Coverage for life-threatening PED conditions##

Travel Insurance Premium Calculator

When choosing travel insurance for your international trip, a travel insurance premium calculator can help you calculate the correct premium for various sum insured options. Additionally, it can give you an idea of whether your insurance needs are adequately covered.

Reasons to Choose Care Health Insurance?

  • 45 Lakh+ Travellers Served Since Inception^^
  • 184 Crore+ Claim Amount Paid Since Inception**
  • 24*7 Claim and Customer Support

Comprehensive Travel Insurance for Worry-Free Journeys

Get Quote in 1 Minute

Save up to 20% on securing your family trip^
+91
+91
🇦🇫 Afghanistan+93 AF
🇦🇱 Albania+355 AL
🇩🇿 Algeria+213 DZ
🇦🇸 American Samoa+1684 AS
🇦🇩 Andorra+376 AD
🇦🇴 Angola+244 AO
🇦🇮 Anguilla+1264 AI
🇦🇬 Antigua and Barbuda+1268 AG
🇦🇷 Argentina+54 AR
🇦🇲 Armenia+374 AM
🇦🇼 Aruba+297 AW
🇦🇺 Australia+61 AU
🇦🇹 Austria+43 AT
🇦🇿 Azerbaijan+994 AZ
🇧🇸 Bahamas+1242 BS
🇧🇭 Bahrain+973 BH
🇧🇩 Bangladesh+880 BD
🇧🇧 Barbados+1246 BB
🇧🇾 Belarus+375 BY
🇧🇪 Belgium+32 BE
🇧🇿 Belize+501 BZ
🇧🇯 Benin+229 BJ
🇧🇲 Bermuda+1441 BM
🇧🇹 Bhutan+975 BT
🇧🇴 Bolivia+591 BO
🇧🇦 Bosnia and Herzegovina+387 BA
🇧🇼 Botswana+267 BW
🇧🇷 Brazil+55 BR
🇻🇬 British Virgin Islands+1284 VG
🇧🇳 Brunei+673 BN
🇧🇬 Bulgaria+359 BG
🇧🇫 Burkina Faso+226 BF
🇧🇮 Burundi+257 BI
🇨🇻 Cabo Verde+238 CV
🇰🇭 Cambodia+855 KH
🇨🇲 Cameroon+237 CM
🇨🇦 Canada+1 CA
🇰🇾 Cayman Islands+1345 KY
🇨🇫 Central African Republic+236 CF
🇹🇩 Chad+235 TD
🇨🇱 Chile+56 CL
🇨🇳 China+86 CN
🇨🇴 Colombia+57 CO
🇰🇲 Comoros+269 KM
🇨🇬 Congo+242 CG
🇨🇰 Cook Islands+682 CK
🇨🇷 Costa Rica+506 CR
🇨🇮 Côte d'Ivoire+225 CI
🇭🇷 Croatia+385 HR
🇨🇺 Cuba+53 CU
🇨🇼 Curaçao+599 CW
🇨🇾 Cyprus+357 CY
🇨🇿 Czech Republic (Czechia)+420 CZ
🇩🇰 Denmark+45 DK
🇩🇯 Djibouti+253 DJ
🇩🇲 Dominica+1767 DM
🇩🇴 Dominican Republic+1849 DO
🇨🇩 DR Congo+243 CD
🇪🇨 Ecuador+593 EC
🇪🇬 Egypt+20 EG
🇸🇻 El Salvador+503 SV
🇬🇶 Equatorial Guinea+240 GQ
🇪🇷 Eritrea+291 ER
🇪🇪 Estonia+372 EE
🇸🇿 Eswatini+268 SZ
🇪🇹 Ethiopia+251 ET
🇫🇴 Faeroe Islands+298 FO
🇫🇰 Falkland Islands+500 FK
🇫🇯 Fiji+679 FJ
🇫🇮 Finland+358 FI
🇫🇷 France+33 FR
🇵🇫 French Polynesia+689 PF
🇬🇦 Gabon+241 GA
🇬🇲 Gambia+220 GM
🇬🇪 Georgia+995 GE
🇩🇪 Germany+49 DE
🇬🇭 Ghana+233 GH
🇬🇮 Gibraltar+350 GI
🇬🇷 Greece+30 GR
🇬🇱 Greenland+299 GL
🇬🇩 Grenada+1473 GD
🇬🇺 Guam+1671 GU
🇬🇹 Guatemala+502 GT
🇬🇳 Guinea+224 GN
🇬🇼 Guinea-Bissau+245 GW
🇬🇾 Guyana+592 GY
🇭🇹 Haiti+509 HT
🇻🇦 Holy See+379 VA
🇭🇳 Honduras+504 HN
🇭🇰 Hong Kong+852 HK
🇭🇺 Hungary+36 HU
🇮🇸 Iceland+354 IS
🇮🇳 India+91 IN
🇮🇩 Indonesia+62 ID
🇮🇷 Iran+98 IR
