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USA Travel Insurance

One medical emergency in the USA can cost more than your entire trip budget. Get USA travel insurance that protects you from high hospital bills, trip cancellations, and unexpected losses.

Your USA trip comes protected with:

Pre-Existing Disease Coverage

Medical Evacuation

Automatic Trip Extension

Luggage Tracking

USA Travel Insurance
  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 CLAIM AND CUSTOMER SUPPORT

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

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Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

Travel Insurance for the USA from India

Planning a trip to the United States from India? According to studies, healthcare costs in the US are 10 to 30 times higher than in India. That is why having the right travel insurance for the USA from India is not just important; it is essential. USA Travel Insurance is a travel policy that covers you from unforeseen mishaps that might otherwise bring financial strain to your trip budget. You can get coverage for unexpected medical costs, hospital stays, trip cancellations, flight delays, and lost luggage while travelling internationally.

A good overseas travel insurance provides high medical coverage, cashless treatment at partner hospitals, and 24/7 global assistance, ensuring help is always just a call away.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad
  • Student Explore-Health UnlimitedTravel Insurance With Unlimited Healthcare Coverage

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$25,000
  • Starting At₹27/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Student Explore-Health Unlimited

  • Unlimited health coverage in the US & Canada
  • Coverage for adventure sports
  • Inpatient & outpatient hospitalisation
  • Acceptable across most universities in the US & Canada
  • Cover AmountUnlimited Health Coverage
  • Starting At₹130/day3

Why Do You Need Travel Insurance for the USA?

Travelling to the USA is exciting, but it also has high risks, especially costly medical bills and sudden travel interruptions. That’s why travel insurance for the USA is a smart choice. At Care Health Insurance, we offer one of the best travel insurance plans for the USA.

Features Details
Budget-friendly Premium Starts at an affordable ₹27/day, depending on age, trip duration, and coverage
Visa & University Compliance Meets US visa norms and most university health insurance requirements
Medical Coverage Covers hospitalisation, emergency treatments, doctor consultations, and diagnostics
Pre-Existing Disease (PED) Coverage Covered in life-threatening emergencies, subject to policy terms
Claim Settlement Timeline Hassle-free claim settlement, usually within 30–45 days
Trip Extension Option Allows extension of travel insurance while staying in the USA
Cashless Hospitalisation Cashless treatment at a wide network of hospitals across the USA
Add-On Benefits Includes medical evacuation, adventure sports cover, luggage tracking, anyone illness, and more

USA Travel Insurance: Plan at a Glance

Travelling to the USA can open doors to great experiences, but protecting yourself from unexpected situations is essential. Start by selecting the type of holiday insurance for the USA plan that best suits your needs: individual, family, or student travel insurance. Next, decide whether you need insurance for a single trip or multiple trips throughout the year. The Explore travel insurance plan for USA from Care Health Insurance offers comprehensive coverage. It provides peace of mind to travellers and ensures their health and safety while they explore the world.

With flexible coverage options, the Explore plan is perfect for different types of travellers. Now, you can choose the level of protection that best suits your needs. The plan is divided into three options: Silver, Gold, and Platinum. Each plan offers unique coverage, with personalised benefits to ensure your peace of mind, no matter your destination.

Features Explore
Plan Options Silver Gold Platinum
Sum Insured US $ 25K, 50K, 100K & 200K US $ 50K, 100K, 200K, 250K, 300K & 500K US $ 50K, 100K, 250K, 300K & 500K
Life-Threatening Condition due to PED Up to 10%; Maximum up to $30,000
Loss of Checked-in Baggage - Up to US $ 750 Up to US $ 1000
Automatic Trip Extension Up to 7 consecutive days
Personal Accident US $ 15,000 US $ 20,000 US $ 25,000
Loss of Passport or International Driving License - US $ 300; Maximum US $ 100 in case of loss of IDL
Dental Treatment US $ 300 US $ 400 US $ 500

Trip Options

  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
  • Yes
  • Yes

Note: Family travel insurance option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

Types of Travel Insurance for the USA

When planning your trip to the USA, it is important to choose the right travel insurance for travel to the USA that fits your needs. Different types of insurance plans provide various levels of protection, so it is essential to consider what is most important for your trip.

