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A travel insurance for Germany from India provides you a financial cushion to safeguard your budget amidst medical and non-medical emergencies during your trip to Germany. The most prominent coverage Germany travel insurance provides includes:
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Germany has an old-world charm that captivates tourists who seek to capture glimpses of the past in the medieval style structures, centuries-old castles, churches, and historical buildings. Simply put, Germany is the paradise for the historians, art and poetry lovers.
Besides being an old-world charm, Germany is also one of the most developed Schengen countries that offers world class healthcare facilities. Although Germany is a safe country to visit, a health or travel related risk such as medical emergency, theft, burglary, baggage loss are likely to happen while you are on a trip to this beautiful destination.
Given that the country is one of the most developed nations, the costs incurred in recovering from any mishap can be derailing. Thus, to ensure any discrepancy in the trip does not spoil the whole vacay, you should always secure your trip to the country with comprehensive travel insurance. With a Germany travel insurance you can travel worry-free as a financial cushion would back you up in case you encounter an emergency.
Germany is one among the 27 Schengen countries. As per the Schengen region norms, to visit Germany you should have a valid travel insurance for Germany to be able to apply for a Schengen visa.
Whether you are visiting Germany as a student, tourist, or for business purposes, you should always possess a Germany travel insurance with appropriate sum insured.
The travel insurance for Germany from India, more specifically from Care health insurance is especially designed to cover the travel-related contingencies that an individual may face enroute. Features of this plan offered by the best travel insurance company includes:
*Please note that these are just a few unique features of a Germany travel insurance. For more details about the plan’s features, refer to the policy documents.
Before buying travel insurance for Germany, it is very important that you decide your needs from the plan. Suppose, you are travelling to Germany with your family, then a family travel insurance for Germany is what can help you cover your trip against emergencies. Whereas, if you are travelling to Germany for higher studies, student travel insurance will ensure that you remain covered throughout your term in the country.
Additionally, it is also important that you read out the policy documents and terms & conditions of the plan so that you can avoid any last-minute hassles. Here are a few facts that you should know before buying a Germany travel insurance from Care Health Insurance.
|Sum Insured||€ 30K & 100K (Vary according to the premium)|
|Entry Age (Single Trip)||Minimum: Child - 1 Day, Adult - 18 Years; Maximum: Child - 24 Years, Adult - Lifelong|
|Entry Age (Multi-trip)||Minimum: Child - 1 Day, Adult - 18 Years; Maximum: Child - 24 Years, Adult - Lifelong|
*Please refer to the policy documents of Explore Europe to understand the plan in detail.
At Care Health insurance, the travel insurance for Germany from India comes with the following coverage:
Whenever you opt for travel insurance for Germany from your insurer, make sure you thoroughly check the exclusions, that is, the cases where you will not be able to make a claim under your travel plan. The exclusions may include:
Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
The premium to be paid for travel insurance can be calculated by the premium calculator available online. The premium of the plan may vary based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected.
The travel insurance plans for Germany offered by Care Health Insurance are pretty affordable. Care’stravel health insurance premium for Germany starts from as low as around Rs. 511 *for a single traveller on an 11-day-long visit.
For instance, if you are travelling from India to Germany on a week-long, one-time visit, the approximate premium cost of your travel insurance with a sum insured of $50k is calculated as below:
|Insured Member(s)||Age||Any Pre-existing Disease||Sum Insured||Policy Duration||Premium Amount (approx.)|
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
As mentioned above, the premium of a travel insurance policy may vary from person to person based on different factors. A few factors that may significantly affect the travel insurance premium are as under:
Citizens of non-EU countries need a visa to enter Germany. With a Schengen Visa, tourists can get visa-free access to all the 27 European countries that have signed the Schengen agreement. Tourists travelling for a short duration must apply for a Schengen Visa. Based on the purpose of your visit, you can apply for the following visas:
Click to know more about Germany Visa details
Any application for a short-term German Schengen visa must enclose the following documents:
If you are an Indian Passport Holders, you must first submit your Schengen visa application at any of the Visa Facilitation Services Global Offices in India located in New Delhi, Mumbai, Chennai Bengaluru, and Kolkata.
It takes about 10 to 15 days for the Germany visa to process. Collect your visa from the visa application centre or opt for courier delivery.
Germany is one of the safest countries in the world. The best time to visit Germany is summertime in early June. If you are planning to visit the country in winters, be equipped to handle the extreme cold weather as temperatures usually drop to - 10 degrees Celsius.
Even though Forex travel cards make transactions convenient, carrying a little cash will be helpful as locals prefer cash over other payment modes. Most of the local shops, including grocery stores, are closed on Sundays. So plan your day accordingly. Moreover, Germans encourage eco-friendly practices. Look out for recycling bins in the city where you can dispose of plastic bottles.
The locals are friendly too. Although many Germans understand English, learning some basic German phrases like Danke (thank you) and Tschüs (goodbye) will be helpful.
Here are a few quick facts that you should know about Germany:
|Country calling code||+49|
|Modes of transportation||Suburban Express Trains, Underground Trains, Trams and Buses|
|International Airports||Berlin Tegel Airport, Berlin Schönefeld Airport, Munich Airport, Frankfurt Airport|
The Berlin Wall: One of the iconic places to visit in Germany, go for sightseeing at the Berlin Wall and the Berlin War Memorial.
The Brandenburg Gate: An 18th-century neoclassical monument in Berlin, mark this sandstone military structure in your itinerary when you visit Germany.
The Black Forest: Situated in Baden-Württemberg in southwest Germany, this is a retreat for nature lovers where you will also get to see densely wooded terrains, expansive vineyards and Gothic buildings in the vicinity.
Zugspitze Massif: The highest peak of the Wetterstein Mountains at 2,962 meters above sea level, Zugspitze Massif is another major attraction for adventurers and tourists who wish to capture panoramic city views.
Yes, travel health insurance for Germany will cover the hospitalisation costs incurred by the policyholder during a medical emergency like illness or accident. The expenses covered include in-patient and out-patient care.
Yes, the Germany travel insurance plan will cover miscellaneous expenses, including medication, if it is prescribed by any registered medical practitioner as part of the treatment. The sub-limits on such expenses will be applicable as specified in the policy terms and conditions.
No. Travel Insurance for Germany will not cover the expenses related to pregnancy and childbirth.
^^Number of Cashless Healthcare Providers till 30th June 2023.
**Number of Claims Settled as of 31st May 2023.
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