इंटरनेशनल ट्रैवल इंश्योरेंस

इंटरनेशनल यात्रा बीमा पॉलिसी की ऑनलाइन तुलना कैसे करें?

Comparing international travel insurance policies online is important to ensure you get the best travel insurance for international travel for your needs at a reasonable price. Here’s a step-by-step guide on how to do that effectively:

• Know Your Needs: Assess your specific needs based on the nature of your trip. These might include medical coverage, trip cancellation, and baggage loss protection. The type of trip you’re taking will determine the coverage you require.
• Check Policy Details Carefully: Always check for exclusions (what’s not covered), limits on claims, deductibles (how much you pay out of pocket), and any restrictions on activities or regions.
• Review Customer Feedback: Customer reviews will give insight into how well the company handles claims and customer service. Look for providers with positive feedback.
• कीमतों और कवरेज की तुलना करें: केवल कीमत के आधार पर इंटरनेशनल मेडिकल बीमा पॉलिसी न चुनें। प्रत्येक प्लान ऑफर करने वाले कवरेज की वैल्यू की तुलना करें। कभी-कभी, सस्ता प्लान पर्याप्त सुरक्षा प्रदान नहीं करता है।
• Match Coverage to Your Trip: Ensure that your overseas medical insurance covers your full trip (dates, destinations) and any specific activities (e.g., skiing, scuba diving).
• Look for Additional Coverage Options: You can also consider add-ons such as rental car coverage, missed flight connection coverage, or adventure sports coverage in your health insurance for travelling abroad. 
• Ensure 24/7 Customer Support: Ensure the insurer offers 24/7 customer support, especially in emergencies.

अपने इंटरनेशनल यात्रा बीमा कवरेज को कैसे बढ़ाएं?

Extending your international health coverage can give you peace of mind, if you're staying abroad longer than planned or need additional protection for unforeseen circumstances. Here is how you can extend your coverage:

• Review Your Existing Policy: Check for extension options, as some policies allow extensions, while others do not.
• Contact Your Insurance Provider: You should always initiate the extension before your current policy expires.
• Use official channels: Call customer service, email, or use the insurer’s website or app if they offer digital support.
• Provide Updated Travel Details: You must provide certain information, such as your extended return dates and any new destinations you plan to visit.
• Pay the Additional Premium: The insurer will calculate an extra premium based on the number of additional days. Complete the payment promptly to avoid coverage gaps.
• Receive the Updated Policy Document: After payment, you should receive an updated policy schedule or endorsement. Save a copy digitally and print one if needed for immigration or hospital visits.
• Confirm the Coverage Details: Double-check that the extended coverage includes all necessary benefits, such as medical, trip interruption, and baggage loss.

Countries That Need an International Travel Insurance Policy

Several countries mandate international travel insurance for entry or visa applications. Here is a list of countries that require an international travel insurance policy to visit the country:

Note: This is not an exhaustive list; it is essential to check the specific requirements of the country you visit before your trip.

इंटरनेशनल ट्रैवल इंश्योरेंस पॉलिसी खरीदने से पहले विचार करने योग्य बातें

Visa-Free / Visa-on-Arrival Countries for Indians

भारतीय पासपोर्ट धारक वीज़ा के बिना या वीज़ा-ऑन-अराइवल के साथ 58 देशों में जा सकते हैं। भारतीयों के लिए वीज़ा-फ्री/वीज़ा-ऑन-अराइवल देशों की लिस्ट यहां दी गई है:

विदेश जाने से पहले यात्रा संबंधी सावधानियां

Travelling abroad is exciting, but it is always good to be prepared. Here are some key precautions you should take before you go:

