Canada Travel Insurance

Travel Insurance for Canada

A country abounding in natural wealth and opportunities, Canada beckons as many as 30,000 immigrants to its shores annually. Boasting an extensive Indo-Canadian population, the country draws students, tourists, and workers alike.

Whether it is a move to further academic or professional goals or a leisure trip to explore the country's many attractions, one thing all travelers must consider is Canada travel insurance. An often-overlooked factor, a suitable insurance policy can be the factor that differentiates an average trip from a great one!

If a trip to Canada is on your bucket list, make sure you are ready with a passport, a tourist visa, and a Canada travel insurance plan for a hassle-free trip. We provide comprehensive coverage during any medical or non-medical emergency. We offer several benefits under the policy coverage, from immediate cashless hospitalization to reimbursement for lost checked-in baggage, trip delay/cancellation, assistance in case of loss of passport, etc. You can get the policy at an affordable premium and enjoy your trip to Canada worry-free.

Go through this informative page to acquire Canada travel guide and detailed information about travel insurance for Canada.

Is Canada Visa mandatory for Indians?

As per the current guidelines, Indians do not have the facility of Visa on Arrival for Canada. Therefore, Indians must have a valid visa before arriving in Canada.

Should I buy Travel Insurance for Canada?

It is always safe to go shielded whenever you are travelling overseas. Comprehensive travel insurance for Canada will back you up in times of sudden contingencies. Immigration officers are increasingly requesting travellers for their proof of insurance. Moreover, when applying for Citizenship and Immigration in Canada, you must provide proof of emergency Canada travel insurance for getting approval of your visitor's visa.

Buying a Canada travel insurance policy ensures monetary safety against unexpected sickness, loss of baggage, loss of passports, and other such personal liabilities. Even though Canada has one of the best healthcare systems globally, it certainly comes with a price that not everybody can afford. Whether you are in Canada for leisure time, work, or education, travel insurance for Canada from India covers your travel risks.

Always opt for the best travel Insurance for Canada from India to be safe in a different country among different people.

Quick Facts About Canada

Benefits of Travel Insurance for Canada

No matter what your travel purpose is, we've got you covered to make your journey joyous and stress-free. Summarizing below the benefits of opting for the best travel insurance for Canada: 

• Comfort: Having travel insurance cover for your trip will save you, especially senior citizens and students, from the stress of traveling.
• Protection in Medical Emergency: The policy provides coverage to help you get immediate medical attention.
• Compensation in case of Mishaps: The plan offers compensation to the nominee in case of uncertain death of the insured person.
• Covers you in other Contingencies: Trip delays and loss of belongings and documentation will be taken care of under the travel plan. 
• Multi-Trip Policy: If you are a frequent flyer, you can avail of the multi-trip travel policy.
• Cashless Claim Settlement: You can apply for the cashless claim facility.
• Region-specific Plans: Our region-specific customized international travel insurance plans help you to relish your trip and leave all your travel worries with us.

What does Travel Insurance for Canada cover?

We offer a comprehensive travel insurance policy. Below is what all we covered under Canada travel insurance:

• Emergency hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Canada will provide you complete cover encompassing IPD and OPD expense
• COVID-19 Coverage: Our travel insurance plans also cover hospitalization in a foreign country due to coronavirus.
• Accidental hospitalization: Get up to 100% sum insured in case of accidental hospitalization. We also cover Accidental Death/Permanent Total Disability.
• Pre-existing diseases: Canada Travel Insurance Plan will provide sum insured for the treatment of a life-threatening condition for pre-existing diseases.
• Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
• Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
• Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in common carrier/ public transport.
• Trip delay, cancellation, or interruption: You will get the compensation for the trip delayed, cancellation or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of passport and checked-in baggage: Get coverage for loss of checked-in baggage or delay of checked-in baggage. In case of loss of passport, the plan offers a fixed amount to obtain its new or duplicate copy. In case of loss of passport, the plan offers a cover of up to USD 300/200 Euro with sub-limits.
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage of USD 1,000 under the Canada travel insurance policy.

