At an affordable price for you
Let us help you find
a Perfect Plan
Cashless Healthcare Providers^^
Get Quote In 1 Minute
Europe makes for an exciting and memorable travel destination with the world's most beautiful countries nested in the continent. With breath-taking landscapes and natural sites, Europe attracts over 500 million tourists every year from around the globe, including India. The Schengen area refers to Europe's passport-free zone that includes 26 European countries. These countries allow travelers to move freely within their boundaries with a standard visa policy.
Care Health Insurance offers wide-coverage travel insurance for a Schengen visa that safeguards students, corporate travelers, and holidaymakers from any untoward event on foreign soil and covers medical and non-medical expenses during their visit. So pack your bags, select the best-rated travel insurance for Europe, and explore the charm of Schengen countries.
However, other European countries are not under the ambit of Schengen regulations. You are required to get a separate visa to visit these countries.
Yes, it is mandatory for anyone visiting Schengen member countries to get travel insurance that enables a person to apply for a Schengen visa. Whether traveling from India or anywhere else, you must have travel health insurance with a minimum coverage of Euro 30,000 to apply for a Schengen visa .
The Schengen visa insurance covers you for unexpected healthcare or travel-related emergencies, such as hospitalization, accidents, passport loss, and more. Before your permit, the immigration officers check your travel insurance cover for the Schengen area and other required documents that help you travel safely.
First signed on 14th June 1985 between five countries(Belgium, the Netherlands, the Grand Duchy of Luxembourg, France and the Federal Republic of Germany)
4.312 million square km
Total Countries Signed
26 countries till date
German, French, Dutch, Greek, Swedish
Best time to travel
May, June and September
In 1985, the Schengen agreement took birth, marking an area consisting of 26 European countries. All these 26 European nations have officially abolished all passports and other border controls on the borderline. A single jurisdiction and a standard visa policy are effective in this area for the ease of international travel purposes.
Over the years, some countries have imposed additional restrictions given the recurring terror attacks. If you are applying for a visa, you will need to identify the one which covers the countries you plan to travel to and procure travel insurance from India to Europe.
Europe has a state-of-the-art healthcare system that is among the best globally, but availing of it can be very expensive. Investing in travel insurance and health insurance is a wise investment that safeguards your trip to a foreign land. Indian students, especially those traveling to Europe for further studies, can get timely medical aid and financial assistance during an emergency and unavoidable contingencies by opting for the best travel insurance from India.
Regardless of your travel purpose, the Care travel insurance for a Schengen visa will always have your back during your entire trip, promising the following benefits:
At Care Health Insurance, we offer comprehensive and wide-coverage travel insurance policies that envelope the following covers:
More so, with the Care international travel insurance, you are eligible for personal liability cover and coverage for the return of the minor child.
Before finalizing your travel insurance, you must carefully read all the exclusions under our travel insurance for a Schengen Visa from India:
Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
The travel insurance plans for Schengen visa offered by Care Health Insurance are pretty affordable and budget-friendly. CHI's travel healthcare insurance premium for the Schengen zone starts from as low as around Rs. 450* for a single traveler on a week-long visit.
For instance, if you are traveling from India to France, Spain, and Italy on a week-long, one-time visit, the approximate premium cost of your travel insurance with a sum insured $50k is calculated as below:
|Insured Member(s)||Age||Any Pre-existing Disease||Sum Insured||Policy Duration||Premium Amount (approx.)|
|1||45 years||No||$50,000||8 Days||Rs. 460 *|
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalized, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
You can calculate your Schengen travel insurance premium cost in these five easy steps:
Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.
Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: $50k and $100k.
Step 5: Check your calculated premium and click "Buy Now" to proceed.
Please note: The exact premium cost for Schengen travel insurance is subject to several factors, including the number of travelers, their age, destination country/countries, trip duration, and the type of coverage selected.
The citizens and passport-holders of 110 countries, including India, Pakistan, Bhutan, Iran, Iraq, Nigeria, among others, must purchase the travel insurance before applying for a Schengen Visa. Here's the complete list of countries whose citizens must apply for travel insurance with a minimum of Euro 30,000 coverage to be eligible for a Schengen Visa.
Applying for travel insurance at CHI is a seamless process without much paperwork. Below are the eligibility criteria for Care Schengen travel health Insurance from India:
Travel Insurance Plans
Explore - International Travel Insurance
The minimum entry age is one day.
The minimum entry age of a proposer is 18 years or above.
The maximum entry age for an adult is as specified in the plan.
Student Explore – Student Travel Insurance
The minimum entry age is 12 years.
The maximum entry age is 40 years.
Please refer to the prospectus for more details on eligibility.
Choosing the ideal travel insurance can become puzzling, especially if this is your first journey. At CHI, we assist you in finding the perfect travel health insurance that meets your needs and conditions, so you enjoy a smooth tour. Here are a few essential things to consider before finalizing travel medical insurance for Europe:
A Schengen visa is an authorized short-stay visa enabling a person to enter and travel in any of the 26 Schengen member countries. With a common Schengen visa, you can move freely across the Schengen zone and stay up to 90 days based on your type of Schengen visa. People can plan vacations, business meets, and even wedding destinations in any of the picturesque European countries with a Schengen visa coupled with Schengen travel medical insurance in place.
