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Schengen Travel Insurance

Europe is calling—travel smart with Schengen travel insurance. From hospital bills to lost luggage, stay protected wherever your journey takes you.

With Schengen Travel Insurance, get coverage for:

Pre-Existing Disease

Lost/Delayed Luggage

Visa Fee Rejection

Medical Evacuation

Schengen Travel Insurance
  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 CLAIM AND CUSTOMER SUPPORT

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Served 45 Lakh+ travellers

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  • Trip Duration

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Written by:
Gungun Bhatia
Gungun Bhatia
Gungun Bhatia
Insurance Expert

Gungun Bhatia is an experienced Content writer and Insurance expert with three years of experience. She focuses on delivering SEO-driven blogs, newsletters, and social media content across diverse industries. She brings clarity and creativity to complex topics, making them easier to understand so readers can feel confident in their choices. Gungun loves researching and has a knack for words, which helps her create interesting and reliable content.

Reviewed by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

What is Schengen Travel Insurance?

Dreaming of walking through Paris, sailing the canals of Amsterdam, or discovering the Alps? Schengen Travel Insurance is your way to feel secure while travelling across Europe’s Schengen countries. Travel insurance for Europe from India essentially covers your trip within the Schengen area. This plan covers key aspects like medical emergencies, hospital stays, trip delays, trip cancellations, and baggage loss.

Additionally, for a successful Schengen visa application, your Schengen travel insurance must meet the region's minimum requirements, including medical coverage of at least € 30,000.

Apart from being a mandatory prerequisite, travel insurance for an international journey is also important, as an unforeseen emergency in a European country can be burdensome and may derail your travel budget.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount€ 30,000
  • Starting At₹22/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹11/day2

Key Features of Schengen Travel Insurance

Schengen tourist insurance helps you meet visa requirements and protects you from unexpected travel and medical emergencies. At Care Health Insurance, you can explore the main features that keep your trip to Europe safe, smooth, and stress-free.

Features Details
Budget-friendly Premium Starting at ₹22/day~
Visa-Compliant Coverage Meets the Schengen visa requirement for minimum medical cover of €30,000
Medical Coverage Hospitalisations, including in-patient and out-patient medical care
PED Coverage Covers pre-existing diseases only in life-threatening emergencies
Claim Settlements 30-45 days for claim settlements
Discounts Up to 20%, depending on the number of travellers
Trip Extensions The trip can be extended for up to 7 consecutive days
Cashless Benefits Cashless claim settlements in medical emergencies at network hospitals
Add-Ons Several additional benefits, including luggage tracking, medical evacuation, adventure sports cover, any illness, outpatient consultations modification, and more.

Note: Please note that the features mentioned in the plan are for reference purposes only. Kindly refer to the brochure for more details on product features.

Schengen Travel Insurance: Plan at a Glance

When purchasing Schengen Area Travel insurance, it is always advisable to review the plan highlights carefully. Start by choosing the right plan type—whether it is individual, family, or student travel insurance. Further, consider whether you wish to buy a single-trip or multi-trip option.

Parameters Explore Europe
Sum Insured € 30K, 50K, 100K, 250K, and 500K (Vary according to the premium)

Trip Options

  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
  • Yes
  • Yes
Up-gradation to Business Class Up to US $ / €750
Life-threatening Condition due to PED) Up to 10%; Maximum up to $30,000
Trip Cancellation Up to US $ / €750
Trip Interruption Up to US $ / €300
Loss of Passport/ International Driving License US $ / €200; Maximum US $ / € 75 in case of loss of IDL
Personal Accident Up to US $ / €10,000

Note: For family options, buy a single-trip policy. Please refer to the prospectus for more details on eligibility.

Medical Emergencies abroad?

Get mandatory coverage of up to €30,000 across Schengen countries.

