A Quick Guide on Travel Insurance for Europe
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Europe is the fusion of architecture, monuments, culture, food, hills, snow, and fashion. From exploring those colorful hidden villages to shop from high street fashion paradise, there are many things that you can enjoy with your family in Europe. However, traveling abroad is full of surprises and brings you a package of unplanned events. So, to enjoy the adventure train to this soul-stirring country, it's advisable to have Europe travel insurance.
Sometimes, a well-planned overseas trip may go wrong and expose us to travel risks. Have you thought about the possibility of a medical emergency, perhaps due to the extreme cold weather? Healthcare facilities in Europe are excellent but may be quite expensive for international tourists. Here is when the role of overseas travel insurance comes into the picture. Getting a travel cover will save you from emergency medical expenses and helps you get quality medical care without delays.
Besides, there may be incidents of thefts, leading to loss of belongings. These unforeseen events can create a lot of stress and financial difficulty. Hence, do not forget to take an international travel insurance plan for Europe before you embark on your journey.
As you explore the most enchanting travel destinations in Europe, you can stay free from the hassle of travelling if you get the right travel cover. Opt for Europe travel insurance before your next trip and secure yourself!
Europe travel insurance for Schengen visa is compulsory if you are heading towards Schengen countries. However, travel insurance for Europe is not mandatory. But, emergencies can strike at any point in time. International travel insurance covers all your travel risk so that you can travel to Europe worry-free.
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Traveling to Europe means spring in your step with unlimited exposures. But it's always better to travel safely. If you are planning to fly from India, here comes Care Travel Insurance for Europe from India to protect your trip from any unforeseen event. Most importantly, hospitalization in Europe, overwhelming medical expenses, personal accident, put all your travel enjoyment on halt and makes a dent in your savings. Religare Travel Insurance offers you customized travel insurance plans to protect you against travel risks so that you can enjoy your trip.
During your visit to the European countries, it is wise to travel with an overseas travel insurance plan. It enables you to get extended coverage against several medical and non-medical emergencies. Healthcare is costly, and precisely for this reason, it is crucial to invest in the travel cover. It proves beneficial, and it secures your savings first of all.
Here are the various benefits of Europe travel insurance.
Selecting a comprehensive travel insurance plan is a no more daunting task. You can check the coverage of travel insurance for Europe online. Below are the types of coverage that international travel insurance offers:
Hospitalization cover: This cover bears the expenses for both in and out-patient treatment in an emergency in a foreign country.
Medical Evacuation: Under Europe travel insurance, we pay the expenses that are incurred due to emergency transportation and medical evacuation to provide appropriate medical facility to you.
Pre-Existing diseases: We also cover the expenses that arise due to the treatment of pre-existing diseases in a life-threatening situation.
Double sum insured: Your insured amount gets double in case of accidental hospitalization on a cashless basis.
Up-Gradation to Business Class: This is our unique feature. Under this cover, if you remain hospitalized for more than five consecutive days and need to be back in the home country, then up-gradation from economy to business class is provided.
Return of Minor Child: If you are hospitalized in a foreign country, then the cost to bring your minor child back home will be covered by us.
Daily Allowance for Hospitalization: When hospitalization is more than five days, then daily allowance will be provided to you to manage the expenses related to meals, communication, and transportation.
No Maximum Age Limit: Europe Travel Insurance has no maximum entry age limit. We can cover even 1-day old child as well.
Other Covers: Compassionate visit, trip cancellation, and interruption reimbursement, assistance in case of loss of passport are other covers offered by Religare to its customers.
An international travel insurance policy gives you the right financial protection against many travel risks. However, when buying a travel cover, you need to check the exclusions – the scenarios under which you cannot get a claim. It will help you avoid any hassle that might arise when filing a claim on your travel policy. At the same time, you can plan your trip budget accordingly, considering those unforeseen expenses.
Some exclusions mentioned under travel insurance for Europe plan include:
The premium cost of a travel insurance cover for Europe will depend on factors, like the duration of your trip, the sum insured you choose, the insured person’s age, and pre-existing medical conditions. To get the right estimate of the cost of your travel cover, use a travel insurance premium calculator, which is a digital tool that lets you compare different premium amounts and customize your travel policy, thus selecting an affordable cover.
