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International Travel Insurance

Get Affordable Travel Insurance with Travel Insurance

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Buy A Safety Cover as You Explore the World
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Back Select the member(s) and their age who are travelling

Member 1
Age
Member 2
Age
Member 3
Age
Member 4
Age
Member 5
Age
Member 6
Age
Any past or ongoing medical condition of any insured member?
Any condition, ailment or injury for which the insured person had signs or symptoms and/or were diagnosed, and/or received medical advice/treatment within 48 months prior to the first policy issued by the insurer.

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Back Enter the country you are traveling to?

      Most Visited Countries

        Multiple trips this year?
        Covers multiple trips within a policy period Subject to max trip duration per trip.

        Back Select the Trip Duration

        Trip start date

        Trip end date

        or

        No. of Total Trip Days

        Trip Duration (The insurance coverage is valid for 365 days)

        Choose validity for your trip

        View Quote

        Reasons to Choose Care Health Insurance?

        • Healthcare Networks
          24800+ Cashless Healthcare Providers^^
        • Claim settled ratio
          48 Lakh+Insurance Claims Settled**
        • Claim settled
          24*7Claim and Customer Support

        Premium Benefits Across All Plans

        Explore Plan Highlights

        REGION SPECIFIC PLANS

        REGION SPECIFIC PLANS

        OUT-PATIENT & IN-PATIENT TREATMENT

        OUT-PATIENT &
        IN-PATIENT TREATMENT

        LOSS OF PASSPORT & CHECKIN BAGGAGE

        LOSS OF PASSPORT &
        CHECKIN BAGGAGE

        TRIP DELAY,CANCELLATION AND INTERRUPTION

        TRIP DELAY,CANCELLATION
        AND INTERRUPTION

        COVERAGE INCLUDES PRE-EXISTING ILLNESSES

        COVERAGE INCLUDES
        PRE-EXISTING ILLNESSES

        Let us help you to find a better travel insurance

        TRAVELLING TO

          MULTIPLE TRIPS THIS YEAR?
          Covers Multiple trips within a policy period Subject to max trip duration per trip.
          Kindly enter the country to view the plan features
          Worldwide
          Gold
          • Silver
          • Gold
          • Platinum
          Benefit Benefit Coverage Amount Deductible
          Hospitalization Expenses Yes -
          In-patient Care Up to SI US $ 100 / € 75
          Life Threatening Condition for PED 10% of SI US $ 100 / € 75
          Out-patient Care US $ 50,000 US $ 100 / € 75
          Daily Allowance
          In case of Hospitalization we even pay an extra specified amount per day of stay at the hospital to meet numerous allied expenses such as attendant meals, transportation and communication incurred etc.
          US $ 25 per day, max 5 days 2 days
          Dental Expenses US $ 300 US $ 100 / € 75
          Personal Accident US $ 15,000 -
          Medical Evacuation
          Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.
          US $ 50,000 -
          Trip Options
          Single Trip Yes -
          Multi Trip (Policy will be on annual basis) Yes -
          Trip Duration (days) Minimum:2, Maximum (Single Trip):365 -
          Maximum (Multi Trip) 45 or 60 days -
          Entry Age - Single Trip Minimum:1 day,Maximum:No Age Bar -
          Entry Age - Multi Trip Minimum:1 day,Maximum 70 years -
          Sub-limits applicable as per Appendix Yes -
          Family Option* Yes -
          ^Optional Benefit: Life Threatening Condition Due To PED - provides coverage for Pre-existing diseases for Life Threatening Conditions under Hospitalization Expenses up to the limits mentioned in the Policy schedule .
          Brochure

          Download the Brochure for Explore Complete Plan Details

          Download Explore complete plan details

          Read Through it!
          Get Complete Policy Details in the Brochure With Our Expert Assistance!

          Add-ons to cover your specific needs

          Refund Of Visa Fee

          Refund Of Visa Fee

          Reimbursement of Visa fee if Visa got rejected for no fault or negligence on part of the insured.

          Sports Cover

          Sports Cover

          If you are travelling to participate in a sports activity you get coverage for 1. Sports equipment hire, 2. Damage or loss to rented sport equipment, 3. Compensation for unutilised fee in the event of hospitalisation.

          See Details
          staff-replacement.webp

          Staff Replacement Benefit

          In case your colleague is required to travel to complete your business task while you are hospitalized.

          See Details
          adventurous-sports-covered.png

          Adventurous Sports Covered

          Expenses incurred while performing adventurous sports shall be covered up to 25% of Hospitalization expense coverage.

