Save tax up to ₹75,000 ~ u/s 80D.
Save tax up to ₹75,000 ~ u/s 80D.
Cancer is one of the deadliest illnesses affecting people today. In addition to being among the most costly to treat, it is also one for which you are least prepared. Most cancers can be cured with prompt medical attention, which is good news. The treatment is sadly becoming more expensive as a result of increased medical inflation and is often paid for out of pocket by patients. Hospitalisation, medications, chemotherapy, and other expenses may severely impact your savings. With the correct cancer insurance plan, you can combat the negative impacts of medical inflation and battle this fatal condition.
Cancer Mediclaim Policy by Care Health Insurance is a specialised health insurance plan created especially to pay for hospitalisation and cancer-related medical costs. It offers thorough protection, including hospitalisation, surgery, chemotherapy, radiotherapy, OPD, and other related expenses. Thanks to this policy, you can access the best medical resources for treating cancer at any stage. Additionally, you will pay a minimal premium for lifetime cancer protection.
We also reward you for being healthy by giving you a bonus for each year without a claim. One of the best aspects of this cancer care policy is the cashless hospitalisation for treatment at 22900+ cashless healthcare providers.
You should choose cancer coverage mainly because of the worrying statistics and the unprecedented health circumstances. Check out Care Health Insurance's cancer cover policy's extensive perks and coverage:
Cover Highlights
KEY FEATURES | ₹10,25,50,100 & 200L | ||
---|---|---|---|
In-Patient Hospitalization
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If you are admitted to a hospital for in-patient care, for a minimum period
of 24 consecutive hours, we cover for your treatment expenses - right from
room charges, nursing expenses and intensive care unit charges to surgeon's
fee, doctor's fee, anaesthesia, blood, oxygen, operation theatre charges,
etc.
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Upto SI | ||
Day Care Treatment
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We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more.
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Upto SI | ||
Pre-Hospitalization Medical Expenses and Post-Hospitalization Medical Expenses
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We cover the relevant medical expenses such as doctor consultation, Diagnostic tests, medications incurred up to 30 days before your hospitalization/60 days post your hospitalization.
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Pre-Hospitalization for 30days & Post-Hospitalization for 60days; Maximum up to SI |
||
Chemotherapy and Radiotherapy Cover
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Covers expenses incurred for chemo and radio therapy.
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Upto SI | ||
Ambulance Cover
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In an emergency, we reimburse expenses incurred by you for availing a domestic road ambulance during your
hospitalization.
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Upto ₹3000/ Hospitalization | ||
Organ Donor Cover
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We reimburse you the medical expenses that are incurred by an organ donor while undergoing the organ transplant surgery.
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Up to SI or 15 L whichever is lower | ||
Alternative Treatments
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Covers Ayurveda, Unani, Sidha and Homeopathy treatment
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Up to 25% Sum Insured | ||
Second Opinion
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If you feel uncertain about your diagnosis, you can opt for a second opinion, arranged by us.
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Once per Covered Condition per policy year | ||
Annual Health Check-up
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Annual health check-up for insured member.
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Annual from 2nd Policy Year on continuous Coverage | ||
No Claims Bonus(NCB) | 50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI(50%/25/25%-Corresponding decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB) | ||
Health Services | |||
Quick Recovery Counseling
Psychologist Counseling expenses covered
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Up to ₹1000 Per Session, Maximum 8 Sessions Post Hospitalization in a Policy year( can be availed twice in a month) | ||
Doctor on Call
Consult doctors on a call
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Yes(Telephonic/Online Mode) | ||
Health Portal | Value added services through Company’s Website | ||
Global Coverage: Coverage outside India - 45 continuous days in a single trip; Max. 90 days on a cumulative basis, in a Policy Year.
Avail Hospitalization expenses outside India with a mandatory co-payment of 10 % per claim.
|
Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day-Care treatment with a Co-payment of 10% per Claim) | ||
OPD Expenses (Diagnostics + Consultations + Pharmacy ) | Up to 1% of SI ,Max up to ₹25,000 |
Look for hospitals around you
India is experiencing an increase in cancer diagnoses, and the associated treatment is becoming more expensive. Therefore, you should have the protection of Cancer mediclaim if you wish to fend against this devastating illness and save your hard-earned money.
Any person between 5 to 50 years is eligible to be ensured under this policy where the age of the proposer is above 18 years. Also, there is no exit age for the Cancer Mediclaim policy. In this plan, you can secure up to 6 family members.
You may need to go through a pre-policy medical checkup before buying this policy for you and your loved ones, as per the underwriter's discretion.
The cost of treating a pre-existing condition will be covered after 36 months of enrollment in this plan.
Without having to worry about money, our top network hospitals around the country offer cashless treatments. We cover the entire world in Care Cancer Mediclaim Policy. For the covered conditions outside of India, you can use a reimbursement or cashless facility to pay for hospitalisation costs.
Expenses linked to the treatment of any sickness within 90 days of the initial policy start date shall be excluded. However, if the insured person maintains continuous coverage for more than a year, this exclusion will not be applicable.
Yes, you can cover your spouse and up to 6 family members under Cancer Mediclaim Policy.
If you are diagnosed with cancer Care Cancer Mediclaim Policy does not require you to pay your bills. You only need to produce your medical records to the hospital to receive the claim for your treatment.
We at Care Health Insurance Insurance cover all major types of cancer at any stage. The coverage for the condition is at the underwriter's discretion.
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
~~10% discount is applicable for a 3-year policy
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