🇮🇶 Iraq+964 IQ
🇮🇪 Ireland+353 IE
🇮🇲 Isle of Man+44 IM
🇮🇱 Israel+972 IL
🇮🇹 Italy+39 IT
🇯🇲 Jamaica+1876 JM
🇯🇵 Japan+81 JP
🇯🇴 Jordan+962 JO
🇰🇿 Kazakhstan+7 KZ
🇰🇪 Kenya+254 KE
🇰🇮 Kiribati+686 KI
🇰🇼 Kuwait+965 KW
🇰🇬 Kyrgyzstan+996 KG
🇱🇦 Laos+856 LA
🇱🇻 Latvia+371 LV
🇱🇧 Lebanon+961 LB
🇱🇸 Lesotho+266 LS
🇱🇷 Liberia+231 LR
🇱🇾 Libya+218 LY
🇱🇮 Liechtenstein+423 LI
🇱🇹 Lithuania+370 LT
🇱🇺 Luxembourg+352 LU
🇲🇴 Macao+853 MO
🇲🇬 Madagascar+261 MG
🇲🇼 Malawi+265 MW
🇲🇾 Malaysia+60 MY
🇲🇻 Maldives+960 MV
🇲🇱 Mali+223 ML
🇲🇹 Malta+356 MT
🇲🇭 Marshall Islands+692 MH
🇲🇷 Mauritania+222 MR
🇲🇺 Mauritius+230 MU
🇾🇹 Mayotte+262 YT
🇲🇽 Mexico+52 MX
🇫🇲 Micronesia+691 FM
🇲🇩 Moldova+373 MD
🇲🇨 Monaco+377 MC
🇲🇳 Mongolia+976 MN
🇲🇪 Montenegro+382 ME
🇲🇸 Montserrat+1664 MS
🇲🇦 Morocco+212 MA
🇲🇿 Mozambique+258 MZ
🇲🇲 Myanmar+95 MM
🇳🇦 Namibia+264 NA
🇳🇷 Nauru+674 NR
🇳🇵 Nepal+977 NP
🇳🇱 Netherlands+31 NL
🇳🇨 New Caledonia+687 NC
🇳🇿 New Zealand+64 NZ
🇳🇮 Nicaragua+505 NI
🇳🇪 Niger+227 NE
🇳🇬 Nigeria+234 NG
🇳🇺 Niue+683 NU
🇲🇵 Northern Mariana Islands+1670 MP
🇰🇵 North Korea+850 KP
🇲🇰 North Macedonia+389 MK
🇳🇴 Norway+47 NO
🇴🇲 Oman+968 OM
🇵🇰 Pakistan+92 PK
🇵🇼 Palau+680 PW
🇵🇦 Panama+507 PA
🇵🇬 Papua New Guinea+675 PG
🇵🇾 Paraguay+595 PY
🇵🇪 Peru+51 PE
🇵🇭 Philippines+63 PH
🇵🇱 Poland+48 PL
🇵🇹 Portugal+351 PT
🇵🇷 Puerto Rico+1939 PR
🇶🇦 Qatar+974 QA
🇷🇪 Réunion+262 RE
🇷🇴 Romania+40 RO
🇷🇺 Russia+7 RU
🇷🇼 Rwanda+250 RW
🇧🇱 Saint Barthelemy+590 BL
🇸🇭 Saint Helena+290 SH
🇰🇳 Saint Kitts & Nevis+1869 KN
🇱🇨 Saint Lucia+1758 LC
🇲🇫 Saint Martin+590 MF
🇵🇲 Saint Pierre & Miquelon+508 PM
🇼🇸 Samoa+685 WS
🇸🇲 San Marino+378 SM
🇸🇹 Sao Tome & Principe+239 ST
🇸🇦 Saudi Arabia+966 SA
🇸🇳 Senegal+221 SN
🇷🇸 Serbia+381 RS
🇸🇨 Seychelles+248 SC
🇸🇱 Sierra Leone+232 SL
🇸🇬 Singapore+65 SG
🇸🇽 Sint Maarten+1721 SX
🇸🇰 Slovakia+421 SK
🇸🇮 Slovenia+386 SI
🇸🇧 Solomon Islands+677 SB
🇸🇴 Somalia+252 SO
🇿🇦 South Africa+27 ZA
🇰🇷 South Korea+82 KR
🇸🇸 South Sudan+211 SS
🇪🇸 Spain+34 ES
🇱🇰 Sri Lanka+94 LK
🇵🇸 State of Palestine+970 PS
🇻🇨 St. Vincent & Grenadines+1784 VC
🇸🇩 Sudan+249 SD
🇸🇷 Suriname+597 SR
🇸🇪 Sweden+46 SE
🇨🇭 Switzerland+41 CH
🇸🇾 Syria+963 SY
🇹🇼 Taiwan+886 TW
🇹🇯 Tajikistan+992 TJ
🇹🇿 Tanzania+255 TZ
🇹🇭 Thailand+66 TH
🇹🇱 Timor-Leste+670 TL
🇹🇬 Togo+228 TG
🇹🇰 Tokelau+690 TK
🇹🇴 Tonga+676 TO
🇹🇹 Trinidad and Tobago+1868 TT
🇹🇳 Tunisia+216 TN
🇹🇷 Turkey+90 TR
🇹🇲 Turkmenistan+993 TM
🇹🇨 Turks and Caicos+1649 TC
🇹🇻 Tuvalu+688 TV
🇺🇬 Uganda+256 UG
🇺🇦 Ukraine+380 UA
🇦🇪 United Arab Emirates+971 AE
🇬🇧 United Kingdom+44 GB
🇺🇸 United States+1 US
🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

