Canada Travel Insurance

Secure Your Canada Trip with the Right Travel Insurance

Visiting a destination as economically ahead as Canada, you must make solid preparations before embarking on your journey overseas. Whether you are a leisure traveller, a corporate employee, or a student, your prerequisites for the Canadian trip must include the right travel insurance.

Travel insurance safeguards your trip to Canada by covering major medical and non-medical travel expenses, including hospitalization, trip delays, interruptions, and more.

Why Do You Need Canada Travel Insurance?

You should consider securing your trip with a travel insurance policy for these reasons:

a) Rising Medical Inflation: With rising medical inflation and coronavirus threat worldwide, it is more difficult to afford healthcare services in Canada.

b) Convenient for Frequent Travelers: A travel cover provides frequent travellers with constant and all-inclusive protection against emergencies of major kinds.

c) Saves the Trip: An emergency hospitalization can upset your travel budget and leave you in a state of anxiety. A travel cover will cover such medical expenses and help lower your stress.

d) Essential for Senior Citizens: Covering a long-distance journey in a day can be a problem for old-aged parents. They are more vulnerable to jet lag, nausea, infection, allergies, and stroke.

Is Travel Insurance Mandatory to Travel to Canada?

No, travel insurance is not mandatory for Indians travelling to Canada. Yet, given the prevailing COVID-19 risk, many countries are revising their entry regulations by mandating medical coverage, including COVID-19 treatment expenses. Most importantly, a travel cover for Canada saves your tour budget against unexpected healthcare costs while promising access to quality medical care. Thus, it is strongly recommended to opt for Canada travel insurance policy before applying for the country’s visa.

Explore Canada+: Your Reliable Travel Insurance for Canada from India

Whether it is a move to achieve academic or professional goals or a leisure trip to explore Canada, one thing all travellers must consider is travel insurance. To safeguard your Canadian excursion, we at Care Health Insurance offer dedicated travel insurance for Canada. Our travel plan- Explore Canada+ offers comprehensive coverage to meet every traveller’s needs and budget. We promise one of the best Canadian travel insurances with coverage for hospitalization, personal accident, loss and delay of check-in baggage, and loss of passport, among other unpredictable events.

The Explore Canada+ plan comes with two sum insured options: US$ 50k and 100k, while offering single and multi-trip options. No matter your age, you can secure your trip to Canada with our travel cover. The best part is- our claim settlement team is just a call away whenever you need medical assistance in a foreign land. Read on to know more about the features, benefits and unique coverage of our Canadian travel insurance plan.

Salient Features of Canada Travel Cover by Care Health Insurance

A trip to Canada becomes more memorable and enjoyable when you have a supportive travel security plan to back you. Below are the key features that complement the Care Travel Insurance Plans for Canada:

1) Affordable Premium
Although Canada is one of the most expensive destinations globally, we ensure your travel cover fits your budget with an affordable premium.

2) Automatic Trip Extension
During prolonged hospitalization, natural calamity, or unfortunate demise, we automatically extend your travel cover up to 7 consecutive days.

3) Cashless Claim Settlement
Enjoy hassle-free claim settlement at our wide hospital network by simply calling us and without any worries of draining your savings.

4) Extensive Coverage
Whether you are travelling on a vacation, business trip, or for a study purpose, the policy provides customizable medical and non-medical coverage.

5) Useful Add-on Benefits
For frequent and long-duration trips, the policy can level up your security with optional covers like PED coverage, refund of visa fees, etc.

Canada Travel Insurance Plan at a Glance

*Family option is only available on Single Trip Policies.

What is Covered under Care Travel Insurance for Canada?

A trip to Canada demands complete protection overseas. That’s why our Explore Canada+ policy promises optimum safety on the foreign land with the following comprehensive coverage benefits:

• Emergency Hospitalization:

  The policy provides emergency illness or injury treatment expenses, including in-patient and out-patient care with minimum sub-limits.

• Daily Allowance:

  Get reimbursement up to a specified amount for the additional expenses incurred during hospitalization up to a specified period.

• Compassionate Visit:

  We have your back with a reimbursement facility for flight ticket costs in case the insured is hospitalised.

• Personal Accident:

  In case of the insured’s unfortunate death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

• COVID-19 Coverage:

  Worry not, as COVID-19 cannot ruin your trip to Canada. We cover standard COVID-19 treatment expenses, subject to policy terms.

• Trip Delay & Cancellation:

  Trip delays, interruptions, and cancellations won’t bother you as we provide related coverage and expenses under defined situations

• Delay & Loss of Checked-in Baggage:

  Get protection against checked-in baggage loss and delay at the airport with a coverage of up to a specified amount under the policy.

• Loss of Passport & International DL:

  Eliminate the stress of losing your passport and international driving license as we pay a fixed amount under this coverage.

Exclusions under Canada Travel Cover

The Canada travel policy does not offer coverage in the following scenarios:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.

• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.

• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

• Dental Treatment: Expenses of any planned dental treatment or surgery unless necessitated due to any acute pain

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Cost of Travel Insurance for Canada from India?

Several factors affect the cost of travel health insurance for Canada, including the traveller’s age, destination covered, trip duration, insured person’s health status, and types of coverage. At Care Health Insurance, we offer affordable Canadian travel plans, with premium starting from as low as INR 600* for a single traveller on a week-long journey.

*The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.  