For example, a person (male, aged 31 years) plans for a one-month solo trip to Europe. He has no pre-existing medical condition and has chosen a single-trip Europe Travel Insurance policy. In this case, the average premium* for the travel cover would be around Rs 1,267, including GST @ 18%.
*T&C applied. The amount may vary based on age and other factors.
The eligibility* criteria for an international travel insurance plan will depend on the type of plan you have chosen for your trip. Check the eligibility below:
|Travel Insurance Plans||Eligibility Criteria|
|Explore - International Travel Insurance||The minimum entry age is one day.
The age of a proposer is minimum 18 years or above.
The maximum entry age for an adult is as specified in the plan.
|Student Explore – Student Travel Insurance||The minimum entry age is 12 years.
The maximum entry age is 40 years.
*Please refer to the policy documents
To be stress-free and get hassle-free claim settlement under your travel insurance cover for Europe, make sure you have read and understood the claim procedure. A policyholder can either opt for a cashless claim facility or reimbursement facility.
You can now file for an international travel insurance claim online in a few simple steps, as explained below:
Foreigners holding single-entry visas are allowed to enter Europe within the stipulated time mentioned on the visa. If travelers leave the European countries at any time, the visa expires immediately.
Travelers can enter the European countries twice within the stipulated time mentioned on the visa. Their visa immediately expires after their second exit.
Travelers holding multiple entry visas are allowed to enter and exit the non-Schengen zone freely as many times. However, this is limited to up to 90 days every six months.
International travel insurance has been proven a great help for travelers. However, medical insurance for Europe visa is not mandatory. But, it's always worth to secure yourself whenever heading to the foreign countries for any purpose. Below are the steps to get Europe visa:
Getting a Europe visa is not complicated. All you need to submit the required documents.
Europe has so much to do. This old continent holds beaches, magnificent architecture, amazing wine, and mouth-watering authentic European cuisines. Whether you are backpacking Europe for a few months or just spending a few days on vacation, here are some places that you must visit:
Lithuania is one of the most beautiful European countries. Its capital Vilnius is an eye-pleasing city that has baroque houses, vivid churches, lively pubs, and hidden terraces. You should also explore International Charity Bazaar there. Also, do not forget, to board for the short train journey that takes you in the lap of nature covered with lakes, hills, and castles.
England is a countryside retreat for foreign travelers. In England, you can witness the legacy of empire and parliamentary democracy. It is a green and pleasant land with rumpled hills, chalk cliffs, and breezy plains. England encompasses everything from music to shopping, fun, and food that you can enjoy.
With breath-taking landscapes and fascinating view of nature Ireland is a small island with warm hospitality. People welcome you with an open heart and also very helpful and polite. The tempting fish and chips with interesting flavors, traditional music, and historic sites induce you to explore the island more and more. You should definitely keep a few days from your travel itinerary to experience the richness of Ireland.
The Soviet-style boulevards and spectacular architecture make you wandering along with the wide in Belarus. You can visit the National Library of Belarus and the World's huge KFC restaurant. Draniki, foraged wild mushrooms, and nalesniki (Belarusian crepes) are must-try food.
From great food to beautiful small old towns, Azerbaijan is a wonderful country in Europe. Located at the crossroads between Europe and Asia, it is a mix of different cultures. If you are a photography geek, then don't forget to bring your camera with you. You can capture the real beauty of nature. Piti is a national Azeri dish filled with a soup of mutton and vegetables infused with saffron.
So, Europe can be an endless joyride for you. But, traveling to foreign countries without international travel insurance could prove a costly affair. Religare offers travel insurance for Schengen and Non-Schengen countries to secure your journey. So, do not let anything dampen your excitement, get insured on time, and relish your Europe trip.
Make every moment of your trip to Europe a joyful experience. As you spend time exploring this majestic land and get to know the places – its rich culture and history, ensure you have a check-list that includes applying for a visa on time and getting a Europe Travel Insurance cover.
From quaint towns in Portugal, Germany, and Italy, to bustling cities like Paris, Rome, and London – Europe will captivate any traveller with its beauty! Check this travel guide before starting on the much-awaited sojourn for a perfect travel experience: