France Travel Insurance

Travel Insurance for France

Fashion, glamour, food, and culture - France offers everything you need for a perfect vacation. Located in Western Europe, the country is a global hotspot for art and science and one of the most coveted destinations for international travel. Watch the Eiffel Tower, the noteworthy landmark of Paris, or visit the stunning castles, cathedrals, and museums to rediscover the bygone Renaissance era. If you think a France trip is just a cultural experience, think again. Seek adventure with hiking, biking, or skydiving in the mountains or go wine-tasting at the French vineyards, and make the best of your luxury holidays.

Untoward events occur anywhere, anytime. Opt for France Travel Insurance Plan to ensure you stay safe in case of any exigency such as delayed flight, passport loss, baggage loss that might occur during your international trip.  Care Travel Insurance brings you a plan that gives you the best protection against travel risks. From immediate cashless hospitalization to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., we offer these benefits under the policy coverage. You can get the policy at an affordable premium to enjoy your trip without worries.

Is Travel Insurance for France Mandatory?

France is one of the 26 European countries that are a part of the Schengen Agreement. Travelers are allowed to freely move through these countries without any separate passport or any other type of border control. However, you will require a Schengen Visa for your stay or transit through these territories. Furthermore, for availing of a Schengen Visa, it is mandatory for international visitors to have a travel insurance policy.

So, if you are planning for a trip to France, you must avail the best France Travel Insurance plan. It will safeguard you financially so that you do not need to spend your travel budget to meet your medical or non-medical expenses.

Quick Facts About France

Benefits of Travel Insurance for France

No matter what your travel purpose is, we've got you covered. We offer the best France travel insurance plans to fit your needs, making your journey joyous and stress-free. Summarizing below its key benefits:

• Comfort: Having a travel insurance cover for your trip will save you, especially senior citizens and students, from the stress of traveling.
• Protection in Medical Emergency: The policy provides coverage to help you get immediate medical attention.
• Compensation in case of Mishaps: The plan offers compensation to the nominee in case of uncertain death of the insured person.
• Covers you in other Contingencies: Trip delays and loss of belongings and documentation will be taken care of under the travel plan. 
• Multi-Trip Policy: If you are a frequent flyer, you can avail of the multi-trip travel policy.
• Cashless Claim Settlement: You can apply for the cashless claim facility.
• Region-specific Plans: Our region-specific customized international travel insurance plans help you to relish your trip and leave all your travel worries with us.

What is Covered in Travel Insurance For France?

We offer comprehensive travel insurance policy. Below is what all we covered under France travel insurance:

• Emergency Hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for France will provide you complete cover encompassing IPD and OPD expenses.
• Accidental Hospitalization: Get up to 100% sum insured in case of accidental hospitalization. We also cover Accidental Death/Permanent Total Disability.
• Pre-existing disease: France Travel Insurance Plan will provide sum insured for the treatment of a life-threatening condition for pre-existing diseases.
• Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
• Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
• Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in common carrier/ public transport.
• Trip delay, cancellation, or interruption: You will get the compensation for the trip delayed, cancellation or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of passport and checked-in baggage: Get coverage up to USD 750 for loss of checked-in baggage or delay of checked-in baggage. For delay of checked-in baggage, you will get the cover for up to USD 100. In case of loss of passport, the plan offers a cover of up to USD 300.
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage of USD 1,000 under the France travel insurance policy.

What is not Covered in France Travel Insurance Plan?

It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

Expenses of treatment of HIV/AIDS/ other transmitted diseases are not covered under France Travel Insurance Plan.

• Expenses arising out of hazardous activity, the influence of drugs or alcohol, or consequences of war/nuclear perils.
• Costs incurred due to exposure to ionizing radiation or contamination.
• Expenses due to treatment of self-inflicted injury, suicide, etc.
• Any liability related to any professional services offered by the insured
• Expenses incurred by engaging in business activities
• Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
• Personal liability of the insured towards another individual (whether personal, official or commercial).
• Expenses due to wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations.
• Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
• Liability related to possession of animals, insects, bird and reptiles and their byproducts
• Expenses arising as a result of an insured person engaging in Breach of Law

Eligibility for France Travel Insurance

All international tourists can buy travel insurance for France. The eligibility criteria for overseas travel insurance plan are given below:

 Premium for France Health Travel Insurance

The premium amount for the France travel insurance plan is set on the basis of various factors entailing the traveler's age, trip duration, destination country, and type of coverage selected.