About Travel Insurance Premium Calculator

Travel insurance premium calculator is an instant informative tool that lets you calculate the premium available on different travel insurance plans which will help you understand the best travel policy for your budget. It works like a health insurance premium calculator, which is used to calculate the premium for health insurance. Both of these calculating tools are important to determine the insurance premium.

How to use Travel Insurance Premium Calculator?

Travel Insurance Premium Calculator can be used online. There are a few steps to follow to calculate your travel insurance premium. Listed below are the steps on how to use the travel insurance premium calculator.

To Calculate Travel Insurance:

  • Go to Care Travel Insurance Premium Calculator web page
  • Enter your trip details, including trip duration, start, and end of your journey, etc
  • Enter the amount that you need to receive from the insurance company.
  • Enter your details and the number of the trip that the policy should cover.
  • Click on the Calculate Premium insurance button.
  • You will get the approximate amount to be paid.

>> Also Read: Airport procedures for international flights

What is travel insurance premium?

Travel insurance premium covers the expenses for emergencies such as lost luggage, trip cancellation, medical fees, flight accident and other possible emergencies that may occur while domestic or international traveling.

How to Calculate Premium for Travel Insurance 

Multiple risk factors are taken into consideration while calculating travel insurance premium. This includes the age of the traveler, the destination of the traveler and the total amount spent by the traveler. The insurance premium is usually higher for travelers above 60yrs.

