Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
Cancer Insurance is a medical cover offering financial and healthcare protection against major cancer-related treatment expenses at all stages. The policy offers lifelong-renewability and wide sum insured options.
Reasons to Choose Care Health Insurance?
Cancer is one of the deadliest illnesses affecting people today. In addition to being among the most costly to treat, it is also one for which you are least prepared. Most cancers can be cured with prompt medical attention, which is good news. The treatment is sadly becoming more expensive as a result of increased medical inflation and is often paid for out of pocket by patients. Hospitalisation, medications, chemotherapy, and other expenses may severely impact your savings. With the correct cancer insurance plan, you can combat the negative impacts of medical inflation and battle this fatal condition.
Cancer Mediclaim Policy by Care Health Insurance is a specialised health insurance plan created especially to pay for hospitalisation and cancer-related medical costs. It offers thorough protection, including hospitalisation, surgery, chemotherapy, radiotherapy, OPD, and other related expenses. Thanks to this policy, you can access the best medical resources for treating cancer at any stage. Additionally, you will pay a minimal premium for lifetime cancer protection.
We also reward you for being healthy by giving you a bonus for each year without a claim. One of the best aspects of this cancer care policy is the cashless hospitalisation for treatment at 21600+ cashless healthcare providers.
You should choose cancer coverage mainly because of the worrying statistics and the unprecedented health circumstances. Check out Care Health Insurance's cancer cover policy's extensive perks and coverage:
Cover Highlights
Chemo and Radio Therapy
Organ Donor Cover
Annual Health Check-Up
Cover all major types of cancer
Lifelong renewability
Doctor on Call
| KEY FEATURES | ₹10,25,50,100 & 200L | ||
|---|---|---|---|
| In-Patient Hospitalization
info
If you are admitted to a hospital for in-patient care, for a minimum period
of 24 consecutive hours, we cover for your treatment expenses - right from
room charges, nursing expenses and intensive care unit charges to surgeon's
fee, doctor's fee, anaesthesia, blood, oxygen, operation theatre charges,
etc.
|
Upto SI | ||
| Day Care Treatment
info
We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more.
|
Upto SI | ||
| Pre-Hospitalization Medical Expenses and Post-Hospitalization Medical Expenses
info
We cover the relevant medical expenses such as doctor consultation, Diagnostic tests, medications incurred up to 30 days before your hospitalization/60 days post your hospitalization.
|
Pre-Hospitalization for 30days & Post-Hospitalization for 60days; Maximum up to SI |
||
| Chemotherapy and Radiotherapy Cover
info
Covers expenses incurred for chemo and radio therapy.
|
Upto SI | ||
| Ambulance Cover
info
In an emergency, we reimburse expenses incurred by you for availing a domestic road ambulance during your
hospitalization.
|
Upto ₹3000/ Hospitalization | ||
| Organ Donor Cover
info
We reimburse you the medical expenses that are incurred by an organ donor while undergoing the organ transplant surgery.
|
Up to SI or 15 L whichever is lower | ||
| Alternative Treatments
info
Covers Ayurveda, Unani, Sidha and Homeopathy treatment
|
Up to the Sum Insured | ||
| Second Opinion
info
If you feel uncertain about your diagnosis, you can opt for a second opinion, arranged by us.
|
Once per Covered Condition per policy year | ||
| Annual Health Check-up
info
Annual health check-up for insured member.
|
Annual from 2nd Policy Year on continuous Coverage | ||
| No Claims Bonus(NCB) | 50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI(50%/25/25%-Corresponding decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB) | ||
| Health Services | |||
| Quick Recovery Counseling
Psychologist Counseling expenses covered
|
Up to ₹1000 Per Session, Maximum 8 Sessions Post Hospitalization in a Policy year( can be availed twice in a month) | ||
| Doctor on Call
Consult doctors on a call
|
Yes(Telephonic/Online Mode) | ||
| Health Portal | Value added services through Company’s Website | ||
| Global Coverage: Coverage outside India - 45 continuous days in a single trip; Max. 90 days on a cumulative basis, in a Policy Year.
