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Care Plus Youth Health Insurance Plan

Care Plus- a Youth Health Insurance Plan that begins protecting the insured at a young age. A right plan for a healthier you that covers both your youth and adulthood.

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Lead a Financially Secure Adulthood with Youth Health Plan

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    Reasons to Choose Care Health Insurance?

    • Healthcare Networks
      20,800+ CASHLESS HEALTHCAREPROVIDERS^^
    • Claim settled ratio
      95.2% INSURANCE CLAIMSETTLEMENT RATIO*
    • Claim settled
      30 LACS+ CLAIMS SETTLEDSUCCESSFULLY*

    What is Care Plus Youth Health Insurance Plan?

    Care Plus is the most comprehensive youth health insurance plan specifically created for young people, offered by Care Health Insurance. The policy comes with unique coverage such as inflation-proof coverage, OPD coverage, no co-payment condition, and unlimited recharge of sum insured, even for correlated illnesses. Additionally, it provides new-age features like limitless online consultations, the Earn & Burn Reward programme, and a health tracker to keep an eye on health status and inspires to lead a healthy life. It is therefore advisable to choose this policy early in life and begin to reap its benefits later on, keeping in mind both financial limitations and health safety.

    Plan Highlights of Care Plus Youth Health Insurance Plan

    • Multiple sums insured options available, ranging from Rs. 3 lakh to Rs. 25 lakh.
    • Unlimited recharging of sum insured, even the claim arises for related illness.
    • Coverage for OPD costs, including annual doctor, dentist, and ophthalmology consultations, which eases the additional financial strain.
    • New-age features including Earn & Burn Reward Program to use your rewards points and Unlimited E-Consultations with General Physicians.
    • Doctor on chat, reminders for good habits, and a Digi vault for medical records are all features of the health site.
    • 20800+ hospitals in the network to offer cashless services.
    • Personal accident insurance coverage for the primary insured member.
    • All insured members receive an annual health checkup once a policy year.

