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France Travel Insurance

France Travel Insurance

To mark a memorable trip to France, cover your journey with France travel insurance. A few conditions when France travel insurance provides coverage are-

  • During emergency hospitalisation
  • For Loss/theft of belongings
  • Trip delays, trip cancellation, etc.
  • Emergency medical evacuation
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Travel Insurance for France: Your Companion on a France Trip

Fashion, glitz, cuisine, and culture abound in France, makes it an ideal vacation destination. The country in Western Europe is a global centre for art and science and one of the most sought-after foreign tourism destinations.

However, even after meticulously planning, a few hiccups may accompany you on your trip to France. Thus, to secure your journey, Care Health Insurance offers travel insurance that protects you best against travel-related risks

From immediate cashless hospitalisation to reimbursement for loss of checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc., travel insurance for France from India offers vast coverage when you encounter any trip-related contingencies.

Is Travel Insurance for France Mandatory?

Yes. Carrying Travel insurance for France while visiting the country is mandatory. France is one of the 27 European countries that are a part of the Schengen Agreement. Travellers can freely visit these countries without any separate visa or border control. However, they require a Schengen visa to stay or transit through the 27 countries. Additionally, the traveller must own Schengen travel insurance to own a Schengen visa.

Important Features of France Travel Insurance

Here are a few important features of France travel insurance offered by Care Health Insurance:

  • Affordable premium: The travel insurance for France is affordable and meets your region-specific medical and non-medical needs.
  • Compensation for Mishaps: In case of an insured person’s death during the travel, the travel insurance for France from India compensates the nominee for the loss.
  • Cashless Claim Settlement: We are available 24*7 on call if an emergency strikes and you need assistance with cashless claims in our network hospitals.
  • Complete Security: From flight onboarding to flight return, your France travel insurance will back you up in a medical and non-medical emergency.
  • Easy policy extension: You can simply extend your France travel insurance coverage online for up to 365 days or the maximum trip duration mentioned in the policy terms, whichever is earlier.

France Travel Insurance: Policy Details at a Glance

Before buying travel insurance for your next international journey, it is important to consider all the reasons for buying the plan. Furthermore, it is also important to consider whether you need travel insurance for senior citizens or student travel insurance. Once you decide the plan type you need for your travel needs, here are a few more plan details you should know:

Description Explore Europe
Sum Insured € 30K & 100K
Trip Options
  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
Entry Age (Single Trip) Minimum: Child- 1Day; Adult - 18Years
Maximum: Child- 24 Years; Adult- Lifelong
Entry Age (Multi-trip) Minimum: Child- 1Day; Adult- 18 Years
Maximum: Child- 24 Years; Adult- Lifelong

What is Covered Under France Travel Insurance?

No matter what your travel purpose is, we've got you covered. We offer the best France travel insurance to fit your needs, making your journey joyous and stress-free. Summarising below the plan’s coverage benefits:

  • Hospitalization Expenses: If you find yourselves in a medical emergency that requires hospitalisation, the travel insurance for France will provide you with complete coverage encompassing IPD and OPD expenses.
  • COVID-19 Coverage: We will compensate for the expenses incurred due to the hospitalisation for covid-19 infection under covered reasons.
  • Personal Accident: We will compensate in the event of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the the Insurance term.
  • Trip delay, cancellation, or interruption: Such adversities are beyond anyone’s control but with the trip cancellation coverage , you can cover any expenses arising from the inconvenience.
  • Compassionate Visit: Compensation is given in case of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the tenure of Insurance.
  • Loss of passport and checked-in Baggage: We may not find your passport or luggage back, but we sure can help cover the loss under this benefit subject to T&C.
  • Delay of checked-in baggage: We may not retrieve your checked-in baggage on time, but we sure can try to cover the loss under this benefit given some terms and conditions.
  • Daily Allowance: We pay for a specified amount per day for each day of hospitalisation as In-patient Care for up to 5 consecutive days per claim.

Under international travel insurance, you are also eligible for personal liability cover and Repatriation of mortal remains.

*Refer to the policy documents for more detailed information regarding the coverage benefits.

What are the Exclusions Under Travel Insurance for France?

It is always important to review your policy documents to understand the exclusions and be informed in case of any mishap during your travel:

  • Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.
  • World War: Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences.
  • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of self harm ; leading to hospitalisation or death shall not be covered.
  • Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., that are otherwise not mentioned in the policy documents.
  • Breach of Law: Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country.
  • Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Please refer to the policy brochure, sales prospectus and other documents for the latest exclusions under the France travel insurance.

