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Care Plus Youth Health Insurance Plan

Care Plus- a Youth Health Insurance Plan that begins protecting the insured at a young age. A right plan for a healthier you that covers both your youth and adulthood.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ CASHLESS HEALTHCARE PROVIDERS^^
  • Claim settled ratio
    48 Lakh+INSURANCE CLAIMS SETTLED**
  • Claim settled
    24*7CLAIM AND CUSTOMER SUPPORT

Lead a Financially Secure Adulthood with Youth Health Plan

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Save Upto 15% on Health Insurance Premium~~

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What is Care Plus Youth Health Insurance Plan?

Care Plus is the most comprehensive youth health insurance plan specifically created for young people, offered by Care Health Insurance. The policy comes with unique coverage such as inflation-proof coverage, OPD coverage, no co-payment condition, and unlimited recharge of sum insured, even for correlated illnesses. Additionally, it provides new-age features like limitless online consultations, the Earn & Burn Reward programme, and a health tracker to keep an eye on health status and inspires to lead a healthy life. It is therefore advisable to choose this policy early in life and begin to reap its benefits later on, keeping in mind both financial limitations and health safety.

Plan Highlights of Care Plus Youth Health Insurance Plan

  • Multiple sums insured options available, ranging from Rs. 3 lakh to Rs. 25 lakh.
  • Unlimited recharging of sum insured, even the claim arises for related illness.
  • Coverage for OPD costs, including annual doctor, dentist, and ophthalmology consultations, which eases the additional financial strain.
  • New-age features including Earn & Burn Reward Program to use your rewards points and Unlimited E-Consultations with General Physicians.
  • Doctor on chat, reminders for good habits, and a Digi vault for medical records are all features of the health site.
  • 24800+ Cashless Healthcare Providers.
  • Personal accident insurance coverage for the primary insured member.
  • All insured members receive an annual health checkup once a policy year.