You can calculate the premium amount for Canada travel cover in these five easy steps:

• Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
• Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days. 
• Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options:  $ 50K & 100K.
• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The premium cost is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Factors to Consider Before Buying the Right Travel Cover for Canada

Choosing the ideal travel health policy for Canada can be confusing, given the plethora of options available. That’s why we, at Care Health Insurance helps you get to the details and the following factors to ensure you make the right choice: 

• Frequency of Trip: Single-trip insurance suits the needs of leisure travellers, while a multi-trip policy best serves the purpose of corporate travellers and students.
• Trip Duration: The number of days you stay in Canada also impacts your insurance premium. A shorter trip always attracts a lower premium.  
• Medical History: Make sure you read the policy fine print regarding the coverage for any pre-existing illness such as diabetes.  
• Coverage for Adventurous Activities: If your bucket list includes sports activities then kindly check if the policy offers coverage for the same. 
• Check the Exclusion: The biggest mistake insured people make is not checking the travel policy’s exclusions and terms and conditions. Check them carefully during the free-look period. 

How to File a Claim under the Canadian Travel Policy?

Covid-19 Guidelines for International Travelers to Canada

The regulations during Covid-19 have been strictly enforced across the world to curb the spread of the virus. It is strictly recommended not to travel without being fully vaccinated wherever you go. All passengers entering Canada are also required to produce negative RT-PCR results no more than 3 days before travel or documentation of recovery from covid-19 in the past three months.

Types of Visas Available for Canada

India is one of the 148 countries that need a visa if citizens visit Canada for tourism, work, or immigration purposes. There is no option of applying for a Canadian visa on arrival for Indian passport holders. Thus, Indians should get a visa before arriving in the country. However, Indians permanently residing in Canada and having a Green Card are not required to apply for a visa. They will need an Electronic Travel Authorisation (ETA) to enter into the Canadian zone.

Based on the purpose of one's visit, there are different types of Canadian visas, as mentioned below:

• Visitor Visa: A visitor visa, tourist visa, or temporary resident visa is required if you plan to visit Canada for tourism purposes. The visitor visa is issued either for single or multiple entries, and it allows you to stay in Canada for up to 6 months.
• Super Visa: The Canadian Super Visa is required if the parents or grandparents of Canadian citizens or Canadian Permanent Residents are visiting their children or grandchildren for an extended stay.
• Business Visa: You must apply for a Canadian Business Visa if you plan to visit the country for business or official work.
• Work Permit: You can avail of a temporary work visa or employment visa if you are getting a job in Canada and will work for a period of up to 6 months.
• Transit Visa: Transit visas are similar to a Temporary Resident Visa (TRV) and are required by those travelling to another country via Canada. It is applicable for one or two entries and does not require any fee.
• Student Visa: A Canadian Student Visa is needed for students who have taken admission to a Canadian University and are going to stay for more than six months.

Learn About the Visa Process for Canada

Applying for a Canadian visa requires you to undergo a lengthy application process. Below is a detailed step-by-step guide to applying for a Canadian visa:

Step 1: Fill out an application form (online or on paper)
Based on purpose, choose a suitable type of visa- study permit, work permit, temporary resident visa, and permanent residential travel document to name a few.

Step 2: Ensure you have the following documents in hand:

• Application Form for Temporary Resident Visa (if needed)
• Family Information form
• Statutory Declaration of Common-law Union Form
• Fee payment in an acceptable format
• A photocopy of the information page of your valid passport or travel document
• Two photos meeting the requirements of the visa application photograph specifications
• Proof of Financial Support
• Purpose of Travel (travel/work/studies)

Step 3: Pay the Processing fee
The current visa application charges for Indian residents can be availed through the Canadian Visa online portal. Before paying, ensure that all documents have been submitted.

Step 4: Visit your local Canada Visa Application Centre

• Remember to carry all supporting documents, passports, and proof of payment.
• Submit your completed application form if done on paper.

For further details and queries, reach out to the Canadian Embassy and Consulates in India:

Canada Embassy Information:

If there are any emergencies during your stay in Canada, it is always safe to have the location of the Embassy and consulate. In cases of loss or theft of passports contact:

Make the Best of Your Canadian Trip

With massive land waterfalls and large urban cities with modern twists, Canada attracts people worldwide. In just 14.5 hrs approximately, you can experience the luster of the second-largest country in the world. From snow-capped mountains and enormous shorelines to clear lakes that mirror the sky, Canada has it all.

While in Canada. be sure to visit:

• Toronto, Ontario: Known as the most multicultural city on the planet, Toronto hosts one of the most famous film festivals in the world, the International Film Festival. Home to the iconic CN Tower and skylines reaching the clouds, this is a place to experience the modern lifestyle of the country.
• Ottawa, Ontario: Capital of the country, Ottawa is home to several space museums and the largest skating rink, The Rideau Canal Skateway.
• Victoria, British Columbia: Cycle around to explore the British influence and Victorian-style buildings. It embodies the rich Canadian culture and shelters Canada's national historic site- the Butchart Gardens.
• Vancouver, British Columbia: It offers various mountain activities and ski resorts in the westernmost part of the country. It is known for its art and theatre.
• Calgary, Alberta: A place that boasts about its natural beauty and historical sites and provides a scenic view with fireworks, musical entertainment, and colourful carnivals.

Buying travel insurance from India to Canada will allow you to experience these wonderful destinations without worrying about unexpected expenses that may arise out of an emergency.

Quick Facts About Canada

Famous Tourist Spots in Canada

• Niagara Falls, Ontario
• Watch Ice Hockey
• Hotel De Glace
• The Northern Lights
• Quebec City
• Yoho National Park

So, if a trip to Canada is on your bucket list, make sure you are ready with a passport, a tourist visa, and a travel insurance plan for a hassle-free trip. Go through this informative page to acquire a Canada travel guide and detailed information about travel insurance for Canada. Travel insurance for Canada will ensure that you are safeguarded under uncertain circumstances during your travel. Also, if you are travelling for further studies, then student travel insurance also assists you in times of crisis and saves you from breaking your savings.