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Student Travel Insurance

Student Travel Insurance

While you are planning to study abroad, a student travel insurance plan can help you to stay away from a financial crisis in times of unprecedented emergencies.

  • Trip delays, passport & checked-in baggage loss covered
  • Emergency hospitalization & COVID-19 coverage
  • Wide-ranging destination-specific plans with no pre-policy medical check-ups
  • Hassle-free cashless claim settlement
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Secure your trip with Student Travel Insurance

The world is your classroom when you have student travel insurance to take care of your travel worries. Studying abroad in the top international universities is a dream for many Indian students. It opens their avenues for a bright future and gives them a diversified learning experience. However, even after meticulously planning at times, international traveling comes with lots of surprises. Therefore, to make your journey towards your goal easy, we offer- “Student Explore- a travel insurance for Students”.

Our customised international health insurance for students is explicitly designed for aspiring students who want to pursue higher education in a foreign country. The plan covers medical and non-medical risks such as emergency hospitalisation, personal accident, study interruption, loss of baggage, passport, medical evacuation, and much more.

So, give wings to your dreams and acclimatize yourself to a new culture and country worry-free.

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Student Travel Insurance

Secure your trip with Studying overseas

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International Travel Insurance

International Travel Insurance with COVID-19 Coverage

What is Covered under Student Travel Insurance?

At Care, we keep in mind the unique needs that students may have from their travel insurance plan. Thus, we design student travel insurance with the following coverage:

  • Emergency hospitalisation: If you find yourself in a medical emergency that requires hospitalization, our travel insurance plan provides you complete cover encompassing IPD and OPD expenses.
  • Pre-existing diseases: If you have a pre-existing illness, and it is a life-threatening condition, do not worry. We offer coverage for it as well.
  • Treatment in home country: If you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
  • Medical Evacuation: The student travel insurance provides coverage for emergency evacuation if the student must return to the home country in times of a medical emergency.
  • Loss of passport and checked-in baggage: Get coverage up to USD 750 for loss of checked-in baggage or delay of checked-in baggage. For delays of checked-in baggage, you will get the coverage for up to USD 100. In case of loss of passport, the plan offers a cover of up to USD 300.
  • Loss of International Driving License: If you lose your International Driving License while in an overseas country, your student travel insurance provides a compensation of up to USD 150.
  • Study Interruption: If your study interrupts due to an emergency hospitalisation of 30 consecutive days, or the death of an immediate family member, then you shall be entitled to compensation for your tuition fee.

*Please read the policy T & C, brochure, and prospectus to know more about our health insurance plans coverage as the plan’s coverage may vary.

What is not Covered in the Student Travel Insurance?

Travel insurance for students from Care Health Insurance comes with certain limitations. Hereby mentioned are a few conditions we do not cover under our student travel insurance:

  • Conditions of National/ International war, nuclear perils, or consequences thereof.
  • Expenses incurred due to use/ misuse/ abuse of drugs and alcohol.#
  • Expenses incurred to treat the injuries caused due to ionising radiations
  • Any intentional harm to self such as suicide attempts or self-injuries.#
  • Claims incurred due to hazardous activities such as fire stunts that are not mentioned in the policy documents.#
  • Expenses incurred due to involvement of insured members in the breach of law.

# You can avail of the above exclusions by adding optional covers by paying a slightly higher premium.

How do I get myself Student Travel Insurance?

Choosing student travel insurance online from Care Health Insurance allows you to assess the plan’s coverage and make an informed decision. By following the below-mentioned steps, you can ensure a successful purchase of student travel insurance:

  • Step 1: Visit the official website of Care Health Insurance and navigate to the dropdown of travel insurance.
  • Step 2: From the dropdown menu, select Student travel insurance to further navigate to the policy details page.
  • Step 3: On the right side of the page, you will find an online premium calculator. On the calculator, enter your mobile number, and click on the “calculate premium” option.
  • Step 4: On the next page, provide information such as your destination country and your tenure of the stay and proceed.
  • Step 5: Further, fill out the proposer’s details, insured details, additional information and the medical history of the insured.
  • Step 6: Proceed further to make the payment and buy the policy.

Check: International Travel Insurance

Key Benefits of Student Travel Insurance Plan

With Student travel insurance , you can cover all the significant aspects of the plan, including in-patient care, medical expenses, and so much more. It becomes more comfortable for you to choose a plan that suits your needs and benefits.
Here are some of the main features and benefits of the Student Explore plan:

  • You can enjoy a long and comprehensive list of the travel, medical and non-medical expenses in our product.
  • You can also choose optional covers as per the mandatory university requirements.
  • The coverage tenure is need-based and extends anywhere from 1 month to thirty-six months.
  • The travel insurance for students also allows you to choose your own geographical scope of coverage.
  • Other features like sponsor protection, bail bond, laptop/tablet, and accidental benefits, are a few new-age benefits that come with the plan.
  • The policy has no requirements of a pre-policy medical checkup.
  • Insurance Coverage is available at a low and affordable cost, perfect for those who are going to study at international universities.
  • Extended coverage is available in the country for the candidate resides in and in the home country as well.

