A Call Back
Self Help

New Zealand Travel Insurance

A Quick Guide on Travel Insurance for New Zealand


Get Quote Instantly




    Your premium is Rs.

    Above Premium includes 18% GST



    Claim Settlement Ratio (OND 2018)


    7800 +

    Network Hospitals across 500 cities


    400 Lacs+

    lives covered

    About New Zealand Travel Insurance

    Travel Insurance for New Zealand: A land with the most enchanting and spectacular landscapes, New Zealand is a breath of fresh air for any adventure-deprived traveler. Witness the awe-inspiring beauty of the wildlife-rich subtropical forests, glacial mountains, crystal clear lakes, volcanic craters, springs and much more. Plan your holiday in New Zealand and cherish the most amazing travel experiences the country offers.

    A little effort in organizing and planning your trip goes a long way. Before beginning your adventure travel to this breath-taking country, buy a New Zealand Travel Insurance policy that will serve as a financial safety cushion. The possibilities of incidents like flight delays or sudden illness should never be ignored. The policy will safeguard you by covering all your expenses during such medical or non-medical emergencies.

    Is New Zealand Travel Insurance Mandatory?

    Citizens of some countries, as per a specific agreement with New Zealand, are allowed to apply for a working holiday

    visa. To apply for this visa, having a travel insurance plan is mandatory.

    However, for Indian citizens, New Zealand travel insurance is not a mandatory requirement to fulfill. Yet,

    the domestic health insurance policy you opted in India may not be helpful when you are on their international trip

    to New Zealand. This is why it is important to get a New Zealand travel insurance plan that will provide complete

    cover for unforeseen expenses in situations like lost baggage, flight delays or hospitalization due to accidental


    Quick Facts About New Zealand



    Official Languages

    English, Maori


    New Zealand Dollar

    Country Calling Code


    Modes of transportation

    Buses, Trains, Ferries, Trams

    Time difference

    7 Hours and 30 Minutes Ahead of India

    International Airports

    Wellington International Airport, Auckland Airport, Christchurch International Airport, Queenstown International Airport, Dunedin International Airport

    What is Covered in New Zealand Travel Insurance Plan?

    Here we have listed all the major Medical and Non-medical benefits covered in the New Zealand travel insurance policy.

    Medical Benefits of New Zealand Travel Insurance

    • Emergency Hospitalization: New Zealand Travel Insurance provides complete cover for hospitalization, IPD, and OPD expenses
    • Accidental Hospitalization: Double sum insured in case of accidental hospitalization
    • Pre-existing disease cover: Expenses incurred for treatment of pre-existing ailments

    Medical benefits also include cover for medical evacuation, treatment in one’s home country, injury-related dental expenses, personal accident, in-patient, and out-patient care.

    Non-Medical Benefits of New Zealand Travel Insurance

    • Loss of passport: Defined coverage for expenses related to loss of passport
    • Delay/Loss of checked-in baggage: Coverage for delay or loss of checked-in baggage
    • Trip delays/cancellation/interruption: Coverage for delay, cancellation or interruption of the trip

    Non-Medical benefits also include cover for up-gradation to business class, personal liability and return of the minor child.

    What is Not Covered in Travel Insurance New Zealand Plan?

    New Zealand travel insurance does not offer expense cover in the following scenarios:

    • Medical treatment for HIV/AIDS or any other transmitted disease
    • Self-inflicted injury attempted suicide or suicide
    • Hazardous activity, influence of drugs or alcohol, consequences arising due to war or nuclear perils, ionizing radiation or contamination due to the same
    • Professional services offered by the insured person
    • Involvement in business activities, ownership of any aircraft, watercraft, motor vehicle or other vehicles
    • Wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations
    • Encroachment of intellectual property rights like patent, copyright and trademark
    • Possession of animals, insects, bird and reptiles and their byproducts
    • Involvement in Breach of Law
    • Personal liability towards another individual, whether personal, official or commercial

    Eligibility for New Zealand Travel Insurance

    All international tourists who are planning to visit New Zealand can buy an international travel insurance policy. As per the eligibility criteria for a single trip plan, the minimum age of the insured person is 1 day. There is no limit on the maximum age.

    Insurance Premium

    The premium for New Zealand travel insurance is calculated by considering several factors namely the age of the traveler, duration of the trip, destination country and type of coverage chosen.

