Care Arogya Sanjeevani Policy

What is Care Arogya Sanjeevani Policy?

Arogya Sanjeevani is a standard health insurance cover introduced by the IRDAI during the outbreak of COVID-19. With common features throughout the insurers, this indemnity-based policy was implemented with the goal of simplifying health insurance by providing common benefits and features to all health insurance and general insurance companies in India. The IRDAI's Arogya Sanjeevani Health Insurance Policy provides individuals and families health insurance coverage of up to Rs 5 lakh.

You can choose the individual or family floater option of the Arogya Sanjeevani Health Insurance policy at Care Health Insurance to keep your finances protected during medical emergencies. Arogya Sanjeevani policy coverage includes, in addition to hospitalisation, pre and post-hospitalisation medical expenses, ICU charges, room rent, and modern treatments. It will also cover the cost of hospitalisation for COVID-19 treatment. The policy, which is reasonably priced, will provide you and your family with adequate financial protection in the event of a medical emergency.

Plan Highlights of Care Arogya Sanjeevani Policy

• Standard health insurance with a maximum sum insured of Rs 5 lakh.
• There are both individual and family floater options available.
• In-patient hospitalisation, including room and board and ICU fees.
• Ambulance cover.
• Medical expenses cover for 30 days prior to hospitalisation.
• Medical expenses incurred following hospitalisation for up to 60 days.
• Coverage for Contemporary Medical Procedures and Treatments.
• COVID-19 cumulative bonus 5% increase in SI after each claim-free policy year.
• Cataract treatment coverage.
• AYUSH treatment coverage up to the insured amount.
• Only 5% co-payment on each claim.

Cover Highlights

Cataract Treatment

Diagnosis & tests

Emergency Ambulance

hospitalization
(more or less than 24 hrs)

Post-hospitalization
Expenses