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France Travel Insurance

The country of glorious past and most tumultuous history, France is today one of the most progressive nations that offers work opportunities in engineering sector. If you are planning to migrate for work, get yourself financially prepared with travel insurance for France.

When you choose travel insurance from Care health insurance, you get

France Travel Insurance
  • 45 Lakh+ Travellers Served Since Inception^^
  • 184 Crore+ Claim Amount Paid Since Inception**
  • 24*7 Claim and Customer Support

Trusted by People

4.1/5

Served 45 Lakh+ travellers

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Need an annual policy that covers multiple trips in a year?

When are you travelling?

  • Trip Duration

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

Updated on:
1 Sep 2026
Reviewed on:
1 Sep 2026

Travel Insurance for France: Your Companion on a France Trip

Fashion, glitz, cuisine, and culture abound in France, makes it an ideal vacation destination. The country in Western Europe is a global centre for art and science and one of the most sought-after foreign tourism destinations. However, even after meticulously planning, a few hiccups may accompany you on your trip to France. Thus, to secure your journey, Care Health Insurance offers travel insurance that protects you best against travel-related risks

It is a type of travel insurance that provides a safety net for your entire trip i.e. from the time you take off from your home country till your return date.

From immediate cashless hospitalisation to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., travel insurance for France from India offers vast coverage when you encounter any trip-related contingencies.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$10,000
  • Starting Atโ‚น16/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting Atโ‚น11/day2

Is Travel Insurance for France Mandatory?

Yes. Carrying Travel insurance for France while visiting the country is mandatory. France is one of the 27 European countries that are a part of the Schengen Agreement. Travellers can freely visit these countries without any separate visa or border control. However, they require a Schengen visa to stay or transit through the 27 countries. Additionally, the traveller must own Schengen travel insurance to own a Schengen visa.

Important Features of France Travel Insurance

Here are a few important features of France travel insurance offered by Care Health Insurance:

France Travel Insurance: Policy Details at a Glance

Before buying travel insurance for your next international journey, it is important to consider all the reasons for buying the plan. Furthermore, it is also important to consider whether you need travel insurance for senior citizens or student travel insurance. Once you decide the plan type you need for your travel needs, here are a few more plan details you should know:

Description Explore Asia
Sum Insured US $10K, 25K, 50K, 100K, 250K & 500K
Entry Age (Single Trip) Minimum: Child - 1 Day; Adult - 18 Years
Maximum: Child - 24 Years; Adult - Lifelong
Entry Age (Multi-trip) Minimum: Child - 1 Day; Adult - 18 Years
Maximum: Child - 24 Years; Adult - Lifelong

What is Covered & Not Covered Under Travel Insurance for France?

  • Inclusions
  • Exclusions

Understanding what is covered and not covered under the best travel insurance for France is essential before you book your trip. Knowing the details helps you avoid costly surprises while travelling:

Hospitalisation Expenses

If you find yourself in a medical emergency that requires hospitalisation, travel insurance for France will provide you with complete coverage encompassing IPD and OPD expenses.

COVID-19 Coverage

We will compensate for the expenses incurred due to the hospitalisation for a COVID-19 infection under covered reasons.

Daily Allowance

We pay a specified amount per day for each day of hospitalisation as In-patient Care for up to 5 consecutive days per claim.

Compassionate Visit

Financial assistance or compensation is given as per policy terms if an insured member is critically ill or hospitalised during the tenure of insurance.

Personal Accident

We will compensate in the unfortunate event of the insured person's death or Permanent Total Disablement (PTD) due to an accidental injury during the insurance term.

Trip Delay & Cancellation

Such adversities are beyond anyone’s control, but with trip cancellation and interruption coverage, you can cover expenses arising from the inconvenience under defined situations.

Loss of Checked-in Baggage & Passport

We may not find your passport or luggage back, but we sure can help cover the loss under this benefit, subject to terms and conditions.

