Covid Banner

Avail 5% Off for Lifetime Also Save Tax U/S 80D

Covid Banner

Time Left to Save Tax
Health Insurance Can Help You Save Tax u/s 80D

00 Days
00 Hours
00 Min
00 Sec
verified
Call Buy Policy : 1800-102-4499

We thank you for your interest in Care Health Insurance. Our expert will call you soon to assist you

Let us help you find
a Perfect Plan

Buy Now
Call Get a call back from us Close

+91 verified

Or call us on our toll free number

Thank You

Thank you!

We thank you for your interest in Care Health Insurance . Our expert will call you soon to assist you.

Done
Message Welcome to Live Chat Close

Start Chat

callback

Call

Care Enhance Super Top up Health Insurance Plan

Care Enhance - a Super Top up Health Insurance Plan that is a supplement to your standard health insurance plan, adds advantages and an increased sum to give you the best protection against medical costs.

View More

Get Super Top Up Plan for Additional Benefits & Coverage

Get a Free Quote

Discount Offer
+91 verified

Back Select family members
you want to cover

Continue

Back Where do you live?
Help us with your city

verified

    View Quote

    Reasons to Choose Care Health Insurance?

    • Healthcare Networks
      20,800+ CASHLESS HEALTHCAREPROVIDERS^^
    • Claim settled ratio
      95.2% INSURANCE CLAIMSETTLEMENT RATIO*
    • Claim settled
      30 LACS+ CLAIMS SETTLEDSUCCESSFULLY*

    What is Care Enhance Super Top up Health Insurance Plan?

    A supplement to your current health insurance, Care Enhance Super Top-up insurance provides additional medical coverage. The policy protects against higher medical costs than those covered by your current health insurance. A super top-up policy functions as an additional safety net, paying for the medical expenses when the existing plan ceases to offer coverage.

    The concept behind a super top-up health plan is the policy deductible. The coverage only covers your medical costs once you have paid a predetermined deductible. With Care Health Insurance, you have greater freedom in managing your healthcare spending by selecting a suitable deductible from a range of 1 to 10 lakhs. So it is a wise decision to get super top-up insurance if you want to increase your healthcare coverage.

    Plan Highlights of Care Enhance Super Top up Health Insurance Plan

    • A wide range of options for the maximum amount insured, up to 55 lac*, are available, and you can select the best one.
    • Regardless of prior claim history, all adult policyholders are entitled to an annual health examination.
    • Enhance Anywhere- a feature that lets you receive specific medical care anywhere in the world.
    • Our policy covers a range of contemporary daycare procedures.
    • There is no sub-limit on ICU costs, doctor's fees, etc. in the coverage.
    • At the nation's top network hospitals, you can receive quick medical care using a cashless treatment facility.
    • Section 80D of the Income Tax Act of India of 1961 entitles the policyholder to tax advantages.

    Cover Highlights

    Annual health check-up

    Annual health
    check-up

    Family floater option

    FAMILY FLOATER OPTION

    Expert opinion

    EXPERT OPINION
    (ADD-ON BENEFIT)

    Pre & Post hospitalization

    Pre & Post hospitalization
    Expenses

    Inpatient care

    INPATIENT CARE

    Day care treatment

    Day care treatments

    Icu charges doctor fees etc

    ICU CHARGES,
    DOCTOR'S FEES ETC, -NO LIMIT

    Organ donor cover

    ORGAN DONOR COVER

    Features of Care Enhance Super Top up Health Insurance Plan

    See all Sum Insured Options arrow close

    KEY FEATURES Product Details
    Deductible(or existing Policy Sum Insured) 1L to 10L
    Sum Insured 1L to 30L
    In Patient Care Up to Sum Insured
    Pre Hospitalization
    We cover the related medical expenses incurred by you even 30 days before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days.
    30 Days
    Post Hospitalization
    We cover the related medical expenses incurred by you even 30 days before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days.
    60 Days
    Day Care Treatment
    If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours, we pay from room charges to operation theatre charges and more. We also pay for your medical expenses if you undergo even a day care treatment at a hospital that requires hospitalization for less than 24 hours - we cover a comprehensive range of 170 day care treatments, the highest in industry.
    tick-mark
    Room Rent Category Single Private Room
    ICU Charges, Doctor's Fee etc. No Limit
    Health Check-Up
    Our wish is your good health. To pre-empt your ever having to visit a hospital, you can avail our comprehensive health check-ups for yourself and members covered as adult in the policy, every year. Even if you make a claim with us! Just call our call center anytime, to schedule your appointment. Its simple.
    tick-mark
    Organ Donor Cover No Limit
    Brochure

    Download the Brochure for Enhance Complete Plan Details

    Download Enhance complete plan details

    Read Through it!
    Get Complete Policy Details in the Brochure With Our Expert Assistance!

