The world without a worry !
So, you can focus on your studies, and you'll only bring back happy memories
They say, travelling makes you a storyteller. We ensure your employees only have happy stories to share. Give them the comfort of Group Explore our Travel Insurance on their next work-trip both International or Domestic.
With CHI as your insurer, its truly Health ki Guarantee!
Freedom to get Health Insurance without worrying about your current health status
Get enhanced coverage for greater protection
A perfect blend of hospitalization & maternity insurance
Along with Maternity & Newborn coverage, Joy offers you a number of thoughtfully designed features & Services that give you several advantages at most critical of time. Two plans available- Joy Today and Joy tomorrow.
A Comprehensive Health Insurance plan that not only covers heart ailments but offers much more
* At the discretion of Underwriting. **Up to 25% of Sum Insured.
A Comprehensive Health Insurance plan for Life’s golden years.
*At the discretion of underwriter.
^Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.
For tax related queries, contact your independent tax advisor. As per section 80D of Income Tax Act, an Adult (aged between 18 & 60 years) can save tax on a premium of upto Rs. 25,000 and his/her senior citizen parent/s (aged 60 years & above) can save tax on a premium of upto Rs.50,000.
**For 5 consecutive claims free years by using No Claim Bonus & No Claim Bonus Super (Optional Cover ).
Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year accrued NCB or NCB super will be reduced at same rate at which it is accrued.
In line with our objective of ensuring good health…hamesha! Our Comprehensive Health Insurance Plan – Group Care; helps safeguard the most important asset for you i.e. your employees / Customer, against financial risks arising out of a medical emergency.
A comprehensive Health Insurance that covers all major types of Cancers on a lifelong basis and offers affordable EMIs.
Health Insurance cover specifically designed to cover 16 major Heart ailments that comes with option to pay in Easy EMIs
Unlike most other plans this plan offers lifelong coverage for 32 critical illnesses
Health Insurance that covers expenses related to defined Surgical procedures
Truly Comprehensive Personal Accident cover with broad range of features, add-on benefits, hassle free procedures & thoughtful services
Journey of life is not smooth and some things cannot be predicted for such as an unfortunate accident. That’s why your employees/customers need Group Secure – Personal Accident Insurance so that life’s big or small surprises never pull you down.
Please visit Self Help Portal for changing your contact details such as Address, Email ID and Mobile number as well as for placing request online for Policy documents and tracking your Request status.
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Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download
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5 Parameters for Comparing Travel Insurance Online
93%
Claim Settlement Ratio (OND 2018)
7800 +
Network Hospitals across 500 cities
400 Lacs+
lives covered
For the countless pleasant experiences that traveling offers, there are equal numbers of risks involved. An international travel insurance plan covers various travel risks when you embark on a much-awaited trip outside India. It makes your journey much more comfortable, giving you financial protection if at all you need an emergency hospitalization or face trip delays or loss of belongings.
It is baffling when we see unforeseen events happen, and things go wrong even on a well-planned trip. There is nothing much a person can do to avert flight delays due to severe weather conditions. Sometimes, we might fall ill unexpectedly. In such scenarios, an overseas travel insurance plan will keep you free from the stress of travelling by covering various medical and non-medical expenses you incur.
Buying a travel insurance policy is a process that should involve thoughtful planning. You can now compare travel insurance policies online, basis certain factors, which will help you pick the right option for your specific travel needs.
Just picking any travel insurance policy will not serve the purpose of securing your trip. If the policy does not match your trip requirements, you might end up being underinsured. You might be paying for your medical treatment or other expenses from your pocket, thus ruining your entire trip experience. It is better to review and compare various travel insurance options before you make a selection.
Considering some factors, as we discuss them here, will ease the process of travel insurance comparison in India and keep you financially secured during your journey abroad.
Look at the policy benefits as the first step when you compare travel insurance plans. Check the medical expenses that your travel insurance plan will cover and ensure the coverage amount is sufficient to meet your travel needs. You would agree that in many developed countries, like the USA, healthcare is quite unaffordable, especially for foreign tourists. Thus, going for a higher sum insured is a wise decision if you plan to visit any of these countries. Comparing will help you select a policy that is affordable for you.
Opt for a travel insurance plan that secures you in the best way possible when you are on a trip with your children and parents accompanying you. Getting the right travel cover will protect you against travel-related inconveniences. You can get customized travel insurance plans online. For example, a student planning to pursue an education in a foreign university can opt for a student travel plan. One can compare various features and go for the policy that offers the best coverage for medical and non-medical expenses. Similarly, if you are a frequent traveller, opt for a multi-trip travel policy to skip the task of getting a new policy for every trip.
