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France Travel Insurance

  • Region Specific Plan to suit your need
  • Business Class Up-gradation
  • Double Sum Insured in case of Hospitalization due to Accident
  • Stay Safe and Travel Worry-free with Our International Plans
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    Secure your Travel to France with the Right Travel Cover

    Fashion, glitz, cuisine, and culture abound in France, making it the ideal vacation destination. The country, which is located in Western Europe, is a global center for art and science as well as one of the most sought-after foreign tourism destinations. Visit the gorgeous castles, temples, and museums to explore the bygone Renaissance era, or see the Eiffel Tower, Paris' most famous icon. If you assume a trip to France is solely for cultural reasons, you're mistaken.

    To secure your travel to France, Care Health Insurance brings you a plan that gives you the best protection against travel risks. From immediate cashless hospitalization to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., we offer these benefits under the policy coverage. You can get the plan at an affordable premium to enjoy your trip without worries.

    Is it Mandatory to get Travel Insurance while Traveling to France?

    Yes, it is mandatory to buy Travel Insurance while traveling to France. France is one of the 26 European countries that are a part of the Schengen Agreement. Travelers are allowed to freely move through these countries without any separate passport or any other type of border control. However, you will require a Schengen Visa for your stay or transit through these territories. Furthermore, for availing a Schengen Visa, it is mandatory for international visitors to have a travel insurance policy. It will safeguard you financially so that you do not need to spend your travel budget to meet your medical or non-medical expenses.

    Explore Europe- Travel Insurance for France

    Care Health Insurance's Explore Europe plan provides complete travel coverage for travelers traveling to France, and it's a specially customized plan that looks after you and your needs when you're on vacation or on business.

    It is a wise decision to buy travel insurance if you are traveling to a foreign land and come across any medical and non-medical crises. It comes with a slew of features to assist you to deal with unanticipated medical and non-medical costs in an unfamiliar country.

    Also, if you are traveling for further studies then availing of a student travel insurance also assists you in times of crisis and saves you money.

    Important features of France Travel Insurance

    • Affordable premium: The premium gets affordable with Explore Europe and meets your region-specific medical and non-medical needs.
    • Compensation for Mishaps: In case of an insured person’s death during the travel, the travel cover compensates the nominee for the loss.
    • Cashless Claim Settlement: We are available 24*7 on call if an emergency strikes and you need assistance with cashless claims in our network hospitals.
    • Complete Security: From flight onboarding to flight return, your travel insurance will back you up in a medical and non-medical emergency.
    • Easy policy extension: You can simply extend your France travel insurance coverage online for up to 365 days or the maximum trip duration mentioned in the policy terms.

    Policy Details for Europe Travel Insurance

    Description

    Explore Europe

    Sum Insured

    € 30K & 100K

    Trip Options

    • Single Trip
    • Multi-trip (Policy will be on an annual basis)

    Yes

    Yes

    Entry Age (Single Trip)

    Minimum
    Child- 1Day
    Adult- 18 Years

    Maximum
    Child- 24 Years
    Adult- Lifelong

    Entry Age (Multi-trip)

    Minimum
    Child- 1Day
    Adult- 18 Years

    Maximum
    Child- 24 Years
    Adult- Lifelong

    What is Covered under France Travel Insurance?

    No matter what your travel purpose is, we've got you covered. We offer the best France travel insurance plans to fit your needs, making your journey joyous and stress-free. Summarizing below its coverage benefits:

    • Hospitalization Expenses: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for France will provide you complete cover encompassing IPD and OPD expenses.
    • COVID-19 Coverage: We will compensate for the expenses incurred due to the hospitalization for covid. There won't be any compensation for quarantining at home, hotel, or any other facility.
    • Personal Accident: We will compensate in the event of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the Period of Insurance.
    • Trip delay, cancellation, or interruption: Such adversities are beyond anyone’s control but with this feature, you can cover any expenses arising from the inconvenience.
    • Compassionate Visit: Compensation is given in case of insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the tenure of Insurance.
    • Loss of passport and checked-in Baggage: We may not find you your passport or luggage back, but we sure can help to cover the loss under this benefit subject to T&C.
    • Delay of checked-in baggage: We may not get your passport or luggage back, but we sure can try to cover the loss under this benefit given some terms and conditions.
    • Daily Allowance: We pay for a specified amount per day for each day of hospitalization as In-patient Care for up to 5 consecutive days per claim.

    Under international travel insurance, you are also eligible for personal liability cover and Repatriation of mortal remains.

    *Refer to the policy documents for more detailed information regarding the coverage benefits.

    What is not covered under Travel Insurance for France?

    It is always important to go through your policy documents to understand the exclusions and be informed in case of any mishap during your travel:

    • Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
    • World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.
    • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.
    • Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.
    • Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
    • Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

    What is the Premium of France Travel Insurance?

    The premium that an insured person must pay will be based on various factors, including the age of the traveler, the country they are traveling to, trip duration, and the type of coverage selected. Travel Insurance offered by Care Health Insurance is affordable and budget-friendly. Our travel healthcare insurance premium for France starts from as low as Rs. 390* for a single traveler on a 7-day long trip.

    For instance, if you are traveling from India to France for 7 Days, a one-time visit, the approximate premium cost of your travel insurance with a sum insured of €30K is calculated as below:

     

    Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
    1 30 years No €30,000 7 Days Rs. 390*

     

    *The above-mentioned travel insurance premium is calculated that the insured members have not been diagnosed, hospitalized, or undergone any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

    How to Calculate Travel Insurance for France Premium with Us?

