Turkey Travel Insurance

Secure Your Trip to Turkey with the Right Travel Cover

Turkey has come up as the most popular holiday destination for beach lovers, foodies, and travel enthusiasts. It is an amalgamation of European and Asian cultures. With stunning scenery, a beautiful coastline, authentic Turkish cuisine, and a rich historical legacy, it attracts many tourists per year across the world. The ancient churches and blue mosques add more charm to this country. UNESCO has listed around 13 sites in Turkey as World Heritage. The last thing you want to deal with while travelling abroad is unexpected expenses. It could be anything, from losing your wallet to serious medical emergencies. This is where international travel insurance comes in handy; if your international travel insurance policy covers it, you will be reimbursed for any additional costs incurred during your trip abroad. These can be useful in the event of a trip cancellation or delay, cashless hospitalisation abroad, or more specific situations such as pre-existing diseases.

Care Travel Insurance brings you a plan that gives you the best protection during several medical or non-medical risks. We offer immediate cashless hospitalisation to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., under the policy coverage. You can get the policy at an affordable premium to make your trip secured.

Is it Mandatory to Get Travel Insurance while Travelling to Turkey?

Yes, if you want to explore the richness of Turkey, you have to get travel insurance first to get your visa process done. It is one of the members of the European Union (EU) that has made travel insurance for Turkey visas mandatory. So, before applying for a visa, buy comprehensive travel insurance plans with unique benefits. Moreover, it serves as a backup plan for several other emergencies and helps ensure hassle-free travel.

Explore Europe - Travel Insurance for Turkey

Travelling to Turkey to relish the beauty of exotic locales and historical sites, and shopping can easily be a budget-friendly affair. However, your budget can go out of track in case of any untoward incidents occur during your stay in Turkey. That's why it's wise to opt for an international travel insurance plan. However, according to Turkish travel policy, foreign travellers must have Turkey travel insurance to enter the Turkish territory.

Care Health Insurance offers a comprehensive travel cover for Turkey under Explore Europe - an exclusively designed policy that takes care of you while travelling either for vacation or business.

Features of Buying Turkey Travel Cover

It is essential to understand some of the features of travel insurance before buying it and heading on a vacation:

• Affordable Premium: The travel insurance for Turkey matches your travel budget because it provides a low price without sacrificing other necessities.
• Automatic Trip Extension: The policy automatically extends travel cover up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.
• Cashless Claim Processing: Our wide network of healthcare providers helps you avail of a cashless in-patient care facility by simply calling us during emergencies.
• All-inclusive Protection: Whether you need healthcare services or assistance during a non-medical emergency such as loss of checked-in baggage, we protect you financially at every step of your journey.
• Useful Add-on Benefits: The policy helps you customise and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

*Please refer to the brochure for more details on product features.

Policy Details of Travel Insurance for Turkey

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered under Travel Insurance for Turkey?

Travel insurance covers a wide range of travel concerns, from the most basic to the most complicated. When problems occur, you are unlikely to have the resources to deal with them effectively in an unknown country. Travel insurance will come to your aid if you lose your passport or require an emergency evacuation due to health concerns while travelling abroad.

We offer comprehensive travel insurance policies. Check below what all it covers:

• Emergency Hospitalisation: The travel insurance plan will offer you full coverage, including IPD and OPD costs, if you experience a medical emergency that necessitates hospitalisation.
• COVID-19 Coverage: We offer COVID-19 coverage so that you can enjoy your trip without the pandemic fear.
• Journey Delay, Cancellation, or Interruption: Up to the amount covered, you will get reimbursement if your trip is delayed, cancelled, or interrupted.
• Compassionate Visit: We help you support insured family members abroad during their treatment with a reimbursement facility for flight ticket costs.
• Personal Accident: Travelling abroad can bring many uncertainties, and accidents are among them. Keeping in mind such worries, we cover Accidental Death/Permanent Total Disability, requiring urgent and immediate medical attention.
• Trip Delay, Cancellation, or Interruption: You will get compensation for the trip delay, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of Passport and Checked-in Baggage: Get coverage up to the sum insured for loss of checked-in baggage or delay of checked-in baggage.
• New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is Not Covered under Travel Insurance for Turkey?

It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.
• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.
• Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Premium for Turkey Health Travel Insurance?

The premium that an insured person must pay is determined by several factors, including the traveller's age, the country to which they are travelling, the length of the trip, and the type of coverage chosen.

Care Health Insurance's travel insurance plans for Turkey are reasonably priced and budget-friendly. CHI's travel healthcare insurance premium for Turkey starts from as low as around Rs. 511 *for a single traveller on a 10-day-long visit.

For instance, if you are travelling from India to Turkey on a week-long, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Travel Insurance for Turkey with Care Health Insurance?

You can calculate your Turkey travel insurance premium cost in these five easy steps:

Step 1: Visit the official website of CHIL, go to the travel insurance section and click on ‘Get Quote’ option. Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: $50k and $100k.

Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The exact premium cost for Turkey travel insurance is subject to several factors, including the number of travelers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Keep in Mind Before Buying Turkey Travel Insurance

Before you make your final decision over selecting travel insurance for Turkey, here are some essential things to keep in mind:

• Frequency of Trip: While a once-in-a-lifetime trip needs a single-trip insurance plan, frequent flyers would benefit from picking multi-trip travel insurance plans.
• Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in Turkey. The shorter the trip, the lower the premium.
• Medical History: If you have a pre-existing life-threatening ailment, you need to ensure that the policy you pick accommodates it.
• High-Risk Zones: If you are travelling to the destinations that are in the high-risk zones have insurance plans with a higher premium requirement.
• Review the Exclusions: While on a trip, you might not want to get unnecessary surprises while claiming your policy. Hence, it is advised to check the policy exclusions thoroughly to avoid unwanted claim rejection.

Claim Procedure

What are the Types of Visas for Turkey?

There are various types of visas for exploring Turkey. One can avail them by considering the purpose of their trip and following the proper procedure. Let’s know about the visa types for Turkey here:

• Turkey e-Visa: Citizens from 99 countries across the world like India, USA, UK, UAE, Hong Kong, Portugal, Nepal, Norway, and more are allowed to get e-Visa. It can be obtained electronically after entering the required information and making the payment through credit cards. Authorities will send the approval on the registered email id of the applicants. However, the Passport Control Officers have the right to verify e-Visa at the time of entry and can deny entry if they find anything false.
• Tourist/Business Visa for Turkey: If the primary objective of your trip to Turkey is transit, touristic visit, business meeting/commerce, conference/seminar/meeting, festival/fair/exhibition, sportive activity, cultural-artistic activity, official visit, or visit to the Turkish Republic of Northern Cyprus, you can apply for this visa.
• Turkish Student Visa: You can apply for this visa if your main purpose is to do an internship, attend a course, or pursue other educational opportunities in Turkey or the Turkish Republic of Northern Cyprus.
• Work Visa for Turkey: You can apply for this visa if your primary reason for visiting Turkey is for work, or if you are an assigned academic, sportsperson, artist, free zone worker, journalist, or for montage and repairman purposes.
• Other Visas: You may also apply for visas that do not fall under the categories listed above, such as archaeological excavation, exploration, documentary, tour operator representative, medical treatment, accompaniment, family unification, freight visa, or seafarer visa.

Important Documents Required for Turkey Visa Application

You can get a Turkish e-Visa online without uploading a bunch of documents. But, when you are travelling to Turkey for work or study purposes, then you need the following documents for the visa process:

• Valid Passport
• Two Identical Passport Size Photographs
• Travel Insurance
• Flight Itinerary
• Proof of Date of Birth
• Address Proof
• Employment Contract
• Proof of Accommodation
• Proof of Financial Means including Bank statements, ITR, credit card, traveler's cheques, and payslips

How to Apply for Turkish Visa?

The Turkish government made it easy for foreign travelers to obtain e-Visa to encourage tourism. However, medical insurance for Turkey is also mandatory. Below are the steps to get a Turkish e- visa:

Step 1: Go to the official website for Turkish e-Visa.

Step 2: Fill in all the required details correctly.

Step 3: Pay the non-refundable visa fee.

Step 4: Collate all the necessary listed documents.

Step 5: You will get the e-approved visa in a PDF format on your email id.

The e-Visa is for tourism purposes only. In order to obtain a visa for another purpose, such as work and study, you have to apply through the embassy.

Important Things to Know about Turkey

Places to Visit in Turkey

Turkey's rich history fascinated travellers from all over the globe. The country is located in the Asian peninsula and serves delicious food, vibrant nightlife, and pleasant weather. So, if you are heading to this lively country, then do not forget to visit these places.

• Don't Miss Hamman (a royal bath) in Istanbul: Being the biggest city in Turkey, Istanbul severs you with its delicacies. Hagia Sophia-the Blue Mosque is one of the main attractions of the city. You should also enjoy the Hamman. It is a traditional Turkish bath that makes you feel so royal and relaxed.
• Visit Ankara, the Capital City: It is the capital of Turkey and the second-largest city. You can visit the Anitkabir, the mausoleum of Mustafa Kemal Ataturk, the founder of Turkey.
• Go to Bodrum, the Getaway for Beach Lovers: Bodrum is the star of the Turkish Riviera. It is known as a getaway for beach lovers. The enchanting locations with cafes, restaurants, and hotels induce you to stay a few more days in Bodrum.
• Explore Kas, a Quiet Seaside Town: If you want to experience the calmness of Turkey, then you must explore Kas. It is a quiet seaside town located in the Antalya region on the Mediterranean coastline. You can see the glory of the marine world.
• See the Colourful Hot Air Balloons in Cappadocia: Once you have done touring in Istanbul and Ankara, take a direct flight to Cappadocia. It is located in the Central Anatolian region of Turkey. Whenever you look up, you can see colorful hot air balloons floating in the sky.

You can explore these amazing places and can return to your hometown with thrilling memories. However, if you want to secure your trip financially, we would suggest to get yourself a comprehensive travel insurance plan. At Care Health Insurance, get a travel plan at an affordable premium and make your trip to Turkey fully covered.