Ready to discover Canada's breathtaking landscapes and vibrant cities? Ensure your journey is protected every step of the way. Get one of the best travel insurance for Canada and confidently explore the horizons.
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Anjali Sharma
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Travel insurance for Canada is a specialised policy designed to protect visitors from unforeseen financial burdens during their stay. Given Canada's high healthcare costs for non-residents, international travel insurance offering medical coverage becomes essential. Beyond medical needs, international travel insurance for Canada also offers financial protection for trip cancellations or interruptions, lost or delayed baggage, and other unexpected travel disruptions. Let’s explore the features, coverage, exclusions, claim process, and other essential aspects of the Explore—Canada Travel Insurance Plan in detail.
Select from the Best International Travel Insurance Plans
EXPLORETravel Insurance Plan for Cross-border Trips
Student ExploreTravel Insurance to Secure Your Study Trip Abroad
Explore
Coverage for Pre-existing Diseases in Life-threatening Conditions
A trip to Canada becomes more memorable and enjoyable when you have a supportive travel security plan to back you. Below are the key features that complement the Care Travel Insurance Plans for Canada:
Parameter
Definition
Affordable Premium
Healthcare costs in Canada can be nerve-wracking! But that does not imply your travel insurance has to be as expensive! At Care Health Insurance, we ensure your travel coverage fits your budget with an affordable premium.
Automatic Trip Extension
Suppose you are stuck amidst a natural calamity, prolonged hospitalisation, or the unfortunate demise of the insured member. In that case, you just have to worry about getting yourself out of the situation safe and sound. At the same time, your best travel insurance for Canada by Care Health Insurance takes care of the prolonged expenses incurred in the situation for up to 7 consecutive days.
Cashless Claim Settlement
Care Health Insurance is powered by UnitedHealth Group (UHG), in partnership with Falck. This ensures hassle-free cashless hospitalisations at the vast network of hospitals, even across borders!
Extensive Coverage
Whether you are travelling on a vacation, business trip, or for study purposes, comprehensive travel insurance for Canada provides customisable medical and non-medical coverage.
Useful Add-on Benefits
Whether you are a frequent flyer or are travelling to participate in sports activities, we ensure that you have additional financial coverage for issues such as sports equipment loss, visa rejection, or burglary in your home country.
Canada Travel Insurance: Plan at a Glance
While buying travel insurance from India to Canada is important that you carefully check out the major highlights of the plan. You must assess your needs to decide whether you need a standalone or a family travel insurance coverage. If you are flying to pursue higher education, student travel insurance shall be the best plan to opt for. Further, if you are to travel multiple times during the year, you can opt for an annual policy, whereas a single-trip travel insurance shall suffice if you travel once in a while.
Based on your needs, you can check out the details of Explore-Canada travel insurance for students and other travellers in the table below.
Description
Explore Canada+
Student Explore
Sum Insured
US $ 50K & 100K (Vary according to the premium)
US $ 30K, 50K, 100K, 300K, 500K, and 1000K
Trip Options
Single Trip
Multi-trip (Policy will be on an annual basis)
Yes
Yes
There are fixed policy tenure options of 1 to 24 months available under Student Travel Plans.
Entry Age (Single Trip)
Minimum: Child- 1Day; Adult - 18 Years
Maximum: Child- 24 Years; Adult - Lifelong
Every fixed-tenure policy involves the same eligibility criteria-Minimum: 12 Years, Maximum: 40 Years
Entry Age (Multi-trip)
Minimum: Child- 1Day; Adult - 18 Years
Maximum: Child- 24 Years; Adult - Lifelong
Minimum: 12 Years, Maximum: 40 Years
*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.
Types of Travel Insurance for Canada
Here’s a breakdown of the most common types of Canadian travel insurance:
Individual Travel Insurance
Ideal for solo travellers, this plan covers unexpected situations such as medical emergencies, trip cancellations, lost luggage, and accidents that may occur during your solo trip.
Family Travel insurance
If you're travelling with your family, instead of buying separate insurance for each family member, you can opt for family travel insurance that covers everyone under a single policy, making it more affordable and convenient.
Student Travel Insurance
It is an ideal plan for students travelling to Canada for higher studies. The plan covers medical expenses, study interruptions, lost belongings, etc., ensuring you can focus on your studies without having to worry about the unforeseen.
