Coverage for life-threatening PED conditions##

Travel Insurance for Canada

Ready to discover Canada's breathtaking landscapes and vibrant cities? Ensure your journey is protected every step of the way. Get one of the best travel insurance for Canada and confidently explore the horizons.

When you choose travel insurance from Care health insurance, you get

Travel Insurance for Canada
  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 Claim and Customer Support

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Need an annual policy that covers multiple trips in a year?

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  • Trip Duration

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

What is Canada Travel Insurance?

Travel insurance for Canada is a specialised policy designed to protect visitors from unforeseen financial burdens during their stay. Given Canada's high healthcare costs for non-residents, international travel insurance offering medical coverage becomes essential. Beyond medical needs, international travel insurance for Canada also offers financial protection for trip cancellations or interruptions, lost or delayed baggage, and other unexpected travel disruptions. Let’s explore the features, coverage, exclusions, claim process, and other essential aspects of the Explore—Canada Travel Insurance Plan in detail.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad
  • Student Explore-Health UnlimitedTravel Insurance With Unlimited Healthcare Coverage

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$50,000
  • Starting At₹37/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Student Explore-Health Unlimited

  • Unlimited health coverage in the US & Canada
  • Coverage for adventure sports
  • Inpatient & outpatient hospitalisation
  • Acceptable across most universities in the US & Canada
  • Cover AmountUnlimited Health Coverage
  • Starting At₹130/day3

Features of Canada Travel Insurance

A trip to Canada becomes more memorable and enjoyable when you have a supportive travel security plan to back you. Below are the key features that complement the Care Travel Insurance Plans for Canada:

Parameter Definition
Affordable Premium Healthcare costs in Canada can be nerve-wracking! But that does not imply your travel insurance has to be as expensive! At Care Health Insurance, we ensure your travel coverage fits your budget with an affordable premium.
Automatic Trip Extension Suppose you are stuck amidst a natural calamity, prolonged hospitalisation, or the unfortunate demise of the insured member. In that case, you just have to worry about getting yourself out of the situation safe and sound. At the same time, your best travel insurance for Canada by Care Health Insurance takes care of the prolonged expenses incurred in the situation for up to 7 consecutive days.
Cashless Claim Settlement Care Health Insurance is powered by UnitedHealth Group (UHG), in partnership with Falck. This ensures hassle-free cashless hospitalisations at the vast network of hospitals, even across borders!
Extensive Coverage Whether you are travelling on a vacation, business trip, or for study purposes, comprehensive travel insurance for Canada provides customisable medical and non-medical coverage.
Useful Add-on Benefits Whether you are a frequent flyer or are travelling to participate in sports activities, we ensure that you have additional financial coverage for issues such as sports equipment loss, visa rejection, or burglary in your home country.

Canada Travel Insurance: Plan at a Glance

While buying travel insurance from India to Canada is important that you carefully check out the major highlights of the plan. You must assess your needs to decide whether you need a standalone or a family travel insurance coverage. If you are flying to pursue higher education, student travel insurance shall be the best plan to opt for. Further, if you are to travel multiple times during the year, you can opt for an annual policy, whereas a single-trip travel insurance shall suffice if you travel once in a while.

Based on your needs, you can check out the details of Explore-Canada travel insurance for students and other travellers in the table below.

Description Explore Canada+ Student Explore
Sum Insured US $ 50K & 100K (Vary according to the premium) US $ 30K, 50K, 100K, 300K, 500K, and 1000K

Trip Options

  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
  • Yes
  • Yes
There are fixed policy tenure options of 1 to 24 months available under Student Travel Plans.
Entry Age (Single Trip)

Minimum: Child- 1Day; Adult - 18 Years

Maximum: Child- 24 Years; Adult - Lifelong

Every fixed-tenure policy involves the same eligibility criteria-Minimum: 12 Years, Maximum: 40 Years
Entry Age (Multi-trip)

Minimum: Child- 1Day; Adult - 18 Years

Maximum: Child- 24 Years; Adult - Lifelong

Minimum: 12 Years, Maximum: 40 Years

Note: *Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

Types of Travel Insurance for Canada

Here’s a breakdown of the most common types of Canadian travel insurance:

What is Included and Excluded in Care Travel Insurance for Canada?