Benefits of Buying Schengen Travel Insurance

While travel medical insurance for a Schengen visa is necessary, it must also be prioritised for your safety. Buying a comprehensive Schengen tourist insurance for your European trip is an essential step, not a mere formality. Here are some of the benefits discussed of buying the Schengen insurance:

Medical Coverage

Getting sick or injured abroad can be costly. Schengen travel insurance helps cover hospital stays, medications, and emergency treatment. This way, you can get the treatment you need without worrying about the hefty bills.

Personal Liability

If you accidentally hurt someone or damage a third-party property during your trip, Schengen tourist insurance can help you deal with the liability charges, so you don’t have to go through the hassle alone.

24/7 Help Anywhere

The Schengen travel insurance plans give you access to a 24/7 helpline. You can speak with someone in your language for help with medical emergencies, lost passports, or any travel issues.

Value-Added Services

With Schengen travel insurance from Care Health Insurance, you get access to value-added services, such as medical evacuation and repatriation of mortal remains.

Note: Coverage for common carriers, including cruises, flights and trains, is subject to the policy's terms and conditions. It applies only to incidents occurring during the insured's journey on a licensed common carrier, including air, sea, or land transport. Exclusions and limitations may apply based on the nature of the event and specific policy provisions.

What is Covered and Not Covered Under Schengen Travel Insurance?

  • Inclusions
  • Exclusions

When choosing Schengen travel insurance from India, you must assess the coverage to ensure you are comprehensively covered for your overseas trip. Let us discuss the inclusions and exclusions provided by Care Health Insurance under the Schengen area Travel Insurance plan:

Hospitalisation Expenses

Our travel insurance for the Schengen region covers expenses incurred for seeking medical assistance in a foreign country. The medical insurance covers you for inpatient and outpatient care benefits.

Daily Allowance

We will reimburse daily expenses for a specified amount per day, up to a maximum of 5 days per claim, in the event of hospitalisation.

Compassionate Visit

The Schengen travel insurance by Care Health Insurance reimburses the cost of a round-trip for the insured's immediate family member.

Personal Accident

An overseas Schengen travel insurance policy will provide coverage up to the policy limits if the insured person suffers an accidental bodily injury during the policy period that requires urgent medical attention.

Trip Cancellation or Interruption

In some cases, plans change because of illness, injury, family emergencies, or natural disasters. If you need to cancel or cut your trip short, the insurance can reimburse you for expenses such as non-refundable tickets or hotel bookings.

Trip Delay

If your flight is delayed and you incur extra expenses for food or lodging, the insurance may reimburse you for those costs.

Loss of Checked-in Baggage

The Schengen travel insurance for Indians ensures you are not alone when retrieving your lost belongings. Thus, the plan covers non-medical emergencies such as trip delays or loss of checked-in baggage.

Up-Gradation to Business Class

Provides coverage for upgrading to business class if it becomes medically necessary during your journey, as recommended by a doctor, ensuring a more comfortable and safer travel experience.

Loss of Passport

The travel insurance plan by Care Health Insurance helps you reduce stress by providing financial assistance when you encounter issues or are stuck in problems, such as losing a passport or an international driving license.

Drug Misuse

Any expenses incurred due to the use/ overuse/ misuse of alcohol, drugs or sedatives shall not be covered in the Schengen tourist insurance.

World War

Medical or non-medical claims arising from national/ international wars or nuclear wars shall not be indemnified in the Schengen travel insurance.

Self-inflicted Injury

Injuries caused by intentional actions, such as suicide attempts, shall not be covered in your travel insurance.

Hazardous Activities

Your travel insurance for the Schengen region shall not cover any claims involving dangerous activities, such as fire stunts, road stunts, etc.

Breach of Law

Your Schengen area travel insurance shall not cover claims arising due to liability or breach of law.

Dental Treatment

Expenses incurred for planned dental treatment or surgery shall not be covered unless mandated by a dentist due to acute pain.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Additional Coverage Under Travel Insurance for Europe from India

When travelling from India to Europe, basic Schengen Area travel insurance may not always be sufficient. Additional coverage options can help you stay protected against unexpected costs like medical emergencies, baggage issues, theft, or travel disruptions. This way, you can explore Europe with more peace of mind.

