Coverage for life-threatening PED conditions##

UK Travel Insurance

A trip to the United Kingdom deserves more than just excitement; it needs reliable protection. UK Travel Insurance helps you handle medical and travel emergencies with ease.

With UK Travel Insurance, you get:

UK Travel Insurance
  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 CLAIM AND CUSTOMER SUPPORT

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Served 45 Lakh+ travellers

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

What is Travel Insurance for the UK?

Travel insurance for the UK is designed to protect you from unforeseen medical and travel-related risks during your trip. It offers essential healthcare coverage and financial support for emergencies, helping you manage unexpected situations with confidence while travelling abroad. Planning a trip to Great Britain may require a significant investment, and even then, travellers must be prepared for unforeseen risks during their stay. Travel insurance for international travel plays an important role in providing financial assistance in case of any mishap.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount€ 30,000
  • Starting At₹22/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Why Do You Need Travel Insurance for the UK?

Whether travelling to the United Kingdom for leisure, studies or business, having a safety helmet that saves you from falling off the savings amidst dire circumstances can help greatly.

Here are a few conditions when choosing UK travel insurance online can be helpful:

What are the Features of UK Travel Insurance

UK travel insurance helps you fulfil visa requirements while offering protection against unexpected medical and travel emergencies. With Care Health Insurance, discover essential features that ensure your trip to the UK remains safe, seamless, and worry-free.

Features Details
Sum Insured €30K, 50K, 100K, 250K, & 500K
Budget-friendly Premium Starting at ₹22/day*
Trip Options Single Trip
Multi-trip (Policy will be on an annual basis)
Entry Age Single Trip : Minimum: Child- 1Day; Adult- 18 Years
Maximum: Child- 24 Years; Adult- Lifelong

Multi Trip: Minimum: Child- 1Day; Adult- 18 Years
Maximum: Child- 24 Years; Adult- Lifelong
Automatic Trip Extension The policy automatically extends travel coverage for up to 7 consecutive days in the event of prolonged hospitalisation, a natural calamity, or an unfortunate demise.
Medical Coverage Hospitalisations, including inpatient and outpatient medical care
PED Coverage Covers pre-existing diseases only in life-threatening emergencies
Discounts up to 20% Depending on the number of travellers
Cashless Benefits Cashless claim settlements in medical emergencies at network hospitals

Travelling with a pre-existing medical condition? We are here

Our UK travel insurance covers pre-existing diseases, providing financial protection for medical expenses during your trip.

Benefits of UK Travel Insurance

At Care Health Insurance, we aim to make your trip to the UK a seamless experience. Thus, we offer best travel insurance for the UK from India that includes vast benefits such as a cashless facility and pocket-friendly premium. Below are the benefits that make our Explore travel insurance for the United Kingdom unique:

Note: Please refer to the policy brochure for more details on product features.

Types of Travel Insurance for the UK

Choosing the right travel insurance for UK trips depends on the purpose and duration of your visit. From short holidays to long-term stays, different plans offer tailored coverage to match your travel needs.

What is Covered & Not Covered Under Travel Insurance for the UK?

  • Inclusions
  • Exclusions

Understanding what is covered and not covered under the best travel insurance for UK is essential before you book your trip. Knowing the details helps you avoid costly surprises while travelling:

Emergency Hospitalisation

The policy covers expenses incurred from any emergency illness or injury in a foreign land during the policy term.

Daily Allowance

Under Explore, we offer reimbursement for the additional expenses incurred by the companion during hospitalisation for a specified period.

Compassionate Visit

When an insured member is ill, we provide financial assistance to book the most economical flight ticket as per policy terms.

Personal Accident

In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

Trip Delay & Cancellation

The financial exertion caused by trip cancellations, interruptions, and/or delays can be worrisome. Thus, we offer trip cancellation insurance UK travel to cover the related expenses under defined situations per policy terms.

Delay & Loss of Checked-in Baggage

We offer financial help if you encounter checked-in baggage loss and/or delay at the airport, with coverage of up to a specified amount under the policy terms & conditions.

Loss of Passport & International DL

We lower the stress of losing your passport and international driving license in a foreign land by paying a fixed amount as per policy terms.

Return of Minor Child

Covers the cost of a minor child’s return journey to India if the insured is hospitalised abroad and unable to take care of them. Ensures the child’s safe travel under necessary supervision.

Upgradation to Business Class

Covers the additional cost of upgrading to business class on medical advice after hospitalisation. This ensures a more comfortable and safer return journey during recovery.