Here’s a breakdown of the most common types of USA travel insurance:

Individual Travel Insurance 01

Individual Travel Insurance

If you are travelling solo, individual travel insurance for the USA is the best choice. It covers unexpected situations such as medical emergencies, trip cancellations, lost luggage, and accidents that may happen during your trip.

Family Travel insurance 02

Family Travel Insurance

If you are travelling with your family, instead of buying separate travel insurance for US travel for each family member, the travel insurance for family covers everyone under a single policy, making it more affordable and convenient.

Student Travel Insurance 03

Student Travel Insurance

This is an ideal plan for students travelling to the USA for higher studies. The US health insurance for international students plan covers medical expenses, study interruptions, lost belongings, and other unforeseen events, ensuring you can focus on your studies without worrying.

Senior Citizen Travel Insurance 04

Senior Citizen Travel Insurance

Older travellers have specific needs, and this insurance plan is designed to cover those needs. The senior citizen travel insurance plan covers unexpected medical costs, life-threatening conditions due to PED, trip cancellations, lost luggage, and other emergencies that could arise while you’re travelling.

Single-trip 06

Single-trip Travel Insurance

This plan is a good choice if you’re taking a one-time trip to the USA. The single-trip travel insurance covers medical emergencies, cancellations, delays, lost baggage, and personal liability for the entire trip.

Multi-Trip 07

Multi-Trip Travel Insurance

An annual multi-trip insurance plan offers excellent value if you travel often. It covers multiple trips throughout the year at a lower cost. It is great for frequent travellers and can save you from hassles caused by managing multiple policies for individual trips.

What Does USA Travel Insurance Cover & Not Cover?

  • Inclusions
  • Exclusions

When an unprecedented mishap occurs, you are unlikely to have the resources to address it effectively abroad. Here, your Indian travel insurance for the USA will come to your rescue. Below are the inclusions and exclusions that Care Health Insurance’s travel medical insurance provides:

Hospitalisation Expenses

We cover your expenses for emergency hospitalisation due to illness or injury and compensate for the treatment of pre-existing diseases under life-threatening conditions.

Daily Allowance

We pay a specified amount if the insured is hospitalised as an inpatient for up to 5 consecutive days.

Personal Accident

We indemnify in the event of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the period of trip insurance for the USA.

Trip Cancellation & Trip Delay

Trip hiccups such as trip cancellations and delays are beyond anyone’s control, but with our travel coverage, you can get covered for essential expenses arising from the setback.

Loss of Passport & Checked-in Baggage

We provide financial support in case of loss of passport or checked-in luggage while travelling to the USA.

Delay of Checked-in Baggage

We reimburse you for inconvenience caused due to delay in receiving checked-in baggage.

Compassionate Visit

If you are travelling alone and face emergency hospitalisation, we reimburse a family member’s economy class ticket fare for the shortest travel route to be by your side.

Refund of Visa Fee

If your USA visa gets rejected for no fault or negligence, we provide reimbursement of the visa fee under the policy terms.

Drug Misuse

Any mishaps resulting from alcohol or drug use, misuse, or overuse shall not be covered under the travel insurance plan.

World War

Any medical or non-medical losses occurring during national, international, or nuclear war shall not be covered.

Self-inflicted Injury

Injuries or medical emergencies caused by intentional self-harm, including suicide attempts, shall not be indemnified.

Hazardous Activities

Claims involving accidents due to hazardous activities not mentioned in the policy documents shall not be covered.

Breach of Law

Expenses arising from liability or injury due to breach of law under destination country regulations shall not be covered.