Senior Citizen Travel Insurance
Older travellers have specific needs, and this insurance plan is designed to meet those needs. The plan covers unexpected medical costs, life-threatening conditions due to PED, trip cancellations, lost luggage, and other emergencies that could bring halts to your journey.
Single-trip Travel Insurance
If you are travelling for the first time or will not take multiple trips during the year, single-trip travel insurance is the right choice to opt for.
Multi-Trip Travel Insurance
This plan offers excellent value if you travel often. It covers multiple trips throughout the year at a lower cost. It is excellent for frequent travellers and can save money by covering several trips with just one policy.
What is included and excluded in Care Travel Insurance for Canada?
To keep yourself and your family safe during your international trip, it is important that you have individual/ family travel insurance for Canada. That’s why our Explore travel insurance for Canada promises optimum safety on foreign land. However, before buying the Canada Travel Insurance policy, you should be well-versed with the inclusions and exclusions of the policy. Here are some discussed below:
Coverage
Exclusions
Emergency Hospitalisation: The policy provides emergency illness or injury treatment expenses, including inpatient and outpatient care with minimum sub-limits.
Daily Allowance: The plan reimburses a specified amount for the additional expenses incurred during hospitalisation up to a specified period.
Compassionate Visit: We have your back with a reimbursement facility for economy class flight ticket costs in case the insured is hospitalised and the doctor prescribes the presence of an immediate family member.
Personal Accident: In case of the insured’s unfortunate death or permanent disability, the policy offers a lump sum payout up to the sum insured.
Trip Delay & Cancellation: Trip delays, interruptions, and cancellations should not bother you anymore, as we have covered you against expenses under defined situations.
Delay & Loss of Checked-in Baggage: The policy provides financial protection against checked-in baggage loss and delay at the airport, covering up to a specified amount.
Loss of Passport & International DL: We may not eliminate the stress incurred after you lose your passport and international driving license, but we sure can reimburse a fixed amount to help you retrieve the documents quickly.
Drug Misuse: Expenses arising out of drug or alcohol use/misuse/abuse by the insured members during the trip may not be covered in your trip.
World War: The plan does not cover any claims raised for medical or non-medical expenses involving national or international war, nuclear perils, or their consequences.
Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm that leads to hospitalisation or death may not be covered in the travel medical insurance for Canada.
Hazardous Activities: Accidents from dangerous activities like fire stunts, stunts on the road, etc., or incidents not mentioned in the policy brochure shall not be covered.
Breach of Law: Trip insurance for Canada shall not cover any expenses, liability, or injury incurred due to the breach of law of the destination country.
Dental Treatment: Expenses incurred due to any planned dental treatment or surgery, unless necessary due to acute pain, are excluded from Canada Travel Insurance.
Note: The plan's features, coverage, and claim underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
Benefits of Canada Travel Insurance
Investing in Canada travel insurance from India unlocks a world of benefits, offering robust financial protection and essential support for unforeseen situations. Here are the key benefits of your Canada travel insurance:
24/7 Emergency Lifeline: At Care Health Insurance, we understand that an emergency may come unannounced. Therefore, we are always ready to care for you with our 24/7 emergency assistance.
Explore with Absolute Confidence: With comprehensive coverage for medical emergencies, trip delays, and cancellations, you can immerse yourself in Canada's stunning landscapes and vibrant cities. Explore the Rockies, paddle glacial lakes, or stroll through historic Quebec knowing you're protected against unexpected hitches.
Adventure-Ready Coverage: Whether you're hitting the slopes in Whistler, hiking through national parks, or kayaking along the coast, many plans offer specific coverage for adventurous activities. Embrace Canada's thrilling outdoor pursuits with peace of mind.
Reliable Support When It Matters Most: Your policy includes access to dedicated third-party service providers. This means you get dependable emergency support, faster response times, and quality services when needed most, adding a crucial layer of security to your travels.
What is the Premium of Travel Insurance for Canada from India?
Several factors affect the cost of travel health insurance for Canada from India, including the traveller’s age, destinations covered, trip duration, insured person’s health status, and type of coverage offered. At Care Health Insurance, we offer affordable travel insurance for trip to Canada for visitors, with premiums starting from as low as INR 621~ for a single traveller on a week-long journey.