• Check Passport and Visa Requirements: Ensure your passport is valid for at least 6 months after your planned return date. Research whether you need a visa for the destination country and how long it takes to process.
• ट्रैवल बीमा: सुनिश्चित करें कि आपका यात्रा बीमा विदेश में मेडिकल एमरजेंसी को कवर करता है। स्वास्थ्य बीमा कवरेज आपके देश के बाहर सीमित या गैर-मौजूद हो सकता है। ट्रिप कैंसलेशन, फ्लाइट छूटने या सामान खोने के मामले में आपको सुरक्षा प्रदान करने वाले कवरेज पर विचार करें।
• Prescription Medication: If you take prescription medication, carry enough for your entire trip and make sure it is legal in the country you're visiting.
• Research Local Laws and Customs: Familiarise yourself with the local customs and etiquette to avoid unintentionally offending anyone.
• Legal Restrictions: Be aware of any restrictions, especially related to drugs, alcohol, or dress codes. Some countries have very strict laws about behaviour and appearance.
• Flight and Accommodation: Double-check flight times, gates, and any layovers or connections. Confirm your hotel or accommodation bookings in advance, especially during peak travel seasons.
• Emergency Contacts and Local Embassies: Familiarise yourself with the emergency contact numbers of the country you are visiting (e.g., police, ambulance, etc.). Know where your country's embassy or consulate is located in case of emergencies or if you lose your passport.

आपको सावधानी से इंटरनेशनल ट्रैवल इंश्योरेंस क्यों चुनना चाहिए?

जब विदेश यात्रा की बात आती है, तो अपनी पूरी विदेश यात्रा को कवर करने के लिए आवश्यक इंटरनेशनल ट्रैवल इंश्योरेंस का विकल्प चुनना महत्वपूर्ण है।

केयर स्वास्थ्य बीमा में, हम यह सुनिश्चित करते हैं कि आप अपनी यात्रा के पहले दिन से ही घर लौटने तक कवर रहें। हमसे इंटरनेशनल यात्रा बीमा चुनने के कुछ कारण इस प्रकार हैं:

• We Cover Pre-existing Ailments: At Care Health Insurance, we provide health insurance requirements when you are overseas. Thus, we cover your pre-existing ailments in life-threatening conditions under our best overseas travel insurance plan.
• हम यात्रा की परेशानियों के बीच भी मौजूद होते हैं: चाहे यात्रा में देरी हो, कनेक्टिंग फ्लाइट छूट हो या यात्रा कैंसल हो, हम उन सब चीज़ों को कवर करते हैं, जिन्हें पहले से निर्धारित नहीं किया गया था।
• We Lend a Financial Shoulder to Fall Back On: International travel insurance from Care ensures you have financial aid, whether it is an emergency evacuation, upgradation of a flight ticket, or loss of belongings.
• Claim Process in a Jiffy: No matter where you are, our 24/7 available claim process will ensure that you can easily file and receive claims in times of need.

International Travel Insurance for Popular Destinations

Dreaming of your next big international trip? Here are some of the world’s most exciting destinations, filled with iconic landmarks, vibrant culture, and unforgettable experiences:

• United States: From the buzzing streets of New York City to the natural wonders of the Grand Canyon and the theme park magic of Orlando, the U.S. offers something for every kind of traveller. Don’t miss a scenic drive along the California coast or a selfie with the Golden Gate Bridge!
• United Arab Emirates: Home to the ultra-modern Dubai, the UAE is where tradition meets futuristic luxury. Marvel at the Burj Khalifa, shop in glittering malls, go dune bashing in the desert, or unwind at Palm Jumeirah, which is a man-made wonder!
• United Kingdom: Stroll through the historic streets of London, catch the Changing of the Guard at Buckingham Palace, or explore the ancient mystery of Stonehenge. Want a break from the city? Head north to the Scottish Highlands for breathtaking scenery.
• South Korea: Experience the buzz of Seoul, with its neon-lit streets, fashion, and food. Visit Gyeongbokgung Palace, walk along the Cheonggyecheon Stream, or take a trip to Jeju Island for nature and tranquillity.
• Brazil: Brazil is bursting with energy, from the beaches of Copacabana and the rhythm of Rio Carnival, to the breathtaking Christ the Redeemer statue overlooking the city. Nature lovers will be drawn to the Amazon rainforest and Iguazu Falls.