    Cover Highlights

    Early Bird Discount

    Early Bird Discount

    Advance Technology Methods

    Advance Technology
    Methods

    No Claim Bonus Protect

    No Claim Bonus
    Protect

    Out-patient Dental and Ophthalmic Treatments

    Out-patient Dental and
    Ophthalmic Treatments

    Unlimited E-Consultation

    Unlimited
    E-Consultation

    Features of Care Plus Youth Health Insurance Plan

    See all Sum Insured Options arrow close

    KEY FEATURES 3L 5L / 7L 10L / 25L
    In-Patient Hospitalization
    Coverage for expenses incurred for treatment that requires you to stay hospitalized for more than 24 hours. It includes expenses on – room charges, nursing expenses and intensive care unit charges, surgeon's fee, doctor's fee, anaesthesia, blood, oxygen, operation theatre charges, etc
    Upto SI Upto SI Upto SI
    Day Care Treatment
    Refers to treatment that requires less than 24 hours of hospitalisation. We covers 541 such treatments. Some of the examples are treatment of Cataract, Chemotherapy or Dialysis etc.
    Upto SI Upto SI Upto SI
    Advance Technology Methods
    Coverage for hospitalization expenses incurred on treatment through specified advance technology
    Upto SI Upto SI Upto SI
    Out-patient Consultations
    Coverage for medical expenses incurred on medical consultations and prescribed medication availed without getting hospitalized
    - Up to Rs.1,500
    Limit per consultation is Rs.350/-
    Up to Rs.2,500
    Limit per consultation is Rs.350/-
    Out-patient Dental and Ophthalmic Treatments
    1.Coverage for medical expenses incurred for specified out-patient dental consultation/services provided by a licenced dentist .
    2. Coverage for medical expenses incurred for out-patient Eye related treatment/services provided by a licenced ophthalmologist
    - Up to Rs.1,500 Up to Rs.2,500
    Annual Health Check-up
    To regularly monitor the health and well being, of each insured member, they get one health check-up in every policy year. We have already identified set of test that are covered under policy and you can book your health check-up appointment by using Care customer mobile app
    tick-mark tick-mark tick-mark
    Unlimited Automatic Recharge
    In case your sum insured is exhausted during long hospitalisation or due to multiple family members being hospitalised at same time, an amount equal to policy sum insured will be automatically added to your policy. Unlimited times
    Up to SI Up to SI Up to SI
    No Claim Bonus Protect
    50% increase in SI per policy year in case of claim free year; maximum up to 200% SI. (50% decrease in SI per Policy Year in case a claim has been paid; such decrease is only in SI accrued as NCB) No reduction in NCB in subsequent year, if total claim amount <25% of applicable SI in a policy year
    tick-mark tick-mark tick-mark
    Personal Accident Cover (AD & PTD)
    Personal accident plan with accidental death cover for family and permananent disablement cover for specified disablity suffered
    Accidental Death – 100% of SI
    Permanent Total Disablement – up to 100% of SI
    Accidental Death – 100% of SI
    Permanent Total Disablement – up to 100% of SI
    Accidental Death – 100% of SI
    Permanent Total Disablement – up to 100% of SI
    Inflation Shield
    The base policy insured amount will be increased on cumulative basis at each renewal on the basis of inflation rate in previous year.
    tick-mark tick-mark tick-mark
    Unlimited E-Consultation
    Avail unlimited teleconsultations with empaneled doctors 24-7 using live video and voice call
    tick-mark tick-mark tick-mark
    Earn and Burn
    Wellness program that rewards you for staying healthy with redeemable Earn and Burn points as per annexure V.
    tick-mark tick-mark tick-mark
    Ambulance Cover
    We will arrange ambulance transportation of the Insured person, to the nearest hospital; and/or transportation from one hospital to another hospital for the purpose of providing better medical aid to the Insured person, in case of certified medical emergency .
    Upto ₹ 2,000
    per hospitalization
    Upto ₹ 2,000
    per hospitalization
    Upto ₹ 2,000
    per hospitalization
    Organ Donor Cover
    In case of organ transplant surgery is required by insured person, we will cover the cost of operation performed on donor for harvesting organ from the donor.
    Upto SI Upto SI Upto SI
    Second Opinion
    In the event if you diagnosed with specified major Illness / Injury during the policy year then on your request we can arrange a second opinion from our panel of doctors related to your medical treatment
    Once in a policy year (per member) Once in a policy year (per member) Once in a policy year (per member)
    AYUSH Treatments
    Coverage for expenses for more then 24 hour hospitalization related to treatment using AYUSH methods : AYURVEDA /Sidhi/Unani or Homeopathy.
    10% of SI 10% of SI 10% of SI
    Air Ambulance Cover
    We will arrange air transportation from the place of occurrence of medical emergency of the insured person, to the nearest hospital; and/or transportation from one hospital to another hospital for the purpose of providing better medical aid to the insured Person, following an emergency
    Up to SI or maximum of 5 Lakh per policy year, whichever is lower Up to SI or maximum of 5 Lakh per policy year, whichever is lower Up to SI or maximum of 5 Lakh per policy year, whichever is lower
    Health Services
    Services related to hospitalisation, medication or doctor consultation as per the policy
    Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
    Discount Connect – Discounts on services at our network
    Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
    Discount Connect – Discounts on services at our network
    Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc.
    Discount Connect – Discounts on services at our network
    Pre-hospitalization
    Medical expenses incurred on doctor’s consultation fee, prescribed diagnostics and prescribed medicines 60 days before date of admission.
    60 days 60 days 60 days
    Post-hospitalization
    Medical expenses incurred on doctor’s consultation fee, prescribed diagnostics and prescribed medicines 90 days after date of discharge.
    90 days 90 days 90 days
    Domiciliary Hospitalization
    Medical expenses incurred during his/her prescribed treatment at home so long as it involves medical treatment for a period exceeding 3 days.
    Upto SI Upto SI Upto SI
    SHOW MORE BACK TO PAGE