Cover Highlights

Early Bird Discount

Early Bird Discount

Advance Technology Methods

Advance Technology
Methods

No Claim Bonus Protect

No Claim Bonus
Protect

Out-patient Dental and Ophthalmic Treatments

Out-patient Dental and
Ophthalmic Treatments

Unlimited E-Consultation

Unlimited
E-Consultation

Features of Care Plus Youth Health Insurance Plan

See all Sum Insured Options east

KEY FEATURES 3L 5L / 7L 10L / 25L
In-Patient Hospitalization
info Coverage for expenses incurred for treatment that requires you to stay hospitalized for more than 24 hours. It includes expenses on – room charges, nursing expenses and intensive care unit charges, surgeon's fee, doctor's fee, anaesthesia, blood, oxygen, operation theatre charges, etc
Upto SI Upto SI Upto SI
Day Care Treatment
info Refers to treatment that requires less than 24 hours of hospitalisation. We covers 541 such treatments. Some of the examples are treatment of Cataract, Chemotherapy or Dialysis etc.
Upto SI Upto SI Upto SI
Advance Technology Methods
info Coverage for hospitalization expenses incurred on treatment through specified advance technology
Upto SI Upto SI Upto SI
Out-patient Consultations
info Coverage for medical expenses incurred on medical consultations and prescribed medication availed without getting hospitalized
- Up to Rs.1,500
Limit per consultation is Rs.350/-
Up to Rs.2,500
Limit per consultation is Rs.350/-
Out-patient Dental and Ophthalmic Treatments
info 1.Coverage for medical expenses incurred for specified out-patient dental consultation/services provided by a licenced dentist .
2. Coverage for medical expenses incurred for out-patient Eye related treatment/services provided by a licenced ophthalmologist
- Up to Rs.1,500 Up to Rs.2,500
Annual Health Check-up
info To regularly monitor the health and well being, of each insured member, they get one health check-up in every policy year. We have already identified set of test that are covered under policy and you can book your health check-up appointment by using Care customer mobile app
check check check
Unlimited Automatic Recharge
info In case your sum insured is exhausted during long hospitalisation or due to multiple family members being hospitalised at same time, an amount equal to policy sum insured will be automatically added to your policy. Unlimited times
Up to SI Up to SI Up to SI
No Claim Bonus Protect
info 50% increase in SI per policy year in case of claim free year; maximum up to 200% SI. (50% decrease in SI per Policy Year in case a claim has been paid; such decrease is only in SI accrued as NCB) No reduction in NCB in subsequent year, if total claim amount <25% of applicable SI in a policy year
check check check
Personal Accident Cover (AD & PTD)
info Personal accident plan with accidental death cover for family and permananent disablement cover for specified disablity suffered
Accidental Death – 100% of SI
Permanent Total Disablement – up to 100% of SI
Accidental Death – 100% of SI
Permanent Total Disablement – up to 100% of SI
Accidental Death – 100% of SI
Permanent Total Disablement – up to 100% of SI
Inflation Shield
info The base policy insured amount will be increased on cumulative basis at each renewal on the basis of inflation rate in previous year.
check check check
Unlimited E-Consultation
info Avail unlimited teleconsultations with empaneled doctors 24-7 using live video and voice call
check check check
Earn and Burn
info Wellness program that rewards you for staying healthy with redeemable Earn and Burn points as per annexure V.
check check check
Ambulance Cover
info We will arrange ambulance transportation of the Insured person, to the nearest hospital; and/or transportation from one hospital to another hospital for the purpose of providing better medical aid to the Insured person, in case of certified medical emergency .
Upto ₹ 2,000
per hospitalization
Upto ₹ 2,000
per hospitalization
Upto ₹ 2,000
per hospitalization
Organ Donor Cover
info In case of organ transplant surgery is required by insured person, we will cover the cost of operation performed on donor for harvesting organ from the donor.
Upto SI Upto SI Upto SI
Second Opinion
info In the event if you diagnosed with specified major Illness / Injury during the policy year then on your request we can arrange a second opinion from our panel of doctors related to your medical treatment
Once in a policy year (per member) Once in a policy year (per member) Once in a policy year (per member)
AYUSH Treatments
info Coverage for expenses for more then 24 hour hospitalization related to treatment using AYUSH methods : AYURVEDA /Sidhi/Unani or Homeopathy.
10% of SI 10% of SI 10% of SI
Air Ambulance Cover
info We will arrange air transportation from the place of occurrence of medical emergency of the insured person, to the nearest hospital; and/or transportation from one hospital to another hospital for the purpose of providing better medical aid to the insured Person, following an emergency
Up to SI or maximum of 5 Lakh per policy year, whichever is lower Up to SI or maximum of 5 Lakh per policy year, whichever is lower Up to SI or maximum of 5 Lakh per policy year, whichever is lower
Health Services
info Services related to hospitalisation, medication or doctor consultation as per the policy
Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
Discount Connect – Discounts on services at our network
Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
Discount Connect – Discounts on services at our network
Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
Discount Connect – Discounts on services at our network
Pre-hospitalization
info Medical expenses incurred on doctor’s consultation fee, prescribed diagnostics and prescribed medicines 60 days before date of admission.
60 days 60 days 60 days
Post-hospitalization
info Medical expenses incurred on doctor’s consultation fee, prescribed diagnostics and prescribed medicines 90 days after date of discharge.
90 days 90 days 90 days
Domiciliary Hospitalization
info Medical expenses incurred during his/her prescribed treatment at home so long as it involves medical treatment for a period exceeding 3 days.
Upto SI Upto SI Upto SI

Early Bird Discount

Early Bird If the Insured person avails this policy before the age of 36 years and has continuously renewed without any break, then, on completion of 40 years of age the insured person will be offered a discount of 10% on the subsequent renewal premium applicable on the base coverage opted at the inception of this policy

Brochure

Download the Brochure for Care Plus Youth Health Insurance Plan Complete Plan Details

Download Care Plus Youth Health Insurance Plan complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Add-ons To Cover Your Specific Needs

International second opinion

International Second Opinion

Provides second opinion from a medical practitioner outside India for specified major illness/injury
See Details
Maternity Benefit

Maternity Benefit

Focus on joy of parenting and not on maternity expenses
See Details
Smart Select

Smart Select

Get a discount of 15% on premium
See Details

Health Insurance Plan For Early Age

  • Age of Proposer 18 years or above

  • Entry age - Minimum

    • Individual : 5 years (Benefit: Earn & Burn shall be available for member of 18 years or above)

