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International Travel Insurance intends to accompany you on all your travels and assist you in travelling more wisely. We cover everything from unexpected flight delays and missed connections to loss of belongings, medical emergencies, and adventure sports ouches so that nothing takes away your peace of mind.
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An international travel insurance policy financially protects you in the case of lost passports, lost checked baggage, or additional hotel expenses, among other contingencies.
Before starting your journey, there is an extensive list of things to be done – applying for a passport and visa, booking tickets, packing your luggage and everything you need for a comfortable visit. Be it a budget-friendly vacation or a luxurious overseas trip, travelling holds a unique significance for each of us. With such meticulous planning, you would not expect things to go wrong. However, any travel opportunity could expose you to some hidden risks - falling sick and getting hospitalized, losing your checked-in baggage, or facing a trip delay due to severe weather conditions.
At Care, you can choose a customized international travel insurance cover that will provide insurance coverage for various medical and non-medical expenses you may incur during your foreign trip. The overseas travel insurance will safeguard you against travel-related inconveniences and free you and your travel companions from worries!
As the first step before you set out for your much-awaited journey abroad, get overseas travel insurance in India and experience a safe trip without any financial worry. We discuss the various scenarios when international health insurance for travel becomes essential. There can be many more instances when your travel cover would come in handy.
Scenario 1: A saviour in a medical emergency
When your objective is to explore a new place and make the most of your travel opportunity, a medical emergency is not something you will ever want to face! Yet, travel uncertainties are such and facing an emergency hospitalization can be extremely inconvenient and expensive – all impacting your time and finances. Having the right international travel insurance covers the medical expenses, keeping you protected.
Scenario 2: Mitigates the travel inconveniences
Unforeseen incidents, such as losing your luggage or passport, or even facing a trip delay due to a severe weather condition, can add to the burden of your expenses incurred abroad. Overseas Travel insurance will undoubtedly lower the hassles and cover the losses. Furthermore, the policy will cover the unexpected charges you incur on travel and accommodation in case of any trip cancellation or interruption, thus saving you from stress.
Scenario 3: Gives your family financial comfort during travel
Opting for a family international travel cover will ensure you have the convenience and protection from the travel risks, especially when children and elderly parents accompany you. The health insurance coverage in the plan keeps you financially secured if any family member faces an emergency hospitalization when you may have to cut short your trip.
Scenario 4: Mandatory Requirement for Trip Abroad
Few countries has made travel insurance mandatory. Buy travel insurance for international trips to make sure you are ready for any unforeseen circumstances.
Scenario 5: Cover for Emergency Medical Evacuation
If a medical condition necessitates you being taken from the incident site to the closest hospital, travel insurance for international trips will cover you.
Things can go wrong during an overseas trip, no matter how meticulous your planning was. A travel insurance gives you financial safety and comfort against such travel risks and saves your finances from draining out due to unforeseen emergency expenses. It is, remarkably, useful when you are far away from your home territory, in an unknown land facing unknown risks. Before going on an overseas trip, you must be aware of the possibilities of any medical exigency, injury, or accident occur, as these are life’s uncertainties. International travel insurance mitigates the financial burden and makes your entire travel experience more comfortable.
For instance :
Mr A planned a holiday to Japan without international travel insurance. He set a travel budget of Rs 3 lakhs.
Flight Tickets: Rs 1,00,000
Accommodation: Rs 65,000
Food: Rs 35,000
Miscellaneous Expenses: INR 70,000
Medical Emergency Fund: INR 30,000
UNEXPECTED EXPENSES THAT CAME AS A SURPRISE!
He slipped from the stairs and was rushed to the hospital. He incurred expenses up to Rs 5 lakhs. He spent all the money from his pocket and returned disappointed.
Mr B was smart enough to get an international travel insurance plan before a solo trip to Europe. He set a budget of Rs 3 lakhs.
Flight Tickets: Rs 1,40,000
Accommodation: Rs 70,000
Food: Rs 38,000
Miscellaneous Expenses: INR 50,000
Travel Health Insurance Cover INR 1,267 for Medical Emergency
UNEXPECTED EXPENSES THAT CAME AS A SURPRISE!
Met with a minor accident and was rushed to the hospital. He incurred expenses up to Rs 5 lakhs. Thankfully, the international travel medical insurance he opted for covered his hospital bills and saved him from financial stress.
Care travel insurance plan for international trip guarantees that it will always have your back no matter how far you travel. We offer travel insurance from India that is suitable for all ages and socioeconomic groups.
|Trips Options||Single & Multi Trips|
|Sum Insured||From $10k Upto $1000k|
|Covid-19 Cover||Standard Hospitalization Expenses|
|Cashless Treatment||At Empannled Hospitals|
|In-house Claim Settlement||Available|
|Family Options*||Only for Single trip|
*Family option means covering more than one member of a family under the same policy for the same sum insured on an individual basis.
International travel insurance covers multiple events, such as flight cancellation, unexpected medical needs, loss of passport or lost luggage, etc. Here is the detailed coverage of an international travel insurance plan:
It is necessary for any traveller opting for international travel insurance in India to know what the plan will not cover. This way, they will prevent any hassle when filing a claim.