Eligibility Criteria for Student Insurance

The eligibility criteria for the Student Health Insurance from Care Health Insuranceare as follows:

  • The minimum entry age to buy the policy is 12 years.
  • The maximum age of entry for the student travel insurance extends to 40 years.
  • Renewal age for the policy is up to 40 years
  • The sum insured can be anywhere between $50,000 / $1,00,000 / $3,00,000 / $5,00,000 / $10,00,000 depending on the policy that you buy.
  • The policy tenure can be anywhere between one month to thirty-six months depending on whichever you’d like to avail.
  • The premium for the insurance coverage is calculated based on trip duration; the sum insured, destination as well as age.

Claiming process:

To claim the CHI's Student Travel Insurance, you will have to inform your insurance agent regarding the claim. If a situation of non-intimation occurs, then the insurer from Care Health Insurance can invalidate the claim.
The service provider details for the various countries include:

  • USA - ( 1 844 209 1106)
  • Canada – ( 1 844 209 1107)
  • Any other country ( 91 11 40608688)
  • Email ID -
  • Fax - ( 91 11 41898801)

The overseas student travel insurance from Care health insurance allows you to secure your educational venture through an all-encompassing insurance policy. Having a plan that can aid you in times of medical and non-medical travel-related emergencies makes it easier for you to study abroad. However, to buy the best policy and make an informed decision, you must carefully compare student travel insurance from various insurance providers and read out the policy documents carefully.

You must understand the various deals offered and then choose one that works for you.

Voice Of Customer

Rohit January 18, 2024
Student Explore

Good Travel Insurance Policy

Care travel policy is good and claim process is also best. Got claim for my luggage loss smoothly.
Shwetika Verma December 01, 2023
Student Explore

Commendible services

My daughter was admitted in hospital in Australia. i went to her and care health insurance compensated for my visit to my daughter
Bhavna Mittal December 01, 2023
Student Explore

Got Covered Just In Time

I faced a severe road accident due to which i had to skip a term in my college in the USA. Thankfully, the plan was there to pay for my tution fee while i was back at home, recovering from the pain
Debashish Ray December 01, 2023
Student Explore

Great Experience

I got great support in filing claim during the odd hours while I was in the USA thanks to Hemant bose. Thank You for the Support
Joseph Marlo December 01, 2023
Student Explore

Hasslefree Claim

Miss. Anamika from Chandigarh has been a very patient agent who not only helped me buy the policy but also ensured that my claim gets approved when i got hospitalised and was sent back to India.
Amisha Sharma December 01, 2023
Student Explore

Outstanding support

Cares support team has been humble throughout my claim processing. I am grateful for the patience they showed as it was my first ever claim.
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


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Q.What is Student Travel Insurance?

A student travel insurance is a plan designed to assist students aspiring to study abroad. The plan is uniquely blended to cover students amidst medical or non-medical emergencies and financial losses caused in a foreign country. The student travel insurance also assists in situations such as term interruption, accidental injuries, emergency medical evacuation etc., in case a student falls seriously ill.

Q.Is Student Travel Insurance Mandatory?

If you are flying off to the USA or any Schengen country for higher education, then it is mandatory to have your educational journey covered with student travel insurance. Although not all universities worldwide have mandated student travel insurance for admissions, having your educational journey covered with one is always wise!

Q.When do I need to Buy Student Travel Insurance?

You may need student travel insurance to pursue higher education from an overseas university.

Q.Will my University recognize student travel Insurance?

Almost all foreign universities recognise and accept student travel insurance provided by Care Health Insurance and other travel insurance providers in India.

Q.What documents are required to opt for travel insurance for students?

Proposal Form, Premium, and Health declaration are required to opt for travel insurance for students.

Q.What kind of risks are covered under travel insurance for students?

The student travel insurance from Care Health Insurance covers several travel-related contingencies, including medical and non-medical expenses. Apart from the emergency medical aid, the policy also covers students against new-age problems such as loss/theft of automobiles, bail bond, sponsor protection, etc.

Q.Does student travel insurance cover dental expenses?

The student travel insurance from Care Health Insurance covers expenses incurred during dental treatments while you are on an educational journey abroad.

Q.Does Care Health Insurance Provide Health Insurance for Students in the USA?

Yes. The student insurance from Care Health Insurance is accepted by various universities in the USA. Thus, if you plan to fly off to the USA for higher studies, you can buy the best student travel insurance from Care Health Insurance.

Disclaimer: ^^Number of Cashless Healthcare Providers till 31st March 2024

**Number of Claims Settled as of 31st March 2024

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