Bhutan Travel Insurance

Bhutan Travel Insurance

Bhutan, a "sandwiched" country, lies between the People’s Republic of China in the north and the Republic of India in the south. It is a predominantly Buddhist country in East Asia and a less populous country after the Maldives. This is a small landlocked country with cultural diversity and richness. This mesmerizing land of Thunder Dragon touches your soul with its pleasing weather, spectacular natural views, and the divine monasteries. Visiting and exploring Bhutan can be an amazing experience.

Being the 8th happiest country in the world, Bhutan has a lower crime rate and has strong admiration towards nature. But, change in climate, water, and food can give you some unwanted health-related problems. Further, Bhutan’s roads are very windy and prone to accidents. Thus, it’s good to cover your trip with Bhutan travel insurance. It protects you against any unforeseen situation that may occur while you are on this foreign land. So, don’t wait, do backpacking, book your tickets, opt for Bhutan travel insurance plan and start your journey to Bhutan to explore the virgin beauty of nature.

Is Travel Insurance for Bhutan Mandatory?

Travel insurance is strongly recommended to all the visitors heading to Bhutan for any purpose. It must have a cancellation and emergency evacuation cover. However, Bhutan travel insurance is not mandatory to get the Bhutan visa. Foreign nationals other than India, Bangladesh, and the Maldives are required to obtain a visa prior to travel to Bhutan. For travel insurance, you can consider the comprehensive plans offered by Care Health Insurance that cover most of your travel risks.

Quick Facts about Bhutan

Explore - Bhutan Travel Insurance Plan

There is a magic and a peace in the air in Bhutan. It is amazing to know that the country has no traffic lights; smoking, tobacco, hunting, and fishing are also illegal. Once you get off the plane, you feel it’s different. You realize that the prayers and meditation entice people in Bhutan and encourage them to live in peace and harmony. However, Bhutan is not immune to diseases, infections, motion sickness, personal accidents, and natural calamities. Untoward incidents can happen anywhere, anytime. Therefore, you should secure yourself and your travel companions with a comprehensive Bhutan travel insurance plan.

We have region-specific customized international travel insurance policies. So, that you can relish your trip and leave all your travel worries with us. You can avail our travel insurance Bhutan online in just a single click. Our travel insurance advisors provide you the right quote with the right travel insurance cover at affordable premiums. Here you can explore our Bhutan travel insurance plan.

What is covered in Bhutan Travel Insurance Plan?

We offer comprehensive travel insurance policies. Below is what all we covered under Bhutan travel insurance:

• Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Bhutan will provide you complete cover encompassing IPD and OPD expenses.
• COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
• Personal Accident: We will compensate up to 100% of the sum insured in the event of the death. Permanent Total Disability is also covered up to 100% depends on the injury.
• Pre-existing diseases: Under Bhutan Travel Insurance Plan treatment for pre-existing diseases is also covered in case of life-threatening condition.
• Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
• Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
• Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport.
• Trip delay, cancellation, or interruption: You will get compensation for the trip delayed, cancellation, or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy.
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage under the Bhutan travel insurance policy.

What is Not Covered in Bhutan Travel Insurance?

Travel insurance provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDAI that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:

• Medical treatment has taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey
• Any Treatment, which could reasonably be delay until the insured person's return to the country of residence
• Any dental treatment or surgery unless necessitated due to an injury.
• Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
• Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to birth defects
• Hormone replacement therapy.
• Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity)

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Eligibility for Bhutan Travel Insurance

Check the below eligibility criteria according to the plans:

Please refer to the prospectus for more details on eligibility. 

Insurance Premium for Bhutan Travel Insurance

We offer travel insurance plans at very affordable premium. The actual amount of the premium is subjected to the number of travelers, age, traveling country, trip duration, and the type of coverage selected.

>> Calculate travel insurance premium

What is the Process of Obtaining Visa for Bhutan?

Foreign travelers except Indian, Bangladesh, and Maldives passport holders are required to obtain a valid visa with a minimum of six months' validity to visit Bhutan. Indian nationals can also use their Voters Identity Card. Below is the process to obtain a Bhutan visa:

• The visa must be applied online, and the fee has to be paid in advance only through registered tour operators. These operators should be approved by the Tourism Council of Bhutan.
• Once the council receives the cost of the trip, it will issue a visa clearance letter to the applicants.
• Applicants have to present this letter at the time of the immigration at Paro, the only international airport in Bhutan.
• Only one page of the passport is required to stamp the Bhutan visa.

How much does the Tour cost in Bhutan?

The government of Bhutan has fixed the minimum daily package for the tourist to control tourism and protect the vicinity of the country. The amount is not negotiable. But the amount includes accommodation, meals, transportation, guides and entry fee for cultural programs. The tour cost varies from peak season to off-season. Have a look!

