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The Maldives archipelago is a paradise for those in quest of an exciting and luxurious vacation. Surrounded by crystal clear waters, Maldives is an island country located in the Arabian Sea of the Indian Ocean. It is a picturesque travel destination that offers unlimited opportunities for adventurers and plenty of attractions for avid travellers. However, there are risks of diseases in any country you visit. Travellers must also know the vaccinations required before they visit the country.
Health is the primary concern for travellers. Considering that one visit to a hospital on your foreign trip can ruin your entire travel budget, an international travel insurance cover for the Maldives comes to your rescue by giving financial protection for emergency hospitalization, medical evacuation, and even for personal accidents.
Further, travelling brings along some risks, and we cannot rule out the possibilities of trip delays or losing documents and checked-in baggage. Here is when a travel plan helps you by giving the required assistance and coverage.
For safeguarding your trip against unforeseen emergencies, it is advisable to choose a destination-specific international travel insurance plan that will give you the proper financial support to manage any situation. Thus, as you set your vacation plans to this enchanting land, make sure you also have the backing of Maldives Travel Insurance that will protect you financially.
Go through this informative page to acquire Maldives travel guide and detailed information about travel insurance for Maldives.
To enter Maldives the Indian nationals visiting Maldives as tourists do not require any pre-arrival visa. A free Maldives Tourist Visa which is valid for approximately ninety days is issued to Indian nationals on arriving at the Male airport.
Although the Government of Maldives has not made Maldives travel insurance mandatory for travellers, having one such policy will prove beneficial during medical emergencies. Trip cancellations, sudden illness, loss of valuables/luggage - these are situations that may not be under our control. Thus, it is better to safeguard oneself before embarking on an international trip.
Buying a Maldives travel insurance policy ensures monetary safety against unexpected sickness, loss of baggage, loss of passports and other such personal liabilities. Even though Maldives has good healthcare systems, it certainly comes with a price that not everybody can afford. Whether you are in Maldives for leisure time, work, or education, travel insurance for Maldives from India covers your travel risks.
Always opt for the best travel Insurance for Maldives from India to be safe in a different country among different people.
Country calling code
Modes of transportation
Seaplane, Maldivian Boat (Dhoni), Speedboats, Taxi, Bus, Cycle
30 Minutes Behind Indian Standard Time
Male International Airport, Gan International Airport, Hanimaadhoo International Airport, Maafaru International Airport
We offer comprehensive travel insurance policies. Below is what all we covered under Maldives travel insurance:
Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.
It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:
* Treatment expenses that occurred due to adventure sports, hazardous activity and the influence of drugs or alcohol will not be covered.
Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
The regulations during Covid-19 have been strictly enforced across the world to curb the spread of the virus. It is strictly recommended to not travel without being fully vaccinated wherever you go. All passengers entering Maldives are also required to produce negative RT-PCR results no more than 3 days before travel or documentation of recovery from covid-19 in the past 3 months.
Timely filing of the travel insurance claim is essential to avoid any hassle. For availing of the policy benefits, you should know the below claims procedure:
Notification of Claim
For claim, you should notify us immediately by calling on any of our toll-free numbers with the following details:
If you want to avail of a cashless hospitalization facility, take care of the below points:
For reimbursement, you need to send us the required documents. Our claim management team examines the documents and will process your claim accordingly.
Documents to be Submitted
You need to submit the documents for reimbursement depending on the benefit. For hospitalization expenses below documents are required:
For more details, please check the sales prospectus.
The eligibility* criteria for an international travel insurance plan will depend on the type of plan you have chosen for your trip. Check the eligibility below:
|Travel Insurance Plans||Eligibility Criteria|
|Explore - International Travel Insurance||The minimum entry age is one day.
The age of a proposer is minimum of 18 years or above.
The maximum entry age for an adult is as specified in the plan.
|Student Explore – Student Travel Insurance||The minimum entry age is 12 years.
The maximum entry age is 40 years.
*Please refer to the policy documents
The premium you are required to pay under your travel insurance policy depends on factors like your age, the destination you are travelling to, the sum insured, pre-existing medical conditions, the duration of your trip, and the type of coverage selected. Using a travel insurance premium calculator makes it easy for you to compare different premium amounts and customize your options to help you pick an affordable travel policy.
For example, a solo traveller, male, 30 years of age with no pre-existing medical condition, decides to go on an overseas 1-month trip to Maldives. He opts for single-trip travel insurance for Maldives. The average premium* he would pay is around Rs 977, including GST @ 18%.