Here are some key optional benefits you can consider:

  1. Life-Threatening Condition due to PED: By opting for this benefit, you can get coverage if any pre-existing disease (PED) unexpectedly becomes life-threatening while travelling in Europe. It helps cover emergency hospitalisation and treatment costs during such critical situations.
  2. Rental Car Excess: If you rent a car in Europe, the rental company may charge an extra amount for accidental damage or theft. This cover helps pay for that extra cost, so you don’t face a significant out-of-pocket expense.
  3. Burglary: If you add this benefit to your Schengen tourist insurance, you can get financial support if someone steals your belongings from your home in India during your stay in Europe. It may cover lost items like luggage, personal gadgets, or valuables from your place.
  4. Luggage Tracking: Luggage tracking benefits help you quickly locate your checked-in baggage if it is lost or misplaced by the common carrier. Instead of running around for updates, you receive assistance in tracking and coordinating with the common carrier.
  5. Emergency Hotel Accommodation: By adding this benefit to your Europe travel insurance plan, you can get coverage for the cost of hotel accommodation for an immediate family member who travels from India to Europe to be with the insured during their hospitalisation, if the doctor recommends it.
  6. Outpatient Consultations Modification: By opting for this benefit, you can limit or change outpatient (OPD) consultation coverage to lower your overall premium. It works well for travellers on very short stays who may not need much OPD support.

Want More Than Just Basic Insurance?

Choose a plan that offers extended coverage for a safer European journey.

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What is the Premium of Schengen Travel Insurance?

The travel health insurance for the Schengen visa offered by Care Health Insurance is affordable. The Schengen travel insurance premium depends on several factors, including the traveller’s age, destination countries, trip duration, pre-existing medical conditions, and the amount of insurance selected.

You can use the premium calculator for travel insurance to customise your plan and instantly calculate your premium based on your travel details.

Let us understand this through an example:

Consider the case of Rohan Malhotra, an Indian traveller visiting Europe for a week-long trip. The approximate premium cost of your travel insurance with a sum insured of € 30K is calculated as follows:

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No € 30,000 7 Days ₹361

Note: The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Pro Tip: If you're travelling for a short trip, you can reduce premium by choosing optional modifications (like OPD consultation modification), but for longer stays, it’s better to keep broader coverage to avoid out-of-pocket expenses.

Factors Affecting the Premium of Travel Insurance for Schengen Visa

Choosing the right travel insurance plan can be challenging, especially if this is your first European journey. At Care Health Insurance, we will assist you in finding the perfect travel health insurance that meets your unique healthcare and trip-related needs so that you can enjoy a hassle-free tour.

Here are a few essential things to consider before finalising travel insurance for Schengen visa countries:

  1. Schengen Approved Travel Insurance: While travelling to the Schengen territory, it is necessary to cross-check if you have valid travel insurance for a Schengen visa.
  2. Frequency of Trip: Before opting for Schengen travel insurance, always determine whether you travel once in a while or will take multiple trips during the year! Suppose you have plans to also travel to Dubai and Thailand in the coming year, then, rather than opting for separate travel insurance for Dubai, the Schengen region and travel insurance for Thailand, you can opt for multi-trip travel insurance that caters to your needs.
  3. Trip Duration: The Schengen tourist insurance premium is calculated based on the number of days you plan to spend in Schengen destinations. The shorter the trip, the lower the premium.
  4. Medical History: Although mentioning a pre-existing condition may result in a higher premium, you must always ensure that your plan accommodates your pre-existing health conditions.
  5. Adventure Sports Activities: Your adventurous trip to Europe doesn’t mean it has to be a drain on your pocket. If you are heading to a Schengen country famous for adventurous activities, you must check if your policy covers adventure or sports injuries.

How to Buy the Best Travel Insurance for Schengen Online?

To buy the best travel insurance for the Schengen region online, follow the steps below:

Step 1

On the quote page, fill in the details of your destination and trip duration. Next, evaluate the sum insured and the coverage offered, then click the Buy Now button.

