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Australia Travel Insurance

A Quick Guide on Travel Insurance for Australia


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    Your premium is Rs.

    Above Premium includes 18% GST



    Claim Settlement Ratio (OND 2018)


    7800 +

    Network Hospitals across 500 cities


    400 Lacs+

    lives covered

    About Australia Travel Insurance

    Travel Insurance for Australia: Enjoy snowboarding and skiing in the snowy terrains of Australia or admire the coral reefs at the iconic Great Barrier Reef. Spend time at the beaches, go surfing, explore the nightlife, experience fine dining and create unforgettable travel memories. Whether you are embarking on a leisure trip or traveling for business purposes to Australia, do not overlook the need for Australia travel insurance that will financially enable you to handle any medical or non-medical exigency.

    Whether you are planning a honeymoon trip to Tasmania or a visit to your extended family or considering a professional or educational opportunity there, the one factor you need to consider earnestly is procuring Australia travel insurance for your trip.

    Is Australia Travel Insurance Mandatory?

    Travel insurance for Australia is not a mandatory requirement to travel to Australia. However, before you decide to travel without one, it is worth considering the pros and cons of opting for one. A medical emergency in a foreign land can substantially affect your spending power, especially in a country like Australia where healthcare is rather expensive. Hence, during a medical emergency, travel insurance for Australia comes in handy. Moreover, it serves as a backup plan for several other emergencies and helps ensure hassle-free travel.

    Quick Facts About Australia



    Official Languages



    Australian dollar

    Country calling code


    Modes of transportation

    Train, Light Rail or Trams, Buses, and Ferry

    Time difference (Australian Capital Territory)

    5 Hrs and 30 Minutes ahead of India

    International Airport

    Canberra Airport, Darwin International Airport, Cairns Airport, Sydney Airport, Brisbane Airport, Adelaide Airport, to name a few

    AustraliaTravel Insurance Plan (Explore)

    If you are considering buying a travel insurance plan as a visitor to Australia, Explore - International Travel Insurance Plan takes care of all your worries. The unique benefits offered by Explore make it one of the best travel insurance for Australia.

    Highlights of Australia Travel Insurance Plan

    The following are some important highlights of this plan:

    • Comprehensive Plans for Travel Insurance
    • Innovative features and coverage choices
    • Region-specific plans
    • Full medical and non-medical emergency support
    • Refunds if the trip is shortened
    • Frequent flyers get multi-trip insurance
    • Policy duration flexibility up to a maximum of 365 days

    What is covered under AustraliaTravel Insurance?

    Travel Insurance for Australia is designed to provide financial assistance on your trip should you need it. They cover a range of likely scenarios and have clearly defined clauses to address each.

    >> Check: Explore - International travel insurance to know more about the Inclusions and Exclusions.

    How to Select the Best Australia Travel Insurance?

    Here are a few points to consider when selecting a travel insurance plan to Australia:

    • What is the type and frequency of your trip? - Frequent fliers should go for annual plans, others should go for a single trip insurance plan. There are special plans for senior citizens and students.
    • What is the likely duration of your trip? - The shorter the trip, the lower the premium as it is based on the number of days in Australia.
    • What is your past medical history? - The premium will be higher for smokers and regular drinkers. If you have any serious ailment, ensure that the policy covers it.
    • Do you plan to try adventure sports? - Australia has much to offer the adventurous traveler, but these sports may increase the risk of injury Make sure your travel insurance plan includes such injuries in the coverage.

    What is an Overseas Visitor Cover?

    An overseas visitors cover applies to those traveling to Australia without travel insurance from their country of residence. While most visitors take travel insurance to Australia from their home country, some visitors have expressed their faith in Australian brands that provide travel insurance for visitors. Australian citizens often buy these policies for friends and family visiting the country. However, you need to bear in mind that such policies expire the moment you reach immigration on departure. Besides, they have several clauses like the age limit and the scope of travel. The policy must be bought within a specified time frame of entering Australia, and there is a waiting period for medical claims.

