Let us help you find
a Perfect Plan
Or call us on our toll free number
Travel insurance covers your trips against unexpected medical and non-medical emergencies, loss or delay in checked-in baggage, etc. Here are some important benefits of a good travel insurance:
Get Quote In 1 Minute
Travel insurance should be included before anything else in your travel checklist if an overseas trip is on your calendar this year. A business trip, a planned vacation or higher education, for the countless reasons you may have, you must never forget that it is crucial to secure your trip as an unforeseen emergency can strike at any time during the trip. One may fall sick, get injured, face trip delays, or lose documents or baggage. In such a scenario, the best travel insurance policy can help you easily manage some major travel-related risks and financial crises.
Care Health Insurance offers different plans based on your destination, including Asia, Europe, USA/ Canada, etc. You can buy online travel insurance policies and get in your mailbox within a few clicks.
Travel insurance is a financial cushion designed specifically to protect you while you travel overseas for various purposes. The best travel insurance policy can help you in unprecedented situations such as emergency hospitalisation, loss of belongings, and/or trip interruptions. Travel insurance works similarly to any other insurance to cover your trips abroad.
Now that you know why travel medical insurance is important, let us elaborate further on the types of travel insurance. There are usually three main types:
International Travel Insurance: International travel insurance is a travel policy that provides comprehensive protection against travel-related uncertainties during an international trip. It covers unforeseen medical and non-medical expenses, like in-patient, and out-patient care, loss of passport or checked-in baggage, trip delays or cancellations, etc. For different countries, you can get country-specific international travel insurance plans at Care to suit your requirements.
Student Travel Insurance: Student travel insurance is travel insurance specifically designed for students who plan to pursue education from abroad. Customised travel insurance for students keeps them covered financially, thus, allowing them to focus on their studies and be back with good memories.
Group Travel Insurance: Group travel insurance offers enormous benefits for those who travel in a group to the same destination. Group travel plans provide comprehensive yet affordable coverage when any group member faces a medical or non-medical exigency.
Schengen Travel Insurance: If you are planning to visit a Schengen region country, you should have travel insurance for Schengen countries. A Schengen Travel Insurance is one of the several mandatory documents you need while visiting one of the 27 European countries.
Travelling allows you to explore new cultures, people, and places and discover the world’s beauty first-hand. On the other hand, travel insurance prepares you for unforeseen expenses during the trip. However, one common question users ask when buying travel insurance is- “Is travel insurance really worth it?”. Let’s face it.
Travelling is inevitable, and so are the unplanned expenses it brings along. For instance, a sudden illness leading to hospitalisation may result in unwanted expenditures that can hamper your travel budget. Moreover, treatment in a foreign country can cost you a fortune if you don’t have a travel insurance policy. Besides this, trip delays due to bad weather or lost luggage are typical cases when you can face unexpected expenditures. Thus, to safeguard your trip from such unforeseen incidents while you embark on an overseas journey, travel insurance is very important.
While you buy travel insurance online from Care Health Insurance, we provide comprehensive coverage as mentioned below:
For details on travel insurance coverage, please read policy documents thoroughly.
Although a travel policy covers several medical and non-medical expenses, many risks may not get covered. Checking the exclusions under travel insurance coverage is beneficial to avoid any last-minute complications. Some must-know exclusions in a Care travel insurance is as mentioned below:
Note: The above-mentioned are just a few excluded points from Care Travel Insurance. For more details on plan’s exclusion, please read out policy documents in detail.
No matter where you are flying off to, having a travel insurance plan can help you travel stress-free. A travel insurance cover from Care Health Insurance is designed specifically to protect you when you encounter a travel-related problem such as emergency hospitalisation, theft, or trip interruptions. Summarising below are the benefits of opting for the best travel insurance online:
Before buying travel insurance online , it is essential to know about the specific clauses in travel policies to understand whether you are eligible to buy a policy or not.
|Travel Insurance Plans||Eligibility Criteria|
|International Travel Insurance||The insured member’s minimum age should be at least 01 day; however, the maximum age may vary from plan to plan.|
|Student Travel Insurance||The plan is available for a student wishing to pursue higher education in a foreign land where the insured member(s) should be aged between 12 years to 40 years.|
|Family Travel Insurance||The plan can be bought only for Single-trips where up to 6 family members can be covered under a single travel insurance plan.|
|Single-trip Travel Insurance||The minimum entry age for people buying single-trip travel insurance can be 1 day whereas there is no age bar for the maximum age.|
|Multi-trip Travel Insurance||The minimum entry age to buy multi-trip travel insurance can be 1 day, and there is no age bar for the maximum age.|
Based on the nature of the trip, you must pick a travel plan that meets your travel requirements in the best possible way. Considering certain factors, as specified below, will help you to understand which travel insurance is best even if you are buying travel insurance for senior citizens. Here’s how you can choose the best travel insurance policies for a stress-free journey:
To buy travel insurance online, you have to follow the below-mentioned steps, submit information such as name, age, passport number, and the nominee’s details and make the requested payment in online mode.
Step 01: Visit the official care insurance website and navigate the travel insurance dropdown. Select the country you wish to visit. Note: Select student travel insurance if you are a student and are travelling abroad for higher education.
Step 02: Once on the desired page, navigate to the right side of the screen and enter your phone number and click on “calculate premium” button.
Step 03: Follow the flow of the form and provide details such as the proposer’s age and insured member(s) details in the designated columns.
Step 04: Proceed further and select if the insured members suffer from any pre-existing disease. Select the desired amount of sum insured and proceed further.
