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China Travel Insurance

A Quick Guide on Travel Insurance for China

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    Your premium is Rs.

    Above Premium includes 18% GST

    I

    95.2%

    CLAIM SETTLEMENT RATIO*

    II

    8350

    Network Hospitals

    III

    400

    Lives covered

    China Travel Insurance

    Located in East Asia with five millennia of history, China is the third-largest country in the world with the highest population. It has an old continuous civilization with rapid growth and change. These days, tourists across the world are flocking to this ancient land to experience its rich history and also catch a glimpse of its shining future. China overflows with beautiful metropolises like Shanghai, Beijing, Honk Kong, Forbidden City, Xi’an, and Chengdu. From green paddy fields and hilltops in the southwest to the epic scenes of the Old Silk Road in the northwest and the superior Tibet, all delight you in China.

    But, to build memories from your every trip, it's better to travel safely with a comprehensive China travel insurance plan. It acts as your savior in case any untoward incident happens with you in China. Care Health Insurance offer china travel insurance that gives you coverage against medical and non-medical emergencies and supports you in a financial crunch. So, pack your bags, book your flights, get China travel insurance plan and start your gallivant to China!

    Is Travel Insurance For China Mandatory?

    Whether you are planning to visit China for tourism, business, or study purposes, you must buy China travel insurance to get a Chinese visa. It is the safest idea that brings peace of mind to you. We provide you a wide range of international travel insurance plans that cover most of your travel risks.

    Quick Facts about China

    Total Population

    1,433,783,686

    Land Area

    9,388,211 square kilometres

    Official Language

    Chinese

    Official Currency

    Yuan

    Capital

    Beijing

    Driving Side

    Right-hand side

    Popular Cities

    Shanghai, Beijing, Honk Kong, Forbidden City, Xi’an, and Chengdu

    World Heritage Sites

    55 sites declared by UNESCO

    Indian Embassy

    No. 5, Liang Ma Qiao Bei Jie, Chaoyang District, Beijing

    Monday to Friday: 08:30 AM to 5:30 PM

    Explore - China Travel Insurance Plan

    China is a safe country to travel around. People there are friendly, honest, helpful, and trustworthy. However, like other countries in the world, China is also not immune to diseases, infections, crimes, personal accidents, and natural calamities. It can affect your travel and halt your enjoyment. Thus, you should always opt for China travel insurance whenever you plan your trip for the gigantic country like China. We offer China travel insurance plans to secure your journey and enable you to enjoy your stay in a foreign country. We avail our travel plans online for your convenience. You just need to enter your details and get the quote. You can pick our travel plans with maximum coverage at affordable premiums. Here you can explore our International Travel Insurance plan for China.

    What is covered in Travel Insurance for China?

    We offer comprehensive travel insurance policies. Below is what all we covered under China travel insurance:

    • Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for China will provide you complete cover encompassing IPD and OPD expenses.
    • COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
    • Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depends on the injury.
    • Pre-existing diseases: Under China Travel Insurance Plan treatment for pre-existing diseases is also covered in case of life-threatening condition.
    • Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
    • Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
    • Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport.
    • Trip delay, cancellation, or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
    • Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy.
    • Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the China travel insurance policy.

    Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

    What is Not Covered in China Travel Insurance?

    Comprehensive travel insurance provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDAI that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:

    • Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
    • Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
    • Any dental treatment or surgery unless necessitated due to an injury.
    • Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
    • Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
    • Hormone replacement therapy.
    • Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

    Eligibility for China Travel Insurance

    Check the below eligibility criteria according to the plans:

    Travel Insurance Plans

    Eligibility Criteria 

    Explore - International Travel Insurance

    The minimum entry age is one day.
    The entry age of a proposer is a minimum of 18 years or above.
    The maximum entry age for an adult is as specified in the plan.

    Student Explore – Student Travel Insurance

    The minimum entry age is 12 years. 
    The maximum entry age is 40 years.

    Please refer to the prospectus for more details on eligibility. 

