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Care Supreme-Value: A Health Plan Offering Value for Money

Care Supreme-value is a health plan specially designed to meet the health coverage needs of middle-aged individuals. The plan offers extensive coverage, affordable premiums, and exclusive offers under its wellness benefits.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
  • Claim settled ratio
  • Claim settled

Affordable and Unrestricted Coverage for Your Health

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5% Online + upto 30% Renewal Discount~~

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What is Care Supreme-Value?

Has affording competitive healthcare services been a pipe dream lately? Have you been sacrificing healthcare quality for affordable options? If yes, then look no further than Care Supreme Value!

Care Supreme Value is a carefully designed health insurance plan tailored to meet your healthcare needs while still keeping the costs manageable. Apart from offering exhaustive coverage, the plan combats three major insurance concerns- accessibility, savings and the well-being of our insured individuals. The plan is an ideal choice for middle-aged individuals and families alike. Keep reading to understand better this health plan to make an informed purchase of your healthcare shield!

Plan Highlights of Care Supreme Value

Care Supreme Value offers varied benefits under several sum-insured options. Below are the major highlights of the plan:

  • 50% of the Sum Insured is offered as a Cumulative Bonus for a maximum of up to 100% of the Sum Insured.
  • No sub-limits or caps for coverage of expenses incurred due to hospitalisation, domiciliary hospitalisation, AYUSH treatment, and organ donor cover.
  • Unlimited automatic recharge is available to help you get continued coverage.
  • Up to 30% discounts on renewal premiums under Wellness Benefit to encourage you to stay healthy!
  • Unlimited E-consultations with General Physicians.
  • Special 15% discount on premium under Smart Select Benefit.

What is Covered under Care Supreme Value

See all Sum Insured Options east

Sum Insured 5L/7L/10L
In-Patient Care
info Coverage of treatment expenses that requires you to stay in the hospital for more than 24 Hours.
Up to SI
Day Care Treatment
info Coverage of treatment expenses that require you to stay in a hospital for less than 24 hours. We offer coverage for daycare treatment such as Cataracts, Chemotherapy, Dialysis, removal of Stones, etc.
Up to SI
Room Rent*
info We offer coverage for the cost of the most economical single private AC room available in the hospital.
The most Economical Single Private AC Room in hospital
ICU Coverage
info The cost of ICU rent charges is covered under this benefit.
No Limit
Advance Technology Methods
info Coverage of expenses incurred on treatment using specified Advanced Technology methods during a hospital stay.
Up to SI
Pre-hospitalisation Medical Expenses
info Coverage of expenses incurred on Doctor’s Fees, prescribed diagnostics and prescribed pharmacy for up to 60 days before hospitalisation.
60 Days
Post Hospitalisation Medical Expenses
info Coverage of expenses incurred on Doctor’s Fees, prescribed diagnostics and prescribed pharmacy covered for up to 180 days post discharge from hospital.
180 Days
AYUSH Treatment
info Coverage for Alternative treatments such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy (collectively known as AYUSH) is covered if the patient is hospitalised in a AYUSH certified clinic.
Up to SI
Domiciliary Hospitalisation
info If a doctor prescribes treatment at home under specified circumstances for up to 3 days, then the treatment expenses are covered under domiciliary benefit.
Up to SI
Organ Donor Cover
info If a donor meets the specified requirements of the GOI and the organ is being donated to an insured member, then the policy may cover the surgical expense of the donor.
Up to SI
Road Ambulance Cover
info Expenses for hiring a road ambulance to transport the insured to the hospital for admission or for shifting the insured from one hospital to another for better treatment are covered.
Up to Rs.10,000 per year
Cumulative Bonus
info We shall reward your SI with up to 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim.
50% of SI per year, max up to 100% of SI; Claim shall not reduce Bonus Accrued
Unlimited Automatic Recharge
info You will never run out of coverage due to multiple hospitalisations in a policy year. We shall recharge your policy with an amount equal to SI unlimited times in a policy year. This additional amount can be used for multiple hospitalisations for related or unrelated illnesses.
Unlimited times for the same/or unrelated person/ disease
Unlimited E-Consultations
info Avail Unlimited e-consultation from a general Physician by booking an appointment through the mobile application.
Available for Consultations with General Physicians
Health Services
info Discount Connect - Discounts on services such as consultations, diagnostics, maternity, etc. are available at our network.
Discount Connect – Discounts on services such as consultations, diagnostics, etc., through our network available in Mobile Application
Smart Select*
info Reduce your premium by selecting this option and avail cashless treatment from a list of specified network hospitals under this benefit.
Available only at restricted network
Wellness benefit*
info Get up to 30% discount on renewal premium by participating in the wellness program.
Up to 30% Discount on Renewal Premium based on Health Days accumulated
*Room Rent Modification, Smart Select and Wellness Benefit are Optional benefits pre-added on the Care Supreme-Value for Money
**Smart Select Network available for customers in Value for Money is different from standard Smart Select Network available with other products

