Infinity Bonus
We boost 100% of your base sum insured annually upon consecutive renewal whether or not you file a claim.
Unlimited Automatic RechargeFor every hospitalisation, the insured member can claim up to the base sum insured.
Unlimited E-consultationGet unlimited e-consultations from general physicians through mobile app.
Instant CoverInsured members having Diabetes/ Hypertension/ Hyperlipidemia / Asthma /Obesity / Hypothyroidism/ Coronary Artery Disease (PTCA of 1 year), can file a hospitalisation claim after an initial waiting period of 30 days.
21700+Cashless Healthcare Providers^^9 Crore+Lives Covered Since Inception58 Lakh+Claims Settled**
We offer a variety of health plans enabling cashless treatment at 21700+ network hospitals and healthcare providers. Our health insurance plans include comprehensive coverage for modern and traditional treatments from AYUSH to robotic surgery and radiosurgery. Additionally, our travel insurance provides extensive coverage, protecting you against unexpected events and ensuring peace of mind during your journeys.
Care in the palm of your hands
Care Health App
A one-stop solution to assist you around the clock
Policy Related Services
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Our Network
21700+ Healthcare providers offering cashless treatment across the country
I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.
Samanway Barik Asst. Marketing Manager, State Gov.Kolkata
Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!
Rahul Sangwan Vice President, Paul MerchantsChandigarh
I bought Care Supreme recently, and I am impressed with the kind of benefits I have been offered under this plan. After comparing other options, I found Care Health Insurance to be the best service provider in terms of customer service and healthcare. Kudos!!
Prafulla Shukla Lead Data Scientist, BlinkitGurugram
Vikas DwivediKanpur
5
I made the best decision this year by choosing Care Insurance as my insurer. The plans are highly affordable, and the team is quick in responding. Recommendable plans.
Soubhagya K KulkarniBengaluru
5
Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.
Nirupama VermaLucknow
5
I ported my policy to Care Supreme. The best part about this experience was the agent. Unlike my previous insurer, he patiently explained all the coverage and took my doubts. Happy to be associated with Care.
Kishan ShrivastavaDelhi
5
I am highly satisfied with the range of benefits offered by Care Insurance under the Care Advantage insurance policy and appreciate the speedy claim settlement offered for the well-being of my family.
Rajesh KumariGurugram
5
Care ensured that my expenses are taken care of! Thank you for helping me through my first-ever cashless hospitalisation experience!
Vaibhav RaiNew Delhi
5
Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.
Awards & Recognition
Recognized for Excellence in Health Insurance and Customer Service
Overall Achievement Award’ (SAHI category)
ASSOCHAM 16th Global Insurance Summit & Awards
Claims Service Leader for the Year
India Insurance Summit & Awards 2024
Best Health Insurance Company in Rural Sector
India Insurance Summit & Awards 2024
Best Health Insurance Plan – Care Plus
Global Financial Planner’s Summit 2024
Frequently asked questions
Why Care Health Insurance?
Care Health Insurance is one of India's leading Health Insurance providers, with 58 Lakh+ insurance claims settled since inception. Care Health Insurance provides comprehensive health insurance benefits, including in-patient hospitalisation, pre and post-hospitalisation medical expenses, access to advanced medical treatments, daily allowances during hospitalisation and cover for AYUSH treatments.
How are Care's Products different from those of its Competitors?
Choosing Care means choosing a health insurance plan that rewards you for staying healthy. Ultimate Care’s unique premium payback benefit gives you a refund of the first year’s premium for five consecutive claim-free years. Further, the loyalty benefit doubles your base sum insured and waives the waiting period for this additional amount.
What are Care’s recognitions?
Care Health Insurance is India's second-largest standalone health insurance provider. The company received the "Editor's Choice Award for Best Product Innovation" at Finnoviti and the "Best Medical Insurance Product Award" at The FICCI Healthcare Awards for its exceptional services. At the ABP News-BFSI Awards and the Insurance India Summit & Awards, Care was also recognised as the "Best Health Insurance Company" and the "Best Claims Service Leader of the Year."
Where can you get cashless claims service with us?
Care Health Insurance offers its customers cashless claims services at over 21700 cashless healthcare providers. The policyholder doesn't have to bear any expenses as we directly pay the amount to your cashless healthcare provider. You can simply go to our network locator page from the contact us menu and enter your state and city to find the nearest cashless healthcare provider around you.
What is the turnaround time for claim settlement at Care Health Insurance?
Company shall comply to mandated claim settlement turnaround time of 1 hour for Cashless Preauthorisation, 3 hours for Cashless Discharge request processing & 15 days for settlement of Reimbursement claim from the time of provision of all requirements of claim.
How many lives have we touched with our coverage?
Care has covered 9 Crores+ lives with its wide range of healthcare products that covers you for any medical emergencies. This makes us a reliable and trusted healthcare provider where you can customize your coverage as per your need.
What does Care travel insurance cover?
Our travel insurance offers comprehensive coverage, including medical emergencies, trip cancellations, lost baggage, trip delays, etc.
What is covered under the emergency hospitalisation benefit of Care travel insurance?
Care travel insurance covers inpatient and outpatient medical expenses incurred due to unforeseen emergencies during your trip.
Does Care travel insurance cover pre-existing medical conditions?
Yes, our travel insurance covers pre-existing medical conditions, ensuring you're protected in case of an emergency caused by a pre-existing ailment.
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~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of 31st March 2024
^In a block of 5 claim-free years, you get your first year’s base premium amount, excluding GST back.
*Base premium for Ultimate Care is calculated as ₹12/day for an insured member (25 years) who has coverage of 5 Lacs in a zone 3 city (inclusive of 18% GST & 5% digital discount).
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