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Generally, the earning individuals of a family are more exposed to accidental risks and financial crises. Thus, having an accidental insurance plan that covers hazards for the earning individuals becomes prudent.
Reasons to Choose Care Health Insurance?
Whether you are a manual worker or an entrepreneur, accidental injuries and permanent disability may be just a blink away! Thus, to ensure financial security for earning individuals, IRDAI has designed a personal accident insurance that covers death and disability owing to accidents.- Saral Suraksha Bima.
Saral Suraksha Bima is a thoughtfully designed and easy-to-access personal accident insurance covering accidents and adversities for earning individuals. The plan provides comprehensive coverage if the insured individual encounters accidents during their policy term.
The Saral Suraksha Bima from Care Health Insurance takes care of your finances if you encounter an accident or adversity. The plan has the below-mentioned highlights:
| Base Benefits | Coverage |
|---|---|
| Death | 100% of SI |
| *Permanent Total Disablement(PTD) | 100% of SI |
| *Permanent Partial Disablement(PPD) | Up to 100% of SI, as per annexure II |
| No Claim Bonus | 5% in respect of each claim-free policy year, max up to 50%** |
Product Benefits
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Prospectus
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Opting for a health insurance plan, especially one that covers specially-abled individuals, is tricky. Moreover, choosing a policy with the lowest premium may also not be wise, given the unique requirements of people who need special attention due to ADHD, Fetal Alcohol Syndrome, Down Syndrome, etc.
Thus, Care Health Insurance offers an unparalleled plan to meet unique needs during medical exigency. CHI offers a distinct set of benefits, giving a clear choice for providing the best possible health insurance.
Best Health Insurance Company of the year*
74.5 Lakh+ Claims Settled**
22100+ CASHLESS HEALTHCARE PROVIDERS^^
**Number of claims settled as of 30th June 2023 *India Insurance Summit & Awards 2023
The Saral Suraksha Bima is an accidental cover designed based on the guidelines of IRDAI. The plan provides compensation in times of accidental death or disability.
Saral Suraksha Bima is a plan by the IRDAI. Thus, all health and personal accident insurance providers should offer the policy.
The Saral Suraksha Bima offers coverage for one year.
Care’s Saral Suraksha Bima offers a no-claim bonus for every year you don’t file a claim. The policy increases 5% of base coverage every year for up to 50% of the sum insured.
Product Benefits
Brochure
Customer Information Sheet
Prospectus
Sales:1800-102-4499
Services:
8860402452
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Saral Suraksha Bima: UIN - CHIPAIP21610V012021
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of Dec 2025
^^Number of Cashless Healthcare Providers as of Dec 2025
^The premium is calculated for one individual aged 18, with a total coverage of โน10 lakh, with Risk of Administrative Work selected, for a 1-year policy tenure.
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