Care Supreme-Value Policy Details

  • Entry Age - Minimum

    • Adult: 18 years

    • Child: 90 days

  • Entry Age – Maximum

    • Adult: 99 Years

    • Child: 24 Years (last birthday)

  • Exit Age

    • Adult: Lifelong

    • Child: 25 Years

  • Cover Type

    • Individual: Max up to 6 persons

    • Floater: Max up to 2A2C

  • Tenure Options

    • 1/2/3 Years

  • Relationship Covered

    • Self, spouse/live-in partner/same sex partner, son, daughter, father, mother, mother-in-law, father-in law, grandfather, grandmother

  • Waiting Period

    • Initial Waiting Period: 30 days except for accidental expenses

    • Named Ailment Waiting Period: 24 months of continued coverage

    • Pre-existing Diseases Waiting Period: 48 months of continued coverage

Download Terms & Conditions
  • Any OPD Treatment

  • Expenses attributable to suicide, attempted suicide, or any other self-inflicted injury

  • Expenses arising due to consumption of alcohol/tobacco or drug use/misuse/abuse

  • Expenses of spectacles/contact lenses and dental treatment that does not require hospitalisation

  • Expenses occurring due or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences

  • Any external congenital disease

  • Infertility related tests and treatment

  • Unlawful activities



Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization



Request for pre-authorization


Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.


Approval letter sent by the claim management team


Hospital/Insured to response to the query raised by the claim management team


You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions


Approval letter sent by the claim management team


Insured to response to the query raised by the claim management team


We will communicate the reason in case of rejection

24800+Health Care Providers Serving Cashless Medical Services Across The Globe

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Voice of Our Customer

Rashmi Sharma
Care Supreme Value

Helpful plan

I got care supreme for myself and my husband. My husband had dengue and care health insurance helped me with fast claim process. Amazing service.
Mithilesh Tyagi
Care Supreme Value

Good product

I had a good experience bcz good product given for my father in law and mother in law.. i would like to inform to my relatives and friends to take insurance in care health. Thank you
Megha Shailesh Gupta
Care Supreme Value


Thank you for providing me plan like care supreme and your team gives good response regarding services and helps a lot. ek star wait karane ka kaatungi.
Mahadeb Ghatak
Care Supreme Value

Great Customer Service

I got full cooperation from care health Insurance specially Manicanchan Gupta regarding our claim under care supreme. Thanks
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim


**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

FAQs About Care Supreme-Value

Q. Can I add my children to the Care Supreme Value health plan?

Yes, you can add up to 2 children and 2 adults under the Care Supreme Value health insurance plan.

Q. Why should I opt for the Care Supreme Value health plan?

Care Supreme Value is a health insurance plan that offers discrete benefits at affordable premiums. In a world where healthcare costs are skyrocketing, Care Supreme Value health insurance ensures that you do not have to break the bank or compromise on the quality of healthcare services for yourself and your family.

Q. Do I need medical check-ups to opt for Care Supreme Value health insurance?

A complete health check-up may or may not be necessary to purchase a health insurance plan with Care! Although a medical checkup is not mandatory, our underwriter may request one during your policy purchase.

Q. Is a bonus offered under the Care Supreme Value health plan?

Yes. Care Supreme Value offers a cumulative bonus of 50% of the sum insured, which goes up to a maximum of 100%. Additionally, you may also get up to 30% discounts on renewal premiums if you participate in our wellness programs throughout the policy year.

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024

~~5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.

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