Travel Insurance Plans

As per specific needs, the travel insurance plans and premiums differ from person to person. You will need to choose a plan or premium depending on your requirement. It’s good to be aware of the terms and conditions of the plan or premium before making any decisions. Below are the different types of travel insurance plans that you can choose as per your travel requirements:

Student Travel Insurance

Student Travel Insurance premium provides both medical and non-medical coverage to young students who are traveling abroad for their studies. The student insurance policy will remain active throughout their stay abroad. This will help them during unexpected emergencies.

International Travel Insurance:

International Travel Insurance covers any difficulty that may take place during your travel abroad. It covers trip cancellation, medical expenses, trip delay and more. Many insurance companies offer the best deals on International Travel Insurance Plans.

Factors Affecting Travel Insurance Premium

There are several factors that influence your Travel Insurance Premium.

  • Age: Travellers above 60yrs are required to pay a higher premium than younger travelers.
  • Trip duration: The longer your trip, the higher will be your premium.
  • Destination: Cost of Travel insurance will vary depending on domestic or international travel.
  • Add-on Covers: The travel insurance premium will also increase in case you have opted for add-on covers in your policy.

How is Travel Insurance Premium Calculator Useful?

For an affordable travel insurance premium, you can look forward to a comfortable overseas trip under your travel policy. While you are busy preparing for your much-awaited journey abroad, you can check your travel insurance premium online using the travel insurance premium calculator that gives you the following benefits:

  • Helps you choose an affordable travel policy: A travel insurance premium calculator eases the process of buying an international travel insurance cover. You can now customise your policy while comparing different premium amounts, thus making an informed choice and picking an affordable option.
  • Convenience: You get all the information you need at your fingertips as the premium calculator helps you quickly estimate the cost of your overseas travel policy. Manual calculations are replaced with computerized calculations, as you will know the premium in a few clicks on your screen. 
  • Enables you to decide your budget: With a premium calculator, choosing an affordable travel insurance plan becomes easy. It also gives you the right estimate of how much you need to secure yourself against the travel risks. For the rest, you can focus on splurging on the best things your trip has to offer!
  • Pre-existing medical conditions: Travellers with pre-existing medical conditions are required to pay a higher premium.

Secure your family trip with up to 20% discounts!

Explore the Horizons worry-free with Explore!