    Early Bird Discount

    Early Bird If the Insured person avails this policy before the age of 36 years and has continuously renewed without any break, then, on completion of 40 years of age the insured person will be offered a discount of 10% on the subsequent renewal premium applicable on the base coverage opted at the inception of this policy

    Brochure

    Download the Brochure for Care Plus - Youth Health Insurance Plan Complete Plan Details

    Download Care Plus - Youth Health Insurance Plan complete plan details

    Read Through it!
    Get Complete Policy Details in the Brochure With Our Expert Assistance!

    Add-ons to cover your specific needs

    International Second Opinion

    International Second Opinion

    Provides second opinion from a medical practitioner outside India for specified major illness/injury

    See Details
    Maternity Benefit

    Maternity Benefit

    Focus on joy of parenting and not on maternity expenses

    See Details
    Smart Select

    Smart Select

    Get a discount of 15% on premium

    See Details

    Health Insurance Plan For Early Age

    • Age of Proposer 18 years or above

    • Entry age - Minimum

      • Individual : 5 years (Benefit: Earn & Burn shall be available for member of 18 years or above)

      • Floater : 91 Days with at least 1 member of age 18 years or above

    • Entry age - Maximum

      • Adult : 35 Years

      • Child : 24 Years

    • Exit Age

      • Adult : Lifelong

      • Child : 25 Years

    • Cover Type

      • Individual : Maximum up to 6 Persons

      • Floater : 1A1C / 1A2C / 1A3C / 1A4C / 2A / 2A1C / 2A2C / 2A3C / 2A4C

    • Tenure Options: 1/2/3 Years

    Download Terms & Conditions
    • Expenses incurred as a result of self-inflicted injury (resulting from suicide, attempted suicide)
    • Expenses incurred as a result of or related to alcohol or drug use/misuse/abuse
    • Treatment related to or resulting from pregnancy and childbirth, miscarriage, abortion, and its consequences.
    • Internal congenital illness
    • Infertility tests and treatments, including in vitro fertilisation.
    • Hospitalisation caused by war, riots, strikes, and nuclear weapons

    For complete list of exclusions please refer to policy TnC

    STEP 1

    Emergency

    Intimate within 24 hours of your hospitalization

    Planned Hospitalization

    Intimate us 48 hours prior to your hospitalization

    STEP 2

    Cashless

    Request for pre-authorization

    Reimbursement

    Claim from submission

    Complete the pre-authorization form available
    at the hospitals insurance/TPA Desk and send us through fax.

    Approval

    Approval letter sent by the claim management team

    Query

    Hospital/Insured to response to the query raised by the claim management team

    Rejected

    You may initiate the treatment and file for reimbursement claim

    Submission of claim form along with required
    documents, as per the policy terms & conditions

    Approval

    Approval letter sent by the claim management team

    Query

    Insured to response to the query raised by the claim management team

    Rejected

    We will communicate the reason in case of rejection

    20800+HEALTH CARE PROVIDERS SERVE CASHLESS MEDICAL SERVICES ACROSS THE GLOBE

    Look for hospitals around you

    Detailed Hospital List
     19000+ Health Care Providers Across The Globe

    20800+ Cashless Providers

    19000+ Health Care Providers Across The Globe

    Voice of our Customers

    Keshav Pal Singh

    review Recently, I have taken a policy for my mother. Hassle free insurance buying process. Highly Recommend Care Do keeps up the good work.

    Rukhsar Khan

    review I would like to appreciate your service, support and guidance to settle claim on time.

    Arun Sharma

    review Mr Promod was very helpful in explaining product features & claim settlement process. Keep it up!

    Krishna Verma

    review Thank you for helping me in bad situation when my dad was hospitalized. Buying Senior Citizen Health Plan was the wiser decision I have taken.

