Coverage for life-threatening PED conditions##
Coverage for life-threatening PED conditions##
Situated in the middle of Indian Ocean, Maldives is abode of marine life wonders. However, the tidal waves contaminating the seawater pose several health risks. Hence, you must have a travel insurance for Maldives before you plan your trip.
Reasons to Choose Care Health Insurance?
Pre-Existing Disease Coverage
Upgradation to Business class
Automatic Trip Extension
Missed Flight Connection
The Maldives is a paradise for those seeking an exciting and luxurious vacation. Surrounded by crystal clear waters, Maldives is an independent island country located in the Arabian Sea of the Indian Ocean. It is a picturesque travel destination offering unlimited adventurers and plenty of tourist attractions. As a fact, Indian tourists make up around 23% of the tourist visitors in the Maldives.
However, did you know that, as per the World Health Organization, the Maldives have been facing disease outbreaks due to global warming? The tidal waves contaminate the groundwater, posing severe health risks to residents and tourists alike!
Fret not! Don’t let this information hinder your travel plans! Whether you travel solo, with your spouse, family, or co-workers, planning ahead of medical (or non-medical) emergencies shall help you enjoy a worry-free vacation.
Here’s when travel insurance for International trips should come into play. A travel cover eliminates monetary losses during any medical and non-medical contingency, including hospitalisation, trip delays, loss of baggage, and more. So, get the right travel cover today to bring back only good memories from the Maldives.
Whether travelling to the Maldives solo or with your loved ones, having financial cover to save your trip budget from unforeseen incidents can help immensely! Here are a few situations where having Maldives travel insurance can help.
No, Indians don't need to get complete travel coverage to visit the Maldives. However, given the prevailing risks of health hazards and several non-medical emergencies, it is strongly recommended to get international travel insurance when visiting the Maldives.
Also, the constant rise in medical inflation worldwide makes safeguarding your wallet from expensive medical treatment essential. On top of it, several trip hiccups, such as loss of baggage, trip cancellation, interruptions, theft, etc, are prone when you travel overseas. Thus, you should eliminate the risk of financial derailment while travelling overseas by taking the proper travel Insurance.
Always select an enhanced travel cover packed with the following features:
| Description | Explore Asia |
| Sum Insured | US $ 10K, 25K, 50K & 100K (Vary according to the premium) |
|
Trip Options
|
Yes Yes |
| Entry Age (Single Trip) |
Minimum Maximum |
| Entry Age (Multi-trip) |
Minimum Maximum |
*Family option is only available on Single Trip Policies.
The last thing you expect in the Maldives is a health emergency that can ruin the entire journey. Ensuring complete coverage is important whether you are travelling with your partner, family, or colleagues. To help you do so, we provide the below-mentioned comprehensive coverage under the Explore Asia plan:
Emergency Hospitalization: Under hospitalisation expenses, the policy offers in-patient and out-patient care expenses up to the sum insured with minimum sub-limits.
Daily Allowance: For the additional, everyday hospital expenses, the policy reimburses a specified amount for up to 5 consecutive days as per policy terms.
Compassionate Visit: If the insured member is hospitalised abroad, we help a family member support them by reimbursing airfare costs as per policy terms.
Personal Accident:In the unfortunate event of the insured’s death or total disability, the policy provides a lump sum payout up to the sum insured.
COVID-19 Coverage:Contracting COVID-19 in the Maldives should not worry you, as we offer standard COVID treatment expenses per policy terms.
Trip Delay & Cancellation: Don’t panic during trip delays, interruptions, or cancellations, as we provide coverage for these contingencies subject to policy terms.
Delay & Loss of Checked-in Baggage: The policy covers one of the most common problems faced during travel–the loss or delay in checked-in baggage–with a specified amount.
Loss of Passport & Internation DL: No more fear of losing your passport or international driving license en route, as we cover these issues with a fixed amount per policy.
Maldives travel policy does not offer coverage in the following scenarios:
Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.
World War:Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences thereof.
Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalisation or death shall not be covered.
Hazardous Activities: Any claims relating to dangerous activities like fire stunts, etc., otherwise not mentioned in the policy documents.
Breach of Law:Any liability or injury expenses arising from any violation of law or particular regulations set by the destination country.