+91
+91
🇦🇫 Afghanistan+93 AF
🇦🇱 Albania+355 AL
🇩🇿 Algeria+213 DZ
🇦🇸 American Samoa+1684 AS
🇦🇩 Andorra+376 AD
🇦🇴 Angola+244 AO
🇦🇮 Anguilla+1264 AI
🇦🇬 Antigua and Barbuda+1268 AG
🇦🇷 Argentina+54 AR
🇦🇲 Armenia+374 AM
🇦🇼 Aruba+297 AW
🇦🇺 Australia+61 AU
🇦🇹 Austria+43 AT
🇦🇿 Azerbaijan+994 AZ
🇧🇸 Bahamas+1242 BS
🇧🇭 Bahrain+973 BH
🇧🇩 Bangladesh+880 BD
🇧🇧 Barbados+1246 BB
🇧🇾 Belarus+375 BY
🇧🇪 Belgium+32 BE
🇧🇿 Belize+501 BZ
🇧🇯 Benin+229 BJ
🇧🇲 Bermuda+1441 BM
🇧🇹 Bhutan+975 BT
🇧🇴 Bolivia+591 BO
🇧🇦 Bosnia and Herzegovina+387 BA
🇧🇼 Botswana+267 BW
🇧🇷 Brazil+55 BR
🇻🇬 British Virgin Islands+1284 VG
🇧🇳 Brunei+673 BN
🇧🇬 Bulgaria+359 BG
🇧🇫 Burkina Faso+226 BF
🇧🇮 Burundi+257 BI
🇨🇻 Cabo Verde+238 CV
🇰🇭 Cambodia+855 KH
🇨🇲 Cameroon+237 CM
🇨🇦 Canada+1 CA
🇰🇾 Cayman Islands+1345 KY
🇨🇫 Central African Republic+236 CF
🇹🇩 Chad+235 TD
🇨🇱 Chile+56 CL
🇨🇳 China+86 CN
🇨🇴 Colombia+57 CO
🇰🇲 Comoros+269 KM
🇨🇬 Congo+242 CG
🇨🇰 Cook Islands+682 CK
🇨🇷 Costa Rica+506 CR
🇨🇮 Côte d'Ivoire+225 CI
🇭🇷 Croatia+385 HR
🇨🇺 Cuba+53 CU
🇨🇼 Curaçao+599 CW
🇨🇾 Cyprus+357 CY
🇨🇿 Czech Republic (Czechia)+420 CZ
🇩🇰 Denmark+45 DK
🇩🇯 Djibouti+253 DJ
🇩🇲 Dominica+1767 DM
🇩🇴 Dominican Republic+1849 DO
🇨🇩 DR Congo+243 CD
🇪🇨 Ecuador+593 EC
🇪🇬 Egypt+20 EG
🇸🇻 El Salvador+503 SV
🇬🇶 Equatorial Guinea+240 GQ
🇪🇷 Eritrea+291 ER
🇪🇪 Estonia+372 EE
🇸🇿 Eswatini+268 SZ
🇪🇹 Ethiopia+251 ET
🇫🇴 Faeroe Islands+298 FO
🇫🇰 Falkland Islands+500 FK
🇫🇯 Fiji+679 FJ
🇫🇮 Finland+358 FI
🇫🇷 France+33 FR
🇵🇫 French Polynesia+689 PF
🇬🇦 Gabon+241 GA
🇬🇲 Gambia+220 GM
🇬🇪 Georgia+995 GE
🇩🇪 Germany+49 DE
🇬🇭 Ghana+233 GH
🇬🇮 Gibraltar+350 GI
🇬🇷 Greece+30 GR
🇬🇱 Greenland+299 GL
🇬🇩 Grenada+1473 GD
🇬🇺 Guam+1671 GU
🇬🇹 Guatemala+502 GT
🇬🇳 Guinea+224 GN
🇬🇼 Guinea-Bissau+245 GW
🇬🇾 Guyana+592 GY
🇭🇹 Haiti+509 HT
🇻🇦 Holy See+379 VA
🇭🇳 Honduras+504 HN
🇭🇰 Hong Kong+852 HK
🇭🇺 Hungary+36 HU
🇮🇸 Iceland+354 IS
🇮🇳 India+91 IN
🇮🇩 Indonesia+62 ID
🇮🇷 Iran+98 IR
🇮🇶 Iraq+964 IQ
🇮🇪 Ireland+353 IE
🇮🇲 Isle of Man+44 IM
🇮🇱 Israel+972 IL
🇮🇹 Italy+39 IT
🇯🇲 Jamaica+1876 JM
🇯🇵 Japan+81 JP
🇯🇴 Jordan+962 JO
🇰🇿 Kazakhstan+7 KZ
🇰🇪 Kenya+254 KE
🇰🇮 Kiribati+686 KI
🇰🇼 Kuwait+965 KW
🇰🇬 Kyrgyzstan+996 KG
🇱🇦 Laos+856 LA
🇱🇻 Latvia+371 LV
🇱🇧 Lebanon+961 LB
🇱🇸 Lesotho+266 LS
🇱🇷 Liberia+231 LR
🇱🇾 Libya+218 LY
🇱🇮 Liechtenstein+423 LI
🇱🇹 Lithuania+370 LT
🇱🇺 Luxembourg+352 LU