Insured Member(s)
Age
Any Pre-existing Disease
Sum Insured
Policy Duration
Premium Amount (approx.)
1
24 years
No
$ 50,000
7 Days
₹621~
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
Factors Affecting the Premium of Travel Insurance for Canada
Given the options available, choosing the ideal tourist insurance for Canada can be confusing. Don’t worry, just tick in the following factors while buying a travel insurance plan for Canada to ensure you make the right choice:
Frequency of Trip: Single-trip insurance suits the needs of leisure travellers, while a multi-trip policy best serves the purpose of corporate travellers.
Trip Duration: The number of days you stay also impacts your holiday insurance for Canada premium. Remember, a shorter trip means a lower premium.
Medical History: Make sure you read the policy’s brochure to address the coverage for any pre-existing illness such as diabetes, hypertension, etc.
Coverage for Adventurous Activities: If your bucket list includes adventurous activities such as sky diving, bungee jumping etc. then ensure beforehand whether the policy offers coverage for the same.
How to Buy Canada Travel Insurance Online?
You must follow the steps as mentioned below to purchase travel insurance online:
1
Step 1
Visit the travel insurance quote page. Enter your travel destination and duration. Choose the available sum insured (the amount covered), then click "Buy Now."
2
Step 2
Complete the KYC (Know Your Customer) process and enter the details of the person buying the insurance. When you're done, click "Next."
3
Step 3
Enter the information of the person being insured. If anyone has any existing medical conditions, mention them here.
4
Step 4
After filling in all the details, make the payment. Your travel insurance policy documents will be sent to your registered email and phone number.
Documents Required to Travel from India to Canada
If you're an Indian citizen planning a trip to Canada, having the correct documentation is important for a smooth entry. Here's a concise list of what you'll need:
Valid Indian Passport: Ensure your passport has at least six months of validity remaining from your planned entry date into Canada.
Canadian Visa: A valid visa for Canada is essential for Indian citizens. Be sure to apply well in advance of your travel dates.
Proof of Vaccination: While Canada has relaxed many of its COVID-19 restrictions, it is always wise to carry your proof of vaccination, as requirements can change or be requested for specific situations.
Identity Proof: If needed, carry additional forms of identification, such as your Aadhar card or driver's license, for verification purposes.
International Driving Permit (IDP): If you plan to drive in Canada, you'll need a valid International Driving Permit in addition to your Indian driver's license.
How to File a Claim under the Travel Insurance for Canada?
In the USA and Canada, Care Health Insurance is powered by the UnitedHealth Group (UHG) in partnership with Falck to ensure an easy claim process. Our claim team ensures that filing a claim is no longer cumbersome, no matter where you are.
How to Apply for a Canadian Visa?
Applying for a Visa for Canada requires you to undergo an exhaustive application process. Below is a detailed step-by-step guide to applying for a Canadian visa:
Step 1: Based on your purpose of visit, fill out an application form (online or on paper). For instance, if you are to visit Canada for business purposes, fill out a form for a business visa.
Step 2: Gather the documents based on the type of visa you require.
Step 3: Visa fees vary depending on the type and duration of the visa. Be sure to check the current fee structure before submitting your application.
Step 4: Visit your local Canada Visa Application Centre with all supporting documents, including your passport and proof of payments.
Step 5: Submit your completed application form if done on paper.
Documents Required for Canada Visa
To ensure a smooth and successful Canada tourist visa application, gathering the right documents is key. The general documents you shall provide include:
Completed Visa Application Form: Ensure your visa application form is duly filled.
Valid Passport: Your passport must be valid for the entire duration of your planned stay in Canada.
Proof of Paid Visa Fees: Include evidence that you've paid all the required visa application fees.
Medical Examination: Depending on your circumstances and length of stay, you may haveto undergo a medical exam to confirm your good health.
Clean Criminal Record: Documentation proving you have no criminal record is often asked at the time of visa interview.
Proof of Financial Capability: You must demonstrate that you have sufficient funds to support yourself financially during your visit to Canada.
Identity and Civil Status Documents: Provide documents confirming your identity and civil status, such as birth or marriage certificates.