  • Coverage
  • Exclusions

To keep yourself and your family safe during your international trip, it is important that you have individual/ family travel insurance for Canada. That’s why our Explore travel insurance for Canada promises optimum safety on foreign land. However, before buying the Canada Travel Insurance policy, you should be well-versed with the inclusions and exclusions of the policy. Here are some discussed below:

Emergency Hospitalisation

The policy provides emergency illness or injury treatment expenses, including inpatient and outpatient care with minimum sub-limits.

Daily Allowance

The plan reimburses a specified amount for the additional expenses incurred during hospitalisation up to a specified period.

Compassionate Visit

We have your back with a reimbursement facility for economy class flight ticket costs in case the insured is hospitalised and the doctor prescribes the presence of an immediate family member.

Personal Accident

In case of the insured’s unfortunate death or permanent disability, the policy offers a lump sum payout up to the sum insured.

Trip Delay & Cancellation

Trip delays, interruptions, and cancellations should not bother you anymore, as we have covered you against expenses under defined situations.

Delay & Loss of Checked-in Baggage

The policy provides financial protection against checked-in baggage loss and delay at the airport, covering up to a specified amount.

Loss of Passport & International DL

We may not eliminate the stress incurred after you lose your passport and international driving license, but we sure can reimburse a fixed amount to help you retrieve the documents quickly.

Drug Misuse

Expenses arising out of drug or alcohol use/misuse/abuse by the insured members during the trip may not be covered in your trip.

World War

The plan does not cover any claims raised for medical or non-medical expenses involving national or international war, nuclear perils, or their consequences.

Self-inflicted Injury

Any intentional self-injury, suicide attempt, or any other form of harm that leads to hospitalisation or death may not be covered in the travel medical insurance for Canada.

Hazardous Activities

Accidents from dangerous activities like fire stunts, stunts on the road, etc., or incidents not mentioned in the policy brochure shall not be covered.

Breach of Law

Trip insurance for Canada shall not cover any expenses, liability, or injury incurred due to the breach of law of the destination country.

Dental Treatment

Expenses incurred due to any planned dental treatment or surgery, unless necessary due to acute pain, are excluded from Canada Travel Insurance.

Note: The plan's features, coverage, and claim underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Benefits of Canada Travel Insurance

Investing in Canada travel insurance from India unlocks a world of benefits, offering robust financial protection and essential support for unforeseen situations. Here are the key benefits of your Canada travel insurance:

  1. 24/7 Emergency Lifeline: At Care Health Insurance, we understand that an emergency may come unannounced. Therefore, we are always ready to care for you with our 24/7 emergency assistance.
  2. Explore with Absolute Confidence: With comprehensive coverage for medical emergencies, trip delays, and cancellations, you can immerse yourself in Canada's stunning landscapes and vibrant cities. Explore the Rockies, paddle glacial lakes, or stroll through historic Quebec knowing you're protected against unexpected hitches.
  3. Adventure-Ready Coverage: Whether you're hitting the slopes in Whistler, hiking through national parks, or kayaking along the coast, many plans offer specific coverage for adventurous activities. Embrace Canada's thrilling outdoor pursuits with peace of mind.
  4. Reliable Support When It Matters Most: Your policy includes access to dedicated third-party service providers. This means you get dependable emergency support, faster response times, and quality services when needed most, adding a crucial layer of security to your travels.

What is the Premium of Travel Insurance for Canada from India?

Several factors affect the cost of travel health insurance for Canada from India, including the traveller’s age, destinations covered, trip duration, insured person’s health status, and type of coverage offered. At Care Health Insurance, we offer affordable travel insurance for trip to Canada for visitors, with premiums starting from as low as INR 549~ for a single traveller on a week-long journey.

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 22 years No $ 50,000 7 Days ₹549~

~The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of Travel Insurance for Canada

Given the options available, choosing the ideal tourist insurance for Canada can be confusing. Don’t worry, just tick in the following factors while buying a travel insurance plan for Canada to ensure you make the right choice:

How to Buy Canada Travel Insurance Online?

