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(Premium includes 18% GST)
To purchase this policy, kindly visit our nearest branch
KEY BENEFITS
ADDITIONAL COVERS
NO CLAIM BONUS
Policy Sum Insured increases by 10% for every claim free year. The maximum increase allowed is 50% of policy Sum Insured.
ANNUAL HEALTH CHECKUP
Annual Health Check-Up for all insured members are covered in the policy
AMBULANCE COVER
Certain amount per hospitaliztion payable if advised by treating medical practioner.
LIFELONG RENEWABILITY
We like to stay with you all the way. Our option of life long renewability helps yau stay covered for life, provided your policy is renewed on time every year.
ACCIDENTAL HOSPITALIZATION
This optional cover provides coverage for the following 3 sub-benefits:
At Care Health Insurance, we believe that health and happiness go hand-in-hand. That's why we bring you Secure- A thoughtfully designed Personal Accident Insurance that directly addresses the concern that can arise from a serious accident.
Any such uncertainty may lead to a financial crunch resulting in stress and anxiety. Therefore, it is highly recommended to purchase an accidental insurance policy. An adequate accidental insurance policy safeguards you financially and stands by you in any emergency. It assists you and your family against bodily injuries, disability and accidental death. Such health insurance plans minimise the impact on one’s savings by providing financial compensation, including coverage for injuries, medical treatment, and even death.
Secure plan highlights
KEY FEATURES | ₹10L | ₹15, 20, 25 & 30L | ₹50L |
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Accidental Death
In case of a tragic loss, we provide for financial support to the family by paying the sum insured to the nominated family member.
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Sum Insured | Sum Insured | Sum Insured |
Permanent Total Disablement
Based on severity of loss of body part due to accident, we also pay a pre-defined percentage of the sum insured. For details, please see 'Plan Details' tab.
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Permanent Total Disablement Improvement
Get double sum insured benefit under Permanent Total Disablement claim.
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Permanent Partial Disablement
Based on severity of loss of body part due to accident, we also pay a pre-defined percentage of the sum insured. For details, please see 'Plan Details' tab.
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Permanent Partial Disablement Improvement
Get double sum insured benefits under Permanent Partial Disablement claim.
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Fractures
Get compensated for fractures and burns pertaining to a surgery, advised by your medical practitioner in case of an accident.
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Up to ₹ 50,000 | Up to ₹ 1,00,000 | Up to ₹ 2,00,000 |
Child Education
In the event of an accident resulting in insured's demise or PTD, we'll take care of his child's education ensuring that their future is not compromised.
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10% of Sum insured | 10% of Sum insured | |
Major Diagnosis Tests
In case injuries caused by an accident require one to undertake any diagnostic tests such as CT scan, MRI, etc. as advised by a medical practitioner, you can do so without a worry.
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Up to ₹ 15,000 | Up to ₹ 25,000 | |
Disappearance
In the event that an accident leaves the insured missing (forced landing, stranding, sinking, wrecking, etc.) for more than 1 year and the insured's demise has been reasonably established, we will pay the sum insured to the nominee.
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Sum insured | Sum insured | |
Mobility Cover
If an injury causes PTD and requires one to use prosthetic devices like artificial arms, legs or eyes, orthopedic braces and medical equipment like wheelchairs or hospital beds, we will reimburse the expenses towards these.
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Up to ₹ 15,000 | Up to ₹ 25,000 | |
Burns
Get compensated for fractures and burns pertaining to a surgery, advised by your medical practitioner in case of an accident.
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Up to ₹ 10,00,000 | Up to ₹ 20,00,000 | |
Repatriation of Mortal Remains | 2% of SI, Max ₹ 1,00,000 | ||
Temprory Total disablement
Get weekly compensation maximum upto 100 weeks in case of temporary total disablement
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Up to ₹ 5,000 per week | Up to ₹ 10,000 per week | Up to ₹ 20,000 per week |
Loyality
On Renewal , we will increase your SI by 5% every year maximum upto 50%. No effect of claim on loyalty benefit.
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5% of Sum Insured | 5% of Sum Insured | 5% of Sum Insured |
Common Carrier Mishap Cover
Get additional upto 100% of sum insured benefit in case of accidental death or Permanent Total Disablement due to travelling in common carrier like train,flight etc
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Optional Benefit | |||
Accidental Hospitalization
In case of Hospitalization due to accident ,claim the expenses incurred on hospitalization upto specified amount.
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Up to ₹ 50,000 | Up to ₹ 50,000 | Up to ₹ 1,00,000 |
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Most Frequently Asked Questions
Popular Questions
A personal accident policy is important to protect your family during unforeseen circumstances like accidents. In the event of hospitalisation due to injuries, treatment for disablement, or even death of the policyholder, the beneficiaries of the personal accident policy will receive the specified coverage amount and thus can lead a life without any financial difficulty.
The minimum entry age for availing the personal accident insurance coverage is 18 Years, and the maximum age is 70 years.
You can buy SECURE for your family if you have purchased a PA policy for yourself. If your spouse or your children are not earning, then you can propose PA cover for 50% of your PA eligibility and 25% of your eligibility in the case of your child.
You can claim from your policy immediately after the policy’s issuance, provided that the unforeseen event happened after the policy's inception.
*Please read the policy terms and conditions carefully to verify the benefits and exclusions in detail.
^^Number of Cashless Healthcare Providers till 31st Dec 2022
Download the Brochure for Secure Complete Plan Details
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Get Complete Policy Details in the Brochure With Our Expert Assistance!
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