          International Travel Insurance Plan Details

          • Minimum entry age is 1 day

          • Maximum entry age as specified for each plan

          • Age of proposer 18 years or above

          • Relationship for Family Option Self, Spouse, dependent children (who have not attained Age 25 Years) and Parents

          • Eligibility prospectus whose place of residence is in India

          • Policy Period Start Date The policy start date shall be from the 00:00 hours of the next day of the proposal receipt at branch, proposed policy period start date opted by you or cash received date/instrument date, whichever is later.

          Download Terms & Conditions
          • Medical treatment taken outside the Country of Residence if that is the sole reason or one of the reasons for the journey.

          • Any Treatment, which could reasonably be delay until the insured person's return to the Country of residence.

          • Any dental treatment or surgery unless necessitated due to an injury.

          • Circumcision unless necessary for treatment of an illness or as may be necessitated due to an accident.

          • Treatment of any Congenital Anomaly or llness or defects or anomalies or treatment relating to birth defects.

          • Hormone replacement therapy.

          • Weight management services and treatment, vitamins and tonics related to weight control programs, services and supplies including treatment of obesity (including morbid obesity).

          Insurance Claim Process

          No matter which part of the world you are,we're just a call away!

          Claim Notification

          Claim Notification

          In case of claim notify us immediately on any of the below touch-points for hastle free processing and speedy settlement.

          US and Canada

          call

          Toll Free Number- +1 8443013135/ +18443013146

          From the Rest of the World

          call

          Call Back Facility- +91 1244498760

          Fax

          Fax- +91 124-4006674

          Reimbursement

          Reimbursement

          In case of reimbursement of treatment expenses reach us at the below touch-points

          India

          call

          Toll Free- 1800-102-4499

          fax_icon

          Fax Number- 1800-100-5577

          location

          Care Health Insurance Limited

          Care Health Insurance Limited , Unit no. 604-607, 6th Floor, Tower C, Unitech Cyber Park, Gurgaon – 122001

          Voice of our customer

          Reviews and ratings are coming soon. Please visit again or read all product reviews here.
          Pradeep Kumar

          CHI took away our financial pain

          We thank you for processing our claims under explore policy towards our tour to Malaysia. We have received due payments against our claims without any deductions.

          Pradeep Kumar

          Travel Insurance

          Ardaman Jit Singh Sandhu

          Thanks for processing my claim papers

          Thank you very much for settling my insurance claim for the delayed baggage. I am very satisfied with the process. In this regard, I would also like to express my gratitude and appreciation for Ms. Deepika Munjal, who dealt with my case.

          Ardaman Jit Singh Sandhu

          Travel Insurance

          Dinesh Singh

          The entire team deserves appreciation

          I have no words to explain my experience with regard to my medical claim, which was settled within 10 days of submission.

          Dinesh Singh

          Travel Insurance

          Aman Jit Singh

          CHI is a reliable insurance company

          Happy to receive the forwarded mail and note that my claim made for hospitalisation is approved. Thanks for that! Care Health Insurance is a reliable insurance company in India and lived upto my expectation.

          Aman Jit Singh

          Travel Insurance

          Arpan Singhal

          Appreciate the support

          We have received the claim amount. And would like to thank all the team members for their contribution.

          Arpan Singhal

          Travel Insurance

          Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

          Best Health Insurance Company of the year

          Best Health Insurance
          Company of the year*

          claims-paid

          Claims Settled**

          cashless-claim

          24800+
          CASHLESS HEALTHCARE PROVIDERS^^

          **Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

          FAQs

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          Most Frequently Asked Questions

          Q. What is International Travel Insurance?

          An international travel insurance plan is a type of insurance plan that covers a range of medical and non-medical expenses the insured may incur during an emergency when travelling outside India.

          Q. Is it Mandatory to buy Travel Insurance?

          An international travel insurance policy is not a mandatory requirement in many countries. However, in some destinations, a valid international travel insurance plan is a pre-requisite for visa application and during entry at the time of immigration check, e.g. a Schengen Visa. It is advisable to check the visa application rules of the country you intend travelling.

          Q. Why is International Travel Insurance Important?

          Here are some reasons why international travel insurance is essential:

          • 1. Medical treatment in some countries may be unaffordable
          • 2. Travel insurance is a mandatory document for getting a visa for some countries
          • 3. It protects you against medical expenses, including pre-existing diseases in life-threatening conditions
          • 4. Covers trip cancellation, delays or interruption
          • 5. Provides coverage for delay/loss of checked-in baggage
          • 6. Covers loss of travel documents like passport and driving license
          • 7. Provides cover for non-medical expenses due to personal accident, personal liability

          Q. Why should I buy the Explore Insurance Plan?

          Care International travel insurance plan gives you adequate financial support against various events that can occur during an emergency while travelling overseas. That includes trip cancellation, loss of baggage, and medical treatment.