Passport-Sized Photos: Submit recent photos that meet Canada's specific visa photograph requirements.
Support/Invitation Letter (if applicable): If a Canadian resident is inviting you, include a letter of invitation.
Canada Travel: Safety & Precautions
To fully enjoy Canada's stunning beauty, it is wise to be prepared and take key safety precautions. Here's how to stay safe during your adventure in Canada:
Northern Lights: When chasing the spectacular Northern Lights, dress warm. Find a spot away from city lights for the best view and make sure it is a safe location with clear visibility.
Mountainous Regions: If you're heading to the mountains, especially in winter, be mindful of avalanche risks. Always check local advisories, consider taking an avalanche safety course, carry the right gear, and steer clear of high-risk areas.
Frozen Lakes and Rivers: During colder months, if you're thinking about ice fishing or skating, verify the ice is thick enough to be safe. Stick to local guidelines and never venture onto ice you're not familiar with.
Wildlife Encounters (Bears): Remember that Canada is home to bears. Therefore, when visiting national parks, learn about bear safety protocols, carry bear spray, secure your food properly, and make noise while hiking so you don't surprise any bears.
Emergency Contacts: Keep contact information for local authorities, emergency services, and your embassy readily available. It is crucial to have these handy for immediate assistance if you ever need it.
Exploring Nature: Before you head out into Canada's natural landscapes, tell someone your hiking plans. Always carry essential gear, stay on marked trails, and be aware of potential wildlife encounters.
Local Law And Etiquette In Canada
Canadians generally appreciate key social courtesies. Here's a quick guide to standard etiquette:
Personal Space: Canadians highly value their personal space. When chatting with someone, try to keep a respectful distance, don't stand too close.
Politeness: Canadians are known for their politeness. Simple phrases like "please" and "thank you" go a long way in everyday interactions.
Alcohol & Smoking Rules: Be aware that drinking alcohol in public places is often restricted. Also, smoking is prohibited in closed public spaces, including restaurants and workplaces.
Tipping: Tipping is a common practice in Canada. When you're at a restaurant or receiving a service, it is generally expected to leave a tip of 15-20% of the total bill.
Famous Tourist Spots in Canada
Canada truly is a country of breathtaking sights and a rich culture, offering something for every type of traveller from majestic glaciers and serene lakes to fascinating museums.
Niagara Falls: These powerful cascading waterfalls are a must-see, especially in summer. Get close to their incredible might with a ride on the famous Maid of the Mist boat.
Banff National Park: If you love hiking and exploring natural beauty, head to Banff. Spanning a massive 6,641 square kilometres, this park is nestled in the Canadian Rockies and boasts incredible peaks, glaciers, rivers, and forests.
Okanagan Valley: For wine lovers, this region in British Columbia is a dream come true. You can enjoy wine tasting, attend local festivals, or browse farmers' markets for fresh produce.
Quebec City: Step into a slice of old-world charm in North America at Quebec City. As one of the oldest walled cities in the world, it has picturesque streets and French influence, making it a favourite for travellers and photographers alike.
The Forks (Winnipeg): This historic meeting place has been crucial for over 6,000 years and continues to be a vibrant hub. It features a historic port, an interpretive park, a skateboard park, and numerous year-round attractions, drawing millions of visitors annually.
Things to Do In Canada
With massive lands, waterfalls, and large urban cities with modern twists, Canada attracts people worldwide. From snow-capped mountains and enormous shorelines to clear lakes that mirror the sky, Canada has it all. So, if you are wondering what all you can do during your trip to Canada, here’s a guide.
Go Whale Watching in British Columbia: Head off the coast of Vancouver Island for an incredible chance to see orcas, humpback whales, and other marine life thriving in their natural home. It is a truly unforgettable experience surrounded by stunning scenery.
Witness the Northern Lights (Aurora Borealis): For a magical natural spectacle, visit Canada's northern regions like Yukon or the Northwest Territories in winter. Yellowknife is a prime spot to see the mesmerising dance of vibrant colours across the night sky.
Embark on Rocky Mountain Adventures in Alberta and British Columbia: Explore the majestic Rockies for thrilling experiences. You can hike in iconic places like Banff and Jasper National Parks, marvel at breathtaking glacial lakes, and enjoy incredibly scenic drives along the Icefields Parkway.
