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Care Supreme Senior

Starting at @₹48/day^

No pre-policy check-up
Up to 30%Renewal Discount
Unlimited Automatic Recharge
7X coverage in 5 years

Insured 7,00,00,000+ lives

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Plan Features

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No pre-policy check-up

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Up to 30%Renewal Discount

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Unlimited Automatic Recharge

altitude

7X coverage in 5 years

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Annual Health Check-up

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Day Care Treatment

ambulance

Emergency Road Ambulance

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Cumulative Bonus

pulmonology

Organ Donor Cover

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Product Benefits

Key Features	₹ 7 L, 10 L, 15 L, 25 L, 50 L & 1 C
In-Patient Care Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI
Day Care Treatment Coverage of treatment expenses that required you to stay in a hospital for less than 24 Hours. We cover all Day Care Procedures like Cataract, Chemotherapy, Dialysis, removal of Stone etc.	All Day Care Procedures
Advance Technology Methods Coverage of Expenses incurred on treatment using specified Advanced Technology methods during hospital stay.	Up to SI
Pre-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 60 days prior to hospitalization.	60 days prior to hospitalisation
Post-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 180 days post discharge from hospital	180 days post hospitalisation
AYUSH Treatment Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI, if hospitalisation takes place in an AYUSH-certified clinic
Domiciliary Hospitalisation Coverage of treatment expenses that required you to start treatment at home under specified circumstances. The Treatment at home should continue for atleast 3 Days.	Up to SI
Organ Donor Cover Coverage of expenses incurred on an operation performed on donor to remove the organ.Removed Organ should be used for insured member. Pre and Post Hospitalization expenses incurred on donor not payable. The Donor should meet all the requirement as speciefied by GOI.	Up to SI
Ambulance Cover Coverage of expenses for hiring a road ambulance for transporting insured to hospital for admission or for shifting insured from one hospital to another for better treatment or for moving insured from hospital to home.	Upto Rs.10,000 per Year for SI < 15 Lacs & Upto SI for SI >= 15 Lacs
Cumulative Bonus we will reward you with upto 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim.	50% of SI per year, max up to 100% of SI
Unlimited Automatic Recharge You will never run out of coverage due to multiple hospitalization in a policy year. We will recharge policy with an amount equal to SI opted unlimited times in a policy year. This additional amount can be used for multiple hospitalization for related or unrelated illness	Available
Unlimited E-Consultations Avail Unlimited e-consultation from a general Physician by booking appointmemnt through mobile application.	Available
Health Services Discount Connect - Discounts on services such as consultations, diagnostics, maternity etc at our network.	Available

Plan Highlights

The Cumulative Bonus provides a 2x coverage within 2 consecutive renewals. Claims do not affect the accumulated amount of the Cumulative Bonus.
Every year, your sum insured increases, reaching up to 7x the original cover in five years at no extra cost with the Cumulative Bonus Super benefit.
Unlimited automatic recharge covers multiple hospitalisations in a year.
Unlimited e-consultations with general physicians are available through a mobile application.
There is no upper age limit for purchasing the policy.

Plan Details

Policy Terms
Exclusions

Age Limit
Entry Age Minimum	Individual: 61 years, Floater: 61 years (second member can be less than 60 years)
Entry Age Maximum	Adult: No Upper Age limit
Exit Age	Lifelong
Age of Proposer	18 years and above
Renewability	Lifelong
Cover Type
Individual	Maximum up to 6 persons
Family Floater	Maximum up to 2A2C
Tenure Options	1/2/3 Years
Waiting Period
Initial Waiting Period	30 days, except for the treatment of injuries
Named Ailment Waiting Period	24 months
Waiting Period due to pre-existing diseases	36 months
Grace Period	30 days from the date of expiry
Relationship Covered	Self, Spouse, Son, Daughter, Father, Mother, Father-in-law, Mother-in-law

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FAQs

Q. What is the minimum and maximum age for Care for Senior Citizen Health Insurance?

The minimum entry age for Care Supreme Senior is 61; however, there’s no maximum age limit

Q. Does Care for Senior Citizen Health Insurance Policy Cover Pre-existing Conditions?

Pre-existing conditions mean the illness, injury or other condition that existed before the policy issuance. Yes, health insurance policy for senior citizens covers pre-existing conditions, but after a four-year waiting period.

Q. What is the Maximum Age to avail of Care Supreme Senior?

There is no upper age limit to avail of Care for Senior Citizens Mediclaim.

Q. Can I get Care Supreme Senior if I am over 65?

As per IRDA guidelines, one is eligible to get individual or family floater health insurance up to 65 years of age. There is also the option of lifetime renewability. However, buying Care for Senior Citizen Health Insurance Plan at an early stage of life is recommended.

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Care Supreme: UIN - CHIHLIP25047V022425

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

~~Based on Care Supreme Senior Super plan for a 61 year old senior citizen opting for a ₹5L Sum Insured in a Tier 3 location for 1 year policy tenure.

**Number of Claims Settled as of Dec 2025

~~Claim Settlement Ratio for the period April 2025 to Dec 2025.

^Based on Care Supreme Senior Super plan for a 61 year old senior citizen opting for a ₹5L Sum Insured in a Tier 3 location for 1 year policy tenure.

Care Supreme Senior

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Plan Features

More About Product

Product Benefits

Plan Highlights

Plan Details

Claim Process

Locate Your Healthcare Providers

22100+Cashless Healthcare Providers^^

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Voice of Customer

FAQs

Q. What is the minimum and maximum age for Care for Senior Citizen Health Insurance?

Q. Does Care for Senior Citizen Health Insurance Policy Cover Pre-existing Conditions?

Q. What is the Maximum Age to avail of Care Supreme Senior?

Q. Can I get Care Supreme Senior if I am over 65?

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