Avail Hospitalization expenses outside India with a mandatory co-payment of 10 % per claim.
|
Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day-Care treatment with a Co-payment of 10% per Claim) | ||
| OPD Expenses (Diagnostics + Consultations + Pharmacy ) | Up to 1% of SI ,Max up to ₹25,000 | ||
Entry Age - Minimum is 5 years Individual Basis
Entry Age - Maximum is 50 years on Individual Basis
Cover Type Individual: Maximum up to 6 Persons
Initial Waiting Period 90 days from any illness
Pre-existing Disease Waiting Period - 36 months of continued coverage
Any item or condition or treatment specified in List of Non-Medical Items
Any treatment arising from or traceable to pregnancy (including voluntary termination), miscarriage (unless due to an Accident), childbirth, maternity (including caesarian section), abortion or complications of any of these.
Treatment taken from anyone who is not a Medical Practitioner or from a Medical Practitioner who is practicing outside the discipline for which he is licensed or any kind of self-medication.
Unproven/Experimental or investigational treatments. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment.
Charges incurred in connection with routine eye examinations and ear examinations, dentures, artificial teeth and all other similar external appliances and / or devices whether for diagnosis or treatment.
Treatment of mental illness or psychological disorders or Parkinson's or Alzheimer's disease even if caused or aggravated by or related to an Accident or Illness.
Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for reconstruction following an Accident, Burn(s) or Cancer or as part of medically necessary treatment to remove a direct and immediate health risk to the insured. For this to be considered a medical necessity, it must be certified by the attending Medical Practitioner.
Treatment taken from anyone who is not a Medical Practitioner or from a Medical Practitioner who is practicing outside the discipline for which he is licensed or any kind of self-medication.
Act of self-destruction or self-inflicted Injury, attempted suicide or suicide while sane or insane or illness or injury attributable to consumption, use, misuse or abuse of intoxicating drugs, alcohol,tobacco(smoking/non-smoking)or hallucinogens.
All preventive care (except eligible and entitled for Benefit 9: Annual Health Check-up), Vaccination, including Inoculation and Immunizations (except in case of post-bite treatment), vitamins and tonics.
Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent
Investigation and evaluation
a. Expenses related to any admission primarily for diagnostics and evaluation purposes only are excluded.
b. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment are excluded.
STEP 1
Emergency
Intimate within 24 hours of your hospitalization
Planned Hospitalization
Intimate us 48 hours prior to your hospitalization
STEP 2
Cashless
Request for pre-authorization
Reimbursement
Claim from submission
Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.
Approval
Approval letter sent by the claim management team
Query
Hospital/Insured to response to the query raised by the claim management team
Rejected
You may initiate the treatment and file for reimbursement claim
Submission of claim form along with required
documents, as per the policy terms & conditions
Approval
Approval letter sent by the claim management team
Query
Insured to response to the query raised by the claim management team
Rejected
We will communicate the reason in case of rejection
Look for hospitals around you
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the
Year*
48 Lakh + Claims Settled**
24800+
CASHLESS HEALTHCARE PROVIDERS^^
India is experiencing an increase in cancer diagnoses, and the associated treatment is becoming more expensive. Therefore, you should have the protection of Cancer mediclaim if you wish to fend against this devastating illness and save your hard-earned money.
Any person between 5 to 50 years is eligible to be ensured under this policy where the age of the proposer is above 18 years. Also, there is no exit age for the Cancer Mediclaim policy. In this plan, you can secure up to 6 family members.
You may need to go through a pre-policy medical checkup before buying this policy for you and your loved ones, as per the underwriter's discretion.
The cost of treating a pre-existing condition will be covered after 36 months of enrollment in this plan.
Without having to worry about money, our top network hospitals around the country offer cashless treatments. We cover the entire world in Care Cancer Mediclaim Policy. For the covered conditions outside of India, you can use a reimbursement or cashless facility to pay for hospitalisation costs.
Expenses linked to the treatment of any sickness within 90 days of the initial policy start date shall be excluded. However, if the insured person maintains continuous coverage for more than a year, this exclusion will not be applicable.
Yes, you can cover your spouse and up to 6 family members under Cancer Mediclaim Policy.
If you are diagnosed with cancer Care Cancer Mediclaim Policy does not require you to pay your bills. You only need to produce your medical records to the hospital to receive the claim for your treatment.
We at Care Health Insurance Insurance cover all major types of cancer at any stage. The coverage for the condition is at the underwriter's discretion.
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of 31st March 2024
~~10% discount is applicable for a 3-year policy
Get the best financial security with Care Health Insurance!
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