Step 2

On the newly appeared page, apply for customer KYC, fill out the proposer details, and press the “Next” button when you are done.

Step 3

On the next pages, fill in the insured member’s details and disclose any medical history.

Step 4

Finalise your purchase by making the payment. The policy documents will be shared via the registered email ID and phone numbers.

Documents Required While Travelling from India to the Schengen Area

If you're planning a trip from India to Schengen countries, here is a simple guide to help you prepare all the required documents for Schengen visa insurance requirements:

Document Purpose
Valid Passport Must be valid for at least 3 months beyond your return date and issued within the last 10 years.
Schengen Visa Mandatory entry permit for Schengen countries based on your travel purpose
Schengen Travel Insurance Required for visa approval; should cover a minimum of €30,000 for medical emergencies
Flight Tickets (Round Trip) Proof of entry and exit from the Schengen region
Hotel Booking / Accommodation Proof Confirms where you will stay during your trip
Proof of Financial Means Bank statements, salary slips, or sponsorship proof to show you can fund the trip
Proof of Employment / Business Leave letter, employment proof, company ID, or business registration to confirm ties to India
Invitation Letter (If visiting family/friends) Required if you’re staying with someone; may include the host’s ID and address proof
Proof of Sponsorship (If someone funds the trip) Sponsor’s bank statement + sponsorship letter + ID proof

How to File a Claim Under Travel Insurance for Schengen Countries?

Filing a travel insurance claim for Schengen countries is straightforward with Care Health Insurance. We work with Falck to provide you with assistance and claim support worldwide. Our dedicated claim team in India makes the process easy and hassle-free, so you won’t have to deal with complicated formalities while travelling.

What is a Schengen Visa?

A Schengen visa is a short-term visa that lets people who are not from the EU visit and stay in the Schengen area for up to 90 days. It is for purposes like tourism, business trips, visiting family, or just passing through the area on your way to another destination.

Documents Required for a Schengen Visa

You can apply for a Schengen Visa for travel from 15 days to 6 months before your travel date. However, visa authorities may take 10-15 days to approve/ reject your visa. It is recommended not to wait till the last minute to apply for a Schengen Visa.

Later, you can submit the documents mentioned below for a Schengen visa to the embassy or consulate near you:

  1. Travel Insurance Policy.
  2. A signed copy of the visa application form.
  3. Two recently clicked passport-sized photographs.
  4. Proof of Date of Birth.
  5. Address proof
  6. Employment Contract
  7. A valid passport (that is not older than ten years).
  8. Travel itinerary
  9. Proof of accommodation
  10. Bank account statement
  11. Income tax proof

Is Schengen Travel Insurance Mandatory for a Visa?

Yes, Schengen travel insurance is required when applying for a Schengen visa. If you do not have a valid travel insurance policy, your application could be delayed or rejected. Schengen countries need proof that you can pay for medical expenses during your stay.

To meet visa rules, your policy must have the minimum coverage for a Schengen visa of €30000 and should cover:

  1. Medical emergencies and hospitalisation
  2. Emergency medical evacuation and repatriation
  3. Coverage that is valid in all Schengen countries for the entire duration of your trip

If your policy does not meet these requirements, it is common for your Schengen visa rejected due to insurance issues.

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Quick Facts about the Schengen Zone

Category Details
Existence First signed on June 14, 1985, between five countries(Belgium, the Netherlands, the Grand Duchy of Luxembourg, France, and the Federal Republic of Germany)
Area 4.595 million square km
Total Population Over 450million
Total Countries Signed 29 countries (25 EU and 4 non-EU)
Non EU Members Iceland, Norway, Switzerland, Liechtenstein
Official Languages English, German, French, Dutch, Greek, Swedish
Official Currency Euro (€)
Visa type Schengen Visa (Type C)
Best time to travel May, June, and September
Maximum stay 90 days within any 180 days