Step 05: Once you click on the “get a quote button”, the premium amount will appear on the screen with the important USPs of the plan. Proceed to make the online payment and save a receipt for further reference.
During an untoward event, you first want a hassle-free claim settlement. Filing a claim under travelling insurance is no longer a cumbersome task with our simple and easy claim process:
Your overseas trip can be a rewarding experience if you have planned it carefully and secured it with an appropriate travel insurance plan. Likewise, as important as it is to secure your trip with the right plan, it is equally important to compare travel insurance for various plans available online before making the right decision.
One reason why you should compare various plans is the coverage of the plan. Various plans from the best travel insurance companies may provide varied coverage for different premium amounts. You should choose the one most suitable to you.
Now, you can easily calculate the online travel insurance premium* with the help of the premium calculator available on our website. It gives you a precise estimate of the premium to be paid to avail of travel coverage. With the below steps, you can estimate the right insurance premium and plan your travel budget accordingly:
While using the travel insurance premium calculator, you can customise the policy. The premium amount will vary based on different factors.
Health and travel insurance have distinct benefits, coverage, exclusions, and claim policies. You must understand how they work to ensure the maximum benefits. Below are the factors that differentiate health and travel insurance from each other:
|Factors||Health Insurance||Travel Insurance|
|Definition||A health insurance policy is an insurance policy that gives a comprehensive coverage for various medical expenses incurred by an insured person or a group of individuals.||A travel insurance policy is an insurance policy that covers various travel-related risks, including medical and non-medical expenses incurred by the insured during a trip.|
|Coverage||Health insurance covers a wide range of medical expenses arising due to any illness or injury, including in-patient hospitalisation, pre-and-post hospitalisation medical expenses, ambulance, daycare treatment and so on.||Travel insurance covers medical expenses, like in-patient and out-patient care. In addition to this benefit, it covers various non-medical expenses one incurs due to unforeseen trip delays, loss of passport, loss of checked-in baggage, etc.|
|Premium||Health insurance premium depends on factors, such as the number of insured persons, their age, the sum insured, pre-existing health conditions, etc.||Travel insurance premium depends on factors like the number of travellers, age, pre-existing conditions, the destination selected, the sum insured, and trip duration, among others.|
|Who should buy||If we consider the current medical inflation rate and rising health risks affecting both young and older people, health insurance is recommended for all individuals.||Travel insurance is recommended for anyone who is planning a trip abroad. It is a must for holidaymakers, backpackers, tourists, business travellers, and aspiring students.|
|Advantages||Health insurance helps a person manage the unforeseen medical expenses arising due to any medical emergency. It also allows one to get coverage for any planned medical treatment due to illness or for age-related health issues.||Travel insurance is a great help when one is embarking on a trip to any destination. It provides financial protection against numerous travel-related uncertainties that can potentially ruin a trip. There are various destination-specific travel plans one can choose, as per the trip needs.|
Travel insurance bought from Care Health Insurance does not cover trip cancellations and other expenses incurred due to pre-announced travel-related warnings.
Your travel insurance becomes effective from the date your trip starts. If you take additional coverages, such as a refund of the visa fee or trip cancellation insurance, then the travel insurance comes into effect just after you buy travel insurance.
Typically, there is no minimum or maximum age limit to get insured under travel insurance. However, if the insured member is below 18, they will need a proposer who is 18 or above.
You can buy travel insurance online until the last minute of taking off for your flight! However, it is always suggested to compare travel insurance from various insurance providers carefully and then purchase as soon as you decide to book tickets for your journey.
Travel insurance from Care Health Insurance covers expenses incurred under trip cancellation given that the trip has been cancelled under the policy’s terms & conditions.
The premium of travel insurance may vary depending on various factors. The age of insured members, the destination you are travelling to, frequency of trip, duration of the trip, pre-existing medical conditions, etc. are a few factors to be named that affect the premium of travel insurance plans.
Annual travel insurance lasts up to 365 days from the start date. Whereas, single-trip travel insurance may last for as many days as you plan your trip to be. Suppose you plan a 30-day one-time visit trip to a country, then your travel insurance may last for up to 30 days.
Once you embark on a new journey, you can not purchase travel insurance to secure your further journey.
Travel insurance is not mandatory while travelling across borders. However, you should always secure your overseas journey with overseas travel insurance.
Yes. Based on a traveller’s unique travelling needs, travel insurance is of different types. Family travel insurance, student travel insurance, standalone travel insurance, and travel insurance for senior citizens are a few types of travel insurance mentioned.
Yes. Travel Health Insurance covers emergency medical conditions while you are on a journey to a foreign country. Additionally, the plan also covers adversities encountered due to previously informed existing medical conditions.
Yes. If you are planning to take multiple trips throughout the year, you can simply cover all your trips under multi-trip travel insurance.
You should buy travel insurance depending on whether you will take multiple trips or a single trip in the coming year. If you don’t have plans to take multiple trips, then single-trip travel insurance is the best option. However, if you are willing to take multiple foreign trips, then you should opt for multi-trip travel insurance.
Yes. Travel insurance from Care Health Insurance covers you amidst medical and non-medical emergencies.
No. You cannot buy travel insurance once you leave your home country.
Yes. Travel health insurance from Care Health Insurance covers hospitalisation incurred due to coronavirus infection.
If you plan to pursue higher education and are purchasing student travel insurance, you can buy a policy that covers your complete journey.
At Care Health Insurance, the travel insurance claim typically takes 10-15 working days for settlement.
Yes. Travel insurance from Care Health Insurance covers expenses incurred during the theft once you depart from your home country.
Disclaimer: ^^Number of Cashless Healthcare Providers till 31st Dec 2022.