    Types of New Zealand Visas

    Foreign tourists can apply online for an eTA (Electronic Travel Authorization) to gain entry to New Zealand. It is valid for a maximum period of three months. The various types of visas for New Zealand include:

    • Visitor or Tourist visa: Those who are visiting New Zealand for the purpose of tourism, leisure or meeting family and friends should apply for a visitor visa. This visa allows tourists to reside in the country for a maximum period of 9 months.
    • Work visa: Individuals can avail a temporary work visa if they are visiting New Zealand for work.
    • Student visa: Individuals who are traveling to study in New Zealand must avail of the student visa.
    • Transit visa: Individuals who are stopping over in New Zealand while traveling to another country must avail of a transit visa.
    • Business and Investment Visa: As an entrepreneur or investor, if you want to contribute to the country’s economy. You must apply for this visa to gain residency in the country.
    • Resident Visa: This visa entitles you to live permanently in New Zealand. Based on certain travel conditions, there are two types of visas:
      • The resident visa allows you multiple entries into the country for a specified period, usually 24 months, 5 years or 10 years.
      • A permanent resident visa that allows you multiple entry into the country without any specific time limit.

    Visa Procedure for New Zealand

    Step 1: Obtain visa application form online

    Step 2: Fill the form with relevant details and photographs

    Step 3: Submit all the form and supporting documents at the nearest New Zealand Visa Application Centre

    Step 4: Pay the required visa fee

    Documents required for visa application:

    • Visa application form duly filled with relevant details
    • Passport with 6-months validity and old passport, if any
    • Passport-size photograph
    • Cover letter mentioning the purpose of visit
    • Supporting document proofs (e.g. proof of admission for study visa or proof of employment for a work visa)
    • Proof of sufficient funds for travel requirements
    • Return air tickets

    You can collect the visa from the Visa Application Centre or get the same delivered to your address.

    New Zealand Travel Guide

    Any time of the year is suitable for visiting New Zealand. However, owing to the country’s location in a different hemisphere, the seasons are opposite to that in India. That is, the summer in New Zealand is from December to February. The weather is warm and pleasant, this is just perfect for all adventure activities.

    During autumn or fall that lasts from March to May, you will find it as an ideal time for a laid-back vacation. The winter months are between June and August – the best time to go hiking and skiing in the snow-covered mountains. Visit the country in the springtime from September and November, and you will see blue skies and flowering trees.

    Therefore, make sure your travel plans are aligned with the seasons in the country.

    Everything from food to shopping for souvenirs can be quite expensive. You must plan your budget accordingly. Cooking your meals can be an economical option.

    For exploring the cities, you can rely on the intercity buses and ferries. Renting a car is also a convenient option. Familiarise with the driving rules of the country.

    Make sure you are aware of the local customs especially when visiting Marae which is a sacred place in Polynesian societies. Learn a few phrases in the local language, Māori, for easy communication with locals.

    Top Places To Visit In New Zealand

    New Zealand is an island country situated in the southwest part of the Pacific Ocean. Having a well-developed infrastructure, the country has numerous tourist attractions and every traveler can look forward to a unique and enthralling travel experience. From the rich marine resources and extensive coastlines to the distinctive culture and cuisines - there is a lot to explore in this country, fondly referred to as the ‘land of the Kiwis’.

    • Bay of Islands: A picturesque location consisting of 140 subtropical islands, this is a famous site for fishing yachting, sailing and other adventure activities.
    • Auckland City: Pristine beaches, dormant volcano spots, rainforests and diverse wildlife - witness the amazing nature reserves of New Zealand at Auckland, a bustling cosmopolitan city.
    • Rotorua: It is a town near Lake Rotorua in the North Island where you will get a glimpse of the Maori culture. This place is popular for geothermal phenomena like thermal springs and volcanic crater formations. You will also.
    • Queenstown City: A coveted destination for adventure lovers, Queenstown offers unlimited opportunities for activities like bungee jumping, rock climbing, paragliding, mountain biking and much more. Also check out the vineyards and the remarkable mining towns.
    • Franz Josef and Fox Glaciers: These are some of the easily accessible glacial rivers in the world. The ice-capped mountain peaks are a sight to behold. The location is ideal for heli hiking and camping.

    Other Travel Insurance Plans:

    Australia Travel Insurance

    USA Travel Insurance

    Asia Travel Insurance

    Thailand Travel Insurance

    Spain Travel Insurance

    Singapore Travel Insurance

    Germany Travel Insurance

    Schengen Travel Insurance

    Request a Call Back
    Self Help