          Q. How to extend international travel insurance Explore Policy?

          The policyholder can apply for policy extension online by paying the premium. One can extend a single trip policy up to a maximum trip duration of 365 days. The policyholder must apply for an extension before the policy expires and submit requisite documents, including health declaration. Our team will verify the information and grant permission for an extension of the policy. One cannot extend a multi-trip policy.

          Q. What is the Claim Process for Explore Policy?

          Under the Care travel insurance plans, the claim processing can be done either as a cashless facility or reimbursement. Here are the steps to file the claim:

          • 1.Notify us on the number given in the policy document during an emergency hospitalization
          • 2.For claims related to non-hospitalization expenses, duly fill and submit a claim form along with the original bills of incurred expenses

          After verification by our claim management team, we will process your claim, subject to the policy T&C. You can contact our Care Insurance Customer care for filing claims.

          • 1. USA & Canada : +18443013135 or +18443013146;
          • 2. Any other Country +911244498760(Call Back Facility)
          • 3. Fax +911244006674
          • 4. E-mail to travelassistance@careinsurance.com

          In case of reimbursement of claims, you can contact on the toll free numbers:

          • - 1800-102-4499

          Q. Do I have to go for medical test to buy International Travel Insurance?

          One need not undergo a pre-policy medical check-up for buying the EXPLORE policy. However, the customer must submit a health declaration mentioning any existing medical condition. It will not have impact the policy issuance, or premium cost.

          Q. What is the geographical scope of coverage in EXPLORE?

          Our Explore travel insurance cover is available for the following geographies

          • 1. Asia
          • 2. Australia & New Zealand
          • 3. Africa
          • 4. Europe
          • 5. Worldwide Excluding USA & Canada
          • 6. Worldwide Excluding USA
          • 7. Worldwide Including USA & Canada

          Q. What is the advantage of buying the International Travel - Platinum Plan?

          Our Explore travel platinum plan offers a high sum insured and has no sub-limits on in-patient care expenses . Please refer the policy T&C.

          Q. Can I buy the policy after I have travelled outside India?

          You cannot opt for the policy after your trip starts. International travellers must apply for an international travel insurance policy before the start of their visit from India.

          Q. Can I change the Policy Sum Insured after I have started my trip?

          A policyholder is not allowed to change the policy sum insured & geographical scope after the start of the international trip. However, one can opt for policy extension if one requires extending the duration.

          Q. What is the minimum & the maximum trip duration covered in Explore?

          You can purchase EXPLORE plan for your international trip of:

          The Explore plan offers coverage for a minimum trip duration of 2 days and maximum trip duration of 365 days, in our single trip plans. Our multi-trip plans (Explore Asia, Explore Silver, Explore Gold, and Explore Platinum) offer coverage for 30, 45, or 60 days. The policy can be extended up to a maximum duration of 365 days. A single trip policy will not cover once the coverage duration reaches 365 days, whereas a multi-trip policy cannot be extended.

          Q. Can I buy international travel insurance for my parents above 70 years of age?

          Yes. You can opt for international travel insurance for your elderly parents. Please check the maximum entry age eligibility in the travel plan that you have selected.

          Q. Can I avail cashless facility for hospitalization under Explore Plan?

          We offer cashless facility at our network hospitals for all emergency hospitalization (with a duration exceeding 24 hours). Contact on the helpline numbers to know the nearby network hospital during a medical emergency.

          Q. Who can buy Explore Insurance Plan?

          Any Indian citizen can opt for our travel insurance plan. The eligibility criteria include:

          • 1. Minimum entry age is one day for a child and 18 years for adult
          • 2. Maximum entry age is 24 years for a child and no upper age limit for adult
          • 3. The age of a proposer is at least 18 years or above
          • 4. The maximum entry age for an adult is as specified in the plan

          Q. Is International Travel insurance mandatory for Schengen Visa?

          Yes. Schengen travel insurance plan is a mandatory proof/document for any person applying for a Schengen Visa. Opt for our customized plan for your foreign travel to European countries.

          Q. Do you provide financial assistance for the Explore Plan?

          Yes. CHI provides 24X7 assistance during your trip. You can contact us on our toll free numbers. You can also write to travelassistance@careinsurance.com

          Brochure

          Download the Brochure for Explore Complete Plan Details

          Download Explore complete plan details

          Read Through it!
          Get Complete Policy Details in the Brochure With Our Expert Assistance!

          Secure Your Finances Now!

          Get the best financial security with Care Health Insurance!

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