Travel Tips for Introverts
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26 Sep 2024
Save tax up to ₹75,000 ~ u/s 80D.
Travelling to new places is a hobby for some while an obligation for others. Whatever be the case for you, you would want your trip to be smooth while you are en route. Thus, you would make all the necessary arrangements beforehand. But pause! Have you ever wondered what would happen if your trip cancels due to abrupt mishaps even before the trip starts?
For instance you are planning an overseas vacation with your family; you apply for the visa, book your accommodations and make other necessary arrangements. You find out that a week before the departure, your family member falls sick and you have no other option than to call off your trip.
In such a scenario, along with a spoiled plan comes the loss of all the non-refundable expenses. Well, you do not have to worry, as your trip cancellation insurance or trip cancellation coverage in your travel insurance will come to your rescue!
Trip cancellation insurance is an insurance in which you get reimbursement for the non-refundable expenses after trip cancellation. Although a comprehensive plan may offer trip cancellation as a benefit, various plans may alter the underlying circumstances in which you may be eligible to file the claim.
At Care Health Insurance, we provide trip cancellation insurance as a benefit in our comprehensive travel insurance plan. Some of the circumstances when you can avail the claim are as under:
*The conditions mentioned above are for reference purposes only. To know the complete details, please read the policy documents carefully.
One of the most common questions that you may come across while buying trip cancellation insurance is- “Can I buy trip cancellation insurance only?”
Trip cancellation insurance coverage is one of the significant benefits of most comprehensive travel insurance plans. To avail of trip cancellation insurance benefits, you do not necessarily have to buy an independent plan. You can easily avail the exclusive benefits under the Care’s travel insurance plans.
At Care Health Insurance, the travel insurance plans are designed to cover you against any financial crisis while you recover from an unforeseen mishap. The plan is carefully designed, considering the unique medical or non-medical needs the traveller may encounter during their trip.
A trip cancellation coverage in your travel insurance plan can benefit you if you are sceptical about your trip. Suppose you plan to attend a friend's wedding in a foreign country. However, your work schedule and the dates are too uncoordinated to be managed well. Upon that, you have a dicey medical condition that may hinder your travel plans further. In such a situation the wisest thing to do would be to cover your flight and other non-refundable bookings with trip cancellation insurance.
A last-minute trip cancellation insurance can be beneficial in the following conditions:
At Care Health Insurance, the trip cancellation insurance coverage is eloquently designed to ensure that you get a reimbursement for legitimate reasons for trip cancellation. Some scenarios when you can reimburse losses incurred due to a cancelled trip are:
*Note: The coverage mentioned above in a trip cancellation insurance is only for reference. For further details, please refer to the policy document carefully.
A trip cancellation insurance bought from Care Health Insurance has a certain exclusion you must know before purchasing the coverage. The exclusions are:
To choose the best travel insurance for trip cancellation, compare trip cancellation insurance from various insurance providers and then decide on the best plan. To find the best travel insurance for trip cancellation, here are the steps to follow:
Cancelling your trip is disconcerting, but with trip cancellation insurance, you do not have to shell out of your pocket.. If you cancel your trip for one of the reasons listed in the policy documents, you can rest assured to get reimbursement for the losses you incur. Here's how to claim refund for trip cancellation:
Yes, most of the comprehensive travel insurance plans such as the travel insurance plan at Care health insurance comes with a significant coverage for trip cancellation. If you’ve bought an all-encompassing travel insurance plan, you do not need a separate plan for trip cancellation.
If you are planning a trip to an expensive country, buying a trip cancellation coverage would be the wisest choice you make. A trip cancellation insurance is required when you cancel a trip before it starts. Therefore, you may not need the coverage if you are buying travel insurance at the last minute.
When you file a claim against a cancelled trip, your travel insurance provider may ask you the reasons for cancellation and may ask you to submit relevant proofs to assert the reason. If you fulfil all the criteria, the insurer shall reimburse you for the losses after proper investigation.
A comprehensive travel insurance bought from care health insurance covers you for unprecedented situations such as trip cancellation, trip interruption, flight delay etc.
Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6+ members 20%.
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