    Add-ons to cover your specific needs

    EXPERT OPINION

    Expert Opinion

    An add-on cover that offers expert opinion from a specialist medical professional, on ailments pertaining to certain specified major illnesses. We shall arrange the services for you on your behalf.

    Super Top-up Plan Details

    • Entry age - Minimum Adult: 18 years and Child: 1 day (floater), 5 years (individual)

    • Entry Age - Maximum Adult no age limit and Child 24 years

    • Renewability Lifelong

    • Co-payment: 20% co-payment applicable if entry age is 61 years and above.

    • Initial Wait Period - 30 days

    • Named Ailment Waiting Period - 24 months

    • Pre-existing Disease Wait Period - 48 months

    Download Terms & Conditions
    • Any pre-existing ailment/injury that was diagnosed /acquired within 48 months prior to issuance of the first policy.

    • Any diseases contracted during first 30 days of the policy start date except those arising out of accidents

    • Non-allopathic treatment

    • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)

    • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse

    • Cost of spectacles/contact lenses, dental treatment

    • Medical expenses incurred for treatment of AIDS

    • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences

    • Congenital disease

    • Tests and treatment relating to infertility and in vitro fertilisation

    STEP 1

    Emergency

    Intimate within 24 hours of your hospitalization

    Planned Hospitalization

    Intimate us 24 hours of your hospitalization

    STEP 2

    Cashless

    Request for pre-authorization

    Reimbursement

    Claim from submission

    Complete the pre-authorization form available
    at the hospitals insurance/TPA Desk and send us through fax.

    Approval

    Approval

    Approval letter sent by the claim management team

    Query

    Query

    Hospital/Insured to response to the query raised by the claim management team

    Rejected

    Rejected

    You may initiate the treatment and file for reimbursement claim

    Submission of claim form along with required
    documents, as per the policy terms & conditions

    Approval

    Approval

    Approval letter sent by the claim management team

    Query

    Query

    Insured to response to the query raised by the claim management team

    Rejected

    Rejected

    We will communicate the reason in case of rejection

    20800+HEALTH CARE PROVIDERS SERVE CASHLESS MEDICAL SERVICES ACROSS THE GLOBE

    Look for hospitals around you

    Detailed Hospital List
     19000+ Health Care Providers Across The Globe

    20800+ Cashless Providers

    19000+ Health Care Providers Across The Globe

    Voice of our Customers

    Yashi Jha

    review Good and proactive response from the team. Very courteous and special thanks to Mr Raja Pal for his hospitality.

    Radhika Sethi

    review Online payments were smooth and the customer service was pretty helpful. Premium was also affordable.

    Saumya Singh

    review Health now a day is very important. It is a must to buy a good health insurance policy for yourself and your family. Highly Recommended CHI

    Mehak Singh

    review Got single policy for entire family under the family floater option. Customer Service were helpful

    Suhasini Yadav

    review I got recommended by friend for Enhance- Super top plan by Care health insurance. I would say it was the wise decision I have opted for my family floater policy. Satisfied with services and support from the team.
    Ankita Sharma

    My appreciation for your prompt service

    At the outset, I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received timely intimation regarding the acceptance of my claim amount settled by you.

    Ankita Sharma

    Health Insurance

    Indubala Nambiar

    We will continue to avail of your scheme

    Thank you for settling the claim amount. It helped me a lot during my tough time. The process is smooth and hassle-free. I will continue with Care Health Insurance and recommend it to my friends as well.

    Indubala Nambiar

    Health Insurance

    Vikas Singh

    Everything went very smooth

    I would like to pass on my appreciation for Virender, who guided me during the difficult time. He helped me at every stage and didn't keep me waiting. Due to his efforts, I was relaxed and everything went very smooth.