Explore Iceberg Alley in Newfoundland and Labrador: Visit Canada's East Coast in spring and early summer to witness massive icebergs drifting south. "Iceberg Alley" offers an amazing sight of these natural wonders.
Immerse Yourself in Canadian Culture: Dive into Canada's rich heritage by experiencing diverse cultural events. Consider attending the lively Calgary Stampede in Alberta, catching a film at the prestigious Toronto International Film Festival in Ontario, or enjoying the festive Quebec Winter Carnival.
Experience Niagara Falls in Ontario: Feel the immense power of nature at Niagara Falls. Take a Hornblower boat tour for an up-close encounter with the thundering waters, or get panoramic views from nearby attractions like the Skylon Tower.
Buying the best travel insurance for Canada from India will allow you to experience these wonderful destinations without worrying about unexpected expenses arising from an emergency.
FAQs on Travel Insurance Canada
Q. What are the exclusions in the travel insurance for Canada from India plan?
At Care Health insurance, the international travel insurance plan for Canada may not provide a financial coverage in underlying conditions:
Health crisis occurred due to misuse of drugs.
Accidents occurred due to self inflicting activities such as suicide attempts.
Losses due to Wars.
Losses incurred in a natural calamity such as flood, cyclone etc.
Injuries that happen in breaching of laws of the destination country.
Note: Please ensure to read the complete details of exclusion mentioned in the brochure before buying the plan to avoid any exclusions.
Q. Does the travel insurance Canada has a free look period?
Yes, at Care Health Insurance the travel insurance Canada comes with a free look-out period in which, you get 15-30 days to review the terms and conditions of the policy. The duration of days depend on whether you have bought the plan online or through an insurer.
Q. Can I get travel insurance Canada for part of a trip?
Although the best thing to do while travelling is to get coverage for the complete trip, at a plan bought from Care health insurance also provides you with customisation options. Through customisation, you can cover just a part of your trip at a lesser premium.
Q. Can I buy travel insurance Canada after booking my tickets?
Yes, it is possible to buy a travel insurance canada after booking your tickets to the destination. However, there are certain benefits that you may miss out on, if you procrastinate purchasing the plan till later.
Q. Do tourists get free healthcare in Canada?
Canada does not provide free healthcare to visitors from India. Thus, it is always wise to choose a broad financial cover that can save you from the expensive medical expenses that comes along during the journey.
Q. If there is a change in my travel dates to Canada, can I make the changes to the travel dates mentioned in the policy?
Yes. If your travel insurance Canada has the option of customisation, you can change the dates of your trip and accordingly change the dates in the travel insurance plans.
Q. I am immigrating to Canada, do I need a travel insurance plan?
Although it is not mandatory to have a travel insurance for the people immigrating to Canada, having a financial cover that can assist you in times of medical urgency can prove as handy.
"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
The premium calculated above is based on the data provided by you in the application form.
The above information must be read in conjunction with the sales brochure and policy document.
Tax Benefits would be available as per the prevailing Income Tax laws.
GST has been levied as per applicable Tax laws.
The general terms and conditions of the usage of this website also apply.
For any clarification, please feel free to chat with our customer service on WhatsApp at 8860402452.
I authorize Care Health Insurance and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.
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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Travellers Served till Jan'25
**Number of Claim Amount Paid as of Apr'25
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.
&Premium calculated for an individual (Age 18), single trip (90 days) in USA, for sum insured $30,000.
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Get your quote now and enjoy foreign trips worry-free!
Be Prepared for Travel Emergencies!
Get your quote now and enjoy foreign trips worry-free!
33 Lakh+
Travellers Served^^
159 Crore+
Claim Amount Paid**
24x7
Claim and Customer Support
Thank you!
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Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
The premium calculated above is based on the data provided by you in the application form.
The above information must be read in conjunction with the sales brochure and policy document.
Tax Benefits would be available as per the prevailing Income Tax laws.
GST has been levied as per applicable Tax laws.
The general terms and conditions of the usage of this website also apply.
For any clarification, please feel free to chat with our customer service on WhatsApp at 8860402452.
I authorize Care Health Insurance and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.