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Care Heart-Health Insurance for Heart Patients
Starting at @16/day^- No Claim Bonus up to 50% of SI
- No Pre-Medical Check-up
- Automatic Recharge
- Life-long Renewability
Insured 7,00,00,000+ lives
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Heart Patients Health Insurance Plan Details
More About Product
Product Benefits
Brochure
Customer Information Sheet
Prospectus
Plan Highlights
- An ideal plan for patients with cardiac conditions who have undergone cardiac surgery.
- Provides a lifelong renewability option for ongoing coverage.
- The automatic recharge feature refills your sum insured once per policy year when it is exhausted.
- Assists in monitoring your heart health through Cashless Cardiac Health Check-ups available at our network labs.
- There are no sub-limits or caps on expenses for Day Care treatment, AYUSH treatment, domiciliary hospitalisation, or in-patient care.
Plan Details
- Policy Terms
- Exclusions
Claim Process
- Cashless
- Reimbursement
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- Bengaluru
- Pune
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- New Delhi
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22100+
Cashless Healthcare Providers^^
1400+
Cities Across India
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FAQS on Heart Health Insurance
Q. Is there any sub-limits in the Care Heart coverage?
Yes, there are sub-limits applicable on room rent, ICU charges, treatment of cataract, and treatment of Total Knee Replacement. Do refer to the policy T&C.
Q. Is there a co-payment clause in the Care Heart Plan?
Yes. We have a co-payment clause in the policy. The policyholders will have to bear a certain percentage of every claim amount from their pocket. Please refer to the policy T&C.
Q. What are the conditions for opting for Care Heart?
Some conditions may include having undergone first-time PTCA or CABG within 7 years prior to starting. Corrected Arterial Septal Defect (ASD) or Ventricular Septal Defect, corrected Patent Ductus Arteriosus (PDA), or cardiac conditions treated via RF Ablation are also considered. Additionally, having an angiogram without any subsequent medical intervention is included.
Q. What is the waiting period for Care Heart Insurance?
Care Heart has a 30-day initial waiting period and 24 months for pre-existing diseases and specified ailments.
Q. Is there any minimum and maximum age for purchasing this policy?
People above 18 years of age can opt for the Care Heart policy without restricting the maximum entry age. The policy offers lifelong coverage.
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Get the best financial security with Care Health Insurance!
Reach out to us at
Sales:1800-102-4499
Services: 8860402452
Live Chat
Care Heart: UIN - RHIHLIP21371V022021
Disclaimer: The information above is just for reference. Kindly read the T & C of the policy thoroughly. Do refer to IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
**Number of Claims Settled as of Dec 2025
~~Claim Settlement Ratio for the period April 2025 to Dec 2025
^The premium is calculated for one individual aged 18, with a total coverage of โน3 lakh, for a 1-year policy tenure.
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22100+
Cashless Healthcare Providers^^ -
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