Save tax up to ₹75,000 ~ u/s 80D.
Save tax up to ₹75,000 ~ u/s 80D.
Switzerland, a landlocked mountainous country in South-Central Europe, is a paradise on Earth. This heart-pounding Alpine country shares borders with Germany, France, Austria, and Liechtenstein. Switzerland, with its magnificent alpine mountains, turquoise blue lakes, and picturesque landscapes, provides you with all the delights you have ever desired. While in Switzerland, you can relax in modern restaurants, rewind in picturesque gardens, and relish cuisines with live music in beautiful cafes.
However, there is no getting away from the health and travel risks that can lead to unexpected costs. Besides that, foreign tourists may find healthcare facilities to be prohibitively expensive.
As a result, it is preferable to remain financially secure by selecting an overseas travel insurance that will cover you during emergency hospitalisation en route.
Care Health Insurance offers Explore Europe - a travel insurance for Switzerland that provides the best protection in times of medical or non-medical emergency. The policy coverage is extended for emergency cashless or reimbursement hospitalisation, along with other non-medical emergencies such as trip cancellation, loss of important travel documents, baggage delay or loss, medical evacuation etc.
Yes. Switzerland belongs to the Schengen region, which makes it mandatory for travellers to own travel insurance for Switzerland. Generally, to visit a Schengen region country such as Switzerland, you have to apply for a Schengen visa. You must have comprehensive travel insurance to apply for a Schengen visa successfully. Travel insurance with an appropriate sum insured protects you in the unforeseen events of a medical or non-medical emergency.
Here are some of the major Features of travel insurance for Switzerland from India bought from Care Health Insurance -
Affordable Premium: One of the alluring features of Switzerland Travel Insurance is that the policy fits your budget by offering the extensive coverage at an affordable premium.
Automatic Trip Extension: An automatic trip extension for 7 days in case of prolonged hospitalisation, natural calamity, or unfortunate demise makes the policy worth your money.
Cashless Claim Processing: Worldwide cashless in-patient hospitalisation facilities can be availed at various Care Health Insurance network hospitals . The provider ensures seamless claim settlement on calls as well.
All-inclusive Protection: With round-the-clock travel coverage, we ensure your international trip is safe with us. We cover you for non-medical losses as well, including loss of baggage, important documents such as passport, and losses incurred due to trip cancellation etc.
Useful Add-on Benefits: The policy helps you customise and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.
*Please refer to the brochure for more details on product features.
Whether you buy student travel insurance or any other type of travel insurance for Switzerland, you should check the policy’s coverage without fail. While you plan to buy Switzerland travel insurance from Care Health Insurance, here are a few plan details that we wish to bring to your notice:
Description | Explore Europe |
---|---|
Sum Insured | € 30K & 100K (Vary according to the premium) |
Trip Options
|
Yes NA |
Entry Age (Single Trip) | Minimum: Child - 1Day; Adult- 18 Years Maximum: Child - 24 Years; Adult - Lifelong |
Entry Age (Multi-Trip) | Minimum: Child - 1Day; Adult - 18 Years Maximum: Child - 24 Years; Adult- Lifelong |
*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.
Travel Insurance for Switzerland from Care Health Insurance is designed to cover your travel-related needs. Below is what we cover under Switzerland travel insurance:
Switzerland travel insurance plan provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDA that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:
Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
The premium that an insured person must pay will be based on various factors, including the age of travellemaximum coverage against your ration, and the type of coverage selected.
Travel insurance for Switzerland provides maximum coverage against travel-related emergencies incurred. Care Health Insurance’s travel health insurance premium for the Switzerland zone starts from as low as around Rs. 540* for a single traveller on a 12-day-long visit.
Suppose you are travelling from India to Switzerland on a 12 day, one-time visit trip. Then in such a case the approximate premium cost of your travel insurance with a sum insured of $50k can be calculated by the online travel insurance premium calculator as mentioned below:
Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
---|---|---|---|---|---|
1 | 30 years | No | $50,000 | 12 Days | Rs. 540* |
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
Care Health insurance provides a comprehensive Switzerland Travel insurance policy at an affordable premium. The plan provides coverage against several travel-related contingencies. However, various factors may affect your premium for Switzerland travel insurance. Thus, to ensure budget-friendly coverage, you must consider a few factors and only opt for the required coverage.
Suppose you are buying travel insurance online at the last minute. Then in such a case, you can ask your insurer to remove the benefits, such as a refund of the visa fee and trip cancellation insurance, to ensure a lesser premium. Here are a few more factors that may affect the Switzerland travel insurance premium.