Dental Treatment

Dental treatment or surgery will not be reimbursed unless medically necessary due to acute pain.

Note: Refer to the policy documents for more detailed information regarding the coverage.

Benefits of USA Travel Insurance

Travel insurance to the United States comes with many benefits, providing possible financial protection across various issues.

24/7 Emergency Support

International travel insurance for the USA usually includes round-the-clock emergency assistance, such as help with finding medical care and receiving safety guidance.

Peace of Mind

With coverage for emergencies, delays, and cancellations, you can relax and fully enjoy your States experience without worrying about potential mishaps along the way.

Confidence to Explore

Travel health insurance for the USA empowers you to confidently visit remote areas, knowing you have protection in case of accidents or unexpected situations.

Adventure Cover

Many travel insurance plans offer specific coverage for adventurous activities in the USA, ensuring you stay protected while exploring.

Reliable Third-Party Support

Access dependable emergency support through trusted third-party service providers, ensuring faster response times and quality assistance when you need it most.

How Much Does USA Travel Insurance Cost?

The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, the trip duration, and the type of coverage selected.

The travel health insurance for the USA offered by Care Health Insurance is a budget-friendly plan designed to suit different travel needs. You can use the Travel Insurance Premium Calculator to calculate the cost of your travel insurance premium.

For instance, if you are travelling from India to the USA for 7 days on a one-time visit, the approximate premium cost of your travel insurance with a sum insured of $25,000 is calculated as below:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No $25,000 7 Days ₹433~

The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or undergone any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of USA Travel Insurance

When selecting travel insurance for America, you must ensure the plan suits your requirements without derailing your budget.

  1. Nature of the Trip: Whether you are travelling for leisure or are a frequent flyer, the nature of the trip significantly affects the plan’s premium. Frequent flyers should opt for a multi-trip plan, whereas occasional travellers should choose a single-trip travel insurance.
  2. Trip Duration: The trip duration also affects your plan's premium. The longer your travel duration, the higher the premium.
  3. Medical History: Life-threatening conditions due to pre-existing diseases may increase the premium, as coverage is required for expenses incurred in treating such emergencies.
  4. Check the Coverage: Evaluate the coverage section carefully to understand what is included. Remember that broader coverage generally results in a higher premium. It is advisable to read the policy’s fine print beforehand.

How to Buy a Travel Insurance Policy for the USA Online?

Buying travel health insurance for the USA is simple and can be done in just a few steps. Here's how:

Step 1

Visit the travel insurance quote page. Enter your travel destination and duration. Check the available sum insured and then click "Buy Now."

Step 2

Complete the KYC process and enter the details of the person buying the insurance. Once done, click "Next."

Step 3

Enter the information of the insured person(s). If anyone has any existing medical conditions, declare them at this stage.

Step 4

After filling in the details, make the payment to complete your purchase. Your travel insurance policy documents will be sent to your registered email address and phone number.

Documents Required to Travel from India to the USA

Travelling from India to the USA requires specific documents, primarily a valid US visa and passport. The documents may vary slightly depending on the purpose of your visit (tourism, business, study, work, etc.).

Document Details
Valid Passport Must be valid for at least six months beyond your intended stay.
US Visa Appropriate visa type (e.g., B-1/B-2, F-1, H-1B) obtained in advance.
DS-160 Confirmation Page Print out your non-immigrant visa application confirmation.
Travel Insurance Policy Proof of valid USA travel insurance covering medical emergencies and travel risks.
Flight Tickets Confirmed return or onward flight tickets.
Accommodation Proof Hotel booking, invitation letter, or residential address in the USA.
Financial Proof Bank statements, salary slips, or sponsorship proof to demonstrate sufficient funds.
Photographs Recent passport-size photographs as per US visa guidelines.
Travel Itinerary Basic outline of your travel plan, including duration and places to visit.

How Claim Support for USA Travel Insurance Works?