*T&C applied. The amount may vary based on age and other factors.
For visiting Maldives, Indian tourists do not need to obtain a visa before starting of their journey. The Government of Maldives provides on-arrival visas that can be obtained from the immigration officials at the airport.
Step 1: Fill the Maldives Tourist Form with relevant details
Step 2: Submit the form along with the required legal documents
Step 3: Complete the short interview taken by Immigration officials
The essential documents required for obtaining the visa entail:
There are no charges for on-arrival visas for Maldives. However, for extending the visa, Indian nationals must pay INR 3,045.
The Embassy of Republic of Maldives
Address: C-31, Anand Niketan, New Delhi, Delhi - 110021
Telephone: +91 - 11 - 4143 5701
The Consulate of Maldives, Trivandrum
Address: Lavanya, TC No. 16/3176, Kumarapuram Pattom Road, Thiruvananthapuram, Kerala - 695011
Regardless of where you go, always make sure that you have acquired travel insurance before getting aboard. Over the years, travel insurance has become a mandate for travellers to be safe from any calamity. Therefore, one should always opt for Maldives travel insurance. It is always necessary to take precautions beforehand while going overseas, and it is always essential to opt for good travel insurance to protect during any uncertain event. But, treatment expenses that occurred due to adventure sports, hazardous activity and the influence of drugs or alcohol will not be covered.
Good travel insurance helps you cover even when your luggage is misplaced or stolen. Calamity could be referred to as an event resulting in significant loss and misfortune, so considering travel insurance is the wisest thing you can do to be stress-free.
Following are a few more reasons to buy Maldives Travel Insurance-
Care Health Insurance is known for its unparalleled services with commendable results over the years. If you plan to travel overseas, make sure you consider a company that gives you assured services on travel insurance plans. It is essential to understand the benefits you are provided. We pay additional travel and accommodation expenses (similar standard and class as original) after deducting (if any) when your overseas trip is unavoidably curtailed (cutting short by early return to India) after the commencement of the Period of Insurance.
Following are a few more benefits if you are travelling internationally with our travel insurance-
The ideal time for visiting the Maldives is between April to September, when the weather is pleasant with mild sunshine and only light rains. The October-November period is the time for winter monsoons. Try not to plan your trip during the holy month of Ramadan, as many shops and services are likely to be closed. Avoid packing alcohol or tobacco products or any religious books when visiting the Maldives. The country is known for its conservative culture. At certain places, you are not allowed to wear skin-tight clothes or bikinis.
Opt for speedboat or seaplane rides for movement between the islands that are much more affordable than any other mode of transportation. For transactions, you can also opt for the national currency, Rufiyaa, and US Dollar which is widely accepted in the country. Remember to carry cash for local purchases.
Water-resistant gadgets will be your best bet to ensure you do not miss out on the fun when exploring the blue waters.
Maldives, officially known as the Republic of Maldives, is a South Asian country comprising 1,192 coral islands. The sparkling blue waters with rich aquatic life, impeccable beaches, and high-end resorts create the perfect setting for a beachside vacation. Let go of your fears and indulge in a range of water sports like snorkelling, surfing, diving and parasailing. Maldives' calming waters and serenity are bound to attract solo travellers, honeymooners, and everyone who comes to visit this beautiful island nation.
Buying health insurance for visitors to Maldives will allow you to experience these beautiful destinations without any burden of extra expenses on any health related issues you may or may not suffer.
While you are busy exploring the beauty of this picturesque land, your safety and that of your loved ones should be a priority. Although the country is safe for travellers, visitors in the Maldives should follow some vital safety measures, as mentioned below, for a safe trip:
During pandemic times it is always necessary to understand the importance of covid protection while you are travelling overseas. Care Health Insurance also offers comprehensive covid care plans along with your travel insurance to keep you armoured while you are on the go.
There is a deductible applicable in the travel insurance for Maldives. It refers to the specified amount a policyholder has to bear from the pocket. We will cover the expenses incurred above the deductible. Please refer to the policy T&C.
Yes. If the insured requires emergency medical evacuation for moving to the nearest hospital to get medical care, the Maldives Travel Insurance policy will provide coverage, subject to the policy T&C.
You can avail of the family cover option when selecting the travel insurance for Maldives. It will cover you and your immediate family members, including your spouse, dependent children (who have not attained age 25 years), and parents.
^^Number of Cashless Healthcare Providers till 25th March 2022.
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