Most Popular Destinations in Schengen Countries

The Schengen area is home to some of Europe’s most iconic travel destinations. From historic capitals and cultural hubs to stunning coastlines and alpine getaways, here's a detailed look at the must-visit spots across various Schengen countries:

  1. France: France is a top travel destination, with Paris at its heart. Known as the “City of Light,” Paris offers world-famous landmarks like the Eiffel Tower, the Louvre Museum, and the charming streets of Montmartre.
  2. Italy: Italy is a cultural, artistic, and historical treasure trove. In Rome, visitors can explore ancient landmarks such as the Colosseum, the Roman Forum, and the Vatican City. Florence, the birthplace of the Renaissance, is renowned for its museums, cathedrals, and Tuscan cuisine.
  3. Spain: Spain combines a rich heritage with a lively modern culture. Travellers admire Gaudí’s unique architecture in Barcelona, including the Sagrada Família and Park Güell. Madrid, the capital, boasts elegant boulevards, the Royal Palace, and world-class art museums like the Prado.
  4. Netherlands: The Netherlands, particularly Amsterdam, is famous for its scenic canals, historic buildings, and museums such as the Van Gogh Museum and the Anne Frank House. Bicycles are the preferred mode of transportation, giving the city a relaxed and eco-friendly vibe.
  5. Germany: Germany blends modern cities with medieval towns and natural beauty. In Berlin, visitors explore historical sites such as the Berlin Wall, Brandenburg Gate, and Museum Island.
  6. Switzerland: Switzerland is a paradise for nature lovers and adventure seekers. Cities like Lucerne, Zurich, and Geneva are clean, well-organised, and rich in culture.

Best Time to Visit Schengen Countries

The best time to visit Schengen countries depends on your travel style, what you are hoping to do (sightseeing, skiing, hiking, festivals, etc.), and which specific countries you are visiting.

Best Time Months Best For
Spring March–May Ideal for sightseeing, city tours, and outdoor attractions
Summer June–August Best for festivals, coastal trips, and mountain activities
Autumn September–October Great for cultural tours, wine regions, and budget-friendly travel
Winter November–February Perfect for Christmas markets, skiing, and winter experiences

Things to Do in Schengen Countries

There’s so much to do across the Schengen Area since it includes diverse countries with different cultures, landscapes, and communities. Here’s a list of exciting things to do:

  1. Adventure & Outdoor Activities: If you love nature, hiking, skiing, and outdoor exploration, the Schengen Area has plenty to offer. Well-known for exploring the Dalmatian Coast, kayaking, or sailing through the hidden coves and beaches.
  2. Visit Historic Landmarks: If you are diving into the past and exploring historic landmarks, visit the well-known attractions such as Hohenwerfen Castle, Eiffel Tower, Colosseum, Sagrada Familia, and Brandenburg Gate.
  3. Food & Drink Experiences: If you’re a foodie, the Schengen countries offer incredible local food, drinks, and culinary experiences. Discover wines in Tuscany and Piedmont while enjoying traditional Italian food.
  4. Shop at Local Markets & Streets: Enjoy shopping at Christmas markets, flea markets, luxury streets, and outlet malls across Europe.
  5. Explore Bollywood Movie Shooting Locations: Visit famous European spots seen in Bollywood films, like Switzerland, Yash Chopra’s favourite, Paris, Austria, and Italy. Relive scenes from well-known movies while you discover beautiful landscapes.
  6. Attend Festivals & Events: Plan your trip during famous festivals like Oktoberfest (Germany), Carnival (Italy), tulip season (Netherlands), and summer music events.

International Travel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

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FAQs on Schengen Travel Insurance

  • General
  • Travel Insurance
  • Coverage
  • Claim

Q. Can I get a Schengen Visa without travel insurance?

No, to apply for a Schengen Visa to visit European countries, having Travel health insurance with a minimum coverage of at least Euro 30,000 is mandatory.

Q. What type of insurance is required for a Schengen visa?

To apply for a Schengen visa, it is mandatory to apply for travel medical insurance in the insured's home country.

