Italy Travel Insurance

Experience the Taste of Italy with the Right Travel Insurance

Italy is the sovereign state of the Italian Republic located in the heart of the Mediterranean Sea. An iconic destination without a doubt, you can’t ignore the possible travel risks en route.. So, whether travelling on vacation, on a business tour or as a student, make sure you have the backing of a suitable travel cover.

One of the Schengen member countries, Italy, has quality healthcare facilities comprising private hospitals, including dental care and outpatient services. Whether international tourists or citizens of Italy, one gets access to excellent medical care. However, the costs can be higher for tourists. Having a comprehensive travel insurance policy will give you coverage for emergency hospitalization or medical treatment and travel incidents like passport loss, trip delays, etc.

Do You Need Travel Insurance Before Visiting Italy?

Yes, travel insurance is mandatory for all Indian citizens visiting Italy, given the country is part of the Schengen area. Whether travelling from India or anywhere else, you must have a travel plan with a minimum coverage of Euro 30,000 to apply for a Schengen visa. Before your permit, the immigration officers check your travel insurance cover for the Schengen area and other required documents that help you travel safely.

Also, make sure that your travel plan covers COVID-19 treatment costs, given the continuous pandemic risk worldwide. Travel insurance for Italy will safeguard you against expensive medical costs arising due to any accident, injury, or illness. What’s more, it will pay for any trip interruptions like loss of passport, baggage, etc. All the policy benefits and 24*7 customer support that you get are intended to keep you safe from inconveniences due to travel-related risks.

Explore Europe- An Extensive Travel Insurance for Italy from India

At Care Health Insurance, we secure your journey to the Bel Pease (beautiful country) by offering our comprehensive travel insurance for Italy- Explore Europe. The plan covers most of the European countries and the UK– promising complete coverage for medical and non-medical emergencies that may strike you unnoticed. With several sum insured options, up to € 100k for short-duration visits and up to 1000K for students, the Explore Europe policy serves everyone from vacationers and corporate travellers to students.

The best part is that the policy offers optimum benefits of hospitalization coverage, including in-patient and out-patient expenses, reimbursement for trip interruptions, loss of baggage, and other contingencies. With the Explore Europe travel cover, you can enjoy your trip without worrying about out-of-the-budget expenses on healthcare and travel issues. With the option to customize your travel policy, we ensure that you make the most of Schengen as we secure your trip at every step.

Unique Features of Italy Travel Cover by Care Health Insurance

To enjoy a place as beautiful as Italy, we ensure your travel policy is packed with valuable and unique features as below:

• Affordable Premium: The travel policy for Italy comes with an affordable premium while offering several benefits and adequate coverage.
• Automatic Trip Extension: During prolonged hospitalisation or a natural calamity, the policy automatically extends travel cover for up to 7 consecutive days.
• Cashless Claim Processing: Our wide network of healthcare providers helps you avail of a cashless in-patient care facility by simply calling us during emergencies.
• All-inclusive Protection: Whether you need healthcare services or assistance during a loss of checked-in baggage, we have your back at every step of your journey.
• Useful Add-on Benefits: The policy helps you customize and secure frequent and long-duration trips with optional covers like PED coverage, refund of visa fees, etc.

Policy Details of Italy Travel Health Insurance

*Family option is only available on Single Trip Policies.

What is Covered under our Travel Insurance for Italy?

While providing comprehensive coverage, our travel insurance from India to Italy promises access to quality medical care, no matter where you are. Below are some top covers included under our Italy travel insurance plan-

Emergency Hospitalization: The policy covers for any emergency illness or injury treatment expenses, with in-patient and out-patient care hospitalization benefits.

Daily Allowance: Get reimbursement up to a specified amount for the additional expenses incurred during hospitalization up to a specified period.

Compassionate Visit: When an insured family member is ill, we have your back with a reimbursement facility for flight ticket costs to support them.

Personal Accident: In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

COVID-19 Coverage: The policy covers standard medical expenses to protect you from COVID-19 treatment costs in the foreign land, subject to policy terms.

Trip Delay & Cancellation: Worry not during trip delays, interruptions, and cancellations as we cover the related expenses under defined situations as per the policy.

Delay & Loss of Checked-in Baggage: We ensure protection against checked-in baggage loss and delay at the airport with a coverage of up to a specified amount under the policy.

Loss of Passport & Internation DL: We lower your stress of losing your passport and international driving license in a foreign land by paying a fixed amount as per policy terms.

Exclusions under the Italian Travel Cover

Italy travel policy does not offer coverage in the following scenarios:

Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.

Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.

Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain .

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Cost of Italy Travel Policy?

The cost of travel health insurance for Italy depends on several different factors, including the number of travellers, their age, destination, trip duration, pre-existing diseases, and the types of coverage. At Care Health Insurance, we offer affordable Italian travel plans, with premium starting from as low as INR 390* for a single traveller on a week-long journey.