Dental Treatment:The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.
Note:Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
If you are reluctant to buy a travel cover, thinking it might not fit your budget, then it’s time to check the cost using the travel insurance premium calculator at the Care Health Insurance portal.
The cost of travel health insurance for the Maldives depends on several factors, including the traveller’s age, trip duration, destination, insured person’s health condition, and the type of coverage selected. At Care Health Insurance, we promise budget-friendly Maldives travel insurance, with premiums starting from as low as INR 564* for a single traveller on a 10-day journey.
| Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
| 1 | 30 years | No | $50, 000 | 10 Days | Rs. 564* |
*The insurance premium is calculated subject to the clause that the insured member has no pre-existing medical conditions. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
Whether you are a once-in-a-while traveller or someone who takes multiple international trips during the year, mentioned below are a few things you should consider while choosing international travel insurance plan:
Easy claim processing is a priority at Care Health Insurance, whether you bring in a cashless claim or reimbursement. Here are the steps on how to file a claim under Maldives Travel Insurance.
Indians do not require a pre-approved visa for the Maldives, as the island offers a visa-on-arrival facility valid for 90 days for all nationalities. Also, as an Indian tourist in the Maldives, you must present essential documents on arrival, including a valid Passport, accommodation booking, and evidence of adequate funds to support the stay. Additionally, keep a note that people visiting the Maldives on an employment visa incur a fee that shall be borne by the employer in the Maldives.
Here are the major types of visas issued for the Maldives:
Indian tourists do not need to obtain a visa before starting their journey to the Maldives. The Government of Maldives provides on-arrival visas that can be obtained from the immigration officials at the airport. Below are the steps to follow for acquiring a tourist visa:
Step 1: Fill out the Maldives Tourist Form with relevant details.
Step 2: Submit the form along with the required legal documents.
Step 3:Submit the form along with the required legal documents.
The essential documents required for obtaining the visa entail:
There are no charges for on-arrival visas for the Maldives. However, to extend the visa, Indian nationals must pay a designated visa fee.
| The Embassy of the Republic of Maldives | Address: C-31, Anand Niketan, New Delhi, Delhi - 110021 Telephone: +91 - 11 - 4143 5701 |
| The Consulate of Maldives, Trivandrum | Address: Lavanya, TC No. 16/3176, Kumarapuram Pattom Road, Thiruvananthapuram, Kerala - 695011 |
| Capital | Malé |
| Official Languages | Dhivehi |
| Currency | Maldivian Rufiyaa |
| Modes of transportation | Seaplane, Maldivian Boat (Dhoni), Speedboats, Taxi, Bus, Cycle |
| International Airports | Male International Airport, Gan International Airport, Hanimaadhoo International Airport, Maafaru International Airport |
Maldives, officially known as the Republic of Maldives, is a South Asian country comprising 1,192 coral islands. The sparkling blue waters with rich aquatic life, impeccable beaches, and high-end resorts create the perfect setting for a beachside vacation. Let go of your fears and indulge in a range of water sports like snorkelling, surfing, diving, and parasailing. Maldives' calming waters and serenity are bound to attract solo travellers, honeymooners, and everyone who comes to visit this beautiful island nation. Here are some must-visit places in the Maldives-
So, if your next travel destination is the Maldives, don’t forget to keep these tips handy while securing your journey with the right travel cover. Buying a travel insurance plan for your Maldives trip will allow you to experience these beautiful destinations without any extra burden of health issues and related expenses. Connect with Care Health Insurance to get started with your Maldives travel insurance today.
There is a deductible applicable in the travel insurance for Maldives. It refers to the specified amount a policyholder has to bear from the pocket. We will cover the expenses incurred above the deductible. Please refer to the policy T&C.
Yes. If the insured requires emergency medical evacuation for moving to the nearest hospital to get medical care, the Maldives Travel Insurance policy will provide coverage, subject to the policy T&C.
You can avail of the family cover option when selecting the travel insurance for Maldives. It will cover you and your immediate family members, including your spouse, dependent children (who have not attained age 25 years), and parents.
Get the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
Live Chat
Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Travellers Served till Jan'25
**Number of Claim Amount Paid as of Apr'25
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.
Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
