Europe Travel Insurance

Get the Right Travel Cover for Your Europe Trip

Europe is one of the most sought-after continents for the globetrotters across the world. It is a fine blend of architecture, monuments, culture, food, hills, snow, and fashion. From exploring those colorful hidden villages to shopping in high street fashion paradise, there are many things that you can enjoy with your family in Europe. However, traveling abroad is full of surprises and brings you a package of unplanned events. So, to enjoy your trip to this continent, make sure you have comprehensive travel insurance in place.

Do all European Countries Mandate Travel Insurance?

No, it is not mandatory for all European countries. However, travel insurance for Europe is a mandatory requirement for travelers who need to apply for a Schengen visa. Given the Covid-19 situation over the past few years, many countries have changed their regulations for the people traveling to their country. However, even in countries where travel insurance is not mandatory, it is wise to purchase one to get much-needed insurance coverage for unexpected medical or non-medical emergencies en route.

Explore Europe- Travel Insurance Across European Countries

Care Health Insurance offers comprehensive travel insurance for any of the European countries you wish to travel to under Explore Europe. It is an exclusively designed policy that takes care of your travel needs while travelling either for vacation or business.

From airline delays to luggage loss to vacation cancellations, our travel insurance package may cover a variety of hazards. Hence, getting travel insurance is a smart option if you are looking for all-in-one coverage. You can even get it online through our website without any hassle of approaching the agents.

Salient Features of Travel Insurance across European Countries

• Affordably Priced Premium: With Explore Europe, the premium becomes more affordable while still meeting region-specific healthcare needs.
• Compensation for Mishaps: In case of an insured person’s death during the travel, the travel cover compensates the nominee for a financial backup.
• Cashless Claim Settlement: By simply calling us whenever a health emergency hits, you may access a cashless in-patient care facility throughout our network of hospitals worldwide.
• Complete Security: Whether it's a medical or non-medical emergency, the insurance is there for you every step of the way, from flight onboarding to flight return.
• Easy Policy Extension: You may simply extend your Europe travel insurance coverage online for up to 365 days or the maximum trip duration stipulated in the policy terms.

Europe Travel Insurance Plan Details

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Care Europe Travel Health Insurance?

While providing comprehensive coverage, our travel insurance from India to Europe promises access to quality medical care, no matter where you are. Below are some top covers included under our Europe travel plan:

• Emergency Hospitalization: The policy covers any emergency illness or injury treatment expenses, with in-patient and out-patient care hospitalization benefits.
• Daily Allowance: Get reimbursement up to a specified amount for the additional expenses incurred during hospitalization up to a specified period.
• Compassionate Visit: When an insured member is ill, we support your need by reimbursing flight ticket costs of an immediate family member as per policy terms.
• Personal Accident: In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.
• COVID-19 Coverage: The policy covers standard medical expenses to protect you from COVID-19 treatment costs in the foreign land, subject to policy terms.
• Trip Delay & Cancellation: Worry not during trip delays, interruptions, and cancellations as we cover the related expenses under defined situations as per the policy.
• Delay & Loss of Checked-in Baggage: We ensure protection against checked-in baggage loss and delay at the airport with a coverage of up to a specified amount under the policy.
• Loss of Passport & International DL: We cover you for loss of passport and international driving license in a foreign land by paying a fixed amount as per policy terms.

Exclusions under Europe Travel Cover

The UK travel policy does not offer coverage in the following scenarios:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.
• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
• Dental Treatment: The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Steps to Buy Travel Insurance for Any of the European Countries

• Step 1: Visit our website and go to the ‘Get Quote’ Option. Fill in your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
• Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
• Step 3: Mention if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured according to your need. Care Travel Health Insurance provides two sum insured options: $50k and $100k.
• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Things to Consider Before Purchasing Travel Insurance for European Countries

Make every moment of your trip to Europe a joyful experience. As you spend time exploring this majestic land and get to know the places – its rich culture and history, ensure you have a checklist that includes applying for a visa on time and getting a Europe Travel Insurance cover.

Below mentioned are a few things that you should consider before buying your travel insurance:

• Nature of the Trip: Frequent fliers should get yearly policies, while others should purchase single trip insurance.
• Vacation Duration: Your vacation duration marks a significant impact on your travel insurance premium. Shorter the travel days, the lesser will be the premium you pay.
• Medical History: If you have a serious illness or a pre-existing disease, be sure the insurance policy covers it.
• Examine the Coverage: Pay special attention to the inclusions to determine what is covered by the Policy. The overseas travel insurance plan provides optimum advantages at a low rate.
• Know the Claims Procedure: Make sure you understand the process for notifying the claims team.

Insurance Claim Process

A Guide for Your Europe Travel

Europe has so much to offer to avid travelers. This old continent holds beaches, magnificent architecture, amazing wine, and mouth-watering authentic European cuisines. Whether you are backpacking Europe for a few months or just spending a few days on vacation, here are some places that you must visit:

Go to Lithuania

Lithuania is one of the most beautiful European countries. Its capital Vilnius is an eye-pleasing city that has baroque houses, vivid churches, lively pubs, and hidden terraces.

Witness the Legacy of England

England is a countryside retreat for foreign travelers. In England, you can witness the legacy of empire and parliamentary democracy. It is a green and pleasant land with rumpled hills, chalk cliffs, and breezy plains. England encompasses everything from music to shopping, fun, and food that you can enjoy.

Experience the Warm Hospitality of Ireland

With breath-taking landscapes and fascinating view of nature Ireland is a small island with warm hospitality. People welcome you with an open heart and are also very helpful and polite.

Wandering along with the wide in Belarus

The Soviet-style boulevards and spectacular architecture make you wander along the wide in Belarus.

Relish in Azerbaijan

From great food to beautiful small old towns, Azerbaijan is a wonderful country in Europe. Located at the crossroads between Europe and Asia, it is a mix of different cultures.

So, Europe can be an endless joyride for you. But, traveling to foreign countries without international travel insurance could prove a costly affair. Care Health Insurance offers travel insurance for Schengen and Non-Schengen countries to secure your journey. So, do not let anything dampen your excitement, get insured on time, and relish your Europe trip.