Check here some *exclusions of international health insurance for travel:
*Please refer to the policy T&C and prospectus to know about exclusions.
The first thing you want to experience after an unfortunate accident is a smooth claim settlement. With our quick and simple claim process, making a claim under international travel insurance from India is no longer a difficult task:
Any Indian citizen can opt for our travel insurance plan for international trips. The eligibility criteria include:
The minimum entry age is one day for a child and 18 years for an adult.
The maximum entry age is 24 years for a child and no upper age limit for an adult.
The age of a proposer is at least 18 years or above.
The maximum entry age for an adult is as specified in the plan.
It takes a lot of time and consideration to buy overseas travel insurance. Here are a few simple steps to help you in purchasing a international travel insurance policy before your travel:
Go to the International Travel Insurance page on the Care Insurance website.
Enter personal details like mobile number and pincode, then click on 'Get Quote’.
Click on ‘Next’ after entering the proposer’s details, insured person’s details and the country you are travelling to.
Enter trip duration, pre-existing conditions, select your coverage and click on ‘Done’ to calculate the premium.
As you set your trip budget by counting the number of healthling days, get the right health cover to secure you throughout your journey.
Assess Your Trip
Considering what you plan to do on your trip, pick a customized policy with benefits and check for optional emergency covers.
Note that the overseas health insurance plan you select covers the risks you may face and the destination where you are heading.
Those visiting any country in the Schengen region must opt for a valid Schengen health insurance policy.
A health insurance policy may have sub-limits on expenses, such as ICU charges, room rent, etc. Review for a cap on per-incident or per-claim.
Check the policy benefits when opting for a health cover. Take a closer look at the policy inclusions to know the coverage
Check the policy documents to know the expenses your health policy will not cover so you can plan any out-of-pocket expenditure incurred.
Find the procedure to file an international health insurance claim. Know the contact details of customer care and when you should notify the insurer.
All countries have specific entry rules, and some have made overseas travel medical insurance mandatory for international travellers. For example, if you plan to visit countries in the Schengen Area, make sure you have valid travel insurance coverage, as it is a prerequisite for visa application. An overseas travel insurance plan will offer you financial comfort against unforeseen travel risks, including emergency hospital treatment, personal accidents, loss of belongings, and repatriation in case of death.
We recommend an international travel medical insurance cover even if it is not mandatory in the country you are going to. It is vital for a few important reasons. Firstly, healthcare in many countries, including the USA, is unaffordable, especially for Indian tourists. Additionally, the travel uncertainties such as have always made travellers anxious – trip delays or loss of checked-in baggage can make travellers anxious . Our International Travel Insurance - Explore will cover you wherever you go! free you from all travel worries.
An international travel insurance plan is a type of insurance plan that covers a range of medical and non-medical expenses the insured may incur during an emergency when travelling outside India.
Care International travel insurance plan gives you adequate financial support against various events that can occur during an emergency while travelling overseas. That includes trip cancellation, loss of baggage, and medical treatment.
The policyholder can apply for a policy extension if he/she buys international travel insurance online by paying the premium. One can extend a single trip policy up to a maximum trip duration of 365 days. The policyholder must apply for an extension before the policy expires and submit requisite documents, including a health declaration. Our team will verify the information and grant permission for an extension of the policy. One cannot extend a multi-trip policy.
One need not undergo a pre-policy medical check-up for buying the EXPLORE policy. However, the customer must submit a health declaration mentioning any existing medical condition. It will not have an impact on the policy issuance or premium cost.
Our overseas travel insurance covers are available for the following geographies: Asia, Australia, New Zealand, Africa, Europe, Worldwide Excluding USA & Canada, Worldwide Excluding USA, Worldwide Including USA & Canada.
Our Explore travel platinum plan offers a high sum insured and has no sub-limits on in-patient care expenses. Please refer to the policy T&C.
You cannot opt for the policy after your trip starts. International travellers must apply for an international travel insurance policy in India before the start of their visit from India.
A policyholder is not allowed to change the policy sum insured & geographical scope after the start of the international trip. However, one can opt for policy extension if one requires extending the duration.
The Explore plan offers coverage for a minimum trip duration of 2 days and a maximum trip duration of 365 days in our single trip plans. Our multi-trip plans (Explore Asia, Explore Silver, Explore Gold, and Explore Platinum) offer coverage for 30, 45, or 60 days. The policy can be extended up to a maximum duration of 365 days. A single-trip policy will not cover once the coverage duration reaches 365 days, whereas a multi-trip policy cannot be extended.
Yes. You can opt for international health insurance for travel for your elderly parents. Please check the maximum entry age eligibility in the travel plan that you have selected.
We offer a cashless facility at our network hospitals for all emergency hospitalization (with a duration exceeding 24 hours). Contact the helpline numbers to know about cashless travel insurance coverage in a nearby network hospital during a medical emergency.
Yes. The Schengen travel insurance plan is a mandatory proof/document for any person applying for a Schengen Visa. Opt for our customized plan for your foreign travel to European countries.
CHI provides 24X7 assistance during your trip. You can contact us on our toll-free numbers. You can also write to email@example.com
^^Number of Cashless Healthcare Providers till 31st Dec 2022