenses to ensure your worry-free adventure trip to South Africa.

    Is South Africa Travel Insurance Mandatory?

    South Africa travel insurance is recommended strongly to travelers planning to visit South Africa. However, it is not mandatory to get a South African visa. All foreign nationals must obtain a visa before traveling to South Africa.

    Quick Facts about South Africa

    Total Population

    58, 907, 388

    Land Area

    1,213,090 square kilometres

    Official Languages

    English, Zulu, and Southern Sotho

    Official Currency

    South African rand

    Capitals

    Cape Town, Pretoria, Bloemfontein

    Driving Side

    Left-hand side

    Popular Cities

    Capetown, Johannesburg, Durban, Pretoria, Bloemfontein

    Indian Embassy

    852, Francis Baard Street, Arcadia 0083, Pretoria, South Africa

    Office working hours 0830 hrs to 1700 hrs (Monday to Friday)

    General Number: 002712 3425393-05

    Consular Enquiries: cons.pretoria@mea.gov.in

    Fax Number: 002712 342 5210

    Contact No. (012) 3425392

    Explore - Travel Insurance Plan for South Africa

    Lesotho (South Africa) is a year-round travel destination. It has the propensity to induce tourists who are fond of animals, food, culture, history, nature, photography, and adventure. Whether taking a dip with a white shark or climbing a mountain, be extra cautious when you are doing adventure sports. The public healthcare system is not that good in the country, and private hospitals charge you a hefty medical treatment amount. The crime rate is also high in the country, so there are chances of theft, loss, or criminal activity. But don’t you worry! Care Travel Insurance offers region-specific international travel insurance plans covering medical and non-medical emergency expenses during your trip. Visit our official website, get the quote and choose your customized travel insurance for South Africa at an affordable premium. Here you can explore our South Africa travel insurance plan.

    Benefits of South Africa Travel Insurance

    Whether it is a leisure, business, or study trip, we've got you covered to make it stress-free. Below are significant benefits of opting for travel insurance:

    Comfort: Having a travel insurance cover for your trip will save you from the stress of traveling. The best thing is you can buy travel insurance online.

    Protection in Medical Emergency: The policy provides coverage to help you get immediate medical attention.

    Compensation in case of Mishaps: The plan offers compensation to the nominee in case of the insured person's uncertain death.

    Covers you in other Contingencies: Trip delays and loss of belongings and documentation will be taken care of under the travel plan.

    Multi-Trip Policy: If you are a frequent flyer, you can avail the multi-trip travel policy.

    Cashless Claim Settlement: You can apply for the cashless claim facility.

    Region-specific Plans: Our region-specific best travel insurance India plans help to relish your trip and leave all your travel worries with us.

    Eligibility for South Africa Travel Insurance

    Check the below eligibility criteria according to the plans:

    Travel Insurance Plans

    Eligibility Criteria

    Explore - International Travel Insurance

    The minimum entry age is one day.

    The minimum entry age of a proposer is 18 years or above.

    The maximum entry age for an adult is as specified in the plan.

    Student Explore – Student Travel Insurance

    The minimum entry age is 12 years.

    The maximum entry age is 40 years.

    What is Covered in the South Africa Travel Insurance Plan?

    Listed below are the essential things that we covered in the South Africa travel insurance policy:

    Emergency Hospitalization: If you find yourself in a medical emergency that requires hospitalization, the travel insurance plan will provide you complete cover encompassing IPD and OPD expenses.

    COVID-19 Coverage: We offer COVID-19 coverage so that you can enjoy your trip without the pandemic fear.

    Personal Accident: Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability that require urgent and immediate medical attention.

    Dental Treatment: If any injury is caused to your sound natural teeth or you have any acute pain, do not worry! We cover medical expenses for such dental treatment so that you can keep your million-dollar smile as is.

    Pre-existing Diseases: Our travel insurance plan will cover the treatment of pre-existing diseases in case of a life-threatening condition.

    Common Carrier Accidental Death: A lump sum amount as compensation will be given if the insured person loses his/her life while traveling in a common carrier/ public transport.

    Trip Delay, Cancellation, or Interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured.

    Loss of Passport and Checked-in Baggage: Get coverage up to USD 750 for loss of checked-in baggage or delay of checked-in baggage. For delay of checked-in baggage, you will get the cover for up to USD 100. In case of loss of passport, the plan offers a cover of up to USD 300.

    Up-gradation to Business Class: If the medical practitioner certifies that the insured person needs to be hospitalized for at least five consecutive days and should go back to the home country, we cover reasonable expenses for up-gradation from economy to business class.

    Personal Liability: If actual legal liability arises on account of the insured person's negligence for which civil claim is made or suit brought against the insured person by the third parties, we cover it too.

    New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.

    No Maximum Age Limit: There is a no-entry age for travel insurance. You can opt for it even for your one day only child as well at an affordable premium.