Travel insurance for Canada will ensure that you are safeguarded under uncertain circumstances during your travel. Also, if you are travelling for further studies, then student travel insurance also assists you in times of crisis and saves you money.

Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

What does the Canada Travel Insurance Plan not Cover?

It is beneficial to check the exclusions of a travel insurance policies. Some of the exclusions are given below:

• Medical treatment that is taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey.
• Any Treatment, which could reasonably be delayed until the insured person's return to the country of residence.
• Any dental treatment or surgery unless necessitated due to an injury.
• Circumcision unless necessary for the treatment of an illness or as may be necessitated due to an accident.
• Treatment of any Congenital Anomaly or illness or defects or anomalies or treatment relating to congenital disabilities.
• Hormone replacement therapy.
• Weight management services and treatment, vitamins, and tonics related to weight control programs, services, and supplies, including treatment of obesity (including morbid obesity

* Treatment expenses that occurred due to adventure sports, hazardous activity, and the influence of drugs or alcohol will not be covered.

Benefits of Buying Travel Insurance for Senior Citizens

It is always prudent to opt for travel medical insurance for elderly people if they are visiting Canada either for tourism, treatment, or to meet their children. Covering a long-distance journey in a day can be a problem for old-aged parents. They are more vulnerable to jet lag, nausea, infection, allergies, and stroke. Additionally, medical treatment can create holes in their pockets; therefore, it’s good to protect them with comprehensive travel insurance. It gives them financial security and makes it easy for them to avail themselves of the proper treatment at the right time.

Further, your elderly parents may find it difficult to manage certain situations, such as trip delays due to unforeseen circumstances or even misplaced checked-in baggage at the airport. That could also mean additional expenditures your parents might not have planned for and could be stressful. So, here is where the benefits of their overseas travel insurance plan come into the picture. It would provide coverage for all those expenses incurred, and save your parents by averting the financial strain.

During pandemic times it is always necessary to understand the importance of covid protection while you are travelling overseas. Care Health Insurance also offers comprehensive covid care plans along with your travel insurance to keep you armoured while you are on the go.

Health insurance for visitors in Canada will keep them stress-free during their visit to the country.

Covid-19 guidelines for Canada for International visitors

The regulations during Covid-19 have been strictly enforced across the world to curb the spread of the virus. It is strictly recommended to not travel without being fully vaccinated wherever you go. All passengers entering Canada are also required to produce negative RT-PCR results no more than 3 days before travel or documentation of recovery from covid-19 in the past 3 months.

Eligibility for Canada Travel Insurance

Check the below eligibility criteria according to the plans:

Please refer to the prospectus for more details on eligibility. 

Types of Canadian Visas

There is no option of applying for a Canadian visa on arrival for indian passport holders. Thus, Indians should get a visa before arriving in the country. However, Indians permanently residing in the Canada and having a Green Card are not required to apply for the visa. They will need an Electronic Travel Authorisation (ETA) for entry into the Canadian zone.

India is one of the 148 countries that need a visa if citizens visit Canada for tourism, work, or immigration purposes. Based on the purpose of one's visit, there are different types of Canadian visas, as mentioned below:

• Visitor Visa: A visitor visa, tourist visa, or temporary resident visa is required if you plan to visit Canada for tourism purposes. The visitor visa is issued either for single or multiple entries, and it allows you to stay in Canada for up to 6 months.
• Super Visa: The Canadian Super Visa is required if the parents or grandparents of Canadian citizens or Canadian Permanent Residents are visiting their children or grandchildren for an extended stay.
• Business Visa: You must apply for a Canadian Business Visa if you plan to visit the country for business or official work.
• Work Permit: You can avail of a temporary work visa or employment visa if you are getting a job in Canada and will work for a period of up to 6 months.
• Transit Visa: Transit visas are similar to a Temporary Resident Visa (TRV) and are required by those traveling to another country via Canada. It is applicable for one or two entries and does not require any fee.
• Student Visa: A Canada Student Visa is needed by students who have taken admission in a Canadian University and are going to stay for more than six months.