    >>A Guide on China Visa for Indians

    Insurance Premium for China Travel Insurance

    We offer China travel insurance plans at very affordable premiums. The actual amount of the premium is subjected to the number of travelers, age, traveling country, trip duration, and the type of coverage selected.

    Advantages of China Travel Insurance

    We offer you a wide coverage against medical and non-medical emergencies that may occur during your visit to China. Our overseas travel policies are accepted by authorities worldwide. Take a look at the advantages of our China Travel Insurance plans.

    • Prerequisite For Getting Chinese Visa
    • Maximum Coverage
    • Minimal Exclusions
    • Affordable Premium
    • Emergency Cashless Hospitalization
    • Repatriation To Home Country
    • Emergency Transportation And Medical Evacuation
    • Financial Assistance In Case Of Emergency
    • Quick Claim Settlement Ratio
    • Assistance In Case Of Loss Of Passport
    • Trip Delay And Cancellation Reimbursement
    • 24x7 Customer Support Service

    China Travel Guide

    Places to Visit in China

    Bejing: the Great Wall of China-one of the Seven Wonders of the Ancient World is a must-visit place in Bejing for every traveler. Witness the magnificent beauty of ancient Chinese architecture in Bejing. Imperial Garden and Temple of Heaven also should be in your hit list.

    Hong Kong: The glamorous city in the world should be your top choice for luxurious shopping. Enjoy Star Ferry at Victoria Harbor, see the most impressive skyline from the top of Victoria Peak and the Kowloon in Hong Kong. Capture Tian Tan Buddha Statue in Po Lin Monastery. Also, don’t miss Wong Tai Sin Temple in Hong Kong.

    Shanghai: the Bund, Yu Garden Winding, Oriental Pearl TV Tower, and Nanjing Road are the places in Shanghai that you cannot afford to miss from your travel itinerary. It’s the biggest metropolis and a financial hub of China.

    Xi’an: This city in China has a magnificent culture. The Terra Cotta Army, City Wall Park, Giant Wild Goose Pagoda, Shaanxi History Museum are the places that you must visit to experience the ancient history of Chinese civilization.

    Tibet: Explore Tibet, “the Roof of the World.” Get the view of the snowy peaks, greenery, heritage villages, monastery, and Buddhism. You have to get special permission to enter this region.

    Things to Do in China

    Street Food: China surprises you with its street culinary delights. Try roast duck, deep-fried dough sticks, steamed buns, Chinese hamburgers, and Malatang. You should also try street barbeque and spicy boiled water.

    Shopping: China is a shopping destination. You can shop from the roadside stalls and lavish malls. You can also buy modern Cloisonne items. Wangfujing Street, Chunxi Road, Shangxiajiu, and Barkhor Street are famous shopping places for visitors.

    Peking Opera: If you are staying in Bejing for two days, spare some time to listen to the world-famous Peking Opera. This opera was started in 1790 as a regional opera. But, now it is a quintessence of China, which is a fusion of different dramatic forms.

    Don’t Miss Macau: Macau, the Las Vegas of Asia, is a fun destination in China. It is also a home of the highest bungee jump in the world. You will find a lot of good food and ancient as well as modern architecture.

    See the Pandas: If you are a wildlife lover, then you must go to Panda Research Base in Chengdu. You can see Pandas enjoying their peaceful lives.

    Quick Travel Tips

    • Buy a comprehensive China travel insurance
    • Apply for visa well in advance
    • Book your flights, accommodations, and car rentals in advance
    • Check the weather and shop accordingly for China travel wardrobe
    • Use public transportation to explore China
    • Carry a good amount of cash
    • Take a walking tour according to the city map
    • Try street food to taste the authentic Chinese cuisine
    • Learn some common Chinese words as people hardly speak English
    • Beware of pickpocketing, theft, and fraud

    Diverse, colorful, vast, and stuffed, that is China. As it is the most populous country in the world so you should cautious enough whenever you plan to fly to China. Opt for sound travel insurance to secure your trip and enjoy every bit in China.

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