At Care Health Insurance, we work with Falck to support you wherever you travel. In the USA and Canada, claims are processed through UnitedHealth Group (UHG) and Falck, ensuring a smooth, hassle-free process. Our claims team in India is always available to help, so filing a claim is quick and easy.

How to File a Claim Under the Travel Insurance for the USA?

Filing a travel insurance claim in the USA is simple if you act quickly and keep the required documents ready. If you are travelling in the USA and are covered under Care Health Insurance, follow these steps:

Inform Care Health Insurance

Get in touch with Care Health Insurance’s customer support or emergency assistance team as soon as the incident happens. They will guide you on what to do next.

Get Official Help

For medical emergencies, visit the nearest hospital. In case of theft, loss, or any other incident, report it to the local police or the relevant authority in the USA.

Gather Required Documents

Keep all important documents safely, such as medical reports, hospital bills, prescriptions, police reports, receipts, and any other proof related to the claim.

Submit Your Claim Online

Complete the claim form and upload all required documents through Care Health Insurance’s online portal to begin your USA travel insurance claim.

Documents Required for the USA Visa

To apply for a US visa from India, you will generally need the following documents:

  1. An Indian passport valid for at least six months beyond your planned stay in the US, with at least two blank pages for the visa.
  2. DS-160 confirmation page.
  3. Visa fee payment receipt.
  4. A passport-style photograph taken within the last six months, meeting US visa photo requirements.
  5. A letter or email confirming your scheduled interview at the US Embassy or Consulate.
  6. Financial proof, including Income Tax Returns (ITRs), recent payslips, or bank statements (typically for the last three to six months).

USA Travel Insurance with Pre-Existing Disease Coverage

If you have diabetes, hypertension, asthma, or any other existing medical condition, travelling to the USA without proper coverage can be risky. Most standard travel insurance plans for the USA do not cover pre-existing conditions by default.

However, at Care Health Insurance, we offer coverage for pre-existing diseases, usually for life-threatening emergencies, as an optional benefit. It is important to accurately disclose your medical history and select a plan that clearly explains how claims for pre-existing conditions are handled.

Let us understand this with the case of Neha Sharma. Neha Sharma, a 62-year-old Indian traveller with a history of hypertension, travelled to the USA to visit her daughter. Before her trip, she bought travel insurance for the USA from India that included coverage for pre-existing health issues during life-threatening emergencies.

During her stay, she experienced a sudden health emergency and required immediate hospitalisation. Thanks to her USA travel medical insurance, she received cashless treatment at a network hospital in the USA, with most of the expenses covered under the policy. Without this coverage, the hospital bill could have reached several lakhs, leading to significant financial stress.

Travel Insurance for USA: Single Trip vs Multi-Trip Plans

Choosing between single-trip travel insurance and multi-trip (annual) travel insurance for the USA depends on how often you travel. While single-trip plans work well for occasional travellers, multi-trip plans offer better value for frequent flyers. Comparing premiums, flexibility, and coverage can help you decide which plan best fits your travel needs and budget.

Basis Single Trip USA Travel Insurance Multi-Trip USA Travel Insurance (Annual)
Definition Covers one specific trip to the USA. Covers multiple trips to the USA within one year.
Policy Validity Valid for a single journey, up to 180 days (can extend up to 365 days based on the plan). Valid for 365 days from the policy start date.
Trip Duration Minimum: 2 days
Maximum: Up to 365 days for one continuous trip.		 Each trip can be up to 30, 45, or 60 days, depending on the policy terms.
How Premium Is Charged Premium is paid each time you plan a trip to the USA. One-time premium paid for the entire year.
Who Is It Suitable For? Best for travellers visiting the USA once a year, such as tourists or short-term visitors. Ideal for frequent travellers, business professionals, or those making multiple USA trips annually.

How Can I Extend USA Travel Insurance While in the USA?