You must follow the steps as mentioned below to purchase travel insurance online:

Documents Required to Travel from India to Canada

If you're an Indian citizen planning a trip to Canada, having the correct documentation is important for a smooth entry. Here's a concise list of what you'll need:

  1. Valid Indian Passport: Ensure your passport has at least six months of validity remaining from your planned entry date into Canada.
  2. Canadian Visa: A valid visa for Canada is essential for Indian citizens. Be sure to apply well in advance of your travel dates.
  3. Proof of Vaccination: While Canada has relaxed many of its COVID-19 restrictions, it is always wise to carry your proof of vaccination, as requirements can change or be requested for specific situations.
  4. Identity Proof: If needed, carry additional forms of identification, such as your Aadhar card or driver's license, for verification purposes.
  5. International Driving Permit (IDP): If you plan to drive in Canada, you'll need a valid International Driving Permit in addition to your Indian driver's license.

How Claim Support for Canada Travel Insurance Works?

At Care Health Insurance, we partner with Falck to help you stay covered across the globe. In the USA and Canada, we are powered by the UnitedHealth Group (UHG) in partnership with Falck to ensure an easy claim process. Our claim team here in India ensures that filing a claim is no longer a cumbersome task.

How to Apply for a Canadian Visa?

Applying for a Visa for Canada requires you to undergo an exhaustive application process. Below is a detailed step-by-step guide to applying for a Canadian visa:

  1. Step 1: Based on your purpose of visit, fill out an application form (online or on paper). For instance, if you are to visit Canada for business purposes, fill out a form for a business visa.
  2. Step 2: Gather the documents based on the type of visa you require.
  3. Step 3: Visa fees vary depending on the type and duration of the visa. Be sure to check the current fee structure before submitting your application.
  4. Step 4: Visit your local Canada Visa Application Centre with all supporting documents, including your passport and proof of payments.
  5. Step 5: Submit your completed application form if done on paper.

Documents Required for Canada Visa

To ensure a smooth and successful Canada tourist visa application, gathering the right documents is key. The general documents you shall provide include:

  1. Completed Visa Application Form: Ensure your visa application form is duly filled.
  2. Valid Passport: Your passport must be valid for the entire duration of your planned stay in Canada.
  3. Proof of Paid Visa Fees: Include evidence that you've paid all the required visa application fees.
  4. Medical Examination: Depending on your circumstances and length of stay, you may haveto undergo a medical exam to confirm your good health.
  5. Clean Criminal Record: Documentation proving you have no criminal record is often asked at the time of visa interview.
  6. Proof of Financial Capability: You must demonstrate that you have sufficient funds to support yourself financially during your visit to Canada.
  7. Identity and Civil Status Documents: Provide documents confirming your identity and civil status, such as birth or marriage certificates.
  8. Passport-Sized Photos: Submit recent photos that meet Canada's specific visa photograph requirements.
  9. Support/Invitation Letter (if applicable): If a Canadian resident is inviting you, include a letter of invitation.

Canada Travel: Safety & Precautions

To fully enjoy Canada's stunning beauty, it is wise to be prepared and take key safety precautions. Here's how to stay safe during your adventure in Canada:

Local Law And Etiquette In Canada

Canadians generally appreciate key social courtesies. Here's a quick guide to standard etiquette:

  1. Personal Space: Canadians highly value their personal space. When chatting with someone, try to keep a respectful distance, don't stand too close.
  2. Politeness: Canadians are known for their politeness. Simple phrases like "please" and "thank you" go a long way in everyday interactions.
  3. Alcohol & Smoking Rules: Be aware that drinking alcohol in public places is often restricted. Also, smoking is prohibited in closed public spaces, including restaurants and workplaces.
  4. Tipping: Tipping is a common practice in Canada. When you're at a restaurant or receiving a service, it is generally expected to leave a tip of 15-20% of the total bill.

Famous Tourist Spots in Canada

Canada truly is a country of breathtaking sights and a rich culture, offering something for every type of traveller from majestic glaciers and serene lakes to fascinating museums.

  1. Niagara Falls: These powerful cascading waterfalls are a must-see, especially in summer. Get close to their incredible might with a ride on the famous Maid of the Mist boat.
  2. Banff National Park: If you love hiking and exploring natural beauty, head to Banff. Spanning a massive 6,641 square kilometres, this park is nestled in the Canadian Rockies and boasts incredible peaks, glaciers, rivers, and forests.
  3. Okanagan Valley: For wine lovers, this region in British Columbia is a dream come true. You can enjoy wine tasting, attend local festivals, or browse farmers' markets for fresh produce.
  4. Quebec City: Step into a slice of old-world charm in North America at Quebec City. As one of the oldest walled cities in the world, it has picturesque streets and French influence, making it a favourite for travellers and photographers alike.
  5. The Forks (Winnipeg): This historic meeting place has been crucial for over 6,000 years and continues to be a vibrant hub. It features a historic port, an interpretive park, a skateboard park, and numerous year-round attractions, drawing millions of visitors annually.