    You can calculate Ireland’s travel insurance premium cost in five easy steps mentioned below:

    • Step 1: Fill in your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
    • Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
    • Step 3: Mention if the insured members are dealing with any pre-existing medical conditions.
    • Step 4: Choose the Sum Insured according to your need.
    • Step 5: Check your calculated premium and click "Buy Now" to proceed.

    Please note: The premium charged under the Policy depends upon the sum insured. Trip duration in days, the scope of geographies covered, type of trip, cover type, the individual's health status, and plan opted by the customer.

    *Refer to the policy documents for more details on exclusions.

    Insurance Claim Process

    claim process claim process

    Types of France Visas

    International tourists can avail of a short-stay visa, also referred to as Uniform Schengen Visa, for their France trip for the purpose of tourism, family visit, business, events, etc. With this visa, visitors can stay for a period of 90 days in any 6-month period from the date of entry. Schengen Visa is categorized into the following types:

    Airport Transit visa: The Category 'A' of Uniform Schengen Visa also serves as a transit visa for those traveling to another destination through France.

    Short-stay visa: The Category 'C' of the Uniform Schengen Visa is applicable for visitors planning to reside in France for a short duration, subject to the visa validity. This visa can be of the following types:

    • Single-entry visa
    • Double-entry visa
    • Multiple-entry visa

    Based on the purpose of the visit, a short-stay visa is applicable for tourism, visiting friends and family, business, official visits, medical treatment, study, etc.

    Visa Procedure for France

    Step 1: Fill out the visa application form with relevant details

    Step 2: Get an appointment, submit biometric data and mandatory documents such as:

    • Passport with validity of a minimum of 3 months
    • Colour passport-size photographs
    • One cover letter
    • Travel insurance documents
    • Proof of flight reservations, accommodation and funds
    • Copy of Schengen visas of previous years

    In addition, you must submit relevant documents to validate your purpose of visit, for instance, a letter of acceptance from the university if you plan to study or the employment contract if you are visiting for work purposes.

    Important things to consider while buying France Travel Insurance

    Choosing the best travel insurance for France out of a plethora of options can be a daunting task. Listed below are some crucial points you should consider while opting for France travel insurance:

    • Look for international travel insurance that serves your purpose, whether it's leisure or work.
    • Pick the policy as per your duration to avail the benefits throughout your journey.
    • Choose the plan that offers coverage for both medical and non-medical travel risks.
    • Calculate the premium to pick the most affordable policy that does not overburden your travel budget.
    • France travel insurance also has some exclusions, so read them all to ensure hassle-free claim settlement.
    • Check what additional benefits and assistance you can get under the policy coverage.

    Top Places To Visit In France

    One of the leading economies of the world, France is a highly-developed country with a well-built infrastructure and the most urbanized cities. The country shares its borders with other neighboring countries, namely Germany, Belgium, Luxembourg, Switzerland, Italy, Andorra, and Spain. The land of the greats like Napoleon Bonaparte and Nostradamus, France, has some of the world's biggest and most famous museums, which are located in Paris – the city of love. Envisage a memorable trip to France with the best France travel Insurance plan to make your visit to this amazing country a pleasurable experience.

    • The Eiffel Tower: An exemplary work of Engineering and Art, this stunning wrought-iron structure is one of the top attractions in France.
    • Disneyland Park in Paris: A fairy-tale experience and unlimited entertainment await you at Disneyland - the notable theme park in Europe.
    • The French Riviera: For an ideal vacation experience entailing a resort stay, fine dining, nightlife, and beach views, this place is the Mediterranean coastline of France that has an unforgettable charm.
    • The Louvre: A renowned art museum, the Louvre is a historic and regal building that houses the world-famous Mona Lisa painting.
    • Mont Blanc: Catch a glimpse of the snow-capped mountain in the Alps. Mont Blanc is the Roof of Europe, the highest mountain that is an ideal site for hiking, rock climbing, and paragliding.

    France Travel Guide

    The ideal time for visiting France is between April and June. The winter months from November to February will be extremely cold, with temperatures dropping to zero degrees. Visit during this time to revel in the Christmas festivities.

    Indian Embassy in France: 13-15 rue Alfred Dehodencq, 75016 - Paris, France

    FAQs on France Travel Insurance

    Q. What is the premium that I need to pay?

    The premium for a France travel insurance plan is subject to your age, travel country, trip duration, trip frequency, coverage opted, add-on covers, and sum insured.

    Q. What is the type of cover available under Travel Insurance for France?

    Cover under Travel Insurance is available on an individual basis and not on a family floater basis.

    Q. Do I need to undergo any medical examination for coverage?

    You are not required to undergo any medical examination for coverage. However, you should declare if you have any pre-existing medical conditions.

    Q. When does the coverage start?

    The coverage starts from the day you board the conveyance to leave for international travel or the contracted departure date as per the policy, whichever is later.

    Q. What document will I get as Proof of Insurance?

    You will get a soft copy of the travel insurance policy on your registered email id.

    Q. What is the procedure to be followed for the extension of a policy?

    The policy can be extended up to a maximum duration of 365 days or maximum trip duration as specified under the plan. The online extension of the travel insurance policy is available.

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