    Policy Extension: No need to buy a new policy again and again for the same trip? You can extend the same policy up to the maximum trip duration of 365 days.

    Refund of Visa Fee: We refund your visa fee if your visa got rejected for no fault or negligence. It is an optional cover.

    Adventure Sports Coverage: Adventure sports bring excitement and thrill, but at the same time can cause injuries too. We offer adventure sports coverage so that such injuries won't ruin your fun. 

    Repatriation of Mortal Remains: We bear the costs of repatriation of the insured person's mortal remains back to the home country for local burial or cremation.

    *Please refer to policy terms and conditions for more details.

    What is Not Covered in South Africa Travel Insurance Plan?

    South Africa travel insurance provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDAI that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:

    • Treatment costs of diseases such as HIV/AIDS/other transmitted diseases.
    • Treatment expenses incurred due to adventure sports, hazardous activity, the influence of drugs, or alcohol, or consequences of war/nuclear perils.
    • Costs incurred due to exposure to ionizing radiation or contamination.
    • Expenses occurred due to the treatment of self-inflicted injury, suicide, etc.
    • Any liability related to any professional services offered by the insured.
    • Expenses incurred by engaging in business activities.
    • Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
    • Personal liability of the insured towards another individual (whether personal, official, or commercial).
    • Costs incurred due to wrongful detention, false arrest, wrongful eviction, defamation, or mental trauma and shock resulting from such situations.
    • Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
    • Liability related to possession of animals, insects, birds, and reptiles, and their by-products.
    • Expenses arising due to Breach of Law

    Travel Insurance Premium

    We offer travel insurance at a very affordable premium. The premium depends on the number of travelers, their age, traveling country, trip duration, and coverage type.

    Places to Visit in South Africa

    Cape Town: The capital city of South Africa is famous for its cable cars, mountain climbing, and busy harbor. You can visit Table Mountain, Cape of Good Hope, Robben Island, and Kirstenbosch National Botanical Garden to explore the natural African beauty.

    Kruger National Park: It is a paradise for animal lovers and home to Big 5: lions, leopards, rhinos, elephants, and wild buffalos with various mammals and birds species. Timbavati Game, Manyeleti Game, and Mala Mala are the places where you can experience amazing wildlife and safari.

    Johannesburg: This capital city of Gauteng province has various places to visit. Apartheid Museum, Gold Reef City, Nelson Mandela House, and Constitution Hill are quite famous in Johannesburg.

    Durban: With Indian and Colonial influences this city in South Africa is popular for its Marine world. uShaka Marine World, Durban Botanic Garden, Golden Mile Beach, and Moses Mabhida Stadium are the places you can visit in Durban.

    Things to Do in South Africa

    Taste the Vibrant South African cuisine: You should enjoy a traditional al fresco braai. It is a barbecued authentic South African food. Cape Malay Curry, Malva pudding, Chakalaka & pap are the mouth-watering dishes that you should not miss.

    Shop in South Africa: African Craft Market in Rosebank or street market in Johannesburg, you can buy souvenirs, jewelry, artworks, clothing, and fresh seafood. You can go to malls to shop for branded stuff.

    Jungle Safari:Not a miss when you are on the land of safari. You can book jungle safari in advance to avoid last-minute rush. You can easily get the package that includes safari, accommodation, and food.

    Adventure Sports: From the world’s highest bungee jumping, skydiving, scuba diving, white water rafting, and parachute gliding are the adventure sports that add thrill to your trip to South Africa.

    Go to Nelson Mandela House:It is the national museum that preserved and presents the history, heritage, and legacy of President Nelson Mandela’s family. You should visit this museum to know about his struggle and journey of his success.

    Quick Travel Tips

    • Buy a comprehensive international travel insurance to travel safely
    • Get all your booking done in advance
    • Check the weather and shop accordingly for South Africa travel wardrobe
    • Always be attentive whenever you walk on the streets and roads
    • Do not carry expensive items such as jewelry, camera, and laptops
    • Use only Uber for local commutation and never prefer private taxis
    • Use public transportation to explore South Africa
    • Take a walking tour according to the city map
    • Try street food to taste the authentic South African cuisine
    • Speak English people understand it easily

    South Africa is an unbelievably charming nation. Despite the heart-wrenching history, this land of safari inspires the world with great pride. It is remarkably endowed with natural beauty. So to make your South African trip memorable, it’s better to travel safely with comprehensive travel insurance. It protects you from untoward situations and supports you in a financial crunch. So, consider all these travel tips, and you are all set to fly for an amazing wildlife experience.

    Other Travel Insurance Plans:

    Australia Travel Insurance

    US Travel Insurance

    Japan Travel Insurance

    Thailand Travel Insurance

    Spain Travel Insurance

    Singapore Travel Insurance

    Germany Travel Insurance

    Schengen Travel Insurance

    Feedback
    Contact
    Us
    Request a Call Back
    Self Help