Delay of Checked-in Baggage

We may not retrieve your checked-in baggage on time, but we sure can try to cover the financial loss or expenses incurred due to the delay given some terms and conditions.

Personal Liability & Repatriation

Under international travel insurance, you are also eligible for personal liability cover and financial support for the repatriation of mortal remains.

Drug Misuse

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.

World War

Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences.

Self-inflicted Injury

Any intentional self-injury, suicide attempt, or any other form of self-harm leading to hospitalisation or death shall not be covered.

Hazardous Activities

Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.

Breach of Law

Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country.

Dental Treatment

The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the France travel insurance brochure, sales prospectus, and policy documents carefully for the latest inclusions and exclusions.

How Much Does France Travel Insurance Cost?

The travel insurance premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected. Travel Insurance for France offered by Care Health Insurance is affordable and budget-friendly. You can also calculate travel insurance premiums online using a travel insurance premium calculator.

Our travel health insurance for France starts from as low as โ‚น390* for a single traveller on a 7-day trip. For instance, if a person (30 years old) travels from India to France for a single 7-day trip, the approximate premium cost for a sum insured of €30K is calculated as below:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 30 years No €30,000 7 Days Rs. 390*

*The premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting France Travel Insurance Premium

At Care Health Insurance, we provide travel insurance for France at a pocket-friendly premium. However, this premium may vary based on various factors. Mentioned below are a few factors that affect the France travel insurance premium:

  1. Frequency of Trip: Whether you cover a single trip or are going to have multiple trips in a year affects your France travel insurance premium. Thus, while buying travel insurance for France, you should consider the number of trips you will take throughout the year. Remember, the higher the number of trips covered, the higher the travel insurance premium.
  2. Trip Duration: The insurance premium determines the days you intend to spend in a country. The longer the trip duration, the higher the insurance premium will be.
  3. Medical History: The higher the number of pre-existing diseases, the higher the travel insurance premium. However, if you have a pre-existing condition such as diabetes or heart disease, you must ensure the policy covers the necessary treatment costs to avoid any last-minute surprises.
  4. High-Risk Zones: Coverages such as adventurous sports may increase the France travel insurance premium. However, you should always cover higher risks when planning an adventurous journey.
  5. Exclusions: The higher the exclusions, the lower the travel insurance premium. Thus, you should consider customising travel insurance by removing unimportant coverages from your travel plan.

How to File a Claim for France Travel Insurance Online?

Filing a claim for France travel insurance online is usually a quick and straightforward process if you have the right documents ready. Understanding the steps involved can help you submit your claim smoothly and receive reimbursement without unnecessary delays.

Top Places to Visit in France

One of the world's leading economies, France is a highly-developed country with a well-built infrastructure and the most urbanised cities. The country shares its borders with other neighbouring countries, namely Germany, Belgium, Luxembourg, Switzerland, Italy, Andorra, and Spain. The land of the greats like Napoleon Bonaparte and Nostradamus, France, has some of the world's biggest and most famous museums, which are located in Paris – the city of love. Envisage a memorable trip to France with the best France travel Insurance plan to make your visit to this amazing country a pleasurable experience.

FAQs on France Travel Insurance

Q. How is the France travel insurance premium decided?

The premium of France travel insurance may vary based on various factors. A few of them to be mentioned are- the number of insured members, age of insured member(s), pre-existing medical condition, frequency of trip, comprehensiveness of coverage etc.

Q. Do I need to undergo any medical examination to buy travel insurance for France?

Typically, if you plan to buy France travel insurance online from Care Health Insurance, then undergoing a pre-medical checkup is not mandatory.

Q. Do I need travel insurance for a France visa?

Yes. France is one of the 27 Schengen region countries, which makes it mandatory for the visitors to buy Schengen travel insurance to apply for a France visa.

Q. When does the coverage start?

Your France travel insurance covers your trip from the day the trip starts to the final day selected in the travel insurance policy. You can also extend your travel insurance policy for up to 365 days, depending on the type of policy your purchase.

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.