Q. Is a 3-month bank statement enough for a Schengen visa?

Yes. If you are applying for a Schengen Visa, a bank statement for the past over 3 months can be used as proof.

Q. Can business travellers buy a Schengen Travel Insurance Policy?

Schengen Visa Travel Insurance is a prerequisite document to apply for all types of short-term visas for the Schengen Countries.

Q. Is it possible to travel to multiple Schengen Countries with the same Schengen Visa?

Yes, a Schengen Visa allows you to cross borders across the Schengen region on a single visa. If you have bought a Schengen visa, you do not have to apply for a visa again and again to visit different countries in the European continent.

Q. How much time does it take to process a Schengen Visa?

It may take around two weeks for the Schengen visa to be processed. However, the time may vary depending on various factors.

Q. Is Travel Insurance for Schengen Countries Mandatory?

Yes, international travel insurance is a prerequisite when applying for a Schengen visa.

Q. Should I buy travel insurance before or after the visa?

Schengen travel insurance is a mandatory requirement when filing for a Schengen visa. Therefore, you should buy Schengen travel insurance before applying for a visa to avoid visa rejection.

Q. Where can I buy travel medical insurance for a Schengen visa?

The right way to purchase the best plan is to compare travel insurance plans from some of the best health insurance companies and then opt for the one which meets your needs the most.

Q. How does Schengen travel insurance work?

Schengen travel insurance is a mandatory requirement for travellers visiting the Schengen area. It works by providing coverage for medical emergencies, accidents, and repatriation, with a minimum coverage of €30,000. The insurance must be valid for the entire duration of stay and cover all Schengen countries.

Q. Is travel insurance required for a Schengen visa?

You must have travel insurance to get a Schengen visa. As part of your visa application, you must show proof of a valid travel insurance policy. This insurance should cover things like emergency medical care, medical evacuation, and hospital treatment if needed.

Q. What does Schengen travel insurance cover?

It covers medical emergencies, hospitalisation, accidents, and emergency medical evacuation according to the policy terms.

Q. Does Schengen travel insurance cover COVID-19?

Some plans may include coverage for COVID-19 treatment and related hospitalisation, depending on the policy details.

Q. Is emergency medical evacuation covered?

Yes, many plans cover emergency evacuation to the nearest suitable hospital for the treatment.

Q. Does it cover trip delays or missed flights?

Yes, comprehensive plans may cover trip delays, missed connections, and extra expenses, subject to the policy limits.

Q. Does Schengen travel insurance cover baggage loss or delay?

Yes, many plans cover loss, theft, or delay of checked-in baggage.

Q. Is pre-existing disease (PED) covered?

Yes, pre-existing diseases (PED) are covered under the life-threatening conditions under the policy’s terms and conditions.

Q. Is cashless hospitalisation available in Europe?

Yes, cashless hospitalisation may be available at network hospitals in Europe, depending on the insurer’s tie-ups and policy terms.

Q. How do I claim Schengen travel insurance?

You can make a claim online or through the insurer's assistance team and submit the required documents.

Q. What documents are required for a travel insurance claim?

Common documents include medical reports, bills, passport, visa, tickets, claim form, and FIR (for theft or loss).

Q. How long does claim settlement take?

Claim settlement times vary, but insurers usually process claims once all documents are submitted.

Q. Can I claim it if I lose my passport abroad?

Yes, many plans cover passport loss. You need to report it to local authorities and submit supporting documents.

Q. What is the difference between cashless and reimbursement claims?

Cashless means the insurer pays the hospital directly; reimbursement means you pay first and claim later.

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

1. Explore: The premium is calculated for an insured individual (24) who opts for a sum insured of € 30,000 for 90 days with add-ons that impact the premium reduction.

2. Student Explore: The premium is calculated for a traveller who opts for a sum insured of $30,000 for 24 months, with no pre-existing disease.

~The premium of ₹22 per day has been calculated for an individual aged 24 yrs. For a 90-day-long trip to Europe, with the coverage of € 30,000.

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  • The premium calculated above is based on the data provided by you in the application form.
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