Peak Season: From March to November

• $250 per person/ per day- for a group of three or more people
• $280 per person/ per day- for a group of two people
• $290 per day for single individuals

Off-Season: From January to December

• $200 per person/ per day- for a group of three or more people
• $230 per person/ per day- for a group of two people
• $240 per day for single individuals

Advantages of Bhutan Travel Insurance

The rules are strict in Bhutan, and you have a limit to spend the money in a day. Thus, for countries like Bhutan, we offer a wide range of travel insurance that takes care of your medical and non-medical emergency expenses. Our overseas travel policies are accepted by authorities worldwide. Take a look at the advantages of our Bhutan travel insurance plans.

• Maximum Coverage
• Minimal Exclusions
• Affordable Premium
• Emergency Cashless Hospitalization
• Repatriation To Home Country
• Emergency Transportation And Medical Evacuation
• Financial Assistance In Case Of Emergency
• Quick Claim Settlement Ratio
• Assistance In Case Of Loss Of Passport
• Trip Delay And Cancellation Reimbursement
• 24x7 Customer Support Service

Places to Visit in Bhutan

Thimphu: The Himalayan Kingdom of Bhutan is perfect for vacations in the lap of nature. Thimphu, the capital city hasTrashi Chho Dzong, Changangkha LhakhangWeekend Market, Tango Goemba,

National Memorial Chorten, Motithang Takin Preserve, and National Library of Bhutan for an exotic experience.

Paro: It is the only international airport in Bhutan. This place mesmerizes you with the places such as Jangtsa Dumtseg Lhakhang Temple, Chele La Pass, Paro Weekend Market, Namgay Artisanal Brewery, Rinpung Dzong Monastery, Drukgyal Dzong Monastery, and Dzongdrakha Goemba.

Punakha: The old capital of Bhutan is surrounded by hills and slightly warmer than other cities in Bhutan. You can do sightseeing and visit places like Punakha Dzong, Khamsum Yulley Namgyal Chorten, Ritsha, Mo Chhu, Chimi Lhakhang, Dochula Pass and Limbhukha Village for a soul-satisfying experience.

Phuentsholing: It is a border town in southern Bhutan that adjoins the Indian town of Jaigaon in India. Crocodile Zoo, Bhutan Gate, Zangtopelri, and Karbandi Monastery are some of the attraction points that you can visit in Phuentsholing.

Things to Do in Bhutan

Taste the Spicy Bhutanese Food:Bhutanese cuisine is full of spices. Dried and fresh chilies are the main ingredients of food here. Ema Datshi-Bhutan national dish is a must-try. Jasha-Maru, Phaksha Paa-Pork, Dumplings, and Yaksha Shakam-Yak meat Dish are also lip-smacking.

Shop in Bhutan: Thimphu, Paro, and Phuentsholing are the shopping hubs in Bhutan. You can buy woven bags, stoles, traditional jewelry, Bhutanese handicrafts, bamboo products, handmade paper, Buddhist paintings, and sculptures.

Adventure Sports: Bhutan is a place for adventure sports lovers. You can enjoy the thrilling adventure sports like Whitewater Rafting, Rock Climbing, Kayaking, Trekking, Archery, Mountain Biking, and Paragliding.

Visit Monasteries: If you want to explore the real Bhutan culture, visit these sacred monasteries. Tiger’s Nest Monastery and Rinpung Dzong in Paro, Tango, and Tashichho Dzong, Monastery in Thimpu are the places that you cannot afford to miss in Bhutan.

Quick Travel Tips

• Buy a comprehensive Bhutan travel insurance to travel safely
• Get your visa sanction letter in advance to avoid any inconvenience related to immigration, food, and hotel
• Check the weather and shop accordingly for Bhutan travel wardrobe that includes- a shawl, jacket, caps, shoes, and easy to carry traveler bag
• Carry enough Bhutanese currency as ATMs are not available everywhere in Bhutan and credit cards are not friendly acceptable by the shop owners in the local market
• Use public transportation to explore Bhutan
• Take a walking tour according to the city map
• Try street food to taste the authentic spicy Bhutan cuisine
• Speak English people are educated and understand it easily

The marvelous isolation, divine monasteries, Buddhist culture, and blissful nature made Bhutan a paradise for travelers. The untouched beauty of this happy country attracts you to visit Bhutan at least once in your lifetime. However, thrills and excitement of adventure sports in Bhutan, biking, cycling, trekking, and spicy food can give you some unwanted worries during your stay there. So, it’s better to fly with the travel insurance plan that covers all your travel risk, so that you can enjoy in the laps of nature and experience the divine prayers in sacred monasteries of Bhutan.

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