*The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Italy Travel Insurance Premium with Care Health Insurance?

You can calculate the premium amount for Italy travel cover in these five easy steps:

Step 1: Visit our website, go to the travel insurance section and click on ‘Get Quote’ option. Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

Step 2: Click Next and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.

Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: €30k and €100k.

Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The premium cost is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Keep in Mind Before Selecting a Travel Insurance Policy for Italy

The hunt for the ideal travel insurance is confusing, especially if this is your first overseas journey. At Care Health Insurance, we assist you in finding the perfect travel health insurance that meets your needs and conditions. Here are a few essential things to consider before finalizing travel medical insurance for Italy:

• Schengen Approved Travel Insurance: While travelling to the Schengen territory, including Italy, it is necessary to cross-check if the travel insurance is valid for a Schengen visa.

• Frequency of Trip: While a once-in-a-lifetime trip needs a single-trip insurance plan, frequent flyers would benefit from picking multi-trip travel insurance plans.

• Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in Schengen. The shorter the trip, the lower is the premium.

• Medical History: If you have a pre-existing ailment, you need to ensure that the policy you pick accommodates it.

• High-Risk Zones: Destinations that are listed in the high-risk zones have insurance plans with a higher premium requirement. If you are heading to a country famous for adventure activities, you need to check if your policy covers adventure or sports injuries.

Claim Process under Italian Travel Policy

Types of Visas Available for Italy

Given that Italy falls under the Schengen zone, its visa types and process is similar to the other countries in the Schengen area. Here’s the list of different visas available for Italy:

• Uniform Schengen Visa

• Airport Transit Visa

• Tourist Visa

• Visitor Visa

• Business Visa

• Study Visa

• Medical Visa

• Visa for Cultural, Sports, Film Crew, or Religious Purposes

Documents Required for an Italian Visa

A Schengen visa is obligatory to visit the Schengen zone that includes Italy. The process is not cumbersome. You need to submit all the below-mentioned documents on time and pack your bags to enjoy your journey.

• Schengen Travel Insurance

• Application form

• Proof of Date of Birth

• Address proof

• Employment Contract

• A valid passport

• Travel itinerary

• Proof of accommodation

• Bank account statement

• Income tax proof

Make the Most of Your Italy with our Travel Guide

As an exceptionally prominent tourist spot, Italy has all that fascinates you. The rich heritage, lively cities, beautiful mountains, green landscapes, small villages, coffee, wine, and pizza. What else do you want to keep Italy on the top of your list for your next holiday? However, don’t forget to add a travel cover that makes it easy for you to travel safely to this country of Latin.

Quick Facts about Italy

Places to Visit in Italy

• Rome: The capital and most happening city of Italy invites you to see the footprints of Romanian culture. The Ancient Rome, Vatican Museum and Amalfi Coast are the places where you can relax, enjoy Latte and learn about Romanian history.

• Venice: This city reminds you of the great Shakespeare play.

• The Merchant of Venice: This Canal city has a Grand Canal, Rialto Bridge, Basilica Di San Marco, Piazza San Marco, Lido Di Venezia, and Rialto Market to enjoy.

• Milan: The global capital of fashion and home to famous brands like Prada, Armani, and Versace, Milan is also a financial hub of Italy. The Gothic Duomo di Milano famous cathedral and artworks is a must-visit place. If you are an art lover, you cannot miss the Santa Maria Delle Grazie convent, housing Leonardo da Vinci’s.

• Florence: Witness the masterpieces of Renaissance art and architecture in Florence. The Duomo, The Galleria, Uffizi Gallery, and The Palazzo Vecchio are the most popular tourist attraction in Florence that you must visit.

Things to Do in Italy

• Grab a Bite of Pizza: You can never miss a chance to taste the authentic pizza when you are in Italy. The traditional pizzas Margherita with thick crust, Bottarga, Lasagna, Fiorentina Steak, and Truffles with ice creams are famous in Italy. So, you must try and enjoy the food delicacies.

• Shop Lavishly: If you are a shopaholic then prepare your shopping list in advance. You can shop lavishly from the grand stores of famous fashion brands. Also, you can go for street shopping in the local market for jewelry, souvenir, artworks, and wine.

• Visit Wineries: Plan your Italian wine tour in Tuscany. Tenuta Castiglioni - Frescobaldi, The Castello Banfi, and the Ricasoli are some famous wineries in Italy that you should visit and see the process of how the grapes churned to the finest wine in Italy.

While a comfortable trip is what we aim for, it is wise to think about the uncertainties of travel and plan for any contingency. Having a travel cover will keep you financially secured if you incur non-medical expenses in an emergency, for instance, trip delays or loss of checked-in baggage and passport. If you are considering Italy as your next holiday destination, then get a Schengen visa and travel insurance for Italy. With our optimum policy benefits and 24*7 customer support, you stay safe from inconveniences and risks of travel.

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