    Types of Australian Visas

    There are various classes and subclasses for Australian Visas. The main types of Australian visas are explained below:

    • Visitor Visa: This type of visa is for temporary entry for tourists. People traveling on visitor or tourist visa can stay in the country for a period of 3, 6 or 12 months.
    • Student Visa: You must apply for the Student visa (subclass 500) if you plan to study in Australia.
    • Work Visa: Work Visa or Business Visitor Visa is for those people who are traveling to Australia for business purposes, government visits, conferences, seminars, job interviews, and professional examinations.
    • Citizenship by Descent: You are eligible to apply for Australian Citizenship by Descent if you were born outside Australia or one of your parents was an Australian citizen at the time of your birth.
    • Spouse Visa: You can avail various migration visas like Spouse Visa, Child Visa, Dependent Child Visa, etc.
    • Resident Return Visa: With this visa, you are eligible for traveling in and out of the country as many times as you need, so long as the visa remains valid.
    • Transit Visa: This visa allows you to stay in the country for a maximum of 72 hours.

    If you are applying for an Australian visitor visa, then you are required to get health insurance for the period you are visiting the country.

    However, citizens of some nations, like in countries that have bilateral agreements with Australia, are exempt from getting health insurance as they would be covered under Medicare. The nations include the United Kingdom, the Republic of Ireland, New Zealand, Belgium, Sweden, Netherlands, Finland, Norway, Malta, and Italy.

    How to Apply for Australian Visa?

    You can apply for an Australian visa in a few simple steps. Here is a brief outline:

    • Step 1: Select the type of visa which suits your purpose and download the visa application form
    • Step 2: Organise the supporting documentation to be submitted at the time of application
    • Step 3: Make a payment of the visa fees via a bank draft. Service charges will need to be paid in cash
    • Step 4: Make an appointment online visit the visa office to apply, and submit your biometrics.

    5 Valuable Travel Tips for Indians Visiting Australia

    • Online visa application: Apply for the right category of visa online after getting an appointment for it. Ensure that all the required documents are submitted with the application and the correct Payment for Visa Fees is through credit/debit card or demand draft.
    • Plan your trip: Considering the sheer size of the country as well as a continent, you need to have a realistic plan of what you want to see. For a short holiday not more than a few weeks, try seeing fewer places.
    • Sun protection: Don't take the sun for granted; you could burn your skin or worse get skin cancer. Apply high factor sun protection products and wear sunglasses while going out.
    • Adapters: The last thing on your mind! You need plug adapters that are Australia specific.
    • Insurance cover: Most Australia travel insurance policies cover you for 30 days, so don't extend your trip as you will be without protection.

    Top Places to Visit in Australia

    • Sydney Opera House: This is one of the most famous landmarks in Australia. Located on Sydney's Bennelong Point, this is a UNESCO world heritage site. Enjoy a play, sumptuous food or watch a movie here.
    • Great Barrier Reef Marine Park: This is one of the most significant living structures on Earth and one of the Seven Wonders of the World.
    • Bondi Beach: Sun, surf, and entertainment - that Bondi! It has the oldest surf life-saving club. Don't miss the Bondi to Bronte coastal walk.
    • Sydney Harbour Bridge: Listed as one of the most famous attractions of Australia, it is the largest arch steel bridge in the world. Enjoy the mesmerizing view from the top.
    • Melbourne: The second largest Australian city is a paradise for culture lovers. Some famous attractions are Royal Botanical Gardens and Melbourne Cricket Ground.

    The sixth-largest country in the world by area, Australia is officially known as the Commonwealth of Australia. The bustling cities of Sydney, Melbourne, Brisbane, Perth, and Adelaide are located in Australia and attract tourists from all over the globe. The land of the Kangaroos and Koalas, Australia fascinates one and all with its expansive coastal cities, tropical rainforests, mountain climate, world-class infrastructure, and quality education. The country has a universal health care system, funded by Medicare - a universal health insurance scheme that covers all citizens and permanent residents.

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