    Radhika Gaur

    review Care Health Insurance was awesome, helped me a lot like family with hospitalization formalities of my dad when I was very tense due to his sudden illness. Really appreciate!
    Ankita Sharma

    My appreciation for your prompt service

    At the outset, I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received timely intimation regarding the acceptance of my claim amount settled by you.

    Ankita Sharma

    Health Insurance

    Indubala Nambiar

    We will continue to avail of your scheme

    Thank you for settling the claim amount. It helped me a lot during my tough time. The process is smooth and hassle-free. I will continue with Care Health Insurance and recommend it to my friends as well.

    Indubala Nambiar

    Health Insurance

    Vikas Singh

    Everything went very smooth

    I would like to pass on my appreciation for Virender, who guided me during the difficult time. He helped me at every stage and didn't keep me waiting. Due to his efforts, I was relaxed and everything went very smooth.

    Vikas Singh

    Health Insurance

    Sahil Khattar

    Really helpful explaining the process in advance

    I just wanted to thank you for the exceptional response from you on the recent cashless hospitalization request related to my mother's operation. You were really helpful throughout.

    Sahil Khattar

    Health Insurance

    Aditya Sharma

    Finalising my claim in a short period

    I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies holding payment or rejecting it outright on very flimsy grounds was not the case with Care health insurance, May your tribe grow more

    Aditya Sharma

    Health Insurance

    Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

    Care Health Insurance

    Awarded as Claims
    Leader of the year

    Care Health Insurance

    30 Lakh + Claims Settled^^

    Care Health Insurance

    Cashless claim processing
    in approx. 2 hours

    ^^number of claims settled as on February, 2022

    FAQs On Care Plus – Youth Health Insurance Plan

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    Most Frequently Asked Questions

    Q. What is the Care Plus – Youth Health Insurance Plan?

    Our indemnity-based health insurance plan is designed specifically for young individuals aged 18 to 35.

    Q. Can I cover my 5-year-old kid under Care Plus – Youth Health Insurance Plan?

    Yes, you can cover your 5-year-old kid under its family floater plan.

    Q. How many cashless healthcare providers that the company tied up for the Care Plus – Youth Health Insurance Plan?

    We have tied up around 20800+ network hospitals across India for this plan.

    Q. What are the benefits of the Care Plus – Youth Health Insurance Plan?

    This policy offers numerous benefits, such as in-patient hospitalisation, pre and post-hospitalisation, daycare treatments, AYUSH cover, cashless hospitalisation, and more.

    Q. Is there any criteria for buying Care Plus – Youth Health Insurance Plan?

    The age of the Proposer should be of 18 years. You can include your 91 days baby under the family floater plan.

    Q. Do I need to undergo medical tests to enrol my children for this policy?

    No pre-policy medical checkup is required for enrolment. However, we may ask the insured person to undergo tele-underwriting, which may include specific tests.

    Q. Is there any tax exemption under Care Plus – Youth Health Insurance Plan?

    Under section 80D of the Income Tax Act of India 1961, the premium paid for this policy gets tax exemption.

    Q. Do I need Care Plus – Youth Health Insurance Plan if everyone is healthy in my family?

    Most health insurance plans have a long waiting period, especially for pre-existing diseases; it is vital to have Care Plus– Youth Health Insurance Plan early to keep your family secured.

    Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
    *Claim Settlement Ratio is for FY 19-20 and number of claims settled till February 2022.
    ^^Number of Cashless Healthcare Providers till 25th March 2022
    **Includes 10% renewal discount plus 5% digital discount applicable as per policy terms.

    Brochure

    Download the Brochure for Care Plus - Youth Health Insurance Plan Complete Plan Details

    Download Care Plus - Youth Health Insurance Plan complete plan details

    Read Through it!
    Get Complete Policy Details in the Brochure With Our Expert Assistance!

    Reach out to us
    Whatsapp 8860402452

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