Frequency of Trip: Multi-trip travel insurance comes at a higher premium, covering multiple trips yearly. Whereas single-trip travel insurance can be bought at a lesser premium. Thus, while buying travel insurance for Switzerland, you should consider the number of trips you will take throughout the year.
Trip Duration: The insurance premium is determined by the number of days you intend to spend in Switzerland. The lower the premium, the shorter the trip.
Medical history: If you have a pre-existing condition, such as diabetes or heart disease, you must ensure that the policy covers the necessary treatment costs.
High-Risk Zones: Insurance plans with higher premium requirements are available in high-risk zones. Check to see if your policy covers adventure sports.
Review the Exclusion: Read the terms and conditions carefully when comparing different travel insurance policies.
Category | Specifications |
---|---|
Total Population | 8,774,399 |
Land Area | 41, 285 square kilometers |
Official Languages | Swiss- German, French and Italian |
Official Currency | Swiss Franc |
Capitals | Bern(de-facto capital) |
Driving Side | Right-hand side |
Popular Cities | Zurich, Geneva, Lucerne, Bern, and Zermatt |
Indian Embassy | Kirchenfeldstrasse 28, CH-3005 Berne, Switzerland Phone number: 0041 31 350 11 30 0041 31 350 11 39 Consular Enquiries: cons.berne@mea.gov.in Fax Number: 0041 31 351 15 57 |
Prepare for breathtaking views of craggy peaks from Swiss mountain towns, exploring historic districts against a crisp backdrop of sparkling water and marvelling at majestic alpine meadows ringed by snowy mountains. Here are the top places to visit in Switzerland:
Zurich: It’s the largest lively multicultural Swiss city. You can go to riverside restaurants, upscale shops, and churches to witness the charm of this city. Lake Zurich, Swiss National Museum, Mount Pilatus, Oldtown, Opera House, and Zoo Zurich are the places that you should visit.
Geneva: When you step into this lakeside city, you can opt for a chocolate factory, cheese factory, and Geneva city tour . Lake Geneva- the turquoise beauty welcomes you with open arms. You can also go for a ferry or cruise tour to admire this huge lake's beauty.
Lucerne: As a small Swiss city, Lucerne has much to explore. Chapel Bridge, Lion Monument, Swiss Museum, and Spreuer Bridge are the city's major attractions . You should plan one day for this city to capture the night view of the lovely architecture.
Bern: This capital city of Switzerland is situated around the Aare River. The Zytglogge(Clock Tower), Bear Pit, The Cathedral of Bern, and the Parliament Building are the eye-catchers in the city. You can also go for a glacier trip from Bern.
Zermatt: This small Swiss town is for skiing, climbing, and hiking. Matterhorn- an iconic mountain in Zermatt, Gornergrat-a ridge, Klein Mountain-a lofty peak, and Gornergrat Railway Station are places you should visit when you are in Zermatt.
Travel insurance is not an option when visiting a country like Switzerland; it is a requirement. The type of insurance you choose will also impact your visa approval. However, comprehensive travel insurance from Care Health Insurance is required for complete transparency and assurance in understanding the service quality, scope of coverage, and claims process so you can have a carefree time in this beautiful country. You can also compare travel insurance plans online on our website and choose the one that best meets your needs. Get yourself a comprehensive travel insurance plan at an affordable premium and make your trip to Switzerland foolproof.
You can buy Switzerland travel insurance online through the website of Care Health Insurance. You can also reach out to your insurance agent to buy the policy offline.
Yes. To get appropriate coverage under your Switzerland travel insurance, you should always mention if you have any pre-existing disease.
This will depend on the type of insurance you purchase; for example, our Budget Europe Travel insurance will provide coverage for up to 90 days of travel within the Schengen Area. If you are planning multiple trips throughout the year, you may benefit from our annual Multi-Trip policy.
The Switzerland travel insurance policy includes the option of reimbursement of the visa fee for an additional premium. If the visa gets rejected for no fault or negligence on the policyholder's part, the visa fee will be reimbursed.
The policyholder can go for cancellation of the travel policy, due to denial of visa, upon providing documentary proof, such as a written request and copy of passport/visa denial letter. The premium will be refunded, subject to policy terms and conditions.
This will depend on the type of insurance you purchase; for example, our Budget Europe Travel insurance will provide coverage for up to 90 days of travel within the Schengen Area. You may benefit from our annual Multi-Trip policy if you plan multiple trips throughout the year.
Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
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