What is the Premium of France Travel Insurance?

The travel insurance premium that an insured person must pay, will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected. Travel Insurance for France offered by Care Health Insurance is affordable and budget-friendly.

Our travel health insurance for France starts from as low as Rs. 390* for a single traveller on a 7-day trip.

For instance, if you are travelling from India to France for 7 Days, one-time visit, the approximate premium cost of your travel insurance with a sum insured of €30K is calculated as below:


Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 30 years No €30,000 7 Days Rs. 390*


*The premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting France Travel Insurance Premium

At Care Health Insurance, we provide travel insurance for France at a pocket-friendly premium. However, this premium may vary based on various factors. Mentioned below are a few factors that affect the France travel insurance premium:

  • Frequency of Trip: Whether you cover a single trip or are going to have multiple trips in a year affects your France travel insurance premium. Thus, while buying travel insurance for France, you should consider the number of trips you will take throughout the year. Remember, the higher the number of trips covered, the higher the travel insurance premium.
  • Trip Duration: The insurance premium determines the days you intend to spend in a country. The Higher the premium, the longer shall be the trip.
  • Medical history: The higher the number of pre-existing diseases, the higher the travel insurance premium. However, suppose you have a pre-existing condition such as diabetes or heart disease. In that case, you must ensure the policy covers the necessary treatment costs to avoid any last-minute surprises.
  • High-Risk Zones: Coverages such as adventurous sports may increase the France travel insurance premium. However, you should always cover higher risks when planning an adventurous journey.
  • Exclusions: Higher the exclusions, the lower gets the travel insurance premium. Thus, you should consider customising travel insurance by removing unimportant coverages in your travel plan.

Claim Procedure

claim process claim process

Top Places to Visit in France

One of the world's leading economies , France is a highly-developed country with a well-built infrastructure and the most urbanised cities. The country shares its borders with other neighbouring countries, namely Germany, Belgium, Luxembourg, Switzerland, Italy, Andorra, and Spain. The land of the greats like Napoleon Bonaparte and Nostradamus, France, has some of the world's biggest and most famous museums, which are located in Paris – the city of love. Envisage a memorable trip to France with the best France travel Insurance plan to make your visit to this amazing country a pleasurable experience.

  • The Eiffel Tower: An exemplary work of Engineering and Art, this stunning wrought-iron structure is one of the top attractions in France.
  • Disneyland Park in Paris: A fairy-tale experience and unlimited entertainment await you at Disneyland - the notable theme park in Europe.
  • The French Riviera: For an ideal vacation experience entailing a resort stay, fine dining, nightlife, and beach views, this place is the Mediterranean coastline of France that has an unforgettable charm.
  • The Louvre: A renowned art museum, the Louvre is a historic and regal building that houses the world-famous Mona Lisa painting.
  • Mont Blanc: Catch a glimpse of the snow-capped mountain in the Alps. Mont Blanc is the Roof of Europe, the highest mountain ideal for hiking, rock climbing, and paragliding.

France Travel Guide

The ideal time for visiting France is between April and June. The winter months from November to February will be extremely cold, with temperatures dropping to zero degrees. Visit during this time to revel in the Christmas festivities.

Indian Embassy in France: 13-15 rue Alfred Dehodencq, 75016 - Paris, France

FAQs on France Travel Insurance

Q. How is the France travel insurance premium decided?

The premium of France travel insurance may vary based on various factors. A few of them to be mentioned are- the number of insured members, age of insured member(s), pre-existing medical condition, frequency of trip, comprehensiveness of coverage etc.

Q. Do I need to undergo any medical examination to buy travel insurance for France?

Typically, if you plan to buy France travel insurance online from Care Health Insurance, then undergoing a pre-medical checkup is not mandatory.

Q. Do I need travel insurance for a France visa?

Yes. France is one of the 27 Schengen region countries, which makes it mandatory for the visitors to buy Schengen travel insurance to apply for a France visa.

Q. When does the coverage start?

Your France travel insurance covers your trip from the day the trip starts to the final day selected in the travel insurance policy. You can also extend your travel insurance policy for up to 365 days, depending on the type of policy your purchase.

^^Number of Cashless Healthcare Providers till 31st March 2024

**Number of Claims Settled as of 31st March 2024

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