Visa Process for Canada

If you are applying for Canada travel insurance online or through offline mode, read below to understand the Canadian visa application procedure.

Step 1: Fill out an application form (online or on paper)

• Based on purpose, choose a suitable type of visa- study permit, work permit, temporary resident visa, and permanent residential travel document to name a few

Step 2: Ensure you have the following documents in hand:

• Application Form for Temporary Resident Visa (if needed)
• Family Information form
• Statutory Declaration of Common-law Union Form
• Fee payment in an acceptable format
• A photocopy of the information page of your valid passport or travel document
• Two photos meeting the requirements of the visa application photograph specifications
• Proof of Financial Support
• Purpose of Travel (travel/work/studies)

Step 3: Pay the Processing fee

• The current visa application charges for Indian residents can be availed through the Canadian Visa online portal. Before paying, ensure that all documents have been submitted.

Step 4: Visit your local Canada Visa Application Centre

• Remember to carry all supporting documents, passports, and proof of payment
• Submit your completed application form if done on paper.

For further details and queries, reach out to the Canadian Embassy and Consulates in India:

Famous states to visit in Canada

Home to land waterfalls and large urban cities with modern twists, Canada attracts people worldwide. In just 14.5 hrs approximately, you can experience the luster of the second-largest country in the world. From snow-capped mountains, enormous shorelines to clear lakes that mirror the sky, Canada has it all.

Be sure to visit:

• Toronto, Ontario: Known as the most multicultural city on the planet, be a part of one of the most famous film festival in the world, the International Film Festival. Home to the iconic CN Tower and skylines reaching the clouds, this is a place to experience the modern lifestyle of the country.
• Ottawa, Ontario: Capital of the country home to several space museums and the largest skating rink in the world.
• Victoria, British Columbia: Cycle around to explore the British influence and Victorian-style buildings. It embodies the culture and shelters Canada's national historic site; the Butchart Gardens.
• Vancouver, British Columbia: It offers various mountain activities and ski resorts in the western-most part of the country. It is known for its art and theatre.
• Calgary, Alberta: A place that boasts about its natural beauty and historical sites and provides a scenic view with fireworks, musical entertainment, and colourful carnivals.

Buying health insurance for visitors to Canada will allow you to experience these beautiful destinations without any burden of extra expenses on any health related issues you may or may not suffer.

List of Popular Airports in Canada:

Famous Tourist Spots in Canada

• Niagara Falls, Ontario: A well-known waterfall linking the US and Canada along the Rainbow bridge embodies a breathtaking sight. When in Canada, visit the Maid of Mist and take a journey behind the falls.

• Watch Ice Hockey: The adrenaline rush and team spirit reflected in one of the most famous sports in Canada will be a dive into their culture and interests. Experience their love for sports live at the Air Canada Centre, Toronto.

• Hotel De Glace: An ice hotel open from January to March near Quebec City will soothe your eyes with the sights of intricate snow carvings you will find nowhere else.

• The Northern Lights: Also known as aurora borealis, the most prime location to see it is in the Yukon Territory during winters. Watch the lights blazed in the silent skies dance

• Quebec City: With a splash of French culture, learn about Canada’s colonial past and cultural development.

• Yoho National Park: Located in the heart of the Canadian Rocky Mountains, it is a place every traveler must witness. It is a serene drive up to Takakkaw Falls and a picture-perfect view!

A coveted destination for travellers, Canada attracts one and all owing to its vivid landscapes, snowy winters, fascinating culture, delectable cuisines, and vast natural resources. Home to the famous Niagara Falls, Canada is the largest country in North America and second-largest in the world by area. The country is surrounded by the Pacific Ocean, Atlantic Ocean and the Arctic Ocean on three sides, and it borders with the United Sides on the southern side. It is recognized as a developed economy, the tenth-largest in the world. Canada is also known to be one of the most educated countries across the globe and has a publicly funded healthcare system, also called Medicare.

Canada-Embassy Information:

If there are any emergencies during your stay in Canada, it is always safe to have the location of the Embassy and consulate. In cases of loss or theft of passports contact:

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