Dental Treatment

Provides coverage for emergency dental treatment required due to sudden pain or injury during the trip.

Personal Liability

Protects you against legal liability arising from accidental injury to a third party or damage to their property.

Refund of Visa fee

Reimburses non-refundable visa fees if your trip is cancelled due to covered unforeseen circumstances under travel insurance for UK visa.

Drug Misuse

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.

World War

Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences.

Self-inflicted Injury

Any intentional self-injury, suicide attempt, or any other form of self-harm leading to hospitalisation or death.

Hazardous Activities

Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

Breach of Law

Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Medical Emergency in the UK? You’re not alone.

From finding network hospitals to understanding coverage, we help you manage emergency hospitalisation smoothly.

Check Plan

Documents Required to Buy Travel Insurance for the UK

Buying travel insurance for your UK visit is a simple process when you have the right documents ready. With UK trip insurance, these basic details help ensure quick policy issuance and smooth coverage aligned with visa requirements.

  1. Valid passport (with sufficient validity and blank pages)
  2. UK visa approval letter
  3. Confirmed flight tickets
  4. Proof of accommodation in the UK
  5. Financial proof (bank statements, sponsorship documents, or funding letters)
  6. Travel itinerary
  7. Invitation letter (if applicable)
  8. University offer letter or CAS (for students)

How Much Does UK Travel Insurance Cost?

Did you know? You can calculate travel insurance premiums online using a travel insurance premium calculator, which factors in the traveller's age, trip duration, trip frequency, and other relevant details.

For example, if a person (24 years old) travels from India to the UK for a single 7-day trip. Then, the approximate premium cost for a sum insured of € 30K shall be ₹361.

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No €30,000 7 Days Rs. 361*

*The travel insurance premium is calculated considering the insured member has not been diagnosed, hospitalised, or treated in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of UK Travel Insurance

The premium of international travel insurance may vary based on various factors, as mentioned below:

  1. Frequency of Trip: While a once-in-a-while trip needs single-trip insurance, frequent flyers should use a multi-trip travel insurance plan. This choice of travel insurance greatly affects the travel insurance premium.
  2. Trip Duration: The insurance premium is calculated based on the days you plan to spend in the UK. The shorter the trip, the lower the premium.
  3. Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy you pick provides health insurance coverage for the required treatment costs.
  4. High-Risk Zones: High-risk zone destinations have insurance plans with a higher premium requirement. If you plan to undertake any adventure activities, check if your policy covers adventure or sports injuries.
  5. Review the Exclusion: Travel plans have detailed conditions; read them carefully while comparing different travel insurance covers.

How to Buy UK Travel Insurance Online?

To buy UK travel insurance from India, follow the steps:

Note: After successful payment, you will get confirmation at your email ID. And within a few minutes, you will get your UK trip insurance policy on your registered email ID and phone number.

How to File a Claim for UK Travel Insurance Online?

Filing a claim for UK travel insurance online is usually a quick and straightforward process if you have the right documents ready. Understanding the steps involved can help you submit your claim smoothly and receive reimbursement without unnecessary delays.

Claim process queries? Let’s sort it fast.

From medical emergencies to travel disruptions, our team helps you with every step of your UK travel insurance claim.

Check Plan

How can you Extend UK Travel Insurance While in the UK?

Extending UK travel insurance while you are already in the UK is possible with some insurers, provided you meet their eligibility criteria and apply before your current policy expires.

International Travel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

Still Have Questions?

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FAQs on UK Travel Insurance

Q. How do I get a travel insurance policy for UK Travel?

You can get travel insurance for the UK by visiting our website and selecting international travel insurance. Then you must enter your personal information and choose the level of coverage you require.

Q.Which Sum should be Insured for Individual Travel Insurance Plan?

Choose the Sum Insured that will best protect you in the event of an emergency. We recommend the same based on your country of the visit because average medical treatment costs differ by country.

Q. Does the policy cover pre-existing diseases?

An informed pre-existing disease is covered in Explore Europe in case of a life-threatening condition as per the policy terms.

Q.What exactly is an ASP?

ASP is an abbreviation for Assistance Service Provider, that assists you with your travel insurance claim during an emergency abroad. The most important service they offer is cashless medical services. They also provide the necessary information to deal with other non-medical claim-related issues.

 

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.

#Premium calculated for an individual (Age 18), single trip (90 days) in UAE, for sum insured $30,000.