Every destination exposes you to different travel risks. Thus, you need a customized international travel insurance plan that will give adequate coverage and financial protection if you face any medical or non-medical emergency in that country during your journey. Keep this point in mind when you go through various travel insurance policies. For instance, if you visit any of the 26 Schengen countries, go for a Schengen Travel Insurance Plan.
The benefits in a travel policy might differ from those available in another policy. Thus, a close review and comparison will give you an idea about the best travel insurance policy. Broadly, international travel insurance should cover you for any emergency hospitalization or medical treatment, including in-patient and out-patient care, daily allowance, and assistance for medical evacuation in an emergency. A travel policy covering pre-existing diseases in life-threatening conditions is the right option if you have been diagnosed with a medical condition.
No traveller would ever want to face the inconveniences of a trip delay or cancellation due to unforeseen circumstances, like bad weather conditions. Choose a travel insurance plan that will reimburse your additional expenses incurred on accommodation and travel. Similarly, losing your checked-in baggage or passport suddenly can be stressful for any traveller. An overseas travel cover will give you coverage for the losses incurred, thus keeping you worry-free for the rest of your journey.
Coverage for participation in hazardous activities, like adventure sports, is not an in-built feature of travel insurance plans. However, you can get an adventure sports cover as an optional benefit at an additional premium. It is useful if you intend to go for adventure activities and keep you secure if things go wrong despite the safety measures you have taken.
Understand the deductibles and sub-limits available in your travel policy. A deductible is that amount you must pay before the policy starts providing coverage for the expenses. That include costs incurred during medical emergencies, including in-patient care, room rent, ICU charges, out-patient care, and treatment of pre-existing disease that becomes life-threatening, etc.
Getting maximum benefits at an affordable price is the best deal you can get. So, consider the premium as a vital factor when comparing travel insurance policies. The premium is based on various factors, such as trip duration, the traveller’s age, the type of coverage, the travel destination, etc.
Choose a travel insurance policy that gives you maximum coverage for your travel risks at the best premium. More importantly, find out if you have the option to customize the policy. This way, you will pay for the features that are best suited for your travel requirements, nothing beyond that.
>> Check: Travel Insurance Premium Calculator
Understand the policy exclusions before selecting a travel cover. It will help you prepare yourself against the risks the policy does not cover. Some exclusions include cover for risks related to natural disasters, pre-existing diseases, pregnancy care, and personal liability arising out of breach of law. Merely opting for a low premium policy, but does not cover conditions like pre-existing diseases, especially if you are suffering from one, is not advisable. Go for a travel policy that has minimum exclusions.
Finally, when you compare travel insurance plans, consider the claim settlement ratio as a crucial factor. It is the ratio of the total claims settled in a year to the total number of claims filed. Your chances of getting a claim are higher if this ratio is high. After all, hassle-free claim settlement is an integral part of the advantages of the travel policy. Do your research on the claim settlement ratio.
Find the perfect solution for all your travel insurance needs. Rely on ‘Explore’ by Care Travel Insurance, an overseas travel insurance policy designed for travellers visiting foreign destinations.
Whether it is a yearly vacation with family or a solo trip, if your itinerary includes a cruise to your favourite destination, it is wise to get a travel insurance plan covering such risks. Cruise holidays are adventurous, but there may be risks involved, like injuries, seasickness, delays, or cancellations.
Here are valid reasons why you need to get travel insurance before your much-awaited journey.
Thus, getting travel insurance cover for a cruise is necessary so that you can enjoy your trip, leaving worries behind.
Yes. You can opt for a multi-trip travel insurance policy if you plan to travel frequently to the same destination in a year. It will provide coverage for the various medical and non-medical expenses for the single premium you pay for a policy.
If you plan travelling on a cruise ship on your next overseas trip, make sure you compare travel insurance plans for cruises that will secure you in the best possible way. Here are some features you must check.
You can use an online travel insurance premium calculator, a digital tool that gives you an estimated figure of the premium you must pay for a policy. The tool helps you compare travel insurance plans in terms of the premium and know how the cost varies when you modify the various factors, including the coverage, number of insured persons, etc.
If you have a pre-existing ailment and are planning to get international travel insurance for your overseas trip, there are some points you need to consider.
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
Add family members to be insured
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"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) will call/email you on your contact details left on the website, to provide information and promotion of its products/services to you."