    Vikas Singh

    Health Insurance

    Sahil Khattar

    Really helpful explaining the process in advance

    I just wanted to thank you for the exceptional response from you on the recent cashless hospitalization request related to my mother's operation. You were really helpful throughout.

    Sahil Khattar

    Health Insurance

    Aditya Sharma

    Finalising my claim in a short period

    I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies holding payment or rejecting it outright on very flimsy grounds was not the case with Care health insurance, May your tribe grow more

    Aditya Sharma

    Health Insurance

    Selecting a family health insurance plan might be difficult, considering the variety of insurers on the market that provide similar coverage. Simply choosing the coverage with the lowest premium is not a wise move. You must evaluate the advantages and disadvantages of various insurance policies. Care Health Insurance is a specialised health insurer that provides products with a customer's demands in the case of a medical emergency. With CHI, you can choose between various features that will provide you with the top health insurance available.

    Care Healh Insurance Claims Leader of the Year

    Awarded as Claims
    Leader of the year

    Care Healh Insurance Claims Paid

    30 Lakh + Claims Settled^^

    Care Healh Insurance Cashless Claim Approval in-2 Hours

    Cashless claim approval
    in approx. 2 hours

    ^^number of claims settled as on February, 2022

    FAQs on Super Top up Health Insurance

    ×

    Oops! No results found for your keyword search

    Most Frequently Asked Questions

    Q. What do you mean by deductible in super top-up health insurance?

    A deductible is an amount you need to pay for health care services before your insurer begins to pay. Under super top-up insurance, you need to pay your deductible amount only once and can then claim multiple times in a year.

    Q. Who all are eligible for coverage under Super Top up Policy?

    Minimum Entry Age in Individual Cover: The age eligibility for adults is 18 years or above, and for children, the age eligibility is from 5 years to 24 years.

    Maximum Entry Age: This policy has no maximum limit on entry age.

    Age of the Proposer: Minimum 18 years or above.

    Q. When does the Super Top-up Policy activate?

    A super top-up insurance policy will start providing coverage for medical expenses only when the number of claims crosses the deductible chosen in the plan. The insured has to bear the expenses if the claim amount is below the deductible.

    Q. Is there any co-payment applied to this policy?

    There is a co-payment of 20% in the super top-up policy. It is applicable if the entry age of the policyholder in an individual policy (or the eldest insured member in a family floater policy) is 61 years or above. The policyholder must bear 20% of the claim amount, and we will pay the remaining amount, subject to policy T&C.

    Q. Will my pre-existing diseases be covered in Enhance?

    Our super top-up policy will provide coverage for any pre-existing disease (PED) after a 48-month waiting period from the date of policy inception.

    Q. Are any special discounts available under the policy?

    Yes. You get a family discount if you include two or more family members under a single health plan; you can also avail long term policy discount on buying health insurance for more than 2-3 years.

    Q. What are the factors that will affect my super top-up health insurance premium?

    The factors affecting the cost of your super top-up health insurance premium entail age, deductible, pre-existing disease, and sum insured.

    Q. How will super top-up health insurance benefit my parents?

    The risks of critical diseases also increase with age. The incurred healthcare expenses will subsequently be higher as one grows old. Investing in the best super top-up health insurance plans in India will give your finances a much-required cushion if you exhaust the sum insured of your current health cover. It will cover the costs of advanced medical treatment for your parents and help them access the cashless facility without any delays.

    Disclaimer: The Information above is just for reference. Kindly read T & C of the policy thoroughly, Do refer to IRDAI guidelines for tax exemption conditions.

    *Claim Settlement Ratio is for FY 19-20 and number of claims settled till February 2022.
    ^^Number of Cashless Healthcare Providers till 25th March 2022
    **10% discount is applicable for a 3-year policy

    Brochure

    Download the Brochure for Enhance Complete Plan Details

    Download Enhance complete plan details

    Read Through it!
    Get Complete Policy Details in the Brochure With Our Expert Assistance!

    Reach out to us
    Whatsapp 8860402452

    GET FREE QUOTE

    +91
    verified
    chat_icon

    Live Chat

    imgpixcel