Extending your USA travel insurance while in the United States can be stressful, especially in case of unexpected delays. To help with this, Care Health travel insurance plans include an automatic trip extension feature. This ensures your coverage continues without the need for a manual request, for a limited time.

Under this feature, the period of insurance automatically extends once for up to 7 consecutive days if your trip is prolonged due to unavoidable insured events beyond your control. Automatic trip extension applies in the following situations:

  1. You are hospitalised overseas for inpatient care and declared unfit to travel by the treating doctor after your policy has expired.
  2. The death of a travelling companion during the trip.
  3. Your travelling companion is hospitalised as an inpatient due to an emergency illness or injury.
  4. A natural disaster restricts access to your destination, forcing you to extend your stay.
  5. Cancellation or rescheduling of the common carrier due to an unexpected strike, riot, or civil unrest at the travel port.

USA Travel: Safety & Precautions

The United States is known for being a tourist-friendly nation, offering top-notch facilities and a generally safe environment. However, keeping a few key travel tips in mind can help you make the most of your journey:

  1. Stay Street-Savvy: Popular tourist areas are well-lit and regularly patrolled by police, making them relatively safe. However, avoid venturing into isolated or less crowded neighbourhoods, especially after dark.
  2. Power Up with the Right Plug: To avoid charging issues with your electronic devices, use a universal travel adapter, as two-pronged plugs with 110V AC are most commonly used in the US.
  3. Drive Safely and Smartly: Car crimes are uncommon, but if you rent a vehicle in the USA, avoid stopping in poorly lit or deserted areas. In case of an accident or emergency, call 911 immediately.
  4. Emergency Contact: The national emergency number in the US is 911. Keep it handy for urgent assistance.
  5. Stick to Your Visa Rules: Ensure you are aware of your visa’s expiration date and do not overstay your permitted duration, as even a short overstay can impact future travel.
  6. Don’t Skip Travel Insurance: Before you travel, invest in comprehensive medical insurance for visitors to the USA from India. It helps protect you from unexpected medical costs, trip delays, or emergencies.

Indian Embassy in the USA: Contact & Support

Some emergencies may require more than regular assistance. If you are facing a crisis that requires diplomatic intervention, you may contact the Indian Embassy or the respective Consulate General of India in the USA through the details below:

Office Name Working Hours Address
Embassy of India Indian Embassy, Washington, D.C. Mon–Fri: 9:30 AM – 6:00 PM 2107 Wisconsin Ave NW, Washington, D.C. 20008
Consulate General of India New York Mon–Fri: 9:00 AM – 5:30 PM 3 East 64th Street, New York, NY 10065
Consulate General of India San Francisco Mon–Fri: 9:00 AM – 5:30 PM 540 Arguello Blvd, San Francisco, CA 94118
Consulate General of India Chicago Mon–Fri: 9:00 AM – 5:30 PM 455 North Cityfront Plaza Dr, Chicago, IL 60611
Consulate General of India Houston Mon–Fri: 9:00 AM – 12:30 PM 4300 Scotland St, Houston, TX 77007
Consulate General of India Atlanta Mon–Fri: 9:00 AM – 5:30 PM 5549 Glenridge Drive NE, Atlanta, GA 30342
Consulate General of India Seattle Mon–Fri: 10:00 AM – 12:00 PM 1015, 2nd Ave, Suite No. 1100, Seattle, WA 98104

Best Time to Visit the USA

The USA sees a steady stream of tourists throughout the year. However, many travellers often get confused about the best time to visit the USA. The ideal season depends on the type of experience you are looking for.

Season Months Weather Details Best For
Spring March – May Pleasant temperatures, blooming landscapes, and fewer crowds Sightseeing, city tours, and outdoor activities
Summer June – August Warm to hot weather, long daylight hours, peak tourist season Theme parks, beaches, festivals, and family vacations
Autumn September – November Cool weather, stunning fall colours, and comfortable travel conditions Road trips, photography, and nature exploration
Winter December – February Cold in many regions, snow in northern states, and festive vibes Skiing, winter sports, holiday travel, and budget-friendly trips

Major International Airports in the USA

You might think all flights from India go straight to the US, but that is not usually the case. Only a handful of direct flights operate to select major international airports in the USA.

