UK Travel Insurance

Choose the Right Travel Insurance for the United Kingdom (UK)

Traveling to Great Britain is a thrilling experience. The overseas journey needs a lot of preparation, whether you are planning a vacation, business trip, or corporate tour. An essential part of this plan is opting for the right travel insurance for the UK that safeguards your journey against unprecedented events. 

No matter the purpose of your travel, a medical emergency in a foreign land can ruin the entire itinerary while burdening you with hefty hospital bills. That’s where an ideal travel policy for the UK comes to your rescue. It ensures healthcare and financial support against emergency medical and non-medical contingencies while taking care of unfortunate events. Read more about how Care Health Insurance secures your trip to the UK with one of the best travel insurances for the UK. 

Do You Need  Travel Insurance While Visiting the UK?

Yes, it is mandatory to get a travel cover if you are visiting the UK from certain countries. Also, it is a standard precautionary mandate to cover your UK trip with comprehensive travel insurance. Especially post-COVID, several countries are revising their entry regulations by mandating a travel policy for visitors across the globe. On top of it, healthcare costs in the UK are one of the highest in the world. Thus, as a foreign visitor, you must safeguard your trip against expensive medical emergencies that can drain your funds and ruin your journey.

Explore Europe- Comprehensive Travel Insurance for the UK and Europe

We, at Care Health Insurance, ensure your journey is the most blissful one with our comprehensive travel insurance for the UK from India- Explore Europe. This travel policy covers medical and non-medical expenses incurred across the UK and EU countries. With several sum insured options up to € 100k, the Explore Europe plan is available for both single and multiple trips in a year. 

The Explore Europe policy comes with extensive medical and non-medical coverage, including hospitalization expenses, daily allowances, personal accidents, compensation for trip cancellation, and more. It helps you enjoy your journey stress-free while we take care of all the unprecedented expenses that can drain your wallet. The best part is you can customize your policy coverage with various add-on benefits like waiver of deductible, refund of visa fees, and more. Learn more about the plan’s offerings ahead. 

Salient Features of UK Travel Cover by Care Health Insurance

Traveling to the UK becomes seamless when you have a feature-packed travel cover to take care of unprecedented events. From a cashless facility to pocket-friendly premium, below are the features that make our Explore travel insurance unique- 

1) Affordable Premium
The travel policy for the UK fits your travel budget by offering affordable premium without cutting down on other essentials. 

2) Automatic Trip Extension
The policy automatically extends travel coverage up to 7 consecutive days during prolonged hospitalization, natural calamity, or unfortunate demise.

3) Cashless Claim Processing
Our wide network of healthcare providers help you avail of a cashless in-patient care facility worldwide. This can be availed by simply calling us whenever a claim arises.

4) All-inclusive Protection
Whether you need healthcare services or assistance during loss of baggage, etc., we support you with coverage for all travel contingencies.

5) Useful Add-on Benefits
The policy helps you customize and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

*Please refer to the policy brochure for more details on product features. 

UK Travel Insurance Plan at a Glance

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility and plan details.

What is Covered under Care UK Travel Health Insurance?

While providing comprehensive coverage, our travel insurance from India to the UK promises access to quality medical care, no matter where you are. Below are some top covers included under our UK travel plan-

• Emergency Hospitalization:

  The policy covers for any emergency illness or injury treatment expenses, with in-patient and out-patient care hospitalization benefits.

• Daily Allowance:

  Get reimbursement up to a specified amount for the additional expenses incurred during hospitalization up to a specified period.

• Compassionate Visit:

  When an insured member is ill, we support your need to reach them by reimbursing flight ticket costs as per policy terms.

• Personal Accident:

  In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

• COVID-19 Coverage:

  The policy covers standard medical expenses to protect you from COVID-19 treatment costs in the foreign land, subject to policy terms.

• Trip Delay & Cancellation:

  Worry not during trip delays, interruptions, and cancellations as we cover the related expenses under defined situations as per the policy.

• Delay & Loss of Checked-in Baggage:

  We ensure protection against checked-in baggage loss and delay at the airport with a coverage of up to a specified amount under the policy.

• Loss of Passport & International DL:

  We lower your stress of losing your passport and international driving license in a foreign land by paying a fixed amount as per policy terms.

Exclusions under UK Travel Cover

The UK travel policy does not offer coverage in the following scenarios:

• Drug Misuse:

  Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

• World War:

  Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequence.

• Self-inflicted Injury:

  Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.

• Hazardous Activities:

  Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

• Breach of Law:

  Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

• Dental Treatment:

  The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Cost of Travel Insurance for the UK from India?

The travel insurance to the UK by Care Health Insurance comes with an affordable premium, helping you enjoy your trip without any financial stress. The premium amount of the UK travel policy depends on various factors, including the age of the travelers, destination, trip duration, insured person’s health status, and the types of coverage selected. Our UK travel plan’s premium rates start from as low as INR 390* for a single traveler on a week-long journey. 

Below is an example of how the premium is calculated for the Uk travel policy-

*The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

You can calculate the premium amount for UK travel cover in these five easy steps:

• Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
• Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days. 
• Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: €30k and €100k.
• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The premium cost is subject to several factors, including the number of travelers, their age, destination country/countries, trip duration, and the type of coverage selected. 

Factors to Consider Before Buying the Right Travel Cover for the UK

Selecting the right travel cover for your UK trip can be difficult, especially when you are a first-time traveler. At Care Health Insurance, we assist you in choosing the right travel insurance for your trip to the UK with the following tips-

• Frequency of Trip: While a once-in-a-while trip needs single-trip insurance, frequent flyers should go with a multi-trip travel insurance plan

• Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in the UK. The shorter the trip, the lower the premium

• Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy you pick covers the required treatment costs.

• High-Risk Zones: Destinations that are high-risk zones have insurance plans with a higher premium requirement. If you are planning to undertake any adventure activities, check if your policy covers adventure or sports injuries

• Review the Exclusion: Travel plans come with detailed conditions; make sure you read them carefully while comparing different travel insurance covers. 

Claim Process under UK Travel Cover

Types of Visas Available for the UK

Selecting the ideal visa is the first step when going overseas. Especially, when you’re traveling to countries with strict regulations such as the UK, you must know the major kinds of visas you can apply for the UK, which include-

• Work Visa
• Business Visa
• Study Visa
• Visitor Visa
• Family Visa
• Settlement Visa
• Transit Visa, and a few more.

Documents Required for UK Visa Application

The next step is to gather all the essential documents required while applying for a UK visa. Below is the list of these documents-

• UK visa application form
• Two photographs
• A valid passport
• Proof of financial means to cover the living cost in the UK
• Proof of accommodation
• Detailed travel itinerary
• Tuberculosis test result
• Biometrics information
• UK visa invitation letter
• Paid UK visa fees, and others as required.

Know More about the UK