Types of France Visas

International tourists can avail of a short-stay visa, also referred to as Uniform Schengen Visa, for their France trip for the purpose of tourism, family visit, business, events, etc. With this visa, visitors can stay for a period of 90 days in any 6-month period from the date of entry. Schengen Visa is categorized into the following types:

• Airport Transit visa: The Category 'A' of Uniform Schengen Visa also serves as a transit visa for those traveling to another destination through France.
• Short-stay visa: The Category 'C' of Uniform Schengen Visa is applicable for visitors planning to reside in France for a short duration, subject to the visa validity. This visa can be of the following types:
  • Single-entry visa: Allows the visitor to enter into one single country only once, for a specified time.
  • Double-entry visa: Allows the visitor to enter one single country twice.
  • Multiple-entry visa: Frequent travelers to France (or any Schengen country) may apply for multiple-entry visas. It is valid for 1 year, 3 years and 5 years.

Based on the purpose of the visit, a short-stay visa is applicable for tourism, visiting friends and family, business, official visit, medical treatment, study, etc.

Visa Procedure for France

Step 1: Fill the visa application form with relevant details

Step 2: Get an appointment, submit biometric data and mandatory documents such as:

• Passport with validity of a minimum of 3 months
• Colour passport-size photographs
• One cover letter
• Travel insurance documents
• Proof of flight reservations, accommodation and funds
• Copy of Schengen visas of previous years

In addition, you must submit relevant documents to validate your purpose of visit, for instance, a letter of acceptance from the university if you plan to study or the employment contract if you are visiting for work purposes.

How to Choose the Best Travel Medical Insurance for France?

Choosing the best travel insurance for France out of a plethora of options can be a daunting task. Listed below are some crucial points you should consider while opting for France travel insurance:

• Look for international travel insurance that serves your purpose, whether it's leisure or work.
• Pick the policy as per your duration to avail the benefits throughout your journey. 
• Choose the plan that offers coverage for both medical and non-medical travel risks.
• Calculate the premium to pick the most affordable policy that does not overburden your travel budget. 
• France travel insurance also has some exclusions, so read them all to ensure hassle-free claim settlement. 
• Check what additional benefits and assistance you can get under the policy coverage.

How Does French Travel Health Insurance Work?

International travel often comes with surprises. There are plenty of things that could go wrong on your trip despite how meticulously you have been planned. Overseas travel insurance secures you against the risk of incurring unforeseen medical expenses and other travel-related emergencies. Let's understand it with an example of how travel insurance France works. Suppose you planned a vacation in France with a budget of approx five lakhs, including:
Air Tickets: INR 2,00,000
Hotel Expenses: INR 80,000
Food Overheads: INR 40,000
Shopping: INR 1,00,000
Miscellaneous: INR 80,000
Travel Health Insurance INR 2,834 
Unfortunately, you get food poisoning during the journey and have to stay in a hospital for 3-days that costs you INR 5 Lakhs. But, you do not need to worry if you have a Care Travel Insurance plan.  Your hospital bills will be paid by us up to the sum insured and subject to policy terms and conditions.

Top Places To Visit In France

One of the leading economies of the world, France is a highly-developed country with a well-built infrastructure and the most urbanized cities. The country shares its borders with other neighboring countries, namely Germany, Belgium, Luxembourg, Switzerland, Italy, Andorra, and Spain. The land of the greats like Napoleon Bonaparte and Nostradamus, France, has some of the world's biggest and famous museums, which are located in Paris – the city of love. Envisage a memorable trip to France with the best France travel Insurance plan to make your visit to this amazing country a pleasurable experience.

• The Eiffel Tower: An exemplary work of Engineering and Art, this stunning wrought-iron structure is one of the top attractions in France.
• Disneyland Park in Paris: A fairy-tale experience and unlimited entertainment await you at Disneyland - the notable theme park in Europe.
• The French Riviera: For an ideal vacation experience entailing resort stay, fine dining, nightlife, and beach views, this place is the Mediterranean coastline of France that has an unforgettable charm.
• The Louvre: A renowned art museum, the Louvre is a historic and regal building that houses the world-famous Mona Lisa painting.
• Mont Blanc: Catch a glimpse of the snow-capped mountain in the Alps. Mont Blanc is the Roof of Europe, the highest mountain that is an ideal site for hiking, rock climbing and paragliding.

France Travel Guide

The ideal time for visiting France is between April and June. The winter months from November to February will be extremely cold, with temperatures dropping to zero degrees. Visit during this time to revel in the Christmas festivities.

France, an expensive travel destination, has numerous attractions. So, make sure you have a well-planned budget. The fare for the most economical hotels is around 60 EUR. Food can be costly, too. In fact, cooking your own food is inexpensive. Head to the local markets to shop for bread, cheese, and other items and discover your culinary skills. However, you can visit a good restaurant and order a prix-fixe meal to experience French cuisine.

We advise renting a car if you wish to explore the cities as you will not just save money but also get the best countryside views. You can rely on the city transit system, which is affordable. The per-trip cost is around 3 EUR.

If you are planning for an adventure, head for the skiing tracks in the Alps and reside in the most luxurious ski resorts. There are many popular football clubs which can be an attraction for sports aficionados. Also, the Grand Prix is a regular event in France where you can watch the famous Formula one race

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