    • Floater : 91 Days with at least 1 member of age 18 years or above

  • Entry age - Maximum

    • Adult : 35 Years

    • Child : 24 Years

  • Exit Age

    • Adult : Lifelong

    • Child : 25 Years

  • Cover Type

    • Individual : Maximum up to 6 Persons

    • Floater : 1A1C / 1A2C / 1A3C / 1A4C / 2A / 2A1C / 2A2C / 2A3C / 2A4C

  • Tenure Options: 1/2/3 Years

Download Terms & Conditions
  • Expenses incurred as a result of self-inflicted injury (resulting from suicide, attempted suicide)
  • Expenses incurred as a result of or related to alcohol or drug use/misuse/abuse
  • Treatment related to or resulting from pregnancy and childbirth, miscarriage, abortion, and its consequences.
  • Internal congenital illness
  • Infertility tests and treatments, including in vitro fertilisation.
  • Hospitalisation caused by war, riots, strikes, and nuclear weapons

For complete list of exclusions please refer to policy TnC

STEP 1

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization

STEP 2

Cashless

Request for pre-authorization

Reimbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval letter sent by the claim management team

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions

Approval

Approval letter sent by the claim management team

Query

Insured to response to the query raised by the claim management team

Rejected

We will communicate the reason in case of rejection

24800+Health Care Providers Serving Cashless Medical Services Across The Globe

Look for hospitals around you

Detailed Hospital List
24800+ Health Care Providers Across The Globe
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Voice of our Customers

AF
Ammy Fernandes December 01, 2023
Careplus Youth
2

Average

I bought this plan a year ago and got hospitalised due to typhoid. My claim got rejected on the basis of kidney stone as I didnt disclose earlier in the policy. I didnt ever know I had a kidney stone until I got hospitalised for typhoid. It is not fair.
MK
Mayank Kursija December 01, 2023
Careplus Youth
4

Nice plan for youngsters

Best plan for youngsters with so many benefits at less cost. Really liked it
RC
Rajiv Chopra December 01, 2023
Careplus Youth
5

Fast service

When my Family Member admitted in hospital with in 30 minutes cashless claim got processed and patient got discharged on time.
HS
Harsh Saxena December 01, 2023
Careplus Youth
5

Exclusive plan for youngsters

I got this plan for my son who has turned 18 years old this year. I am glad I found this plan for him as it has maximum benefits at affordable premium.
KC
Kanika Chhabra December 01, 2023
Careplus Youth
5

Less premium more services

I had star health insurance before but i did portability in this plan. This plan premium is less than star insurance. Thank you
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

FAQs On Care Plus – Youth Health Insurance Plan

Q. What is the Care Plus – Youth Health Insurance Plan?

Our indemnity-based health insurance plan is designed specifically for young individuals aged 18 to 35.

Q. Can I cover my 5-year-old kid under Care Plus – Youth Health Insurance Plan?

Yes, you can cover your 5-year-old kid under its family floater plan.

Q. How many cashless healthcare providers that the company tied up for the Care Plus – Youth Health Insurance Plan?

We have tied up around 22900+ network hospitals across India for this plan.

Q. What are the benefits of the Care Plus – Youth Health Insurance Plan?

This policy offers numerous benefits, such as in-patient hospitalisation, pre and post-hospitalisation, daycare treatments, AYUSH cover, cashless hospitalisation, and more.

Q. Is there any criteria for buying Care Plus – Youth Health Insurance Plan?

The age of the Proposer should be of 18 years. You can include your 91 days baby under the family floater plan.

Q. Do I need to undergo medical tests to enrol my children for this policy?

No pre-policy medical checkup is required for enrolment. However, we may ask the insured person to undergo tele-underwriting, which may include specific tests.

Q. Is there any tax exemption under Care Plus – Youth Health Insurance Plan?

Under section 80D of the Income Tax Act of India 1961, the premium paid for this policy gets tax exemption.

Q. Do I need Care Plus – Youth Health Insurance Plan if everyone is healthy in my family?

Most health insurance plans have a long waiting period, especially for pre-existing diseases; it is vital to have Care Plus– Youth Health Insurance Plan early to keep your family secured.

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
~~Includes 10% renewal discount plus 5% digital discount applicable as per policy terms.

Brochure

Download the Brochure for Care Plus Youth Health Insurance Plan Complete Plan Details

Download Care Plus Youth Health Insurance Plan complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

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