Airport City IATA Code
Hartsfield-Jackson Atlanta International Airport Atlanta ATL
Los Angeles International Airport Los Angeles LAX
John F. Kennedy International Airport New York City JFK
Chicago O'Hare International Airport Chicago ORD
San Francisco International Airport San Francisco SFO
Miami International Airport Miami MIA
Dallas/Fort Worth International Airport Dallas/Fort Worth DFW
Denver International Airport Denver DEN
Seattle-Tacoma International Airport Seattle SEA
Washington Dulles International Airport Washington, D.C. IAD

Top Places to Visit in the USA

From iconic city skylines to nature’s grandest masterpieces, the United States offers an endless treasure trove of travel adventures. Whether you crave bustling urban energy or serene escapes, the country promises something extraordinary at every turn.

Here’s a handpicked selection of must-visit destinations that continue to captivate travellers from across the globe:

  1. New York City: Known as the city that never sleeps, New York is a sensory feast shaped by movies, theatre, and towering architecture. Wander through legendary Fifth Avenue, feel the buzz at Times Square, and admire iconic landmarks like the Statue of Liberty and the Empire State Building.
  2. Grand Canyon: Carved by time and the Colorado River, the Grand Canyon is a breathtaking natural wonder. Most visitors head to the South Rim to enjoy panoramic views that stretch beyond imagination.
  3. San Francisco: Set among California’s rolling hills, San Francisco blends charm with modern culture. Enjoy views of the Golden Gate Bridge, visit Alcatraz Island, and explore Fisherman’s Wharf.
  4. Washington, D.C.: The US capital is both a political powerhouse and a cultural hub. Visit the Capitol Building, see the White House, and explore the renowned Smithsonian Museums.
  5. Yellowstone National Park: A vast wilderness of geysers, hot springs, forests, and canyons. Do not miss Old Faithful, the colourful Grand Prismatic Spring, and the wildlife-rich Lamar Valley.
  6. Walt Disney World Resort: Located in Orlando, this magical destination offers thrilling rides, beloved characters, and immersive experiences for visitors of all ages.
  7. Waikiki Beach: Located on the Hawaiian island of Oahu, Waikiki Beach features golden sands, crystal-clear waters, gentle surf, and unforgettable sunsets.
  8. Las Vegas: Famous for its casinos, nightlife, live shows, and vibrant attractions. It also serves as a convenient base for day trips to the Hoover Dam and the Grand Canyon.

Best Things to Do in the USA

In the USA, there are countless experiences to immerse yourself in. Here are a few activities to make your trip truly memorable:

Explore Iconic Theme Parks

Experience the magic at Disneyland and the thrill of Universal Studios, two of the most famous theme parks in California and Orlando, perfect for families and fun-lovers alike.

Savour Diverse Cuisines

From flavorful street food to world-class fine dining, the USA is a paradise for food lovers. While exploring local favourites is a must, many Indian travellers prefer carrying familiar snacks or packaged foods. Understanding which food items you can bring into the United States from India can help you avoid airport hassles.

Live the Hollywood Dream

Visit Los Angeles for an authentic taste of Hollywood. Walk along the Hollywood Walk of Fame, tour legendary studios, and experience the glamour of the world’s entertainment capital.

Surf and Soar in Hawaii

Hawaii is more than just surfing. Enjoy parasailing, hiking, helicopter tours, and other adventure activities, making it a must-visit destination for beach lovers and thrill-seekers.

International Travel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

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  • The above information must be read in conjunction with the sales brochure and policy document.
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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.

*The premium of ₹27 per day has been calculated for an individual aged 24 yrs. For a 90-day trip to USA, with coverage of $ 25,000.

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