🇲🇴 Macao+853 MO
🇲🇬 Madagascar+261 MG
🇲🇼 Malawi+265 MW
🇲🇾 Malaysia+60 MY
🇲🇻 Maldives+960 MV
🇲🇱 Mali+223 ML
🇲🇹 Malta+356 MT
🇲🇭 Marshall Islands+692 MH
🇲🇷 Mauritania+222 MR
🇲🇺 Mauritius+230 MU
🇾🇹 Mayotte+262 YT
🇲🇽 Mexico+52 MX
🇫🇲 Micronesia+691 FM
🇲🇩 Moldova+373 MD
🇲🇨 Monaco+377 MC
🇲🇳 Mongolia+976 MN
🇲🇪 Montenegro+382 ME
🇲🇸 Montserrat+1664 MS
🇲🇦 Morocco+212 MA
🇲🇿 Mozambique+258 MZ
🇲🇲 Myanmar+95 MM
🇳🇦 Namibia+264 NA
🇳🇷 Nauru+674 NR
🇳🇵 Nepal+977 NP
🇳🇱 Netherlands+31 NL
🇳🇨 New Caledonia+687 NC
🇳🇿 New Zealand+64 NZ
🇳🇮 Nicaragua+505 NI
🇳🇪 Niger+227 NE
🇳🇬 Nigeria+234 NG
🇳🇺 Niue+683 NU
🇲🇵 Northern Mariana Islands+1670 MP
🇰🇵 North Korea+850 KP
🇲🇰 North Macedonia+389 MK
🇳🇴 Norway+47 NO
🇴🇲 Oman+968 OM
🇵🇰 Pakistan+92 PK
🇵🇼 Palau+680 PW
🇵🇦 Panama+507 PA
🇵🇬 Papua New Guinea+675 PG
🇵🇾 Paraguay+595 PY
🇵🇪 Peru+51 PE
🇵🇭 Philippines+63 PH
🇵🇱 Poland+48 PL
🇵🇹 Portugal+351 PT
🇵🇷 Puerto Rico+1939 PR
🇶🇦 Qatar+974 QA
🇷🇪 Réunion+262 RE
🇷🇴 Romania+40 RO
🇷🇺 Russia+7 RU
🇷🇼 Rwanda+250 RW
🇧🇱 Saint Barthelemy+590 BL
🇸🇭 Saint Helena+290 SH
🇰🇳 Saint Kitts & Nevis+1869 KN
🇱🇨 Saint Lucia+1758 LC
🇲🇫 Saint Martin+590 MF
🇵🇲 Saint Pierre & Miquelon+508 PM
🇼🇸 Samoa+685 WS
🇸🇲 San Marino+378 SM
🇸🇹 Sao Tome & Principe+239 ST
🇸🇦 Saudi Arabia+966 SA
🇸🇳 Senegal+221 SN
🇷🇸 Serbia+381 RS
🇸🇨 Seychelles+248 SC
🇸🇱 Sierra Leone+232 SL
🇸🇬 Singapore+65 SG
🇸🇽 Sint Maarten+1721 SX
🇸🇰 Slovakia+421 SK
🇸🇮 Slovenia+386 SI
🇸🇧 Solomon Islands+677 SB
🇸🇴 Somalia+252 SO
🇿🇦 South Africa+27 ZA
🇰🇷 South Korea+82 KR
🇸🇸 South Sudan+211 SS
🇪🇸 Spain+34 ES
🇱🇰 Sri Lanka+94 LK
🇵🇸 State of Palestine+970 PS
🇻🇨 St. Vincent & Grenadines+1784 VC
🇸🇩 Sudan+249 SD
🇸🇷 Suriname+597 SR
🇸🇪 Sweden+46 SE
🇨🇭 Switzerland+41 CH
🇸🇾 Syria+963 SY
🇹🇼 Taiwan+886 TW
🇹🇯 Tajikistan+992 TJ
🇹🇿 Tanzania+255 TZ
🇹🇭 Thailand+66 TH
🇹🇱 Timor-Leste+670 TL
🇹🇬 Togo+228 TG
🇹🇰 Tokelau+690 TK
🇹🇴 Tonga+676 TO
🇹🇹 Trinidad and Tobago+1868 TT
🇹🇳 Tunisia+216 TN
🇹🇷 Turkey+90 TR
🇹🇲 Turkmenistan+993 TM
🇹🇨 Turks and Caicos+1649 TC
🇹🇻 Tuvalu+688 TV
🇺🇬 Uganda+256 UG
🇺🇦 Ukraine+380 UA
🇦🇪 United Arab Emirates+971 AE
🇬🇧 United Kingdom+44 GB
🇺🇸 United States+1 US
🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Cashless Healthcare Providers till Feb 2025

**Number of Claims Settled as of 31st March 2024

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.