If we move back to history, Germany and France were the two pioneering nations that supported the idea of a free Europe in 1984. Later, other countries followed the initiative and collectively made the Schengen Agreement effective on June 14, 1985. To date, 26 European countries have signed the Schengen treaty, called the Schengen Agreement, to become the standing members of the Schengen Zone. It is a free European area that has no borders. People who want to travel to Schengen countries need to obtain a Schengen VISA. It is a special visa that allows the visa holder to move within the boundaries of the member countries without getting into numerous visa formalities.
The application rules for a Schengen visa are comparatively stricter than other nations, so you must qualify for the below-mentioned Schengen visa requirement:
The application procedure for a Schengen Visa is seamless and straightforward. One needs to gather all the required documents and purchase travel insurance for a Schengen visa before applying. Here are the steps to apply for a Schengen visa:
Step 1: Choose Your Visa Type
Decide on the type of visa from uniform, airport, single, double, or multiple-entry visas as per your travel requirements. To find out which kind of visa is suitable for you, scroll down to the 'Types of Visa' section.
Step 2: Select Where to Apply
Find out where you need to apply - A visa center where your destination country's embassy has outsourced visa submission or the embassy itself.
Step 3: Check for the Ideal Time
Find out the perfect time to apply for a Schengen visa. Ideally, you should submit your Schengen visa application three to four weeks before your journey to Europe.
Step 4: Book an Appointment
To start your application process, you need to book an appointment with the embassy or consulate where you have applied. Appointments can be booked online or in person.
Step 5: Fill out Visa Application Form
There's a common Schengen visa application form for all, no matter which country you are applying from. Fill in all your details, including personal information, background, the purpose of traveling, among other trip-related information. Don't forget to print out two copies of the form attest both of them.
Step 6: Get Your Documents Together
Similar to any other visa application, you need to gather your valid passport, two identical photos, a travel insurance policy, flight itinerary, proof of accommodation, etc.
Step 7: Attend Visa Interview
Once your documents are all set, present them to the visa counselor, who will conduct your brief interview concerning your background, travel purpose, security-related checks, etc. The interview ensures that your trip, along with others, is safe and sound.
Step 8: Pay Visa Fees
Generally, visa-fee is non-refundable as per the authorities. We will pay for re-imbursement of the visa fee if only the visa rejection happens due to reasons other than negligence or faults by the insured members . However, you must always check for the refund provision before paying the visa fee. You can pay the Schengen visa fee quickly through online modes of payment.
Step 9: Follow-up
Do a regular follow-up with the embassy about your visa status. Once confirmed, await for your authorized passport to embark on your journey.
The Schengen visa is the primary authorization required to visit the Schengen zone. A Schengen visa application process is much similar to any other visa, with a few necessary formalities. All you need is to consult a visa-granting authority like an embassy or a consultant and submit the below-mentioned documents:
A Schengen visa gives visa holders free movement across the entire Schengen Zone up to the visa's validity and period of stay. The Schengen visa can have different restrictions depending on the Embassy directives.
The different types of Schengen visas are as follows:
Uniform Schengen Visa
A Uniform Schengen Visa or USV is a permit given to Indian nationals traveling to any Schengen area member countries to transit or reside in the desired territory for a certain period up to the maximum of 90 days every day six-month period starting from the date of entry. It has two types: Type A and B are Airport Transit Visas, and Type C is a short-term visa.
Airport Transit Visa
Airport Transit Visa allows the holder of a visa to travel through the international zone of the Schengen Country Airport without entering the Schengen Area. An airport transit visa is mandatory for the citizens traveling from one non-Schengen state to another non-Schengen state through a change of flights in a Schengen country airport.
Single Entry Visa
A single-entry visa allows the visa holder to enter the Schengen region only once within the given period, as mentioned on the visa sticker on the passport. Re-entry to the area is not permitted once the holder exits the Schengen region.
Double Entry Visa
A double-entry visa allows the visa holder to enter the Schengen region only twice within the given period, as mentioned on the visa label on the passport. Re-entry to the area is permitted only once into the region as per the limitations on the visa.
Multiple Entry Visa
Depending on the frequency of travel to the Schengen region, Indian nationals can get a Multiple Entry visa rule for the Schengen zone provided they do not violate the 90/180 Schengen Rule. This rule states that one cannot stay in the Schengen for more than 90 days within the 180 days limit. One must count 180 days backward and see if they were in the Schengen region for more than 90 days before traveling to any Schengen-member country again on a multiple-entry visa.
Limited Territorial Validity Visa
This type of visa obtained allows the visa holder to travel to the specific Schengen States when applying for the visa. The holder cannot travel to any other Schengen country. The first entry and final exit must be from the same country as mentioned in the visa.
National Visa Type D
The National visa Type D is granted to those who wish to study or work for a limited time in the Schengen area. This visa can be given as a single entry or multiple entries, depending on the requirement. Here are the criteria you must meet to qualify for a multiple entry national visa:
Nationals and passport-holders of the listed 110 countries must get travel insurance for visiting any Schengen country. These countries include almost all of the Asian, American, and African countries.
Yes, the Schengen visa insurance plans offered by Care Health Insurance cover the treatment cost for COVID infection for all the insured members. Also, the coverage covers COVID-related hospitalization charges as per the policy terms and conditions.
Of course, you can easily extend your travel insurance for Schengen up to 90 days by contacting CHI's policy team. We shall extend your travel insurance as per policy and visa terms.
Yes, the Schengen visa medical travel insurance plans offered by us cover all the 26 Schengen countries.
^^Number of Cashless Healthcare Providers till 25th March 2022.
GET FREE QUOTE