Things to Do In Canada

With massive lands, waterfalls, and large urban cities with modern twists, Canada attracts people worldwide. From snow-capped mountains and enormous shorelines to clear lakes that mirror the sky, Canada has it all. So, if you are wondering what all you can do during your trip to Canada, here’s a guide.

  1. Go Whale Watching in British Columbia: Head off the coast of Vancouver Island for an incredible chance to see orcas, humpback whales, and other marine life thriving in their natural home. It is a truly unforgettable experience surrounded by stunning scenery.
  2. Witness the Northern Lights (Aurora Borealis): For a magical natural spectacle, visit Canada's northern regions like Yukon or the Northwest Territories in winter. Yellowknife is a prime spot to see the mesmerising dance of vibrant colours across the night sky.
  3. Embark on Rocky Mountain Adventures in Alberta and British Columbia: Explore the majestic Rockies for thrilling experiences. You can hike in iconic places like Banff and Jasper National Parks, marvel at breathtaking glacial lakes, and enjoy incredibly scenic drives along the Icefields Parkway.
  4. Explore Iceberg Alley in Newfoundland and Labrador: Visit Canada's East Coast in spring and early summer to witness massive icebergs drifting south. "Iceberg Alley" offers an amazing sight of these natural wonders.
  5. Immerse Yourself in Canadian Culture: Dive into Canada's rich heritage by experiencing diverse cultural events. Consider attending the lively Calgary Stampede in Alberta, catching a film at the prestigious Toronto International Film Festival in Ontario, or enjoying the festive Quebec Winter Carnival.
  6. Experience Niagara Falls in Ontario: Feel the immense power of nature at Niagara Falls. Take a Hornblower boat tour for an up-close encounter with the thundering waters, or get panoramic views from nearby attractions like the Skylon Tower.

Overseas Travel Insurance: Plans for Popular Destinations

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

Note: The per-day premium has been calculated for an individual aged 24 for a 90-day trip, with starting coverage available in that region.

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FAQs on Travel Insurance Canada

  • General

Q. What are the exclusions in the travel insurance for Canada from India plan?

At Care Health insurance, the international travel insurance plan for Canada may not provide a financial coverage in underlying conditions:

Health crisis occurred due to misuse of drugs.
Accidents occurred due to self inflicting activities such as suicide attempts.
Losses due to Wars.
Losses incurred in a natural calamity such as flood, cyclone etc.
Injuries that happen in breaching of laws of the destination country.

Note: Please ensure to read the complete details of exclusion mentioned in the brochure before buying the plan to avoid any exclusions.

Q. Does the travel insurance Canada has a free look period?

Yes, at Care Health Insurance the travel insurance Canada comes with a free look-out period in which, you get 15-30 days to review the terms and conditions of the policy. The duration of days depend on whether you have bought the plan online or through an insurer.

Q. Can I get travel insurance Canada for part of a trip?

Although the best thing to do while travelling is to get coverage for the complete trip, at a plan bought from Care health insurance also provides you with customisation options. Through customisation, you can cover just a part of your trip at a lesser premium.

Q. Can I buy travel insurance Canada after booking my tickets?

Yes, it is possible to buy a travel insurance canada after booking your tickets to the destination. However, there are certain benefits that you may miss out on, if you procrastinate purchasing the plan till later.

Q. Do tourists get free healthcare in Canada?

Canada does not provide free healthcare to visitors from India. Thus, it is always wise to choose a broad financial cover that can save you from the expensive medical expenses that comes along during the journey.

Q. If there is a change in my travel dates to Canada, can I make the changes to the travel dates mentioned in the policy?

Yes. If your travel insurance Canada has the option of customisation, you can change the dates of your trip and accordingly change the dates in the travel insurance plans.

Q. I am immigrating to Canada, do I need a travel insurance plan?

Although it is not mandatory to have a travel insurance for the people immigrating to Canada, having a financial cover that can assist you in times of medical urgency can prove as handy.

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🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

Premium calculated for an individual (Age 18), single trip (90 days), for sum insured $30,000.